Westamerica Bancorporation Valuation
| WABC Stock | USD 52.41 1.05 2.04% |
At this time, the company appears to be undervalued. Westamerica Bancorporation maintains a prevalent Real Value of $55.07 per share. The last-minute price of the company is $52.41. Our model calculates the value of Westamerica Bancorporation from examining the company fundamentals such as Current Valuation of 1.03 B, profit margin of 0.48 %, and Return On Asset of 0.023 as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Westamerica Bancorporation's valuation include:
Undervalued
Today
Please note that Westamerica Bancorporation's price fluctuation is very steady at this time. Calculation of the real value of Westamerica Bancorporation is based on 3 months time horizon. Increasing Westamerica Bancorporation's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Westamerica Bancorporation is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Westamerica Stock. However, Westamerica Bancorporation's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 52.41 | Real 55.07 | Target 57.0 | Hype 52.47 |
The real value of Westamerica Stock, also known as its intrinsic value, is the underlying worth of Westamerica Bancorporation Company, which is reflected in its stock price. It is based on Westamerica Bancorporation's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Westamerica Bancorporation's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Westamerica Bancorporation helps investors to forecast how Westamerica stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Westamerica Bancorporation more accurately as focusing exclusively on Westamerica Bancorporation's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Westamerica Bancorporation's intrinsic value based on its ongoing forecasts of Westamerica Bancorporation's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Westamerica Bancorporation's closest peers. If more than one evaluation category is relevant for Westamerica Bancorporation we suggest using both methods to arrive at a better estimate.
Westamerica Bancorporation Cash |
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Westamerica Valuation Trend
Comparing Westamerica Bancorporation's enterprise value against its market capitalization is a good way to estimate the value of Westamerica Bancorporation uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Westamerica Bancorporation Total Value Analysis
Westamerica Bancorporation is at this time forecasted to have valuation of 1.03 B with market capitalization of 1.4 B, debt of 18.81 M, and cash on hands of 413.66 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Westamerica Bancorporation fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.03 B | 1.4 B | 18.81 M | 413.66 M |
Westamerica Bancorporation Investor Information
About 78.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.57. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Westamerica Bancorporation recorded earning per share (EPS) of 5.3. The entity last dividend was issued on the 4th of November 2024. The firm had 3:1 split on the 26th of February 1998. Based on the analysis of Westamerica Bancorporation's profitability, liquidity, and operating efficiency, Westamerica Bancorporation is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.85 | 0.9 |
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| Total Cash From Operating Activities | 92.4 M | 181.9 M |
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| Operating Income | 133.1 M | 254.8 M |
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Westamerica Bancorporation Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Westamerica Bancorporation has an asset utilization ratio of 4.46 percent. This indicates that the Company is making $0.0446 for each dollar of assets. An increasing asset utilization means that Westamerica Bancorporation is more efficient with each dollar of assets it utilizes for everyday operations.Westamerica Bancorporation Ownership Allocation
Westamerica Bancorporation retains a total of 26.71 Million outstanding shares. The majority of Westamerica Bancorporation outstanding shares are owned by institutional investors. These institutions are usually referred to as non-private investors looking to purchase positions in Westamerica Bancorporation to benefit from reduced commissions. Consequently, other corporate entities are subject to a different set of regulations than regular investors in Westamerica Bancorporation. Please pay attention to any change in the institutional holdings of Westamerica Bancorporation as this could imply that something significant has changed or is about to change at the company. On March 30, 2022, Representative James M Costa of US Congress acquired $15k to $50k worth of Westamerica Bancorporation's common stock.Westamerica Bancorporation Profitability Analysis
The company reported the previous year's revenue of 284.01 M. Net Income was 161.77 M with profit before overhead, payroll, taxes, and interest of 304.04 M.Westamerica Bancorporation Past Distributions to stockholders
| 15th of November 2024 | ||
| 16th of August 2024 | ||
| 17th of May 2024 | ||
| 6th of May 2024 | ||
| 16th of February 2024 | ||
| 17th of November 2023 | ||
| 18th of August 2023 | ||
| 19th of May 2023 | ||
| 17th of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Westamerica Bancorporation's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Westamerica Bancorporation and how it compares across the competition.
About Westamerica Bancorporation Valuation
The stock valuation mechanism determines Westamerica Bancorporation's current worth on a weekly basis. Our valuation model uses a comparative analysis of Westamerica Bancorporation. We calculate exposure to Westamerica Bancorporation's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Westamerica Bancorporation's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 326.6 M | 209.4 M | |
| Pretax Profit Margin | 0.70 | 0.41 | |
| Operating Profit Margin | 0.90 | 0.85 | |
| Net Profit Margin | 0.51 | 0.30 |
Westamerica Bancorporation Quarterly Retained Earnings |
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A single share of Westamerica Bancorporation represents a small ownership stake in the entity. As a stockholder of Westamerica, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Westamerica Bancorporation Dividends Analysis For Valuation
The current year's Dividend Payout Ratio is expected to grow to 0.34, whereas Dividends Paid is forecasted to decline to about 33.3 M. . At present, Westamerica Bancorporation's Price Earnings Ratio is projected to drop slightly based on the last few years of reporting. The current year's Price Earnings To Growth Ratio is expected to grow to 0.34, whereas Retained Earnings Total Equity is forecasted to decline to about 227.3 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 52.8 M | 33.3 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.26 | 0.34 | |
| Dividend Paid And Capex Coverage Ratio | 3.86 | 3.11 |
There are various types of dividends Westamerica Bancorporation can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Westamerica shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Westamerica Bancorporation directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Westamerica pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Westamerica Bancorporation by the value of the dividends paid out.
Westamerica Bancorporation Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 26.7 M | |
| Quarterly Earnings Growth Y O Y | -0.16 |
Westamerica Bancorporation Current Valuation Indicators
Valuation refers to the process of determining the present value of Westamerica Bancorporation and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Westamerica we look at many different elements of the entity such as Westamerica's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Westamerica Bancorporation, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Westamerica Bancorporation's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Westamerica Bancorporation's worth.Complementary Tools for Westamerica Stock analysis
When running Westamerica Bancorporation's price analysis, check to measure Westamerica Bancorporation's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Westamerica Bancorporation is operating at the current time. Most of Westamerica Bancorporation's value examination focuses on studying past and present price action to predict the probability of Westamerica Bancorporation's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Westamerica Bancorporation's price. Additionally, you may evaluate how the addition of Westamerica Bancorporation to your portfolios can decrease your overall portfolio volatility.
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