Citizens Financial Earnings Estimate

CFG Stock  USD 63.26  0.34  0.54%   
The next projected EPS of Citizens Financial is estimated to be 1.09 with future projections ranging from a low of 1.05 to a high of 1.11. Citizens Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 3.86. Please be aware that the consensus of earnings estimates for Citizens Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Citizens Financial is projected to generate 1.09 in earnings per share on the 31st of March 2026. Citizens Financial earnings estimates show analyst consensus about projected Citizens Financial Group EPS (Earning Per Share). It derives the highest and the lowest estimates based on Citizens Financial's historical volatility. Many public companies, such as Citizens Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Citizens Financial Revenue Breakdown by Earning Segment

By analyzing Citizens Financial's earnings estimates, investors can diagnose different trends across Citizens Financial's analyst sentiment over time as well as compare current estimates against different timeframes. The Citizens Financial's current Gross Profit Margin is estimated to increase to 0.86, while Gross Profit is projected to decrease to roughly 6.3 B. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.

Citizens Financial Earnings Estimation Breakdown

The calculation of Citizens Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Citizens Financial is estimated to be 1.09 with the future projection ranging from a low of 1.05 to a high of 1.11. Please be aware that this consensus of annual earnings estimates for Citizens Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.13
1.05
Lowest
Expected EPS
1.09
1.11
Highest

Citizens Financial Earnings Projection Consensus

Suppose the current estimates of Citizens Financial's value are higher than the current market price of the Citizens Financial stock. In this case, investors may conclude that Citizens Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Citizens Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
2197.12%
1.13
1.09
3.86

Citizens Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Citizens Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Citizens Financial Group predict the company's earnings will be in the future. The higher the earnings per share of Citizens Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Citizens Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Citizens Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Citizens Financial should always be considered in relation to other companies to make a more educated investment decision.

Citizens Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Citizens Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-21
2025-12-311.111.130.02
2025-10-15
2025-09-301.031.050.02
2025-07-17
2025-06-300.880.920.04
2025-04-16
2025-03-310.750.770.02
2025-01-17
2024-12-310.830.850.02
2024-10-16
2024-09-300.790.790.0
2024-07-17
2024-06-300.790.820.03
2024-04-17
2024-03-310.760.790.03
2024-01-17
2023-12-310.840.850.01
2023-10-18
2023-09-300.910.89-0.02
2023-07-19
2023-06-3011.040.04
2023-04-19
2023-03-311.131.1-0.03
2023-01-17
2022-12-311.321.320.0
2022-10-19
2022-09-301.271.30.03
2022-07-19
2022-06-301.021.140.1211 
2022-04-19
2022-03-310.911.070.1617 
2022-01-19
2021-12-311.131.260.1311 
2021-10-20
2021-09-301.151.220.07
2021-07-20
2021-06-301.141.460.3228 
2021-04-16
2021-03-310.981.410.4343 
2021-01-20
2020-12-310.881.040.1618 
2020-10-16
2020-09-300.750.73-0.02
2020-07-17
2020-06-300.150.550.4266 
2020-04-17
2020-03-310.670.940.2740 
2020-01-17
2019-12-310.950.990.04
2019-10-18
2019-09-300.960.980.02
2019-07-19
2019-06-300.940.960.02
2019-04-18
2019-03-310.890.930.04
2019-01-18
2018-12-310.940.980.04
2018-10-19
2018-09-300.90.930.03
2018-07-20
2018-06-300.850.880.03
2018-04-20
2018-03-310.760.780.02
2018-01-19
2017-12-310.670.710.04
2017-10-20
2017-09-300.640.680.04
2017-07-21
2017-06-300.590.630.04
2017-04-20
2017-03-310.510.610.119 
2017-01-20
2016-12-310.520.550.03
2016-10-21
2016-09-300.480.520.04
2016-07-21
2016-06-300.430.460.03
2016-04-21
2016-03-310.390.410.02
2016-01-22
2015-12-310.420.420.0
2015-10-23
2015-09-300.40.40.0
2015-07-21
2015-06-300.380.40.02
2015-04-22
2015-03-310.350.390.0411 
2015-01-26
2014-12-310.360.390.03
2014-10-27
2014-09-300.350.360.01

About Citizens Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Citizens Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Citizens Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Citizens Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings11.3 B6.6 B
Retained Earnings Total Equity10.5 B5.6 B
Earning Assets41.6 B33.7 B
Earnings Yield 0.07  0.05 
Price Earnings Ratio 13.76  14.11 
Price Earnings To Growth Ratio 0.49  0.51 

Currently Active Assets on Macroaxis

When determining whether Citizens Financial is a strong investment it is important to analyze Citizens Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Citizens Financial's future performance. For an informed investment choice regarding Citizens Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Can Regional Banks industry sustain growth momentum? Does Citizens have expansion opportunities? Factors like these will boost the valuation of Citizens Financial. Projected growth potential of Citizens fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Citizens Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.359
Dividend Share
1.72
Earnings Share
3.86
Revenue Per Share
17.635
Quarterly Revenue Growth
0.107
Investors evaluate Citizens Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Citizens Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause Citizens Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Citizens Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Citizens Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Citizens Financial's market price signifies the transaction level at which participants voluntarily complete trades.