Citizens Financial Company Top Insiders
| CFG Stock | USD 58.41 0.54 0.92% |
Roughly 52% of Citizens Financial's stockholders are presently acquiring. The analysis of insiders' sentiment of trading Citizens Financial Group stock suggests that some insiders are bullish at this time. Citizens Financial employs about 17.5 K people. The company is managed by 49 executives with a total tenure of roughly 223 years, averaging almost 4.0 years of service per executive, having 357.06 employees per reported executive.
| Donald McCree Chairman Vice Chairman - Commercial Banking |
| John Woods Chairman Vice Chairman of the Board, Chief Financial Officer, Executive Vice President |
Insider Sentiment 52
Impartial
Selling | Buying |
Latest Trades
| 2025-04-09 | Ro Khanna | Acquired @ 37.5 | |||
| 2025-04-07 | Jefferson Shreve | Disposed @ 34.76 | |||
| 2024-07-25 | Craig Jack Read | Disposed 3938 @ 43.26 | View | ||
| 2024-04-19 | Craig Jack Read | Disposed 6327 @ 33.7 | View | ||
| 2024-03-05 | Craig Jack Read | Disposed 4508 @ 33.54 | View | ||
| 2024-01-23 | Kathy E. Manning | Acquired @ 33.08 | |||
| 2024-01-19 | Tommy Tuberville | Disposed @ 32.61 | |||
| 2023-12-12 | Kathy E. Manning | Disposed @ 29.31 | |||
| 2023-10-27 | Terrance Lillis | Acquired 1000 @ 22.86 | View | ||
| 2023-07-12 | Daniel S. Goldman | Disposed @ 28.12 | |||
| 2023-06-12 | Tommy Tuberville | Acquired @ 27.41 | |||
| 2023-05-17 | Terrance Lillis | Acquired 1000 @ 26.39 | View | ||
| 2023-05-08 | Tommy Tuberville | Acquired @ 25.76 | |||
| 2023-04-28 | Kathy E. Manning | Acquired @ 30.94 | |||
| 2023-04-21 | Shivan S Subramaniam | Acquired 3300 @ 28.79 | View | ||
| 2023-04-10 | Daniel S. Goldman | Acquired @ 29.29 | |||
| 2023-02-10 | Kevin Cummings | Disposed 90689 @ 43 | View |
Monitoring Citizens Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Acquired vs Disposed
Filed vs Not Filed
Insider sentiment refers to the collective sentiment or feeling of Citizens Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of Citizens Financial Group. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe Citizens Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. Citizens Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Citizens Financial's future performance. Based on our forecasts, it is anticipated that Citizens will maintain a workforce of roughly 17700 employees by February 2026.Citizens Financial's latest congressional trading
Congressional trading in companies like Citizens Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Citizens Financial by those in governmental positions are based on the same information available to the general public.
| 2025-11-14 | Representative Ro Khanna | Acquired Under $15K | Verify | ||
| 2024-02-13 | Senator Tommy Tuberville | Acquired $15K to $50K | Verify | ||
| 2023-07-13 | Senator Tommy Tuberville | Acquired Under $15K | Verify | ||
| 2023-06-14 | Senator Tommy Tuberville | Acquired Under $15K | Verify |
Citizens Financial Management Team Effectiveness
The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.03. At this time, Citizens Financial's Total Current Assets are most likely to decrease significantly in the upcoming years. The Citizens Financial's current Intangibles To Total Assets is estimated to increase to 0.05, while Other Assets are projected to decrease to roughly 116.3 B. Citizens Financial's management efficiency ratios could be used to measure how well Citizens Financial manages its routine affairs as well as how well it operates its assets and liabilities.The current Common Stock Shares Outstanding is estimated to decrease to about 399.9 M. The current Net Income Applicable To Common Shares is estimated to decrease to about 1.5 BCitizens Financial holds a total of 429.49 Million outstanding shares. The majority of Citizens Financial Group outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Citizens Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Citizens Financial. Please pay attention to any change in the institutional holdings of Citizens Financial Group as this could imply that something significant has changed or is about to change at the company. Please note that on November 14, 2025, Representative Ro Khanna of US Congress acquired under $15k worth of Citizens Financial's common stock.
Shares in Circulation | First Issued 2012-12-31 | Previous Quarter 436.5 M | Current Value 435.5 M | Avarage Shares Outstanding 488.4 M | Quarterly Volatility 47.4 M |
Citizens Financial Workforce Comparison
Citizens Financial Group is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 267,511. Citizens Financial holds roughly 17,496 in number of employees claiming about 7% of equities under Financials industry.
Citizens Financial Profit Margins
The company has Net Profit Margin of 0.23 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.32 %, which entails that for every 100 dollars of revenue, it generated $0.32 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.87 | 0.66 |
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Citizens Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Citizens Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-12-01 | 4.3333 | 13 | 3 | 70,216 | 28,128 |
| 2025-03-01 | 3.2222 | 29 | 9 | 379,168 | 176,494 |
| 2024-12-01 | 6.5 | 13 | 2 | 10,226 | 19,164 |
| 2024-09-01 | 13.0 | 13 | 1 | 3,029 | 3,938 |
| 2024-06-01 | 29.0 | 29 | 1 | 346,333 | 6,327 |
| 2024-03-01 | 2.6667 | 32 | 12 | 510,724 | 197,386 |
| 2023-12-01 | 14.0 | 14 | 1 | 4,903 | 179.00 |
| 2023-06-01 | 2.8889 | 26 | 9 | 66,021 | 62,760 |
| 2023-03-01 | 1.36 | 34 | 25 | 803,123 | 557,799 |
| 2022-12-01 | 2.4 | 12 | 5 | 1,943 | 12,016 |
| 2022-06-01 | 4.8333 | 29 | 6 | 66,513 | 187,628 |
| 2022-03-01 | 1.4762 | 31 | 21 | 328,364 | 144,803 |
| 2021-12-01 | 6.0 | 12 | 2 | 1,369 | 4,887 |
| 2021-03-01 | 1.7 | 34 | 20 | 383,861 | 168,695 |
| 2020-12-01 | 3.6667 | 11 | 3 | 1,834 | 13,893 |
| 2020-09-01 | 11.0 | 11 | 1 | 2,093 | 17,535 |
| 2020-06-01 | 26.0 | 26 | 1 | 108,585 | 145,588 |
| 2020-03-01 | 2.2 | 33 | 15 | 415,061 | 188,860 |
| 2019-12-01 | 11.0 | 11 | 1 | 709.55 | 2,140 |
| 2019-06-01 | 11.0 | 22 | 2 | 40,713 | 79,758 |
| 2019-03-01 | 3.25 | 26 | 8 | 463,797 | 178,411 |
| 2018-12-01 | 6.5 | 13 | 2 | 17,282 | 2,690 |
| 2018-06-01 | 11.0 | 22 | 2 | 32,940 | 1,342 |
| 2018-03-01 | 1.4615 | 19 | 13 | 100,744 | 81,658 |
| 2017-12-01 | 2.2 | 11 | 5 | 21.81 | 6,855 |
| 2017-03-01 | 1.0 | 13 | 13 | 258,764 | 106,724 |
| 2016-12-01 | 0.3333 | 1 | 3 | 17,812 | 3,508 |
| 2016-06-01 | 14.0 | 14 | 1 | 160,308 | 0.00 |
| 2016-03-01 | 0.7857 | 11 | 14 | 257,422 | 203,530 |
| 2015-12-01 | 2.25 | 18 | 8 | 145,080 | 110,491,353 |
| 2015-09-01 | 0.5 | 1 | 2 | 500.00 | 108,515,384 |
| 2015-06-01 | 1.7273 | 19 | 11 | 156,016 | 10,511,738 |
| 2015-03-01 | 0.8947 | 17 | 19 | 561,431 | 155,474,739 |
| 2014-12-01 | 0.8571 | 6 | 7 | 143,290 | 14,370,324 |
| 2014-09-01 | 18.0 | 36 | 2 | 876,393 | 161,000,000 |
Citizens Financial Notable Stakeholders
A Citizens Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Citizens Financial often face trade-offs trying to please all of them. Citizens Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Citizens Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Donald McCree | Vice Chairman - Commercial Banking | Profile | |
| John Woods | Vice Chairman of the Board, Chief Financial Officer, Executive Vice President | Profile | |
| Bruce Saun | Chairman, CEO and Chairman of Executive Committee | Profile | |
| Brendan Coughlin | Executive Vice President and Head of Consumer Banking | Profile | |
| Stephen Gannon | Executive Vice President, General Counsel and Chief Legal Officer | Profile | |
| Michael Ruttledge | Executive Vice President, Chief Information Officer | Profile | |
| Mary Baker | Executive Vice President and Head of Business Services | Profile | |
| James Weiss | Florida President | Profile | |
| Malcolm Griggs | Executive Vice President Chief Risk Officer | Profile | |
| Beth Johnson | Executive Vice President and Chief Experience Officer | Profile | |
| Aunoy Banerjee | Executive CFO | Profile | |
| Charles Koch | Independent Director | Profile | |
| Leo Higdon | Independent Director | Profile | |
| Howard Hanna | Independent Director | Profile | |
| William Hankowsky | Independent Director | Profile | |
| Wendy Watson | Independent Director | Profile | |
| Marita Zuraitis | Independent Director | Profile | |
| Terrance Lillis | Independent Director | Profile | |
| Christine Cumming | Independent Director | Profile | |
| Christopher Swift | Independent Director | Profile | |
| Edward Kelly | Independent Director | Profile | |
| Lee Alexander | Independent Director | Profile | |
| Shivan Subramaniam | Independent Director | Profile | |
| Richard Stein | Executive Officer | Profile | |
| Elizabeth Johnson | VC Officer | Profile | |
| Thomas Metzger | Head Manager | Profile | |
| Robert Leary | Independent Director | Profile | |
| Michael Cherny | Head Advisors | Profile | |
| Michele Siekerka | Independent Director | Profile | |
| Susan LaMonica | Chief Human Resource Officer, Executive Vice President | Profile | |
| Paul Casey | Head Management | Profile | |
| Donald III | Senior Division | Profile | |
| Craig Read | Chief VP | Profile | |
| Christopher Schnirel | Chief Controller | Profile | |
| Theodore Swimmer | Head Markets | Profile | |
| Kristin Silberberg | Head Relations | Profile | |
| David Musicant | Head Region | Profile | |
| Kevin Cummings | Independent Director | Profile | |
| Raman Muralidharan | Head Mortgage | Profile | |
| Eric Schuppenhauer | President of Consumer Lending and National Banking | Profile | |
| C Read | Executive Vice President Chief Accounting Officer, Controller | Profile | |
| Michelle Moosally | General Officer | Profile | |
| Nuno Santos | Head Banking | Profile | |
| Susan deTray | Head Bank | Profile | |
| Chris Emerson | Interim Officer | Profile | |
| Taira Hall | Head Payments | Profile | |
| Sal Liberti | Senior Benefits | Profile | |
| Brent Hazzard | Head Bank | Profile | |
| Polly Klane | General Counsel, Chief Legal Officer | Profile |
About Citizens Financial Management Performance
The success or failure of an entity such as Citizens Financial often depends on how effective the management is. Citizens Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Citizens management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Citizens management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.04 | 0.03 | |
| Return On Equity | 0.06 | 0.04 |
Citizens Financial Workforce Analysis
Traditionally, organizations such as Citizens Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Citizens Financial within its industry.Citizens Financial Manpower Efficiency
Return on Citizens Financial Manpower
| Revenue Per Employee | 705.7K | |
| Revenue Per Executive | 252M | |
| Net Income Per Employee | 86.2K | |
| Net Income Per Executive | 30.8M |
Complementary Tools for Citizens Stock analysis
When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.
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