Citizens Financial Company Top Insiders

CFG Stock  USD 58.41  0.54  0.92%   
Roughly 52% of Citizens Financial's stockholders are presently acquiring. The analysis of insiders' sentiment of trading Citizens Financial Group stock suggests that some insiders are bullish at this time. Citizens Financial employs about 17.5 K people. The company is managed by 49 executives with a total tenure of roughly 223 years, averaging almost 4.0 years of service per executive, having 357.06 employees per reported executive.
Donald McCree  Chairman
Vice Chairman - Commercial Banking
John Woods  Chairman
Vice Chairman of the Board, Chief Financial Officer, Executive Vice President

Insider Sentiment 52

 Impartial

 
Selling
 
Buying

Latest Trades

2025-04-09Ro KhannaAcquired @ 37.5
2025-04-07Jefferson ShreveDisposed @ 34.76
2024-07-25Craig Jack ReadDisposed 3938 @ 43.26View
2024-04-19Craig Jack ReadDisposed 6327 @ 33.7View
2024-03-05Craig Jack ReadDisposed 4508 @ 33.54View
2024-01-23Kathy E. ManningAcquired @ 33.08
2024-01-19Tommy TubervilleDisposed @ 32.61
2023-12-12Kathy E. ManningDisposed @ 29.31
2023-10-27Terrance LillisAcquired 1000 @ 22.86View
2023-07-12Daniel S. GoldmanDisposed @ 28.12
2023-06-12Tommy TubervilleAcquired @ 27.41
2023-05-17Terrance LillisAcquired 1000 @ 26.39View
2023-05-08Tommy TubervilleAcquired @ 25.76
2023-04-28Kathy E. ManningAcquired @ 30.94
2023-04-21Shivan S SubramaniamAcquired 3300 @ 28.79View
2023-04-10Daniel S. GoldmanAcquired @ 29.29
2023-02-10Kevin CummingsDisposed 90689 @ 43View
Monitoring Citizens Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.

Acquired vs Disposed

Filed vs Not Filed

Insider sentiment refers to the collective sentiment or feeling of Citizens Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of Citizens Financial Group. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe Citizens Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Citizens Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Citizens Financial's future performance. Based on our forecasts, it is anticipated that Citizens will maintain a workforce of roughly 17700 employees by February 2026.
 
Yuan Drop
 
Covid

Citizens Financial's latest congressional trading

Congressional trading in companies like Citizens Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Citizens Financial by those in governmental positions are based on the same information available to the general public.
2025-11-14Representative Ro KhannaAcquired Under $15KVerify
2024-02-13Senator Tommy TubervilleAcquired $15K to $50KVerify
2023-07-13Senator Tommy TubervilleAcquired Under $15KVerify
2023-06-14Senator Tommy TubervilleAcquired Under $15KVerify

Citizens Financial Management Team Effectiveness

The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.03. At this time, Citizens Financial's Total Current Assets are most likely to decrease significantly in the upcoming years. The Citizens Financial's current Intangibles To Total Assets is estimated to increase to 0.05, while Other Assets are projected to decrease to roughly 116.3 B. Citizens Financial's management efficiency ratios could be used to measure how well Citizens Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The current Common Stock Shares Outstanding is estimated to decrease to about 399.9 M. The current Net Income Applicable To Common Shares is estimated to decrease to about 1.5 B
Citizens Financial holds a total of 429.49 Million outstanding shares. The majority of Citizens Financial Group outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Citizens Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Citizens Financial. Please pay attention to any change in the institutional holdings of Citizens Financial Group as this could imply that something significant has changed or is about to change at the company. Please note that on November 14, 2025, Representative Ro Khanna of US Congress acquired under $15k worth of Citizens Financial's common stock.
 
Shares in Circulation  
First Issued
2012-12-31
Previous Quarter
436.5 M
Current Value
435.5 M
Avarage Shares Outstanding
488.4 M
Quarterly Volatility
47.4 M
 
Yuan Drop
 
Covid
Some institutional investors establish a significant position in stocks such as Citizens Financial in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Citizens Financial, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Citizens Financial Workforce Comparison

Citizens Financial Group is rated below average in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 267,511. Citizens Financial holds roughly 17,496 in number of employees claiming about 7% of equities under Financials industry.

Citizens Financial Profit Margins

The company has Net Profit Margin of 0.23 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.32 %, which entails that for every 100 dollars of revenue, it generated $0.32 of operating income.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.870.66
Significantly Up
Pretty Stable

Citizens Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Citizens Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Citizens Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Citizens Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-12-01
4.3333
13
3
 70,216 
 28,128 
2025-03-01
3.2222
29
9
 379,168 
 176,494 
2024-12-01
6.5
13
2
 10,226 
 19,164 
2024-09-01
13.0
13
1
 3,029 
 3,938 
2024-06-01
29.0
29
1
 346,333 
 6,327 
2024-03-01
2.6667
32
12
 510,724 
 197,386 
2023-12-01
14.0
14
1
 4,903 
 179.00 
2023-06-01
2.8889
26
9
 66,021 
 62,760 
2023-03-01
1.36
34
25
 803,123 
 557,799 
2022-12-01
2.4
12
5
 1,943 
 12,016 
2022-06-01
4.8333
29
6
 66,513 
 187,628 
2022-03-01
1.4762
31
21
 328,364 
 144,803 
2021-12-01
6.0
12
2
 1,369 
 4,887 
2021-03-01
1.7
34
20
 383,861 
 168,695 
2020-12-01
3.6667
11
3
 1,834 
 13,893 
2020-09-01
11.0
11
1
 2,093 
 17,535 
2020-06-01
26.0
26
1
 108,585 
 145,588 
2020-03-01
2.2
33
15
 415,061 
 188,860 
2019-12-01
11.0
11
1
 709.55 
 2,140 
2019-06-01
11.0
22
2
 40,713 
 79,758 
2019-03-01
3.25
26
8
 463,797 
 178,411 
2018-12-01
6.5
13
2
 17,282 
 2,690 
2018-06-01
11.0
22
2
 32,940 
 1,342 
2018-03-01
1.4615
19
13
 100,744 
 81,658 
2017-12-01
2.2
11
5
 21.81 
 6,855 
2017-03-01
1.0
13
13
 258,764 
 106,724 
2016-12-01
0.3333
1
3
 17,812 
 3,508 
2016-06-01
14.0
14
1
 160,308 
 0.00 
2016-03-01
0.7857
11
14
 257,422 
 203,530 
2015-12-01
2.25
18
8
 145,080 
 110,491,353 
2015-09-01
0.5
1
2
 500.00 
 108,515,384 
2015-06-01
1.7273
19
11
 156,016 
 10,511,738 
2015-03-01
0.8947
17
19
 561,431 
 155,474,739 
2014-12-01
0.8571
6
7
 143,290 
 14,370,324 
2014-09-01
18.0
36
2
 876,393 
 161,000,000 

Citizens Financial Notable Stakeholders

A Citizens Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Citizens Financial often face trade-offs trying to please all of them. Citizens Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Citizens Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Donald McCreeVice Chairman - Commercial BankingProfile
John WoodsVice Chairman of the Board, Chief Financial Officer, Executive Vice PresidentProfile
Bruce SaunChairman, CEO and Chairman of Executive CommitteeProfile
Brendan CoughlinExecutive Vice President and Head of Consumer BankingProfile
Stephen GannonExecutive Vice President, General Counsel and Chief Legal OfficerProfile
Michael RuttledgeExecutive Vice President, Chief Information OfficerProfile
Mary BakerExecutive Vice President and Head of Business ServicesProfile
James WeissFlorida PresidentProfile
Malcolm GriggsExecutive Vice President Chief Risk OfficerProfile
Beth JohnsonExecutive Vice President and Chief Experience OfficerProfile
Aunoy BanerjeeExecutive CFOProfile
Charles KochIndependent DirectorProfile
Leo HigdonIndependent DirectorProfile
Howard HannaIndependent DirectorProfile
William HankowskyIndependent DirectorProfile
Wendy WatsonIndependent DirectorProfile
Marita ZuraitisIndependent DirectorProfile
Terrance LillisIndependent DirectorProfile
Christine CummingIndependent DirectorProfile
Christopher SwiftIndependent DirectorProfile
Edward KellyIndependent DirectorProfile
Lee AlexanderIndependent DirectorProfile
Shivan SubramaniamIndependent DirectorProfile
Richard SteinExecutive OfficerProfile
Elizabeth JohnsonVC OfficerProfile
Thomas MetzgerHead ManagerProfile
Robert LearyIndependent DirectorProfile
Michael ChernyHead AdvisorsProfile
Michele SiekerkaIndependent DirectorProfile
Susan LaMonicaChief Human Resource Officer, Executive Vice PresidentProfile
Paul CaseyHead ManagementProfile
Donald IIISenior DivisionProfile
Craig ReadChief VPProfile
Christopher SchnirelChief ControllerProfile
Theodore SwimmerHead MarketsProfile
Kristin SilberbergHead RelationsProfile
David MusicantHead RegionProfile
Kevin CummingsIndependent DirectorProfile
Raman MuralidharanHead MortgageProfile
Eric SchuppenhauerPresident of Consumer Lending and National BankingProfile
C ReadExecutive Vice President Chief Accounting Officer, ControllerProfile
Michelle MoosallyGeneral OfficerProfile
Nuno SantosHead BankingProfile
Susan deTrayHead BankProfile
Chris EmersonInterim OfficerProfile
Taira HallHead PaymentsProfile
Sal LibertiSenior BenefitsProfile
Brent HazzardHead BankProfile
Polly KlaneGeneral Counsel, Chief Legal OfficerProfile
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About Citizens Financial Management Performance

The success or failure of an entity such as Citizens Financial often depends on how effective the management is. Citizens Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Citizens management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Citizens management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Capital Employed 0.04  0.03 
Return On Equity 0.06  0.04 

Citizens Financial Workforce Analysis

Traditionally, organizations such as Citizens Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Citizens Financial within its industry.

Citizens Financial Manpower Efficiency

Return on Citizens Financial Manpower

Revenue Per Employee705.7K
Revenue Per Executive252M
Net Income Per Employee86.2K
Net Income Per Executive30.8M

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When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.
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