Lakeland Financial Earnings Estimate

LKFN Stock  USD 62.40  0.22  0.35%   
The next projected EPS of Lakeland Financial is estimated to be 1.0275 with future projections ranging from a low of 1.0 to a high of 1.05. Lakeland Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 3.99. Please be aware that the consensus of earnings estimates for Lakeland Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Lakeland Financial is projected to generate 1.0275 in earnings per share on the 31st of March 2026. Lakeland Financial earnings estimates show analyst consensus about projected Lakeland Financial EPS (Earning Per Share). It derives the highest and the lowest estimates based on Lakeland Financial's historical volatility. Many public companies, such as Lakeland Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing Lakeland Financial's earnings estimates, investors can diagnose different trends across Lakeland Financial's analyst sentiment over time as well as compare current estimates against different timeframes. As of the 10th of February 2026, Gross Profit is likely to grow to about 270 M, while Pretax Profit Margin is likely to drop 0.26. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lakeland Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
To learn how to invest in Lakeland Stock, please use our How to Invest in Lakeland Financial guide.

Lakeland Financial Earnings Estimation Breakdown

The calculation of Lakeland Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Lakeland Financial is estimated to be 1.0275 with the future projection ranging from a low of 1.0 to a high of 1.05. Please be aware that this consensus of annual earnings estimates for Lakeland Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.16
1.00
Lowest
Expected EPS
1.0275
1.05
Highest

Lakeland Financial Earnings Projection Consensus

Suppose the current estimates of Lakeland Financial's value are higher than the current market price of the Lakeland Financial stock. In this case, investors may conclude that Lakeland Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Lakeland Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
488.22%
1.16
1.0275
3.99

Lakeland Financial Earnings History

Earnings estimate consensus by Lakeland Financial analysts from Wall Street is used by the market to judge Lakeland Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we suggest analyzing not only Lakeland Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Lakeland Financial Quarterly Gross Profit

69.8 Million

At this time, Lakeland Financial's Retained Earnings are very stable compared to the past year. As of the 10th of February 2026, Earnings Yield is likely to grow to 0.08, while Retained Earnings Total Equity is likely to drop about 414.4 M. As of the 10th of February 2026, Net Income Applicable To Common Shares is likely to grow to about 125.4 M, while Common Stock Shares Outstanding is likely to drop about 23.8 M.
Hype
Prediction
LowEstimatedHigh
60.8562.4764.09
Details
Intrinsic
Valuation
LowRealHigh
61.8763.4965.11
Details
Naive
Forecast
LowNextHigh
60.3361.9563.58
Details
5 Analysts
Consensus
LowTargetHigh
60.2966.2573.54
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Lakeland Financial. Your research has to be compared to or analyzed against Lakeland Financial's peers to derive any actionable benefits. When done correctly, Lakeland Financial's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Lakeland Financial. Note that many institutional investors and large investment bankers can move markets due to the volume of Lakeland assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Lakeland Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Lakeland Financial's stock price in the short term.

Lakeland Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Lakeland Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Lakeland Financial predict the company's earnings will be in the future. The higher the earnings per share of Lakeland Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Lakeland Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Lakeland Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Lakeland Financial should always be considered in relation to other companies to make a more educated investment decision.

Lakeland Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Lakeland Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-22
2025-12-311.051.160.1110 
2025-10-27
2025-09-301.041.03-0.01
2025-07-25
2025-06-300.971.040.07
2025-04-25
2025-03-310.890.78-0.1112 
2025-01-24
2024-12-310.90.940.04
2024-10-25
2024-09-300.880.910.03
2024-07-25
2024-06-300.850.870.02
2024-04-25
2024-03-310.860.910.05
2024-01-25
2023-12-310.891.160.2730 
2023-10-25
2023-09-300.90.980.08
2023-07-21
2023-06-300.910.57-0.3437 
2023-04-25
2023-03-311.090.94-0.1513 
2023-01-25
2022-12-311.131.01-0.1210 
2022-10-25
2022-09-301.031.110.08
2022-07-25
2022-06-300.961.00.04
2022-04-25
2022-03-310.930.92-0.01
2022-01-25
2021-12-310.960.95-0.01
2021-10-25
2021-09-300.930.940.01
2021-07-26
2021-06-300.840.950.1113 
2021-04-26
2021-03-310.880.90.02
2021-01-25
2020-12-310.80.970.1721 
2020-10-26
2020-09-300.730.890.1621 
2020-07-27
2020-06-300.540.770.2342 
2020-04-27
2020-03-310.590.670.0813 
2020-01-27
2019-12-310.770.860.0911 
2019-10-25
2019-09-300.770.830.06
2019-07-25
2019-06-300.810.850.04
2019-04-25
2019-03-310.810.840.03
2019-01-25
2018-12-310.790.830.04
2018-10-25
2018-09-300.780.80.02
2018-07-25
2018-06-300.750.780.03
2018-04-25
2018-03-310.70.710.01
2018-01-25
2017-12-310.610.610.0
2017-10-25
2017-09-300.60.620.02
2017-07-25
2017-06-300.550.60.05
2017-04-25
2017-03-310.520.570.05
2017-01-25
2016-12-310.520.530.01
2016-10-25
2016-09-300.50.530.03
2016-07-25
2016-06-300.480.510.03
2016-04-25
2016-03-310.460.490.03
2016-01-25
2015-12-310.470.490.02
2015-10-26
2015-09-300.460.460.0
2015-07-24
2015-06-300.460.45-0.01
2015-04-27
2015-03-310.430.440.01
2015-01-26
2014-12-310.460.44-0.02
2014-10-27
2014-09-300.460.460.0
2014-07-25
2014-06-300.440.450.01
2014-04-25
2014-03-310.410.39-0.02
2014-01-27
2013-12-310.410.420.01
2013-10-25
2013-09-300.390.390.0
2013-07-25
2013-06-300.370.390.02
2013-04-25
2013-03-310.350.370.02
2013-01-25
2012-12-310.370.35-0.02
2012-10-25
2012-09-300.360.380.02
2012-07-25
2012-06-300.340.360.02
2012-04-25
2012-03-310.330.350.02
2012-01-25
2011-12-310.350.33-0.02
2011-10-25
2011-09-300.320.350.03
2011-07-25
2011-06-300.290.330.0413 
2011-04-25
2011-03-310.270.25-0.02
2011-01-25
2010-12-310.280.24-0.0414 
2010-10-25
2010-09-300.270.270.0
2010-07-26
2010-06-300.240.16-0.0833 
2010-04-26
2010-03-310.210.210.0
2010-01-25
2009-12-310.20.210.01
2009-10-26
2009-09-300.230.240.01
2009-07-27
2009-06-300.160.190.0318 
2009-04-27
2009-03-310.220.19-0.0313 
2009-01-26
2008-12-310.240.23-0.01
2008-10-27
2008-09-300.270.280.01
2008-07-23
2008-06-300.260.260.0
2008-04-25
2008-03-310.240.280.0416 
2008-01-25
2007-12-310.260.270.01
2007-10-15
2007-09-300.290.23-0.0620 
2007-07-16
2007-06-300.270.280.01
2007-04-16
2007-03-310.250.250.0
2007-01-16
2006-12-310.260.25-0.01
2006-10-16
2006-09-300.260.25-0.01
2006-07-17
2006-06-300.260.260.0
2006-04-17
2006-03-310.260.25-0.01
2006-01-17
2005-12-310.250.270.02
2005-10-17
2005-09-300.250.24-0.01
2005-07-15
2005-06-300.230.240.01
2005-04-15
2005-03-310.220.220.0
2005-01-18
2004-12-310.220.21-0.01
2004-10-15
2004-09-300.210.220.01
2004-07-15
2004-06-300.20.18-0.0210 
2004-04-15
2004-03-310.20.19-0.01
2004-01-15
2003-12-310.190.190.0
2003-10-15
2003-09-300.20.20.0
2003-07-15
2003-06-300.190.210.0210 
2003-04-15
2003-03-310.180.20.0211 
2003-01-15
2002-12-310.170.190.0211 
2002-10-15
2002-09-300.170.16-0.01
2002-07-15
2002-06-300.160.170.01
2002-04-15
2002-03-310.160.160.0
2002-01-15
2001-12-310.140.160.0214 
2001-10-16
2001-09-300.140.160.0214 
2001-07-18
2001-06-300.130.140.01
2001-03-12
2000-12-310.140.13-0.01
2000-12-27
2000-09-300.140.140.0
2000-06-21
2000-03-310.130.130.0
1999-11-16
1999-09-300.120.120.0
1999-08-13
1999-06-300.120.120.0

About Lakeland Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Lakeland Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Lakeland Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Lakeland Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings788.3 M827.8 M
Retained Earnings Total Equity743 M414.4 M
Earning Assets764.3 M643.4 M
Earnings Yield 0.07  0.08 
Price Earnings Ratio 14.15  11.84 
Price Earnings To Growth Ratio 1.35  1.42 

Pair Trading with Lakeland Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Lakeland Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Lakeland Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Lakeland Stock

  0.66AX Axos FinancialPairCorr
  0.68VABK Virginia NationalPairCorr
  0.83FFIN First Financial Bank Normal TradingPairCorr

Moving against Lakeland Stock

  0.543YB Postal Savings BankPairCorr
  0.35BBC BNK BankingPairCorr
The ability to find closely correlated positions to Lakeland Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Lakeland Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Lakeland Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Lakeland Financial to buy it.
The correlation of Lakeland Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Lakeland Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Lakeland Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Lakeland Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Lakeland Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Lakeland Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lakeland Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lakeland Financial Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lakeland Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
To learn how to invest in Lakeland Stock, please use our How to Invest in Lakeland Financial guide.
You can also try the Commodity Directory module to find actively traded commodities issued by global exchanges.
Will Regional Banks sector continue expanding? Could Lakeland diversify its offerings? Factors like these will boost the valuation of Lakeland Financial. Expected growth trajectory for Lakeland significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Lakeland Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.233
Dividend Share
2.02
Earnings Share
3.99
Revenue Per Share
10.012
Quarterly Revenue Growth
0.166
Investors evaluate Lakeland Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Lakeland Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Lakeland Financial's market price to deviate significantly from intrinsic value.
Understanding that Lakeland Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Lakeland Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Lakeland Financial's market price signifies the transaction level at which participants voluntarily complete trades.