1st Source Stock Today

SRCE Stock  USD 70.45  0.62  0.89%   

Performance

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Weak
 
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Odds Of Distress

Tiny

 
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Low
1st Source is trading at 70.45 as of the 9th of February 2026, a 0.89% increase since the beginning of the trading day. The stock's lowest day price was 69.89. 1st Source has a very small chance of experiencing financial distress in the next few years and had a good performance during the last 90 days. The performance scores are derived for the period starting the 11th of November 2025 and ending today, the 9th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
3rd of September 1996
Category
Financial Services
Classification
Financials
1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients. As of December 31, 2021, the company operated through 79 banking centers in 18 counties in Indiana and Michigan, as well as Sarasota County in Florida. The company has 24.37 M outstanding shares of which 170.68 K shares are at this time shorted by private and institutional investors with about 1.79 trading days to cover. More on 1st Source

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Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

1st Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Executive ChairmanChristopher III
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01840.0175
Notably Up
Slightly volatile
Asset Turnover0.07810.0663
Fairly Up
Pretty Stable
Gross Profit Margin0.550.7032
Significantly Down
Pretty Stable
Net Debt226.2 M271.5 M
Significantly Down
Pretty Stable
Total Current Liabilities119.8 M126.2 M
Notably Down
Pretty Stable
Non Current Liabilities Total4.5 B4.3 B
Sufficiently Up
Slightly volatile
Total Assets4.8 B9.1 B
Way Down
Slightly volatile
Total Current Assets1.7 B1.6 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities234.1 M222.9 M
Sufficiently Up
Slightly volatile
Debt Levels
By employing borrowed capital, 1st Source can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on 1st Source's use of financial leverage and reveals what portion of 1st Source's asset base relies on creditor financing.
Liquidity
1st Source currently holds 340.71 M in liabilities with Debt to Equity (D/E) ratio of 7.06, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about 1st Source's use of debt, we should always consider it together with its cash and equity.

Stock Based Compensation

4.04 Million
1st Source (SRCE) is traded on NASDAQ Exchange in USA and employs 1,205 people. 1st Source is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.72 B. 1st Source conducts business under Banks sector and is part of Financials industry. The entity has 24.37 M outstanding shares of which 170.68 K shares are at this time shorted by private and institutional investors with about 1.79 trading days to cover. 1st Source currently holds about 144.52 M in cash with 193.85 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.86.
Check 1st Source Probability Of Bankruptcy
Ownership Allocation
The majority of 1st Source outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in 1st Source to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in 1st Source. Please pay attention to any change in the institutional holdings of 1st Source as this could imply that something significant has changed or is about to change at the company. Also note that nearly four hundred eighty-seven thousand three hundred eighty invesors are currently shorting 1st Source expressing very little confidence in its future performance.
Check 1st Ownership Details

1st Stock Institutional Holders

InstituionRecorded OnShares
Manufacturers Life Insurance Co2025-06-30
257.6 K
Millennium Management Llc2025-06-30
245.1 K
Hotchkis & Wiley Capital Management Llc2025-06-30
211.9 K
Bridgeway Capital Management, Llc2025-06-30
207.2 K
Northern Trust Corp2025-06-30
192.6 K
Renaissance Technologies Corp2025-06-30
163.9 K
Qube Research & Technologies2025-06-30
161.6 K
Ubs Group Ag2025-06-30
157.3 K
Hhg Plc2025-06-30
139.5 K
1st Source Bank2025-06-30
5.2 M
Blackrock Inc2025-06-30
M
View 1st Source Diagnostics

1st Source Historical Income Statement

At present, 1st Source's Operating Income is projected to increase significantly based on the last few years of reporting. The current year's EBIT is expected to grow to about 215.3 M, whereas Total Operating Expenses is forecasted to decline to about 128.6 M. View More Fundamentals

1st Stock Against Markets

1st Source Corporate Management

Jeffrey BuhrChief Credit Officer of 1st Source Bank and Executive VP of 1st Source BankProfile
Greg BrownPres DivisionProfile
Lawrence MayersRegional BankProfile
Brett BauerCFO VPProfile
When determining whether 1st Source is a strong investment it is important to analyze 1st Source's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact 1st Source's future performance. For an informed investment choice regarding 1st Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in 1st Source. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in private.
For information on how to trade 1st Stock refer to our How to Trade 1st Stock guide.
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Will Regional Banks sector continue expanding? Could 1st diversify its offerings? Factors like these will boost the valuation of 1st Source. If investors know 1st will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every 1st Source data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.315
Dividend Share
1.56
Earnings Share
6.41
Revenue Per Share
17.201
Quarterly Revenue Growth
0.157
Understanding 1st Source requires distinguishing between market price and book value, where the latter reflects 1st's accounting equity. The concept of intrinsic value - what 1st Source's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push 1st Source's price substantially above or below its fundamental value.
Please note, there is a significant difference between 1st Source's value and its price as these two are different measures arrived at by different means. Investors typically determine if 1st Source is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, 1st Source's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.