Provident Financial Earnings Estimate

PROV Stock

USD 16.20 0.09 0.56%

The next projected EPS of Provident Financial is estimated to be 0.2675 with future projections ranging from a low of 0.2675 to a high of 0.2675. Provident Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 0.99. Please be aware that the consensus of earnings estimates for Provident Financial Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.

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Provident Financial is projected to generate 0.2675 in earnings per share on the 30th of June 2026. Provident Financial earnings estimates show analyst consensus about projected Provident Financial Holdings EPS (Earning Per Share). It derives the highest and the lowest estimates based on Provident Financial's historical volatility. Many public companies, such as Provident Financial, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Provident Financial Revenue Breakdown by Earning Segment

By analyzing Provident Financial's earnings estimates, investors can diagnose different trends across Provident Financial's analyst sentiment over time as well as compare current estimates against different timeframes. At this time, Provident Financial's Gross Profit is fairly stable compared to the past year. Pretax Profit Margin is likely to climb to 0.14 in 2026, whereas Net Profit Margin is likely to drop 0.09 in 2026.

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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Provident Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment.

Provident Financial Earnings Estimation Breakdown

The calculation of Provident Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Provident Financial is estimated to be 0.2675 with the future projection ranging from a low of 0.2675 to a high of 0.2675. Please be aware that this consensus of annual earnings estimates for Provident Financial Holdings is based on EPS before non-recurring items and includes expenses related to employee stock options.

Last Reported EPS

0.0

0.27

Lowest

Expected EPS

0.2675

0.27

Highest

Provident Financial Earnings Projection Consensus

Suppose the current estimates of Provident Financial's value are higher than the current market price of the Provident Financial stock. In this case, investors may conclude that Provident Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Provident Financial's stock will quickly adjusts to the new information provided by the consensus estimate.

Number of Analysts	Historical Accuracy	Last Reported EPS		Estimated EPS for 30th of June 2026	Current EPS (TTM)
1	75.8%	0.0		0.2675	0.99

Provident Financial Earnings per Share Projection vs Actual

Actual Earning per Share of Provident Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Provident Financial Holdings predict the company's earnings will be in the future. The higher the earnings per share of Provident Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Provident Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Provident Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Provident Financial should always be considered in relation to other companies to make a more educated investment decision.

Provident Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Provident Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
null	null	null	null	null	0
2026-02-02	2025-12-31	0.335	0.22	-0.115	34
2025-10-27	2025-09-30	0.29	0.25	-0.04	13
2025-07-28	2025-06-30	0.28	0.24	-0.04	14
2025-04-28	2025-03-31	0.24	0.28	0.04	16
2025-01-28	2024-12-31	0.26	0.13	-0.13	50
2024-10-28	2024-09-30	0.25	0.28	0.03	12
2024-07-29	2024-06-30	0.23	0.28	0.05	21
2024-04-29	2024-03-31	0.24	0.22	-0.02	8
2024-01-29	2023-12-31	0.26	0.31	0.05	19
2023-10-25	2023-09-30	0.28	0.25	-0.03	10
2023-07-26	2023-06-30	0.33	0.26	-0.07	21
2023-04-26	2023-03-31	0.32	0.33	0.01	3
2023-01-27	2022-12-31	0.34	0.33	-0.01	2
2022-10-25	2022-09-30	0.31	0.29	-0.02	6
2022-07-26	2022-06-30	0.23	0.34	0.11	47
2022-04-26	2022-03-31	0.23	0.23	0.0	0
2022-01-26	2021-12-31	0.22	0.3	0.08	36
2021-10-26	2021-09-30	0.27	0.35	0.08	29
2021-07-28	2021-06-30	0.18	0.44	0.26	144
2021-04-27	2021-03-31	0.18	0.21	0.03	16
2021-01-27	2020-12-31	0.22	0.16	-0.06	27
2020-10-28	2020-09-30	0.24	0.2	-0.04	16
2020-07-28	2020-06-30	0.16	0.21	0.05	31
2020-04-28	2020-03-31	0.28	0.15	-0.13	46
2020-01-27	2019-12-31	0.4	0.31	-0.09	22
2019-10-29	2019-09-30	0.33	0.33	0.0	0
2019-07-30	2019-06-30	-0.01	0.1	0.11	1100
2019-04-29	2019-03-31	0.12	-0.02	-0.14	116
2019-01-28	2018-12-31	0.23	0.26	0.03	13
2018-10-29	2018-09-30	0.24	0.24	0.0	0
2018-07-30	2018-06-30	0.28	0.18	-0.1	35
2018-04-26	2018-03-31	0.2	0.23	0.03	15
2018-01-29	2017-12-31	0.32	-0.1	-0.42	131
2017-10-26	2017-09-30	0.21	0.17	-0.04	19
2017-07-26	2017-06-30	0.18	0.12	-0.06	33
2017-04-27	2017-03-31	0.16	0.14	-0.02	12
2017-01-27	2016-12-31	0.32	0.18	-0.14	43
2016-10-25	2016-09-30	0.26	0.2	-0.06	23
2016-07-26	2016-06-30	0.23	0.34	0.11	47
2016-04-26	2016-03-31	0.19	0.18	-0.01	5
2016-01-26	2015-12-31	0.28	0.11	-0.17	60
2015-10-27	2015-09-30	0.25	0.28	0.03	12
2015-07-28	2015-06-30	0.29	0.28	-0.01	3
2015-04-28	2015-03-31	0.25	0.29	0.04	16
2015-01-26	2014-12-31	0.23	0.25	0.02	8
2014-10-29	2014-09-30	0.23	0.25	0.02	8
2014-07-30	2014-06-30	0.16	0.22	0.06	37
2014-04-29	2014-03-31	0.18	0.14	-0.04	22
2014-01-30	2013-12-31	0.17	0.16	-0.01	5
2013-10-29	2013-09-30	0.44	0.14	-0.3	68
2013-07-30	2013-06-30	0.41	0.49	0.08	19
2013-04-25	2013-03-31	0.43	0.45	0.02	4
2013-01-24	2012-12-31	0.5	0.64	0.14	28
2012-10-25	2012-09-30	0.37	0.72	0.35	94
2012-07-30	2012-06-30	0.23	0.39	0.16	69
2012-04-26	2012-03-31	0.18	0.21	0.03	16
2012-01-31	2011-12-31	0.2	0.16	-0.04	20
2011-10-27	2011-09-30	0.2	0.2	0.0	0
2011-07-28	2011-06-30	0.25	0.18	-0.07	28
2011-04-28	2011-03-31	0.21	0.2	-0.01	4
2011-01-27	2010-12-31	0.18	0.37	0.19	105
2010-10-27	2010-09-30	0.12	0.4	0.28	233
2010-07-29	2010-06-30	0.07	0.28	0.21	300
2010-04-29	2010-03-31	-0.03	0.03	0.06	200
2010-01-28	2009-12-31	-0.26	0.37	0.63	242
2009-10-29	2009-09-30	-0.11	-0.82	-0.71	645
2009-07-30	2009-06-30	0.02	0.21	0.19	950
2009-04-29	2009-03-31	0.1	-0.41	-0.51	510
2009-01-29	2008-12-31	0.02	-1.05	-1.07	5350
2008-10-23	2008-09-30	0.09	0.05	-0.04	44
2008-07-28	2008-06-30	0.15	-0.19	-0.34	226
2008-05-19	2008-03-31	0.22	0.15	-0.07	31
2008-01-24	2007-12-31	0.19	0.19	0.0	0
2007-10-23	2007-09-30	0.22	0.12	-0.1	45
2007-07-30	2007-06-30	0.44	0.32	-0.12	27
2007-04-24	2007-03-31	0.51	0.39	-0.12	23
2007-01-23	2006-12-31	0.48	0.22	-0.26	54
2006-10-23	2006-09-30	0.67	0.77	0.1	14
2006-07-24	2006-06-30	0.61	0.56	-0.05	8
2006-04-20	2006-03-31	0.66	0.49	-0.17	25
2006-01-23	2005-12-31	0.69	1.23	0.54	78
2005-10-20	2005-09-30	0.7	0.71	0.01	1
2005-07-21	2005-06-30	0.7	0.68	-0.02	2
2005-04-21	2005-03-31	0.68	0.64	-0.04	5
2005-01-20	2004-12-31	0.64	0.71	0.07	10
2004-10-21	2004-09-30	0.57	0.6	0.03	5
2004-07-22	2004-06-30	0.66	0.6	-0.06	9
2004-04-22	2004-03-31	0.47	0.57	0.1	21
2004-01-22	2003-12-31	0.43	0.43	0.0	0
2003-10-23	2003-09-30	0.57	0.49	-0.08	14
2003-04-24	2003-03-31	0.51	0.61	0.1	19
2003-01-23	2002-12-31	0.43	0.51	0.08	18
2002-10-24	2002-09-30	0.31	0.46	0.15	48
2002-07-23	2002-06-30	0.25	0.3	0.05	20
2002-01-24	2001-12-31	0.29	0.31	0.02	6
2001-10-25	2001-09-30	0.34	0.26	-0.08	23
2001-08-03	2001-06-30	0.29	0.34	0.05	17
2001-04-26	2001-03-31	0.24	0.29	0.05	20
2001-01-24	2000-12-31	0.38	0.25	-0.13	34
2000-10-25	2000-09-30	0.27	0.21	-0.06	22
2000-07-24	2000-06-30	0.2	0.28	0.08	40
2000-04-28	2000-03-31	0.21	0.2	-0.01	4
2000-01-24	1999-12-31	0.18	0.22	0.04	22
1999-07-27	1999-06-30	0.18	0.2	0.02	11
1999-04-26	1999-03-31	0.15	0.21	0.06	40
1999-01-25	1998-12-31	0.13	0.17	0.04	30
1998-10-23	1998-09-30	0.12	0.16	0.04	33
1998-07-24	1998-06-30	0.13	0.12	-0.01	7
1998-04-24	1998-03-31	0.13	0.12	-0.01	7
1997-10-23	1997-09-30	0.08	0.14	0.06	75
1997-01-23	1996-12-31	0.07	0.07	0.0	0

About Provident Financial Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Provident Financial earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Provident Financial estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Provident Financial fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'

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	Last Reported	Projected for Next Year
Retained Earnings	244.3 M	157.5 M
Retained Earnings Total Equity	238.4 M	208.5 M
Earning Assets	97.4 M	159.9 M
Earnings Yield	0.07	0.07
Price Earnings Ratio	14.98	15.13
Price Earnings To Growth Ratio	(1.56)	(1.48)

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When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.

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