Provident Financial Holdings Stock Performance
| PROV Stock | USD 15.75 0.25 1.61% |
The company holds a Beta of 0.42, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Provident Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Provident Financial is expected to be smaller as well. At this point, Provident Financial has a negative expected return of -0.0281%. Please make sure to check Provident Financial's potential upside, as well as the relationship between the accumulation distribution and price action indicator , to decide if Provident Financial performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days Provident Financial Holdings has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of fairly stable basic indicators, Provident Financial is not utilizing all of its potentials. The latest stock price fuss, may contribute to near-short-term losses for the sophisticated investors. ...more
Actual Historical Performance (%)
One Day Return 1.61 | Five Day Return 0.25 | Year To Date Return (1.69) | Ten Year Return 2.01 | All Time Return 222.75 |
Forward Dividend Yield 0.0358 | Payout Ratio | Last Split Factor 3:2 | Forward Dividend Rate 0.56 | Dividend Date 2025-03-06 |
| Provident Financial dividend paid on 5th of December 2024 | 12/05/2024 |
1 | Insider Trading | 12/18/2024 |
2 | Acquisition by Avedis Demirdjian of 5000 shares of Provident Financial subject to Rule 16b-3 | 12/19/2024 |
3 | USCB Financial Holdings, Inc. Announces Quarterly Cash DividendUSCB Financial Holdings, Inc. declared its quarterly cash dividend in an announcement made on Jan... | 01/23/2025 |
4 | Provident Financial Holdings Inc Q2 2025 Earnings Report Preview What to Expect | 01/27/2025 |
5 | Provident Financial Holdings Inc Q2 Earnings EPS of 0. ... | 01/28/2025 |
6 | Provident Financial Services Shares Gap Down Following Weak Earnings - MarketBeat | 01/30/2025 |
7 | Provident Financial Holdings Inc Q2 2025 Earnings Call Highlights Navigating Interest ... | 01/31/2025 |
8 | Provident Financial Holdings CFO Resignation Announcement - TipRanks | 02/06/2025 |
9 | Provident Financial Holdings Dividend Will Be 0.14 | 02/10/2025 |
10 | Provident Financial Coverage Initiated by Analysts at StockNews.com | 02/24/2025 |
| Begin Period Cash Flow | 65.8 M |
Provident |
Provident Financial Relative Risk vs. Return Landscape
If you would invest 1,608 in Provident Financial Holdings on November 28, 2024 and sell it today you would lose (33.00) from holding Provident Financial Holdings or give up 2.05% of portfolio value over 90 days. Provident Financial Holdings is currently does not generate positive expected returns and assumes 1.2436% risk (volatility on return distribution) over the 90 days horizon. In different words, 11% of stocks are less volatile than Provident, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Provident Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Provident Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Provident Financial Holdings, and traders can use it to determine the average amount a Provident Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0226
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| Negative Returns | PROV |
Estimated Market Risk
| 1.24 actual daily | 11 89% of assets are more volatile |
Expected Return
| -0.03 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.02 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Provident Financial is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Provident Financial by adding Provident Financial to a well-diversified portfolio.
Provident Financial Fundamentals Growth
Provident Stock prices reflect investors' perceptions of the future prospects and financial health of Provident Financial, and Provident Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Provident Stock performance.
| Return On Equity | 0.0482 | ||||
| Return On Asset | 0.0049 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.16 % | ||||
| Current Valuation | 305.48 M | ||||
| Shares Outstanding | 6.69 M | ||||
| Price To Earning | 18.75 X | ||||
| Price To Book | 0.81 X | ||||
| Price To Sales | 2.74 X | ||||
| Revenue | 38.93 M | ||||
| Gross Profit | 38.44 M | ||||
| EBITDA | 13.54 M | ||||
| Net Income | 7.35 M | ||||
| Cash And Equivalents | 38.9 M | ||||
| Cash Per Share | 5.38 X | ||||
| Total Debt | 238.5 M | ||||
| Debt To Equity | 7.78 % | ||||
| Book Value Per Share | 19.18 X | ||||
| Cash Flow From Operations | 5.68 M | ||||
| Earnings Per Share | 0.91 X | ||||
| Market Capitalization | 105.38 M | ||||
| Total Asset | 1.27 B | ||||
| Retained Earnings | 209.91 M | ||||
About Provident Financial Performance
Evaluating Provident Financial's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Provident Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Provident Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.08 |
Things to note about Provident Financial performance evaluation
Checking the ongoing alerts about Provident Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Provident Financial help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Provident Financial generated a negative expected return over the last 90 days | |
| About 19.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from thelincolnianonline.com: Provident Financial Coverage Initiated by Analysts at StockNews.com |
- Analyzing Provident Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Provident Financial's stock is overvalued or undervalued compared to its peers.
- Examining Provident Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Provident Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Provident Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Provident Financial's stock. These opinions can provide insight into Provident Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Provident Stock Analysis
When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.