Provident Financial Holdings Stock Today

PROV Stock  USD 15.95  0.07  0.44%   

Performance

11 of 100

 
Weak
 
Strong
Good

Odds Of Distress

Less than 5

 
High
 
Low
Very Low
Provident Financial is selling for under 15.95 as of the 28th of November 2024; that is 0.44 percent decrease since the beginning of the trading day. The stock's lowest day price was 15.95. Provident Financial has under 5 % chance of experiencing financial distress over the next 2 years and had a good performance during the last 90 days. Equity ratings for Provident Financial Holdings are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 30th of August 2024 and ending today, the 28th of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
28th of June 1996
Category
Financial Services
Classification
Financials
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Provident Financial Holdings, Inc. The company has 6.76 M outstanding shares of which 22.66 K shares are at this time shorted by private and institutional investors with about 3.32 trading days to cover. More on Provident Financial Holdings

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Provident Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanCraig Blunden
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00780.0058
Significantly Up
Pretty Stable
Asset Turnover0.03510.0306
Fairly Up
Slightly volatile
Total Current Liabilities547.1 M521.1 M
Sufficiently Up
Slightly volatile
Non Current Liabilities Total1.2 B1.1 B
Sufficiently Up
Slightly volatile
Total Assets1.3 B1.3 B
Sufficiently Up
Slightly volatile
Total Current Assets48.8 M51.4 M
Notably Down
Pretty Stable
Debt Levels
Provident Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Provident Financial's financial leverage. It provides some insight into what part of Provident Financial's total assets is financed by creditors.
Liquidity
Provident Financial Holdings currently holds 238.5 M in liabilities with Debt to Equity (D/E) ratio of 7.78, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Provident Financial's use of debt, we should always consider it together with its cash and equity.

Total Cash From Financing Activities

(61.96 Million)
Provident Financial Holdings (PROV) is traded on NASDAQ Exchange in USA. It is located in 3756 Central Avenue, Riverside, CA, United States, 92506 and employs 94 people. Provident Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 108.34 M. Provident Financial conducts business under Banks sector and is part of Financials industry. The entity has 6.76 M outstanding shares of which 22.66 K shares are at this time shorted by private and institutional investors with about 3.32 trading days to cover. Provident Financial Holdings currently holds about 38.9 M in cash with 5.68 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.38.
Check Provident Financial Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Provident Financial is $108.34 Million. 30% of Provident Financial Holdings outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Provident Ownership Details

Provident Stock Institutional Holders

InstituionRecorded OnShares
Black Maple Capital Management Lp2024-09-30
28.6 K
Federated Hermes Inc2024-09-30
25.8 K
Empowered Funds, Llc2024-06-30
24.5 K
State Street Corp2024-06-30
22.2 K
Northern Trust Corp2024-09-30
21 K
Talbot Financial2024-09-30
17.9 K
Royal Bank Of Canada2024-06-30
15.5 K
Bank Of New York Mellon Corp2024-06-30
13.6 K
Bank Of America Corp2024-06-30
K
M3f, Inc.2024-09-30
500 K
Dimensional Fund Advisors, Inc.2024-09-30
485 K
View Provident Financial Diagnostics

Provident Financial Historical Income Statement

At this time, Provident Financial's Net Interest Income is fairly stable compared to the past year. Reconciled Depreciation is likely to climb to about 4.1 M in 2024, whereas Interest Expense is likely to drop slightly above 19.3 M in 2024. View More Fundamentals

Provident Stock Against Markets

Provident Financial Corporate Executives

Elected by the shareholders, the Provident Financial's board of directors comprises two types of representatives: Provident Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Provident. The board's role is to monitor Provident Financial's management team and ensure that shareholders' interests are well served. Provident Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Provident Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.

Additional Tools for Provident Stock Analysis

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.