Smartfinancial Stock Today
| SMBK Stock | USD 41.64 0.08 0.19% |
PerformanceGood
| Odds Of DistressTiny
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SmartFinancial is selling for 41.64 as of the 13th of February 2026. This is a 0.19% up since the beginning of the trading day. The stock's last reported lowest price was 41.56. SmartFinancial has a very small chance of experiencing financial distress in the next few years and had a good performance during the last 90 days. The performance scores are derived for the period starting the 15th of November 2025 and ending today, the 13th of February 2026. Click here to learn more.
Business Domain Banks | IPO Date 2nd of January 2001 | Category Financial Services | Classification Financials |
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company has 17.03 M outstanding shares of which 130.94 K shares are at this time shorted by private and institutional investors with about 1.16 trading days to cover. More on SmartFinancial
Moving together with SmartFinancial Stock
| 0.8 | BIRG | Bank of Ireland | PairCorr |
| 0.89 | AX | Axos Financial | PairCorr |
| 0.66 | VABK | Virginia National | PairCorr |
| 0.87 | FFIN | First Financial Bank | PairCorr |
| 0.95 | ASB | Associated Banc Corp | PairCorr |
Moving against SmartFinancial Stock
Follow Valuation Options Odds of Bankruptcy
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SmartFinancial Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| President CEO, Director | William Carroll | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NYSE Composite, Nasdaq Bank, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Strength
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Debt LevelsBy employing borrowed capital, SmartFinancial can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on SmartFinancial's use of financial leverage and reveals what portion of SmartFinancial's asset base relies on creditor financing.
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SmartFinancial (SMBK) is traded on New York Stock Exchange in USA and employs 597 people. SmartFinancial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 712.34 M. SmartFinancial conducts business under Banks sector and is part of Financials industry. The entity has 17.03 M outstanding shares of which 130.94 K shares are at this time shorted by private and institutional investors with about 1.16 trading days to cover.
SmartFinancial currently holds about 543.03 M in cash with 52.7 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 32.42.
Check SmartFinancial Probability Of Bankruptcy
Ownership AllocationSmartFinancial shows a total of 17.03 Million outstanding shares. Over half of SmartFinancial's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check SmartFinancial Ownership Details
SmartFinancial Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Banc Funds Co Llc | 2025-06-30 | 200.6 K | |
| Alliancebernstein L.p. | 2025-06-30 | 183.9 K | |
| Foundry Partners, Llc | 2025-03-31 | 183.2 K | |
| Csm Advisors, Llc | 2025-06-30 | 177.6 K | |
| Hillsdale Investment Management Inc. | 2025-06-30 | 160.2 K | |
| Stieven Capital Advisors, L.p. | 2025-06-30 | 147.8 K | |
| Northern Trust Corp | 2025-06-30 | 141.4 K | |
| Deprince Race & Zollo Inc | 2025-06-30 | 129.3 K | |
| Bridgeway Capital Management, Llc | 2025-06-30 | 127.5 K | |
| Blackrock Inc | 2025-06-30 | 1.3 M | |
| Dimensional Fund Advisors, Inc. | 2025-06-30 | 820.8 K |
SmartFinancial Historical Income Statement
SmartFinancial Stock Against Markets
SmartFinancial Corporate Executives
Elected by the shareholders, the SmartFinancial's board of directors comprises two types of representatives: SmartFinancial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of SmartFinancial. The board's role is to monitor SmartFinancial's management team and ensure that shareholders' interests are well served. SmartFinancial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, SmartFinancial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Ronald CPA | Executive CFO | Profile | |
| Ronald Gorczynski | Executive CFO | Profile |
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SmartFinancial. If investors know SmartFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive SmartFinancial assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.42 | Dividend Share 0.32 | Earnings Share 2.98 | Revenue Per Share | Quarterly Revenue Growth 0.101 |
SmartFinancial's market price often diverges from its book value, the accounting figure shown on SmartFinancial's balance sheet. Smart investors calculate SmartFinancial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since SmartFinancial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between SmartFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if SmartFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SmartFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.