Unity Bancorp Earnings Estimate

UNTY Stock  USD 53.08  1.38  2.67%   
The next projected EPS of Unity Bancorp is estimated to be 1.37 with future projections ranging from a low of 1.36 to a high of 1.37. Unity Bancorp's most recent 12-month trailing earnings per share (EPS TTM) is at 5.67. Please be aware that the consensus of earnings estimates for Unity Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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Unity Bancorp is projected to generate 1.37 in earnings per share on the 31st of March 2026. Unity Bancorp earnings estimates show analyst consensus about projected Unity Bancorp EPS (Earning Per Share). It derives the highest and the lowest estimates based on Unity Bancorp's historical volatility. Many public companies, such as Unity Bancorp, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Unity Bancorp Revenue Breakdown by Earning Segment

By analyzing Unity Bancorp's earnings estimates, investors can diagnose different trends across Unity Bancorp's analyst sentiment over time as well as compare current estimates against different timeframes. At this time, Unity Bancorp's Gross Profit is fairly stable compared to the past year. Pretax Profit Margin is likely to rise to 0.42 in 2026, whereas Gross Profit Margin is likely to drop 0.54 in 2026. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unity Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
For more information on how to buy Unity Stock please use our How to Invest in Unity Bancorp guide.

Unity Bancorp Earnings Estimation Breakdown

The calculation of Unity Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Unity Bancorp is estimated to be 1.37 with the future projection ranging from a low of 1.36 to a high of 1.37. Please be aware that this consensus of annual earnings estimates for Unity Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
1.52
1.36
Lowest
Expected EPS
1.37
1.37
Highest

Unity Bancorp Earnings Projection Consensus

Suppose the current estimates of Unity Bancorp's value are higher than the current market price of the Unity Bancorp stock. In this case, investors may conclude that Unity Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Unity Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
391.28%
1.52
1.37
5.67

Unity Bancorp Earnings History

Earnings estimate consensus by Unity Bancorp analysts from Wall Street is used by the market to judge Unity Bancorp's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Unity Bancorp's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Unity Bancorp Quarterly Gross Profit

35.27 Million

At this time, Unity Bancorp's Retained Earnings are fairly stable compared to the past year. Retained Earnings Total Equity is likely to rise to about 189.5 M in 2026, whereas Earning Assets are likely to drop slightly above 219.9 M in 2026. Net Income Applicable To Common Shares is likely to rise to about 46.4 M in 2026, whereas Common Stock Shares Outstanding is likely to drop slightly above 9.4 M in 2026.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Unity Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
50.1451.8653.58
Details
Intrinsic
Valuation
LowRealHigh
46.5357.4159.13
Details
Naive
Forecast
LowNextHigh
50.2852.0053.73
Details
3 Analysts
Consensus
LowTargetHigh
57.8663.5870.58
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Unity assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Unity Bancorp. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Unity Bancorp's stock price in the short term.

Unity Bancorp Earnings per Share Projection vs Actual

Actual Earning per Share of Unity Bancorp refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Unity Bancorp predict the company's earnings will be in the future. The higher the earnings per share of Unity Bancorp, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Unity Bancorp Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Unity Bancorp, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Unity Bancorp should always be considered in relation to other companies to make a more educated investment decision.

Unity Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Unity Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2026-01-13
2025-12-311.361.520.1611 
2025-10-14
2025-09-301.291.410.12
2025-07-15
2025-06-301.181.610.4336 
2025-04-11
2025-03-311.131.130.0
2025-01-15
2024-12-311.061.130.07
2024-10-11
2024-09-300.951.070.1212 
2024-07-12
2024-06-300.910.930.02
2024-04-11
2024-03-310.90.930.03
2024-01-12
2023-12-310.860.960.111 
2023-10-13
2023-09-300.890.970.08
2023-07-14
2023-06-300.870.950.08
2023-04-17
2023-03-310.910.960.05
2023-01-13
2022-12-311.010.93-0.08
2022-10-14
2022-09-300.920.930.01
2022-07-14
2022-06-300.860.880.02
2022-04-14
2022-03-310.810.850.04
2022-01-20
2021-12-310.860.920.06
2021-10-15
2021-09-300.810.90.0911 
2021-07-14
2021-06-300.790.80.01
2021-04-15
2021-03-310.730.80.07
2021-01-22
2020-12-310.60.690.0915 
2020-10-21
2020-09-300.460.540.0817 
2020-07-23
2020-06-300.390.470.0820 
2020-04-20
2020-03-310.480.490.01
2020-01-23
2019-12-310.540.550.01
2019-10-18
2019-09-300.530.540.01
2019-07-18
2019-06-300.530.530.0
2019-04-18
2019-03-310.490.520.03
2019-01-23
2018-12-310.530.530.0
2018-10-18
2018-09-300.510.5-0.01
2018-07-19
2018-06-300.480.490.01
2010-04-22
2010-03-31-0.020.050.07350 
2010-02-03
2009-12-31-0.05-0.030.0240 
2009-07-30
2009-06-300.03-0.2-0.23766 

About Unity Bancorp Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of Unity Bancorp earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current Unity Bancorp estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as Unity Bancorp fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings243.9 M256.1 M
Retained Earnings Total Equity180.5 M189.5 M
Earning Assets266.2 M219.9 M
Earnings Yield 0.11  0.12 
Price Earnings Ratio 8.95  11.55 
Price Earnings To Growth Ratio 0.22  0.25 

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When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.