Unity Bancorp Stock Today

UNTY Stock  USD 51.08  0.64  1.24%   

Performance

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Odds Of Distress

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Unity Bancorp is trading at 51.08 as of the 3rd of January 2026; that is 1.24 percent decrease since the beginning of the trading day. The stock's open price was 51.72. Unity Bancorp has less than a 10 % chance of experiencing some financial distress in the next two years of operation, but did not have a good performance during the last 90 trading days. The performance scores are derived for the period starting the 7th of July 2025 and ending today, the 3rd of January 2026. Click here to learn more.
Business Domain
Banks
IPO Date
20th of January 1997
Category
Financial Services
Classification
Financials
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey. The company has 10.04 M outstanding shares of which 79.55 K shares are at this time shorted by private and institutional investors with about 2.08 trading days to cover. More on Unity Bancorp

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Moving against Unity Stock

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Unity Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentJames CPA
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Nasdaq Bank, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
Unity Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Unity Bancorp's financial leverage. It provides some insight into what part of Unity Bancorp's total assets is financed by creditors.
Liquidity
Unity Bancorp currently holds 230.81 M in liabilities with Debt to Equity (D/E) ratio of 12.83, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Unity Bancorp's use of debt, we should always consider it together with its cash and equity.

Total Cash From Operating Activities

57.94 Million
Unity Bancorp (UNTY) is traded on NASDAQ Exchange in USA and employs 238 people. Unity Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 512.81 M. Unity Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 10.04 M outstanding shares of which 79.55 K shares are at this time shorted by private and institutional investors with about 2.08 trading days to cover. Unity Bancorp currently holds about 163.38 M in cash with 47.99 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 15.51.
Check Unity Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Unity Bancorp is $512.81 Million. Over half of Unity Bancorp's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Unity Ownership Details

Unity Stock Institutional Holders

InstituionRecorded OnShares
State Street Corp2025-06-30
122.2 K
Morgan Stanley - Brokerage Accounts2025-06-30
91.2 K
Bridgeway Capital Management, Llc2025-06-30
84.9 K
Northern Trust Corp2025-06-30
77.3 K
Amvescap Plc.2025-06-30
67.3 K
Kennedy Capital Management Inc2025-06-30
59.5 K
John W. Rosenthal Capital Management, Inc.2025-06-30
52 K
Bb&t Corp.2025-06-30
50.6 K
Jpmorgan Chase & Co2025-06-30
49.8 K
Blackrock Inc2025-06-30
537.5 K
Banc Funds Co Llc2025-06-30
524.2 K
View Unity Bancorp Diagnostics

Unity Bancorp Historical Income Statement

At this time, Unity Bancorp's Income Before Tax is fairly stable compared to the past year. Net Income is likely to rise to about 50.1 M in 2026, whereas Total Operating Expenses is likely to drop slightly above 27.7 M in 2026. View More Fundamentals

Unity Stock Against Markets

Unity Bancorp Corporate Executives

Elected by the shareholders, the Unity Bancorp's board of directors comprises two types of representatives: Unity Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Unity. The board's role is to monitor Unity Bancorp's management team and ensure that shareholders' interests are well served. Unity Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Unity Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
JD IIIExecutive CFOProfile

Additional Tools for Unity Stock Analysis

When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.