Unity Bancorp Stock Today

UNTY Stock  USD 55.39  1.38  2.56%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
Unity Bancorp is trading at 55.39 as of the 15th of January 2026; that is 2.56 percent increase since the beginning of the trading day. The stock's open price was 54.01. Unity Bancorp has only a 6 % chance of going through financial distress over the next few years and had a fair performance during the last 90 days. The performance scores are derived for the period starting the 16th of December 2025 and ending today, the 15th of January 2026. Click here to learn more.
Business Domain
Banks
IPO Date
20th of January 1997
Category
Financial Services
Classification
Financials
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey. The company has 9.98 M outstanding shares of which 80.24 K shares are at this time shorted by private and institutional investors with about 1.86 trading days to cover. More on Unity Bancorp

Moving together with Unity Stock

  0.73BIRG Bank of IrelandPairCorr
  0.7EFSC Enterprise FinancialPairCorr
  0.82FBNC First Bancorp Normal TradingPairCorr
  0.84AUB Atlantic Union Bankshares Earnings Call This WeekPairCorr
  0.78CCB Coastal Financial CorpPairCorr

Moving against Unity Stock

  0.83601658 Postal Savings BankPairCorr
  0.81601665 Qilu BankPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

Unity Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentJames CPA
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01480.0141
Sufficiently Up
Slightly volatile
Asset Turnover0.06750.0707
Sufficiently Down
Pretty Stable
Gross Profit Margin0.540.56
Sufficiently Down
Pretty Stable
Total Current Liabilities2.5 B2.4 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total309.6 M294.9 M
Sufficiently Up
Slightly volatile
Total Assets3.2 B3.1 B
Sufficiently Up
Slightly volatile
Total Current Assets252 M240 M
Sufficiently Up
Slightly volatile
Debt Levels
Unity Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Unity Bancorp's financial leverage. It provides some insight into what part of Unity Bancorp's total assets is financed by creditors.
Liquidity
Unity Bancorp currently holds 230.81 M in liabilities with Debt to Equity (D/E) ratio of 12.83, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Unity Bancorp's use of debt, we should always consider it together with its cash and equity.

Total Cash From Operating Activities

57.94 Million
Unity Bancorp (UNTY) is traded on NASDAQ Exchange in USA and employs 238 people. Unity Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 542.23 M. Unity Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 9.98 M outstanding shares of which 80.24 K shares are at this time shorted by private and institutional investors with about 1.86 trading days to cover. Unity Bancorp currently holds about 163.38 M in cash with 47.99 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 15.51.
Check Unity Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Unity Bancorp is $542.23 Million. Over half of Unity Bancorp's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Unity Ownership Details

Unity Stock Institutional Holders

InstituionRecorded OnShares
State Street Corp2025-06-30
122.2 K
Morgan Stanley - Brokerage Accounts2025-06-30
91.2 K
Bridgeway Capital Management, Llc2025-06-30
84.9 K
Northern Trust Corp2025-06-30
77.3 K
Amvescap Plc.2025-06-30
67.3 K
Kennedy Capital Management Inc2025-06-30
59.5 K
John W. Rosenthal Capital Management, Inc.2025-06-30
52 K
Bb&t Corp.2025-06-30
50.6 K
Jpmorgan Chase & Co2025-06-30
49.8 K
Blackrock Inc2025-06-30
537.5 K
Banc Funds Co Llc2025-06-30
524.2 K
View Unity Bancorp Diagnostics

Unity Bancorp Historical Income Statement

At this time, Unity Bancorp's Income Before Tax is fairly stable compared to the past year. Net Income is likely to rise to about 60.8 M in 2026, whereas Total Operating Expenses is likely to drop slightly above 1.6 M in 2026. View More Fundamentals

Unity Stock Against Markets

Additional Tools for Unity Stock Analysis

When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.