Unity Bancorp Stock Today

UNTY Stock  USD 53.34  1.29  2.48%   

Performance

Soft

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
Unity Bancorp is trading at 53.34 as of the 25th of February 2026; that is 2.48 percent increase since the beginning of the trading day. The stock's open price was 52.05. Unity Bancorp has a very small chance of experiencing financial distress in the next few years but had a somewhat soft performance during the last 90 days. The performance scores are derived for the period starting the 27th of November 2025 and ending today, the 25th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
20th of January 1997
Category
Financial Services
Classification
Financials
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey. The company has 9.98 M outstanding shares of which 82.25 K shares are at this time shorted by private and institutional investors with about 1.69 trading days to cover. More on Unity Bancorp

Moving together with Unity Stock

  0.62BNPH BNP PARIBAS ADRPairCorr
  0.71AX Axos FinancialPairCorr
  0.8BY Byline BancorpPairCorr

Moving against Unity Stock

  0.673YB Postal Savings BankPairCorr
  0.38ICBA ICICI Bank LimitedPairCorr
  0.36D7C China CITIC BankPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

Unity Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEO PresidentJames CPA
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.02050.0195
Sufficiently Up
Slightly volatile
Asset Turnover0.06770.0635
Notably Up
Pretty Stable
Gross Profit Margin0.540.6787
Significantly Down
Very volatile
Total Current Liabilities2.5 B2.4 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total279.4 M266.1 M
Sufficiently Up
Slightly volatile
Total Assets3.1 BB
Sufficiently Up
Slightly volatile
Total Current Assets396.7 M377.8 M
Sufficiently Up
Slightly volatile
Debt Levels
Unity Bancorp utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into Unity Bancorp's leverage profile, showing how much of Unity Bancorp's resources are funded through borrowing.
Liquidity
Unity Bancorp currently holds 266.08 M in liabilities with Debt to Equity (D/E) ratio of 12.83, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Unity Bancorp's use of debt, we should always consider it together with its cash and equity.

Total Cash From Operating Activities

57.94 Million
Unity Bancorp (UNTY) is traded on NASDAQ Exchange in USA and employs 242 people. Unity Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 523.06 M. Unity Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 9.98 M outstanding shares of which 82.25 K shares are at this time shorted by private and institutional investors with about 1.69 trading days to cover. Unity Bancorp currently holds about 163.38 M in cash with 47.99 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 15.51.
Check Unity Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of Unity Bancorp is $523.06 Million. Over half of Unity Bancorp's outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check Unity Ownership Details

Unity Stock Institutional Holders

InstituionRecorded OnShares
State Street Corp2025-06-30
122.2 K
Morgan Stanley - Brokerage Accounts2025-06-30
91.2 K
Bridgeway Capital Management, Llc2025-06-30
84.9 K
Northern Trust Corp2025-06-30
77.3 K
Amvescap Plc.2025-06-30
67.3 K
Kennedy Capital Management Inc2025-06-30
59.5 K
John W. Rosenthal Capital Management, Inc.2025-06-30
52 K
Bb&t Corp.2025-06-30
50.6 K
Jpmorgan Chase & Co2025-06-30
49.8 K
Blackrock Inc2025-06-30
537.5 K
Banc Funds Co Llc2025-06-30
524.2 K
View Unity Bancorp Diagnostics

Unity Bancorp Historical Income Statement

At this time, Unity Bancorp's Income Before Tax is fairly stable compared to the past year. Net Income is likely to rise to about 60.8 M in 2026, whereas Total Operating Expenses is likely to drop slightly above 28.7 M in 2026. View More Fundamentals

Unity Stock Against Markets

Additional Tools for Unity Stock Analysis

When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.