Unity Bancorp Stock Performance
| UNTY Stock | USD 48.15 0.07 0.15% |
On a scale of 0 to 100, Unity Bancorp holds a performance score of 10. The entity has a beta of 1.7, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Unity Bancorp will likely underperform. Please check Unity Bancorp's total risk alpha, downside variance, daily balance of power, as well as the relationship between the maximum drawdown and skewness , to make a quick decision on whether Unity Bancorp's existing price patterns will revert.
Risk-Adjusted Performance
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Compared to the overall equity markets, risk-adjusted returns on investments in Unity Bancorp are ranked lower than 10 (%) of all global equities and portfolios over the last 90 days. In spite of fairly inconsistent basic indicators, Unity Bancorp showed solid returns over the last few months and may actually be approaching a breakup point. ...more
| Unity Bancorp dividend paid on 31st of December 2024 | 12/31/2024 |
| Begin Period Cash Flow | 114.8 M |
Unity |
Unity Bancorp Relative Risk vs. Return Landscape
If you would invest 3,908 in Unity Bancorp on November 2, 2024 and sell it today you would earn a total of 907.00 from holding Unity Bancorp or generate 23.21% return on investment over 90 days. Unity Bancorp is currently generating 0.3851% in daily expected returns and assumes 2.7795% risk (volatility on return distribution) over the 90 days horizon. In different words, 24% of stocks are less volatile than Unity, and 93% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
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Unity Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Unity Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Unity Bancorp, and traders can use it to determine the average amount a Unity Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1386
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Estimated Market Risk
| 2.78 actual daily | 24 76% of assets are more volatile |
Expected Return
| 0.39 actual daily | 7 93% of assets have higher returns |
Risk-Adjusted Return
| 0.14 actual daily | 10 90% of assets perform better |
Based on monthly moving average Unity Bancorp is performing at about 10% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Unity Bancorp by adding it to a well-diversified portfolio.
Unity Bancorp Fundamentals Growth
Unity Stock prices reflect investors' perceptions of the future prospects and financial health of Unity Bancorp, and Unity Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Unity Stock performance.
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0153 | ||||
| Profit Margin | 0.39 % | ||||
| Operating Margin | 0.56 % | ||||
| Current Valuation | 514.97 M | ||||
| Shares Outstanding | 10.03 M | ||||
| Price To Earning | 11.25 X | ||||
| Price To Book | 1.63 X | ||||
| Price To Sales | 4.79 X | ||||
| Revenue | 99.97 M | ||||
| EBITDA | 55.38 M | ||||
| Cash And Equivalents | 163.38 M | ||||
| Cash Per Share | 15.51 X | ||||
| Total Debt | 366.75 M | ||||
| Debt To Equity | 12.83 % | ||||
| Book Value Per Share | 28.48 X | ||||
| Cash Flow From Operations | 46.91 M | ||||
| Earnings Per Share | 4.06 X | ||||
| Total Asset | 2.58 B | ||||
| Retained Earnings | 191.11 M | ||||
About Unity Bancorp Performance
Evaluating Unity Bancorp's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Unity Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Unity Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey. Unity Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 222 people.Things to note about Unity Bancorp performance evaluation
Checking the ongoing alerts about Unity Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Unity Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 29.0% of the company outstanding shares are owned by insiders | |
| On 31st of December 2024 Unity Bancorp paid $ 0.13 per share dividend to its current shareholders |
- Analyzing Unity Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Unity Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Unity Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Unity Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Unity Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Unity Bancorp's stock. These opinions can provide insight into Unity Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Unity Stock Analysis
When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.