ACI Worldwide Company Insiders
| ACIW Stock | USD 42.28 1.62 3.98% |
Slightly above 75% of ACI Worldwide's corporate insiders are selling. The analysis of insider sentiment suggests that many ACI Worldwide insiders are, at present, alarmed. ACI Worldwide employs about 3.1 K people. The company is managed by 23 executives with a total tenure of roughly 44 years, averaging almost 1.0 years of service per executive, having 134.91 employees per reported executive.
| Craig Maki President Executive Vice President Treasurer, Chief Corporate Development Officer |
Insider Sentiment 25
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-11-10 | Abraham Kuruvilla | Disposed 4210 @ 47.69 | View | ||
| 2025-10-31 | Lisa C. McClain | Disposed @ 47.63 | |||
| 2025-10-30 | Lisa C. McClain | Disposed @ 47.23 | |||
| 2025-08-19 | Lisa C. McClain | Acquired @ 47.03 | |||
| 2025-06-18 | Janet O Estep | Disposed 4500 @ 44.66 | View | ||
| 2025-06-10 | Mary P Harman | Disposed 7194 @ 47.48 | View | ||
| 2025-05-12 | Thomas W Warsop III | Acquired 5000 @ 48.57 | View | ||
| 2025-03-03 | Charles E Peters Jr | Disposed 12940 @ 57.57 | View |
Monitoring ACI Worldwide's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Acquired vs Disposed
Filed vs Not Filed
Insider sentiment refers to the collective sentiment or feeling of ACI Worldwide's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of ACI Worldwide. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe ACI Worldwide's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in ACI Worldwide. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. ACI Worldwide's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with ACI Worldwide's future performance. Based on our forecasts, it is anticipated that ACI will maintain a workforce of slightly above 3100 employees by March 2026.ACI Worldwide's latest congressional trading
Congressional trading in companies like ACI Worldwide, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in ACI Worldwide by those in governmental positions are based on the same information available to the general public.
| 2025-11-24 | Representative Lisa McClain | Acquired Under $15K | Verify | ||
| 2025-09-15 | Representative Lisa McClain | Acquired Under $15K | Verify |
ACI Worldwide Management Team Effectiveness
The company has return on total asset (ROA) of 0.0701 % which means that it generated a profit of $0.0701 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1858 %, meaning that it created $0.1858 on every $100 dollars invested by stockholders. ACI Worldwide's management efficiency ratios could be used to measure how well ACI Worldwide manages its routine affairs as well as how well it operates its assets and liabilities. Return On Assets is likely to climb to 0.06 in 2026, whereas Return On Tangible Assets are likely to drop 0.12 in 2026. At this time, ACI Worldwide's Total Assets are fairly stable compared to the past year. Non Current Assets Total is likely to climb to about 2.5 B in 2026, whereas Deferred Long Term Asset Charges is likely to drop slightly above 57 M in 2026.Net Income Applicable To Common Shares is likely to climb to about 171.7 M in 2026, whereas Common Stock Shares Outstanding is likely to drop slightly above 117.8 M in 2026. The majority of ACI Worldwide outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in ACI Worldwide to benefit from reduced commissions. Therefore, institutional investors are subject to a different set of regulations than regular investors in ACI Worldwide. Please pay attention to any change in the institutional holdings of ACI Worldwide as this could imply that something significant has changed or is about to change at the company. On November 24, 2025, Representative Lisa McClain of US Congress acquired under $15k worth of ACI Worldwide's common stock.
Shares in Circulation | First Issued 1993-12-31 | Previous Quarter 105.1 M | Current Value 103.9 M | Avarage Shares Outstanding 105.8 M | Quarterly Volatility 14.4 M |
ACI Worldwide Workforce Comparison
ACI Worldwide is rated third in number of employees category among its peers. The total workforce of Information Technology industry is presently estimated at about 29,440. ACI Worldwide retains roughly 3,103 in number of employees claiming about 11% of equities under Information Technology industry.
ACI Worldwide Profit Margins
The company has Profit Margin (PM) of 0.15 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.27 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.27.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.68 | 0.58 |
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ACI Worldwide Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ACI Worldwide insiders, such as employees or executives, is commonly permitted as long as it does not rely on ACI Worldwide's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, ACI Worldwide insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-09-01 | 0.3 | 3 | 10 | 187,734 | 29,626 |
| 2025-06-01 | 0.625 | 10 | 16 | 116,837 | 62,745 |
| 2025-03-01 | 0.4 | 4 | 10 | 135,241 | 41,615 |
| 2024-12-01 | 0.0833 | 1 | 12 | 94,488 | 186,698 |
| 2024-09-01 | 0.1111 | 1 | 9 | 14,939 | 25,191 |
| 2024-06-01 | 0.5385 | 7 | 13 | 50,358 | 34,221 |
| 2024-03-01 | 0.9 | 9 | 10 | 237,112 | 21,143 |
| 2023-12-01 | 0.2222 | 2 | 9 | 98,472 | 97,902 |
| 2023-06-01 | 1.7143 | 12 | 7 | 286,391 | 27,321 |
| 2022-12-01 | 0.25 | 2 | 8 | 64,779 | 113,120 |
| 2022-03-01 | 0.5714 | 8 | 14 | 236,093 | 61,110 |
| 2021-12-01 | 1.0 | 3 | 3 | 77,502 | 98,055 |
| 2021-06-01 | 0.9 | 9 | 10 | 57,960 | 166,677 |
| 2021-03-01 | 0.5556 | 10 | 18 | 301,504 | 110,975 |
| 2020-12-01 | 0.5263 | 10 | 19 | 273,773 | 510,901 |
| 2020-09-01 | 0.3333 | 2 | 6 | 48,285 | 96,717 |
| 2020-03-01 | 0.7857 | 22 | 28 | 582,776 | 137,627 |
| 2019-12-01 | 0.3 | 9 | 30 | 163,481 | 681,202 |
| 2019-03-01 | 0.875 | 7 | 8 | 315,121 | 345,588 |
| 2018-12-01 | 0.5 | 2 | 4 | 100,000 | 200,000 |
| 2018-06-01 | 0.75 | 15 | 20 | 218,040 | 305,066 |
| 2018-03-01 | 0.5263 | 10 | 19 | 386,405 | 536,964 |
| 2017-12-01 | 0.5556 | 5 | 9 | 150,000 | 270,000 |
| 2017-09-01 | 0.2222 | 2 | 9 | 25,000 | 62,429 |
| 2017-06-01 | 0.7333 | 11 | 15 | 132,293 | 104,825 |
| 2017-03-01 | 0.8571 | 12 | 14 | 1,254,490 | 697,459 |
| 2016-09-01 | 0.1111 | 1 | 9 | 45,000 | 101,006 |
| 2016-06-01 | 0.6522 | 15 | 23 | 307,942 | 441,728 |
| 2016-03-01 | 3.1667 | 19 | 6 | 948,162 | 101,069 |
| 2015-09-01 | 1.5714 | 11 | 7 | 151,349 | 101,664 |
| 2015-06-01 | 2.8 | 28 | 10 | 612,215 | 342,864 |
| 2015-03-01 | 1.3448 | 39 | 29 | 1,405,416 | 642,928 |
| 2014-12-01 | 0.2432 | 9 | 37 | 590,664 | 1,696,276 |
| 2014-09-01 | 0.6923 | 27 | 39 | 792,000 | 1,214,693 |
| 2014-06-01 | 3.0 | 9 | 3 | 82,299 | 52,708 |
| 2014-03-01 | 0.7143 | 10 | 14 | 185,273 | 197,723 |
| 2013-12-01 | 0.6333 | 19 | 30 | 419,623 | 762,294 |
| 2013-09-01 | 0.5 | 2 | 4 | 100,000 | 200,000 |
| 2013-06-01 | 1.25 | 10 | 8 | 122,407 | 124,814 |
| 2013-03-01 | 0.4737 | 9 | 19 | 322,533 | 431,973 |
| 2012-12-01 | 2.3333 | 7 | 3 | 139,374 | 37,861 |
| 2012-09-01 | 0.4167 | 5 | 12 | 47,444 | 85,374 |
| 2012-06-01 | 0.64 | 16 | 25 | 142,000 | 184,000 |
| 2012-03-01 | 0.3913 | 9 | 23 | 91,800 | 200,558 |
| 2011-12-01 | 1.8 | 9 | 5 | 179,003 | 80,000 |
| 2011-03-01 | 0.1667 | 1 | 6 | 20,000 | 46,245 |
| 2010-03-01 | 0.25 | 2 | 8 | 40,000 | 87,189 |
| 2009-12-01 | 2.3333 | 7 | 3 | 121,333 | 21,800 |
| 2008-09-01 | 1.8571 | 13 | 7 | 253,814 | 82,469 |
| 2008-03-01 | 6.0 | 6 | 1 | 270,000 | 30,000 |
| 2007-09-01 | 13.0 | 13 | 1 | 185,877 | 0.00 |
ACI Worldwide Notable Stakeholders
An ACI Worldwide stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as ACI Worldwide often face trade-offs trying to please all of them. ACI Worldwide's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting ACI Worldwide's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Craig Maki | Executive Vice President Treasurer, Chief Corporate Development Officer | Profile | |
| Scott Behrens | CFO, Chief Accounting Officer and Sr. Executive VP | Profile | |
| Dennis Byrnes | Chief Admin. Officer, Executive VP, General Counsel and Secretary | Profile | |
| Dennis JD | Chief VP | Profile | |
| Karen Hobbs | Interim Officer | Profile | |
| Abraham Kuruvilla | Executive Officer | Profile | |
| Robert Leibrock | Chief Officer | Profile | |
| Abe Kuruvilla | Executive Officer | Profile | |
| Debbie Guerra | Executive Officer | Profile | |
| Craig Ramsey | Product Payments | Profile | |
| John Kraft | Head Finance | Profile | |
| Hannes Rensburg | Sr Devel | Profile | |
| Praveena Nathawat | Chief Officer | Profile | |
| Anthony Dinkins | Chief Officer | Profile | |
| Mohammed Mortajine | Chief Officer | Profile | |
| Dan Ring | VP PR | Profile | |
| Alessandro Silva | Executive Officer | Profile | |
| Thomas III | Interim Director | Profile | |
| Nick Karoglou | Head Affairs | Profile | |
| Ram Puppala | Chief Officer | Profile | |
| Philip Bruno | Chief Officer | Profile | |
| J Krishnamoorthy | Chief Officer | Profile | |
| Scotty Perkins | Head Modernization | Profile |
About ACI Worldwide Management Performance
The success or failure of an entity such as ACI Worldwide often depends on how effective the management is. ACI Worldwide management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of ACI management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the ACI management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.13 | 0.12 | |
| Return On Capital Employed | 0.11 | 0.07 | |
| Return On Assets | 0.06 | 0.06 | |
| Return On Equity | 0.14 | 0.13 |
Please note, the imprecision that can be found in ACI Worldwide's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of ACI Worldwide. Check ACI Worldwide's Beneish M Score to see the likelihood of ACI Worldwide's management manipulating its earnings.
ACI Worldwide Workforce Analysis
Traditionally, organizations such as ACI Worldwide use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare ACI Worldwide within its industry.ACI Worldwide Manpower Efficiency
Return on ACI Worldwide Manpower
| Revenue Per Employee | 513.8K | |
| Revenue Per Executive | 69.3M | |
| Net Income Per Employee | 65.5K | |
| Net Income Per Executive | 8.8M | |
| Working Capital Per Employee | 125.1K | |
| Working Capital Per Executive | 16.9M |
Additional Tools for ACI Stock Analysis
When running ACI Worldwide's price analysis, check to measure ACI Worldwide's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ACI Worldwide is operating at the current time. Most of ACI Worldwide's value examination focuses on studying past and present price action to predict the probability of ACI Worldwide's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ACI Worldwide's price. Additionally, you may evaluate how the addition of ACI Worldwide to your portfolios can decrease your overall portfolio volatility.