ChoiceOne Financial Company Insiders
COFS Stock | USD 36.75 0.25 0.68% |
Slightly above 80 percent of all ChoiceOne Financial's insiders are aggressively buying. The analysis of insiders' sentiment of trading ChoiceOne Financial Services stock suggests that a fairly large number of insiders are very bullish at this time. ChoiceOne Financial employs about 371 people. The company is managed by 11 executives with a total tenure of roughly 12 years, averaging almost 1.0 years of service per executive, having 33.73 employees per reported executive.
ChoiceOne Financial's Insider Buying Vs Selling
80
Selling | Buying |
Latest Trades
2024-08-09 | Michael J Burke Jr | Acquired 500 @ 26.75 | View | ||
2024-08-05 | Kelly Potes | Acquired 2000 @ 26.73 | View | ||
2024-08-02 | Michael J Burke Jr | Acquired 1000 @ 27.25 | View | ||
2024-07-25 | Michelle M Wendling | Acquired 400 @ 25 | View | ||
2023-12-04 | Kelly Potes | Disposed 2690 @ 25.75 | View |
Monitoring ChoiceOne Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
ChoiceOne |
ChoiceOne Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with ChoiceOne Financial's future performance. Based on our forecasts, it is anticipated that ChoiceOne will maintain a workforce of slightly above 370 employees by December 2024.ChoiceOne Financial Management Team Effectiveness
At this time, ChoiceOne Financial's Return On Tangible Assets are comparatively stable compared to the past year. Return On Capital Employed is likely to gain to 0.01 in 2024, whereas Return On Equity is likely to drop 0.09 in 2024. At this time, ChoiceOne Financial's Total Assets are comparatively stable compared to the past year. Non Current Assets Total is likely to gain to about 2.6 B in 2024, whereas Other Current Assets are likely to drop slightly above 52.8 M in 2024. ChoiceOne Financial's management efficiency ratios could be used to measure how well ChoiceOne Financial manages its routine affairs as well as how well it operates its assets and liabilities.Net Income Applicable To Common Shares is likely to gain to about 28.5 M in 2024, whereas Common Stock Shares Outstanding is likely to drop slightly above 3.9 M in 2024.
ChoiceOne Financial Workforce Comparison
ChoiceOne Financial Services is number one stock in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 2,463. ChoiceOne Financial retains roughly 371 in number of employees claiming about 15% of equities under Financials industry.
ChoiceOne Financial Profit Margins
The company has Profit Margin (PM) of 0.28 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.43 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.43.Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Net Profit Margin | 0.43 | 0.2637 |
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Operating Profit Margin | 0.57 | 0.317 |
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Pretax Profit Margin | 0.57 | 0.317 |
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Return On Assets | 0.0095 | 0.0083 |
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Return On Equity | 0.0922 | 0.1087 |
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ChoiceOne Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ChoiceOne Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on ChoiceOne Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, ChoiceOne Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
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2024-06-01 | 3.75 | 15 | 4 | 7,421 | 1,889 |
2023-12-01 | 4.0 | 20 | 5 | 23,849 | 17,043 |
2023-06-01 | 5.5 | 22 | 4 | 17,535 | 1,189 |
2022-06-01 | 2.8 | 14 | 5 | 9,151 | 807.00 |
2022-03-01 | 24.0 | 24 | 1 | 9,557 | 540.95 |
2021-12-01 | 8.0 | 16 | 2 | 5,863 | 138.41 |
2021-09-01 | 6.5 | 13 | 2 | 2,753 | 0.00 |
2020-12-01 | 12.0 | 12 | 1 | 2,541 | 0.00 |
2020-09-01 | 11.0 | 11 | 1 | 2,155 | 85.00 |
2020-06-01 | 1.08 | 27 | 25 | 37,814 | 47,454 |
2020-03-01 | 3.5 | 14 | 4 | 6,361 | 3,279 |
2019-12-01 | 1.3077 | 17 | 13 | 297,089 | 706.00 |
2019-06-01 | 5.5 | 33 | 6 | 30,628 | 9,902 |
2019-03-01 | 6.0 | 6 | 1 | 1,146 | 412.56 |
2018-12-01 | 3.0 | 6 | 2 | 867.00 | 1,002 |
2018-09-01 | 2.3333 | 7 | 3 | 3,316 | 3,012 |
2018-06-01 | 4.5 | 27 | 6 | 14,361 | 5,721 |
2018-03-01 | 5.5 | 11 | 2 | 4,809 | 200.17 |
2017-12-01 | 3.5 | 7 | 2 | 3,276 | 849.09 |
2017-09-01 | 1.6667 | 5 | 3 | 709.00 | 1,129 |
2017-06-01 | 6.5 | 26 | 4 | 9,701 | 369.11 |
2017-03-01 | 11.0 | 11 | 1 | 7,421 | 250.00 |
2016-12-01 | 2.8 | 14 | 5 | 13,078 | 1,429 |
2016-09-01 | 1.5 | 12 | 8 | 5,243 | 1,968 |
2016-06-01 | 2.5455 | 28 | 11 | 35,931 | 2,716 |
2016-03-01 | 3.8 | 19 | 5 | 20,355 | 5,030 |
2015-12-01 | 3.2 | 32 | 10 | 14,234 | 2,339 |
2015-09-01 | 3.5 | 14 | 4 | 4,399 | 1,949 |
2015-03-01 | 3.0 | 18 | 6 | 9,337 | 2,691 |
2014-12-01 | 1.3333 | 16 | 12 | 10,998 | 6,822 |
2014-09-01 | 6.5 | 13 | 2 | 7,563 | 2,827 |
2014-06-01 | 19.0 | 19 | 1 | 4,730 | 560.00 |
2014-03-01 | 0.75 | 9 | 12 | 6,097 | 6,700 |
2013-09-01 | 4.0 | 8 | 2 | 4,396 | 3,000 |
2013-06-01 | 9.0 | 9 | 1 | 2,017 | 24.00 |
2013-03-01 | 1.25 | 10 | 8 | 4,948 | 2,433 |
2012-12-01 | 5.0 | 10 | 2 | 7,321 | 1,837 |
2012-06-01 | 2.4 | 12 | 5 | 3,951 | 1,251 |
2012-03-01 | 6.0 | 6 | 1 | 1,257 | 100.00 |
2011-03-01 | 2.2 | 11 | 5 | 4,239 | 2,742 |
2010-09-01 | 6.0 | 6 | 1 | 1,451 | 0.00 |
2010-06-01 | 12.0 | 12 | 1 | 7,818 | 100.00 |
2010-03-01 | 6.0 | 6 | 1 | 1,734 | 125.00 |
2009-03-01 | 4.0 | 4 | 1 | 1,321 | 125.00 |
2008-03-01 | 13.0 | 13 | 1 | 3,924 | 131.00 |
2007-09-01 | 8.0 | 8 | 1 | 2,076 | 352.00 |
2007-06-01 | 12.0 | 12 | 1 | 2,956 | 200.00 |
2007-03-01 | 17.0 | 17 | 1 | 6,107 | 131.00 |
2006-12-01 | 15.0 | 15 | 1 | 10,294 | 2,081 |
2006-03-01 | 16.0 | 16 | 1 | 3,076 | 131.00 |
2005-03-01 | 17.0 | 17 | 1 | 3,584 | 137.00 |
ChoiceOne Financial Notable Stakeholders
A ChoiceOne Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as ChoiceOne Financial often face trade-offs trying to please all of them. ChoiceOne Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting ChoiceOne Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Michael Burke | President Director | Profile | |
Adom CPA | Executive CFO | Profile | |
Adom Greenland | Executive CFO | Profile | |
Lee Braford | Chief Credit Officer and Sr. VP | Profile | |
Daniel Wheat | Mortgage Originator | Profile | |
Kelly CFP | CEO Director | Profile | |
Shelly Childers | Senior Officer | Profile | |
Heather Brolick | Senior Bank | Profile | |
Bradley Henion | Executive Bank | Profile | |
Peter Batistoni | Senior Bank | Profile | |
Robert Jamula | Senior Bank | Profile |
About ChoiceOne Financial Management Performance
The success or failure of an entity such as ChoiceOne Financial often depends on how effective the management is. ChoiceOne Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of ChoiceOne management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the ChoiceOne management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.01 | 0.01 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.11 | 0.09 |
Please note, the imprecision that can be found in ChoiceOne Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of ChoiceOne Financial Services. Check ChoiceOne Financial's Beneish M Score to see the likelihood of ChoiceOne Financial's management manipulating its earnings.
ChoiceOne Financial Workforce Analysis
Traditionally, organizations such as ChoiceOne Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare ChoiceOne Financial within its industry.ChoiceOne Financial Manpower Efficiency
Return on ChoiceOne Financial Manpower
Revenue Per Employee | 217.4K | |
Revenue Per Executive | 7.3M | |
Net Income Per Employee | 57.3K | |
Net Income Per Executive | 1.9M |
Additional Tools for ChoiceOne Stock Analysis
When running ChoiceOne Financial's price analysis, check to measure ChoiceOne Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ChoiceOne Financial is operating at the current time. Most of ChoiceOne Financial's value examination focuses on studying past and present price action to predict the probability of ChoiceOne Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ChoiceOne Financial's price. Additionally, you may evaluate how the addition of ChoiceOne Financial to your portfolios can decrease your overall portfolio volatility.