Choiceone Financial Services Stock Fundamentals
| COFS Stock | USD 36.71 0.04 0.11% |
ChoiceOne Financial Services fundamentals help investors to digest information that contributes to ChoiceOne Financial's financial success or failures. It also enables traders to predict the movement of ChoiceOne Stock. The fundamental analysis module provides a way to measure ChoiceOne Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to ChoiceOne Financial stock.
At this time, ChoiceOne Financial's EBITDA is comparatively stable compared to the past year. Total Operating Expenses is likely to gain to about 84.8 M in 2024, whereas Net Income From Continuing Ops is likely to drop slightly above 12.5 M in 2024. ChoiceOne | Select Account or Indicator |
ChoiceOne Financial Services Company Operating Margin Analysis
ChoiceOne Financial's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Current ChoiceOne Financial Operating Margin | 0.43 % |
Most of ChoiceOne Financial's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, ChoiceOne Financial Services is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
ChoiceOne Operating Margin Historical Pattern
Today, most investors in ChoiceOne Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various ChoiceOne Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's operating margin growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of ChoiceOne Financial operating margin as a starting point in their analysis.
ChoiceOne Financial Operating Margin |
| Timeline |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
| Competition |
ChoiceOne Pretax Profit Margin
Pretax Profit Margin |
|
Based on the recorded statements, ChoiceOne Financial Services has an Operating Margin of 0.4255%. This is 97.69% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 107.72% lower than that of the firm.
ChoiceOne Financial Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining ChoiceOne Financial's current stock value. Our valuation model uses many indicators to compare ChoiceOne Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across ChoiceOne Financial competition to find correlations between indicators driving ChoiceOne Financial's intrinsic value. More Info.ChoiceOne Financial Services is rated third in return on equity category among its peers. It also is rated third in return on asset category among its peers reporting about 0.08 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for ChoiceOne Financial Services is roughly 12.33 . At this time, ChoiceOne Financial's Return On Equity is comparatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value ChoiceOne Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.ChoiceOne Operating Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses ChoiceOne Financial's direct or indirect competition against its Operating Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of ChoiceOne Financial could also be used in its relative valuation, which is a method of valuing ChoiceOne Financial by comparing valuation metrics of similar companies.ChoiceOne Financial is currently under evaluation in operating margin category among its peers.
ChoiceOne Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, ChoiceOne Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to ChoiceOne Financial's managers, analysts, and investors.Environmental | Governance | Social |
ChoiceOne Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0094 | ||||
| Profit Margin | 0.28 % | ||||
| Operating Margin | 0.43 % | ||||
| Current Valuation | 424.54 M | ||||
| Shares Outstanding | 8.96 M | ||||
| Shares Owned By Insiders | 7.27 % | ||||
| Shares Owned By Institutions | 33.80 % | ||||
| Number Of Shares Shorted | 265.95 K | ||||
| Price To Earning | 9.13 X | ||||
| Price To Book | 1.33 X | ||||
| Price To Sales | 3.75 X | ||||
| Revenue | 80.64 M | ||||
| Gross Profit | 81.14 M | ||||
| EBITDA | 38 M | ||||
| Net Income | 21.26 M | ||||
| Cash And Equivalents | 51.49 M | ||||
| Cash Per Share | 6.86 X | ||||
| Total Debt | 235.51 M | ||||
| Debt To Equity | 6.37 % | ||||
| Book Value Per Share | 27.65 X | ||||
| Cash Flow From Operations | 46.48 M | ||||
| Short Ratio | 7.89 X | ||||
| Earnings Per Share | 3.16 X | ||||
| Target Price | 37.0 | ||||
| Number Of Employees | 371 | ||||
| Beta | 0.63 | ||||
| Market Capitalization | 329.19 M | ||||
| Total Asset | 2.58 B | ||||
| Retained Earnings | 73.7 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.09 % | ||||
| Net Asset | 2.58 B | ||||
| Last Dividend Paid | 1.08 |
About ChoiceOne Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze ChoiceOne Financial Services's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of ChoiceOne Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of ChoiceOne Financial Services based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.| Last Reported | Projected for Next Year | ||
| Total Revenue | 80.6 M | 84.7 M | |
| Stock Based Compensation To Revenue | 0.01 | 0.01 | |
| Sales General And Administrative To Revenue | 0.41 | 0.70 | |
| Capex To Revenue | 0.05 | 0.05 | |
| Revenue Per Share | 10.71 | 11.24 | |
| Ebit Per Revenue | 0.32 | 0.57 |
Thematic Opportunities
Explore Investment Opportunities
Additional Tools for ChoiceOne Stock Analysis
When running ChoiceOne Financial's price analysis, check to measure ChoiceOne Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ChoiceOne Financial is operating at the current time. Most of ChoiceOne Financial's value examination focuses on studying past and present price action to predict the probability of ChoiceOne Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ChoiceOne Financial's price. Additionally, you may evaluate how the addition of ChoiceOne Financial to your portfolios can decrease your overall portfolio volatility.