PNC Financial Company Insiders
| PNC Stock | USD 240.23 0.72 0.30% |
About 74% of PNC Financial's corporate insiders are selling. The analysis of insiders' sentiment of trading PNC Financial Services stock suggests that many insiders are alarmed at this time. PNC Financial employs about 53.9 K people. The company is managed by 52 executives with a total tenure of roughly 303 years, averaging almost 5.0 years of service per executive, having 1035.75 employees per reported executive.
| William Demchak Chairman Chairman, CEO and President Member of Executive Committee and Member of Risk Committee |
| Joseph Rockey President Executive Vice President Chief Risk Officer |
Insider Sentiment 26
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-11-04 | Michael Duane Thomas | Disposed 1000 @ 183.57 | View | ||
| 2025-10-24 | Guild Deborah | Disposed 1080 @ 186.97 | View | ||
| 2025-10-21 | Julie Johnson | Disposed @ 181.83 | |||
| 2025-09-23 | Val T. Hoyle | Disposed @ 203.95 | |||
| 2025-08-27 | Linda R Medler | Disposed 71 @ 205.55 | View | ||
| 2025-08-14 | Julie Johnson | Disposed @ 194.67 | |||
| 2025-07-18 | Ro Khanna | Acquired @ 196.54 | |||
| 2025-06-18 | Ro Khanna | Acquired @ 175.09 | |||
| 2025-05-23 | William S Demchak | Disposed 1242 @ 169.75 | View | ||
| 2025-05-20 | Mark Wiedman | Acquired 20 @ 178.4 | View | ||
| 2025-05-16 | William S Demchak | Disposed 1242 @ 179.14 | View | ||
| 2025-05-12 | Kieran John Fallon | Disposed 1492 @ 174.56 | View | ||
| 2025-05-09 | William S Demchak | Disposed 1242 @ 166.79 | View | ||
| 2025-05-02 | William S Demchak | Disposed 1242 @ 163.16 | View | ||
| 2025-04-28 | William S Demchak | Disposed 601 @ 160 | View | ||
| 2025-04-25 | Martin Pfinsgraff | Acquired 1000 @ 158.22 | View | ||
| 2025-04-23 | William S Demchak | Disposed 1202 @ 160 | View | ||
| 2025-04-21 | William S Demchak | Disposed 641 @ 150.5 | View | ||
| 2025-04-15 | Ro Khanna | Acquired @ 154.99 |
Monitoring PNC Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Acquired vs Disposed
Filed vs Not Filed
Insider sentiment refers to the collective sentiment or feeling of PNC Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of PNC Financial Services. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe PNC Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PNC Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. PNC Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with PNC Financial's future performance. Based on our forecasts, it is anticipated that PNC will maintain a workforce of about 53860 employees by March 2026.PNC Financial's latest congressional trading
Congressional trading in companies like PNC Financial Services, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in PNC Financial by those in governmental positions are based on the same information available to the general public.
| 2025-11-17 | Representative Julie Johnson | Acquired Under $15K | Verify | ||
| 2023-10-20 | Senator Pete Ricketts | Acquired $50K to $100K | Verify | ||
| 2023-09-22 | Senator Dan Sullivan | Acquired Under $15K | Verify | ||
| 2023-09-17 | Senator Dan Sullivan | Acquired Under $15K | Verify | ||
| 2020-07-10 | Representative K Michael Conaway | Acquired $15K to $50K | Verify | ||
| 2020-07-07 | Representative Robert J Wittman | Acquired Under $15K | Verify | ||
| 2018-10-30 | Representative Lois Frankel | Acquired Under $15K | Verify |
PNC Financial Management Team Effectiveness
The company has Return on Asset of 0.0123 % which means that on every $100 spent on assets, it made $0.0123 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1216 %, implying that it generated $0.1216 on every 100 dollars invested. PNC Financial's management efficiency ratios could be used to measure how well PNC Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, PNC Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 44.7 B, whereas Other Assets are forecasted to decline to about 45 B.As of February 10, 2026, Common Stock Shares Outstanding is expected to decline to about 380.5 M. In addition to that, Net Income Applicable To Common Shares is expected to decline to about 3.8 BPNC Financial Services secures a total of 404.31 Million outstanding shares. The majority of PNC Financial Services outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to secure positions in PNC Financial Services to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in PNC Financial Services. Please pay attention to any change in the institutional holdings of PNC Financial as this could imply that something significant has changed or is about to change at the company. Please note that on November 17, 2025, Representative Julie Johnson of US Congress acquired under $15k worth of PNC Financial Services's common stock.
Shares in Circulation | First Issued 1985-09-30 | Previous Quarter 396 M | Current Value 394 M | Avarage Shares Outstanding 344.9 M | Quarterly Volatility 122.8 M |
PNC Financial Workforce Comparison
PNC Financial Services is regarded second in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 277,124. PNC Financial retains roughly 53,859 in number of employees claiming about 19% of equities under Financials industry.
PNC Financial Profit Margins
The company has Net Profit Margin of 0.31 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.39 %, which entails that for every 100 dollars of revenue, it generated $0.39 of operating income.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.56 | 0.7166 |
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| Net Profit Margin | 0.15 | 0.2213 |
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| Operating Profit Margin | 0.19 | 0.2708 |
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| Pretax Profit Margin | 0.19 | 0.2708 |
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| Return On Assets | 0.0095 | 0.0121 |
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| Return On Equity | 0.13 | 0.1145 |
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PNC Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PNC Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on PNC Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, PNC Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-12-01 | 1.5 | 9 | 6 | 863.00 | 3,521 |
| 2025-09-01 | 2.25 | 9 | 4 | 2,162 | 2,625 |
| 2025-06-01 | 1.4375 | 23 | 16 | 16,503 | 22,072 |
| 2025-03-01 | 0.6866 | 46 | 67 | 199,238 | 103,955 |
| 2024-12-01 | 0.381 | 8 | 21 | 799.00 | 54,502 |
| 2024-09-01 | 0.4706 | 8 | 17 | 2,323 | 29,954 |
| 2024-06-01 | 3.1667 | 19 | 6 | 12,723 | 3,280 |
| 2024-03-01 | 1.0508 | 62 | 59 | 217,793 | 92,006 |
| 2023-12-01 | 4.0 | 8 | 2 | 1,198 | 2,283 |
| 2023-09-01 | 9.0 | 9 | 1 | 6,045 | 4,250 |
| 2023-06-01 | 23.0 | 23 | 1 | 18,950 | 4,286 |
| 2023-03-01 | 1.0741 | 58 | 54 | 213,160 | 92,392 |
| 2022-12-01 | 2.25 | 9 | 4 | 1,295 | 4,453 |
| 2022-09-01 | 5.0 | 15 | 3 | 3,230 | 3,663 |
| 2022-06-01 | 13.5 | 27 | 2 | 14,420 | 1,257 |
| 2022-03-01 | 1.037 | 56 | 54 | 254,155 | 117,410 |
| 2021-12-01 | 0.4444 | 8 | 18 | 823.00 | 16,101 |
| 2021-09-01 | 1.0 | 8 | 8 | 1,141 | 5,250 |
| 2021-06-01 | 2.8571 | 20 | 7 | 10,705 | 1,676 |
| 2021-03-01 | 0.9054 | 67 | 74 | 235,086 | 3,889,082 |
| 2020-12-01 | 1.4 | 7 | 5 | 1,300 | 1,400 |
| 2020-09-01 | 3.5 | 7 | 2 | 1,885 | 0.00 |
| 2020-03-01 | 1.2188 | 78 | 64 | 296,489 | 121,632 |
| 2019-12-01 | 0.75 | 12 | 16 | 23,259 | 210,145 |
| 2019-09-01 | 0.7059 | 12 | 17 | 112,234 | 343,359 |
| 2019-06-01 | 10.5 | 21 | 2 | 20,150 | 12,000 |
| 2019-03-01 | 0.8864 | 78 | 88 | 384,053 | 219,461 |
| 2018-12-01 | 3.3333 | 10 | 3 | 10,802 | 9,983 |
| 2018-09-01 | 0.4 | 2 | 5 | 25,410 | 83,667 |
| 2018-03-01 | 1.0588 | 72 | 68 | 264,388 | 122,338 |
| 2017-12-01 | 0.7727 | 17 | 22 | 121,745 | 258,790 |
| 2017-09-01 | 1.4286 | 10 | 7 | 26,577 | 54,314 |
| 2017-06-01 | 5.5 | 22 | 4 | 18,235 | 4,888 |
| 2017-03-01 | 0.9865 | 73 | 74 | 596,811 | 667,317 |
| 2016-12-01 | 0.8 | 20 | 25 | 392,637 | 735,917 |
| 2016-09-01 | 2.2 | 11 | 5 | 36,935 | 68,581 |
| 2016-06-01 | 3.125 | 25 | 8 | 36,985 | 39,497 |
| 2016-03-01 | 1.0139 | 73 | 72 | 277,047 | 121,174 |
| 2015-12-01 | 2.6667 | 8 | 3 | 1,894 | 995.00 |
| 2015-09-01 | 2.3333 | 7 | 3 | 1,818 | 1,233 |
| 2015-06-01 | 2.0 | 24 | 12 | 141,739 | 214,278 |
| 2015-03-01 | 0.8764 | 78 | 89 | 474,102 | 466,728 |
| 2014-12-01 | 0.9286 | 13 | 14 | 216,529 | 440,627 |
| 2014-09-01 | 2.4 | 12 | 5 | 42,619 | 40,520 |
| 2014-06-01 | 2.0 | 28 | 14 | 187,163 | 335,682 |
| 2014-03-01 | 0.798 | 79 | 99 | 632,877 | 688,213 |
| 2013-12-01 | 1.0 | 22 | 22 | 271,954 | 542,704 |
| 2013-09-01 | 0.6071 | 17 | 28 | 287,546 | 609,190 |
| 2013-06-01 | 0.8163 | 40 | 49 | 991,081 | 1,915,932 |
| 2013-03-01 | 0.7935 | 73 | 92 | 368,224 | 335,270 |
| 2012-12-01 | 0.7143 | 5 | 7 | 6,611 | 20,088 |
| 2012-09-01 | 0.5714 | 12 | 21 | 45,959 | 99,653 |
| 2012-06-01 | 0.7568 | 28 | 37 | 225,117 | 441,056 |
| 2012-03-01 | 1.2769 | 83 | 65 | 2,083,711 | 1,304,827 |
| 2011-12-01 | 0.4348 | 10 | 23 | 80,584 | 264,086 |
| 2011-09-01 | 2.6 | 26 | 10 | 127,336 | 208,459 |
| 2011-06-01 | 8.2 | 41 | 5 | 35,235 | 24,952 |
| 2011-03-01 | 2.1351 | 79 | 37 | 322,415 | 469,862 |
| 2010-12-01 | 11.3333 | 68 | 6 | 3,275 | 3,442 |
| 2010-09-01 | 7.0 | 63 | 9 | 3,240 | 123,139 |
| 2010-06-01 | 10.6667 | 96 | 9 | 599,575 | 57,456 |
| 2010-03-01 | 4.6154 | 120 | 26 | 440,964 | 51,564 |
| 2009-12-01 | 9.9167 | 119 | 12 | 150,511 | 28,330 |
| 2009-09-01 | 4.1818 | 92 | 22 | 35,350 | 144,991 |
| 2009-06-01 | 30.6667 | 92 | 3 | 50,143 | 3,138 |
| 2009-03-01 | 4.0303 | 133 | 33 | 1,462,386 | 197,039 |
| 2008-12-01 | 9.5 | 76 | 8 | 19,345 | 25,106 |
| 2008-09-01 | 1.6818 | 111 | 66 | 1,422,059 | 1,003,730 |
| 2008-06-01 | 0.4391 | 101 | 230 | 211,325 | 294,675 |
| 2008-03-01 | 4.0667 | 122 | 30 | 877,000 | 143,816 |
| 2007-12-01 | 1.5283 | 81 | 53 | 181,279 | 267,591 |
| 2007-09-01 | 8.3 | 83 | 10 | 119,472 | 114,625 |
| 2007-06-01 | 1.5714 | 110 | 70 | 699,399 | 857,412 |
| 2007-03-01 | 0.5142 | 145 | 282 | 1,388,094 | 979,310 |
| 2006-12-01 | 0.4531 | 111 | 245 | 769,643 | 1,285,500 |
| 2006-09-01 | 1.1695 | 69 | 59 | 302,820 | 419,807 |
| 2006-06-01 | 36.5 | 73 | 2 | 26,405 | 1,000.00 |
| 2006-03-01 | 0.5993 | 160 | 267 | 2,329,504 | 1,657,807 |
| 2005-12-01 | 5.7727 | 127 | 22 | 138,385 | 185,507 |
| 2005-09-01 | 9.7273 | 107 | 11 | 88,726 | 77,981 |
| 2005-06-01 | 9.6429 | 135 | 14 | 274,343 | 221,911 |
| 2005-03-01 | 10.5 | 126 | 12 | 1,058,278 | 135,586 |
| 2004-12-01 | 7.6364 | 84 | 11 | 116,419 | 148,385 |
| 2004-09-01 | 9.6667 | 87 | 9 | 150,575 | 161,316 |
| 2004-06-01 | 7.8824 | 134 | 17 | 280,011 | 113,713 |
| 2004-03-01 | 2.0938 | 134 | 64 | 1,238,798 | 502,886 |
| 2003-12-01 | 1.1452 | 71 | 62 | 194,062 | 457,092 |
| 2003-09-01 | 57.0 | 57 | 1 | 12,727 | 25.00 |
| 2003-06-01 | 34.5 | 69 | 2 | 68,048 | 31,667 |
| 2003-03-01 | 3.0 | 3 | 1 | 692.00 | 5,000 |
PNC Financial Notable Stakeholders
A PNC Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as PNC Financial often face trade-offs trying to please all of them. PNC Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting PNC Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| William Demchak | Chairman, CEO and President Member of Executive Committee and Member of Risk Committee | Profile | |
| Joseph Rockey | Executive Vice President Chief Risk Officer | Profile | |
| Richard Bynum | Executive Vice President, Chief Corporate Responsibility Officer | Profile | |
| Michael Little | Senior President | Profile | |
| Steven Wyk | Executive Vice President, Head - Technology and Innovation | Profile | |
| Gregory Kozich | Senior Vice President Controller | Profile | |
| Stacy Juchno | Executive Vice President General Auditor | Profile | |
| Carole Brown | Executive Vice President, Head of Asset Management Group | Profile | |
| Ganesh Krishnan | Executive Vice President, Enterprise Chief Information Officer | Profile | |
| Vicki Henn | Chief Human Resource Officer, Executive Vice President | Profile | |
| Michael Lyons | Executive Vice President, Head of Corporate and Institutional Banking, Head - Asset Management Group | Profile | |
| Bryan Gill | Executive Vice President Director of Investor Relations | Profile | |
| Mark Wiedman | President | Profile | |
| Deborah Guild | Executive Vice President, Chief Information Security Officer, Head of Enterprise Technology | Profile | |
| David Bentzinger | Senior President | Profile | |
| Gregory Jordan | Executive Vice President, Chief Administrative Officer, General Counsel, Head of Regulatory and Government Affairs | Profile | |
| Michael Hannon | Executive Vice President Chief Credit Officer | Profile | |
| Karen Larrimer | Executive Vice President, Chief Customer Officer, Head - Retail Banking | Profile | |
| Mark JD | President | Profile | |
| Jeffrey Fisher | Senior President | Profile | |
| Robert Reilly | Chief Financial Officer, Executive Vice President | Profile | |
| E Parsley | Chief Operating Officer, Executive Vice President | Profile | |
| Alexander Overstrom | EVP Banking | Profile | |
| Gregory Esq | General EVP | Profile | |
| Andrew Feldstein | Lead Independent Director | Profile | |
| Linda Medler | Independent Director | Profile | |
| Richard Harshman | Independent Director | Profile | |
| Daniel Hesse | Independent Director | Profile | |
| Charles Bunch | Independent Director | Profile | |
| Joseph Alvarado | Independent Director | Profile | |
| Marjorie Cheshire | Independent Director | Profile | |
| David Cohen | Independent Director | Profile | |
| Michael Ward | Independent Director | Profile | |
| Debra Cafaro | Independent Director | Profile | |
| Toni TownesWhitley | Independent Director | Profile | |
| Martin Pfinsgraff | Independent Director | Profile | |
| Amanda Schab | Chief VP | Profile | |
| Donald Heberle | Head Management | Profile | |
| William III | Executive Advisor | Profile | |
| Bryan Salesky | Independent Director | Profile | |
| Dennis Magulick | Senior Banking | Profile | |
| Kathleen DAppolonia | Senior Inclusion | Profile | |
| Jennifer Hare | Head State | Profile | |
| Scott Kowalski | Head Michigan | Profile | |
| Robert Niblock | Independent Director | Profile | |
| Amanda Rosseter | Chief Communications Officer | Profile | |
| Jenn Garbach | Chief Officer | Profile | |
| Louis Cestello | Head Pennsylvania | Profile | |
| Kieran Fallon | Executive Vice President Chief Risk Officer | Profile | |
| Augustine Faucher | Senior Economist | Profile | |
| Laura Long | General Officer | Profile | |
| Wayne Hunley | Executive C | Profile |
About PNC Financial Management Performance
The success or failure of an entity such as PNC Financial Services often depends on how effective the management is. PNC Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of PNC management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the PNC management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.07 | 0.07 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.11 | 0.13 |
Please note, the presentation of PNC Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, PNC Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of PNC Financial's management manipulating its earnings.
PNC Financial Workforce Analysis
Traditionally, organizations such as PNC Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare PNC Financial within its industry.PNC Financial Manpower Efficiency
Return on PNC Financial Manpower
| Revenue Per Employee | 581.9K | |
| Revenue Per Executive | 602.7M | |
| Net Income Per Employee | 110.5K | |
| Net Income Per Executive | 114.5M |
Complementary Tools for PNC Stock analysis
When running PNC Financial's price analysis, check to measure PNC Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PNC Financial is operating at the current time. Most of PNC Financial's value examination focuses on studying past and present price action to predict the probability of PNC Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PNC Financial's price. Additionally, you may evaluate how the addition of PNC Financial to your portfolios can decrease your overall portfolio volatility.
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