Radian Company Leadership
| RDN Stock | USD 34.52 0.80 2.27% |
Radian employs about 900 people. The company is managed by 37 executives with a total tenure of roughly 193 years, averaging almost 5.0 years of service per executive, having 24.32 employees per reported executive. Analysis of Radian's management performance can provide insight into the firm performance.
| Richard Thornberry CEO Chief Executive Officer, Director |
| Herbert Wender Chairman Non-Executive Independent Chairman of the Board |
Radian Management Team Effectiveness
The company has Return on Asset of 0.0655 % which means that on every $100 spent on assets, it made $0.0655 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1315 %, implying that it generated $0.1315 on every 100 dollars invested. Radian's management efficiency ratios could be used to measure how well Radian manages its routine affairs as well as how well it operates its assets and liabilities.Radian owns a total of 136.27 Million outstanding shares. The majority of Radian Group outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Radian Group to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Radian. Please pay attention to any change in the institutional holdings of Radian Group as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Some institutional investors establish a significant position in stocks such as Radian in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Radian, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.
Radian Workforce Comparison
Radian Group is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 28,482. Radian holds roughly 900 in number of employees claiming about 3% of equities under Financials industry.
The company has Net Profit Margin of 0.49 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.77 %, which entails that for every 100 dollars of revenue, it generated $0.77 of operating income. Radian Insider Trading
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Radian insiders, such as employees or executives, is commonly permitted as long as it does not rely on Radian's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Radian insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Daniel Kobell few days ago Insider Trading | ||
Keleher Stephen over two weeks ago Insider Trading | ||
Robert Quigley over two months ago Disposition of 3334 shares by Robert Quigley of Radian subject to Rule 16b-3 | ||
Howard Culang over two months ago Acquisition by Howard Culang of 521 shares of Radian subject to Rule 16b-3 | ||
Lisa Mumford over three months ago Acquisition by Lisa Mumford of 4837 shares of Radian subject to Rule 16b-3 | ||
Richard Thornberry over three months ago Disposition of 20000 shares by Richard Thornberry of Radian at 36.2802 subject to Rule 16b-3 | ||
Edward Hoffman over six months ago Acquisition by Edward Hoffman of 6293 shares of Radian subject to Rule 16b-3 | ||
Sumita Pandit over six months ago Disposition of 7867 shares by Sumita Pandit of Radian subject to Rule 16b-3 |
Radian Notable Stakeholders
A Radian stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Radian often face trade-offs trying to please all of them. Radian's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Radian's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Richard CPA | CEO Director | Profile | |
| Richard Thornberry | Chief Executive Officer, Director | Profile | |
| Herbert Wender | Non-Executive Independent Chairman of the Board | Profile | |
| Howard Culang | Non-Executive Chairman of the Board | Profile | |
| J Hall | Chief Financial Officer, Senior Executive Vice President | Profile | |
| Derek JD | President Insurance | Profile | |
| Brien McMahon | Senior Executive Vice President, Chief Franchise Officer and Co-Head of Real Estate | Profile | |
| Edward Hoffman | Senior Executive Vice President, General Counsel, Corporate Secretary | Profile | |
| Robert Quigley | Senior Vice President Principal Accounting Officer, Controller | Profile | |
| Sumita Pandit | President Officer | Profile | |
| Derek Brummer | Senior Executive Vice President - Mortgage Insurance and Risk Services, Chief Risk Officer, President - Mortgage | Profile | |
| Eric Ray | Senior Executive Vice President, Chief Digital Officer and Co-Head of Real Estate | Profile | |
| Franklin Hall | CFO and Executive VP | Profile | |
| Brian Montgomery | Independent Director | Profile | |
| Lisa Hess | Independent Director | Profile | |
| Lisa Mumford | Independent Director | Profile | |
| Brad Conner | Independent Director | Profile | |
| Gaetano Muzio | Independent Director | Profile | |
| Debra Hess | Independent Director | Profile | |
| Gregory Serio | Independent Director | Profile | |
| Noel Spiegel | Independent Director | Profile | |
| Clifford Rossi | Chief VP | Profile | |
| Jason Lenzini | Chief VP | Profile | |
| Daniel Kobell | Executive Relations | Profile | |
| Ted Cubbin | Executive Officer | Profile | |
| Jill Cadwell | Senior Operations | Profile | |
| Edward JD | Senior Counsel | Profile | |
| Mary Dickerson | Executive Vice President Chief People Officer | Profile | |
| Steve CFA | Senior Analytics | Profile | |
| Meghan Bartholomew | Executive Management | Profile | |
| John Damian | Senior Relations | Profile | |
| Emily Riley | IR Contact Officer | Profile | |
| FRM CFA | Senior Products | Profile | |
| Steve Keleher | Executive Pricing | Profile | |
| Robert Lally | Vice Relations | Profile | |
| William Tomljanovic | VP Officer | Profile | |
| Mary JD | Senior Officer | Profile |
About Radian Management Performance
The success or failure of an entity such as Radian Group often depends on how effective the management is. Radian management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Radian management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Radian management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania. Radian operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 1800 people.
Radian Workforce Analysis
Traditionally, organizations such as Radian use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Radian within its industry.Radian Manpower Efficiency
Return on Radian Manpower
| Revenue Per Employee | 1.4M | |
| Revenue Per Executive | 33.7M | |
| Net Income Per Employee | 647.6K | |
| Net Income Per Executive | 15.8M |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Radian Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in discontinued. You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Will Commercial & Residential Mortgage Finance sector continue expanding? Could Radian diversify its offerings? Factors like these will boost the valuation of Radian. Anticipated expansion of Radian directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Radian data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Understanding Radian Group requires distinguishing between market price and book value, where the latter reflects Radian's accounting equity. The concept of intrinsic value - what Radian's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Radian's price substantially above or below its fundamental value.
It's important to distinguish between Radian's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Radian should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Radian's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.