Howard Culang - Radian Non-Executive Chairman of the Board

RDN Stock  USD 34.96  0.94  2.76%   

Chairman

Mr. Howard B. Culang is an Independent Director of Radian Group Inc. since June 1999. He served as President of Laurel Corporationrationration, a financial services firm, from January 1996 through December 2011. Mr. Culang was a Managing Member of JH Capital Management LLC, a management company for a private equity fund, from July 1998 to December 2010, and of Cognitive Capital Management LLC, a management company for a fund of hedge funds, from April 2001 to December 2005. In the past, he has served as Vice Chairman of Residential Services Corporation of America, the holding company for Prudential Home Mortgage, Lenders Service, Inc. and Prudential Real Estate Affiliates, and as a Managing Director and member of the Executive Committee of the Prudential Home Mortgage Company, where he worked from November 1985 to December 2005. Mr. Culang also held a number of senior management positions with Citibank, N.A., including as a Senior Credit Officer. Mr. Culang currently serves as a director of Phase Change Software, LLC, a privately owned artificial intelligence software company. He was a director of Radian since June 1999. since 2021.
Age 73
Tenure 3 years
Address 550 East Swedesford Road, Wayne, PA, United States, 19087
Phone215 231 1000
Webhttps://www.radian.com

Radian Management Efficiency

The company has Return on Asset of 0.0709 % which means that on every $100 spent on assets, it made $0.0709 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1353 %, implying that it generated $0.1353 on every 100 dollars invested. Radian's management efficiency ratios could be used to measure how well Radian manages its routine affairs as well as how well it operates its assets and liabilities. As of the 22nd of November 2024, Return On Equity is likely to grow to 0.14, while Return On Tangible Assets are likely to drop 0.05. At this time, Radian's Non Currrent Assets Other are very stable compared to the past year. As of the 22nd of November 2024, Intangibles To Total Assets is likely to grow to 0.02, while Total Assets are likely to drop about 5.7 B.
Radian Group has 1.54 B in debt with debt to equity (D/E) ratio of 0.43, which is OK given its current industry classification. Radian Group has a current ratio of 2.42, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Radian to invest in growth at high rates of return.

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Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania. Radian operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 1800 people. Radian Group (RDN) is traded on New York Stock Exchange in USA. It is located in 550 East Swedesford Road, Wayne, PA, United States, 19087 and employs 1,100 people. Radian is listed under Commercial & Residential Mortgage Finance category by Fama And French industry classification.

Management Performance

Radian Group Leadership Team

Elected by the shareholders, the Radian's board of directors comprises two types of representatives: Radian inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Radian. The board's role is to monitor Radian's management team and ensure that shareholders' interests are well served. Radian's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Radian's outside directors are responsible for providing unbiased perspectives on the board's policies.
Herbert Wender, Non-Executive Independent Chairman of the Board
J Hall, Chief Financial Officer, Senior Executive Vice President
Clifford Rossi, Chief VP
Brian Montgomery, Independent Director
Richard CPA, CEO Director
Ted Cubbin, Executive Officer
Derek JD, President Insurance
Brien McMahon, Senior Executive Vice President, Chief Franchise Officer and Co-Head of Real Estate
Edward Hoffman, Senior Executive Vice President, General Counsel, Corporate Secretary
Jill Cadwell, Senior Operations
Lisa Hess, Independent Director
Edward JD, General EVP
Lisa Mumford, Independent Director
Mary Dickerson, Executive Vice President Chief People Officer
Steve CFA, Senior Analytics
Brad Conner, Independent Director
Meghan Bartholomew, Executive Management
Richard Thornberry, Chief Executive Officer, Director
John Damian, Senior Relations
Robert Quigley, Senior Vice President Principal Accounting Officer, Controller
Gaetano Muzio, Independent Director
Debra Hess, Independent Director
Howard Culang, Non-Executive Chairman of the Board
Emily Riley, IR Contact Officer
FRM CFA, Senior Products
Sumita Pandit, CFO EVP
Derek Brummer, Senior Executive Vice President - Mortgage Insurance and Risk Services, Chief Risk Officer, President - Mortgage
Gregory Serio, Independent Director
Eric Ray, Senior Executive Vice President, Chief Digital Officer and Co-Head of Real Estate
Steve Keleher, Executive Pricing
William Tomljanovic, VP Officer
Franklin Hall, CFO and Executive VP
Noel Spiegel, Independent Director

Radian Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Radian a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Radian

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Radian position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Radian will appreciate offsetting losses from the drop in the long position's value.

Moving together with Radian Stock

  0.7ESNT Essent GroupPairCorr
  0.62ACT Enact HoldingsPairCorr

Moving against Radian Stock

  0.5DIST Distoken AcquisitionPairCorr
  0.45ICCH ICC HoldingsPairCorr
  0.42AMSF AMERISAFEPairCorr
  0.41RYAN Ryan Specialty GroupPairCorr
  0.41V Visa Class APairCorr
The ability to find closely correlated positions to Radian could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Radian when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Radian - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Radian Group to buy it.
The correlation of Radian is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Radian moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Radian Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Radian can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Radian Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Radian's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Radian Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Radian Group Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Radian Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment.
You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Radian. If investors know Radian will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Radian listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.01
Dividend Share
0.96
Earnings Share
3.86
Revenue Per Share
8.473
Quarterly Revenue Growth
0.068
The market value of Radian Group is measured differently than its book value, which is the value of Radian that is recorded on the company's balance sheet. Investors also form their own opinion of Radian's value that differs from its market value or its book value, called intrinsic value, which is Radian's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Radian's market value can be influenced by many factors that don't directly affect Radian's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Radian's value and its price as these two are different measures arrived at by different means. Investors typically determine if Radian is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Radian's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.