TFS Financial Company Leadership
| TFSL Stock | USD 13.38 0.01 0.07% |
About 94 percent of TFS Financial's insiders are activelly selling. The analysis of insiders' sentiment of trading TFS Financial stock suggests that many insiders are panicking at this time. TFS Financial employs about 958 people. The company is managed by 13 executives with a total tenure of roughly 47 years, averaging almost 3.0 years of service per executive, having 73.69 employees per reported executive.
| Marc Stefanski Chairman Chairman, CEO and President Chairman of Executive Committee and Member of Nominating Committee |
Insider Sentiment 6
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-09-11 | Daniel F Weir | Disposed 3900 @ 13.37 | View | ||
| 2025-09-02 | Meredith S Weil | Disposed 15000 @ 13.7 | View | ||
| 2025-08-29 | Marc A Stefanski | Disposed 7200 @ 14.17 | View | ||
| 2025-08-21 | Anthony J Asher | Acquired 37675 @ 13.26 | View | ||
| 2025-08-15 | Barbara J Anderson | Disposed 12000 @ 13.05 | View | ||
| 2025-05-13 | Gavin B Stefanski | Disposed 3505 @ 13.47 | View | ||
| 2025-05-08 | Anthony J Asher | Disposed 59507 @ 13.4 | View | ||
| 2025-05-06 | Meredith S Weil | Disposed 15000 @ 13.48 | View | ||
| 2025-05-05 | Andrew J Rubino | Disposed 6000 @ 13.61 | View | ||
| 2025-03-11 | Anthony J Asher | Disposed 13500 @ 12.15 | View | ||
| 2025-03-03 | Marc A Stefanski | Disposed 17555 @ 13.27 | View | ||
| 2025-02-28 | Marc A Stefanski | Disposed 35000 @ 13.12 | View | ||
| 2025-02-26 | Marc A Stefanski | Disposed 22000 @ 13.13 | View | ||
| 2025-02-06 | Cathy W Zbanek | Disposed 20000 @ 13.72 | View | ||
| 2024-11-15 | Barbara J Anderson | Disposed 1500 @ 14.3 | View |
Monitoring TFS Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. TFS Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with TFS Financial's future performance. Based on our forecasts, it is anticipated that TFS will maintain a workforce of about 960 employees by February 2026.TFS Financial Management Team Effectiveness
Return On Capital Employed is expected to rise to 0.03 this year, although the value of Return On Tangible Assets will most likely fall to 0. At this time, TFS Financial's Total Current Assets are quite stable compared to the past year. Intangibles To Total Assets is expected to rise to 0.0009 this year, although the value of Non Current Assets Total will most likely fall to about 13 B. TFS Financial's management efficiency ratios could be used to measure how well TFS Financial manages its routine affairs as well as how well it operates its assets and liabilities.The value of Common Stock Shares Outstanding is expected to slide to about 312.1 M. The value of Net Income Applicable To Common Shares is expected to slide to about 61.2 M
TFS Financial Workforce Comparison
TFS Financial is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 49,067. TFS Financial claims roughly 958 in number of employees contributing just under 2% to equities under Financials industry.
TFS Financial Profit Margins
The company has Profit Margin (PM) of 0.29 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.42 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.42.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.4 | 0.36 |
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| Net Profit Margin | 0.096 | 0.1 |
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| Operating Profit Margin | 0.14 | 0.13 |
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| Pretax Profit Margin | 0.14 | 0.13 |
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| Return On Assets | 0.0036 | 0.0047 |
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| Return On Equity | 0.0291 | 0.0432 |
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TFS Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific TFS Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on TFS Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, TFS Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-12-01 | 1.2128 | 57 | 47 | 479,527 | 406,432 |
| 2025-09-01 | 0.25 | 1 | 4 | 37,675 | 38,100 |
| 2025-06-01 | 0.1667 | 1 | 6 | 1,500 | 100,512 |
| 2025-03-01 | 0.4762 | 10 | 21 | 40,950 | 253,450 |
| 2024-12-01 | 1.4667 | 44 | 30 | 413,077 | 223,805 |
| 2024-09-01 | 0.6 | 3 | 5 | 10,736 | 72,500 |
| 2024-06-01 | 0.25 | 2 | 8 | 1,823 | 53,353 |
| 2024-03-01 | 3.0 | 18 | 6 | 173,350 | 65,218 |
| 2023-12-01 | 0.7818 | 43 | 55 | 349,667 | 461,945 |
| 2023-09-01 | 0.3333 | 4 | 12 | 292,500 | 589,000 |
| 2023-06-01 | 2.0 | 4 | 2 | 24,179 | 13,679 |
| 2023-03-01 | 1.0 | 3 | 3 | 53,000 | 56,593 |
| 2022-12-01 | 1.4194 | 44 | 31 | 361,591 | 157,805 |
| 2022-09-01 | 0.6364 | 7 | 11 | 32,929 | 83,627 |
| 2022-06-01 | 0.625 | 5 | 8 | 41,270 | 77,148 |
| 2022-03-01 | 0.1429 | 2 | 14 | 37,000 | 113,484 |
| 2021-12-01 | 1.25 | 45 | 36 | 369,363 | 245,167 |
| 2021-09-01 | 0.3636 | 4 | 11 | 496,270 | 997,050 |
| 2021-06-01 | 0.625 | 5 | 8 | 4,892 | 11,784 |
| 2021-03-01 | 0.5 | 9 | 18 | 196,847 | 305,490 |
| 2020-12-01 | 1.2041 | 59 | 49 | 830,366 | 1,253,098 |
| 2020-06-01 | 1.0 | 9 | 9 | 220,169 | 150,596 |
| 2020-03-01 | 0.6667 | 6 | 9 | 146,900 | 250,785 |
| 2019-12-01 | 0.975 | 39 | 40 | 510,100 | 741,848 |
| 2019-09-01 | 0.2 | 1 | 5 | 100,000 | 224,000 |
| 2019-06-01 | 0.5 | 3 | 6 | 12,240 | 17,915 |
| 2019-03-01 | 1.1429 | 8 | 7 | 278,722 | 440,856 |
| 2018-12-01 | 1.3333 | 32 | 24 | 212,565 | 82,261 |
| 2018-09-01 | 0.5556 | 5 | 9 | 110,310 | 232,251 |
| 2018-06-01 | 0.5 | 6 | 12 | 133,320 | 255,418 |
| 2018-03-01 | 3.2 | 16 | 5 | 851,399 | 133,926 |
| 2017-12-01 | 1.0323 | 32 | 31 | 113,932 | 105,965 |
| 2017-09-01 | 2.0 | 2 | 1 | 10,021 | 5,000 |
| 2017-06-01 | 0.625 | 5 | 8 | 20,400 | 41,597 |
| 2017-03-01 | 0.3333 | 1 | 3 | 10,000 | 21,711 |
| 2016-12-01 | 1.0 | 41 | 41 | 937,793 | 1,068,694 |
| 2016-09-01 | 0.3636 | 4 | 11 | 332,133 | 662,266 |
| 2016-06-01 | 0.4545 | 10 | 22 | 423,020 | 813,103 |
| 2016-03-01 | 0.375 | 3 | 8 | 336,900 | 669,587 |
| 2015-12-01 | 0.9216 | 47 | 51 | 1,582,168 | 2,239,411 |
| 2015-09-01 | 0.4 | 6 | 15 | 379,665 | 759,553 |
| 2015-06-01 | 2.2 | 11 | 5 | 544,800 | 82,177 |
| 2015-03-01 | 0.1818 | 2 | 11 | 18,500 | 191,851 |
| 2014-12-01 | 1.2432 | 46 | 37 | 813,029 | 270,977 |
| 2014-06-01 | 0.5625 | 9 | 16 | 95,999 | 208,647 |
| 2013-12-01 | 1.6471 | 28 | 17 | 553,931 | 120,269 |
| 2013-09-01 | 0.5833 | 7 | 12 | 70,000 | 116,500 |
| 2013-06-01 | 0.5 | 3 | 6 | 30,000 | 54,000 |
| 2013-03-01 | 0.3 | 3 | 10 | 7,800 | 112,400 |
| 2012-12-01 | 2.125 | 17 | 8 | 731,732 | 37,865 |
| 2012-09-01 | 0.8889 | 8 | 9 | 73,387 | 76,774 |
| 2012-06-01 | 1.0 | 3 | 3 | 30,000 | 30,000 |
| 2011-09-01 | 0.4444 | 8 | 18 | 90,000 | 232,100 |
| 2011-06-01 | 2.3333 | 7 | 3 | 129,999 | 23,000 |
| 2011-03-01 | 1.75 | 7 | 4 | 58,496 | 60,000 |
| 2010-09-01 | 1.125 | 9 | 8 | 90,000 | 80,000 |
| 2010-03-01 | 1.0 | 2 | 2 | 111.00 | 40,000 |
| 2009-09-01 | 1.4444 | 13 | 9 | 94,214 | 90,000 |
| 2009-03-01 | 3.0 | 12 | 4 | 275,011 | 65,000 |
| 2008-06-01 | 13.0 | 13 | 1 | 155,070 | 0.00 |
TFS Financial Notable Stakeholders
A TFS Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as TFS Financial often face trade-offs trying to please all of them. TFS Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting TFS Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Marc Stefanski | Chairman, CEO and President Chairman of Executive Committee and Member of Nominating Committee | Profile | |
| Meredith Weil | VP, Director, Member of Nominating Committee and COO of Third Federal Savings and Loan | Profile | |
| Cathy Zbanek | Chief Marketing and HR Officer of Third Federal Savings and Loan | Profile | |
| Sandra Long | Chief Cleveland | Profile | |
| Susanne Miller | Chief Officer | Profile | |
| Kathleen Danckers | Chief Officer | Profile | |
| Timothy Mulhern | Chief Officer | Profile | |
| Russell Holmes | Chief Cleveland | Profile | |
| Michael Carfagna | Chief Officer | Profile | |
| Deborah Hand | Chief Officer | Profile | |
| Gavin Stefanski | Chief Cleveland | Profile | |
| Andrew Rubino | Chief Cleveland | Profile | |
| Bradley Stefanski | Chief Cleveland | Profile |
About TFS Financial Management Performance
The success or failure of an entity such as TFS Financial often depends on how effective the management is. TFS Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of TFS management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the TFS management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.02 | 0.03 | |
| Return On Equity | 0.04 | 0.03 |
TFS Financial Workforce Analysis
Traditionally, organizations such as TFS Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare TFS Financial within its industry.TFS Financial Manpower Efficiency
Return on TFS Financial Manpower
| Revenue Per Employee | 826.7K | |
| Revenue Per Executive | 60.9M | |
| Net Income Per Employee | 94.9K | |
| Net Income Per Executive | 7M |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.5 | Dividend Share 1.13 | Earnings Share 0.32 | Revenue Per Share | Quarterly Revenue Growth 0.14 |
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.