TFS Historical Income Statement

TFSL Stock  USD 14.29  0.24  1.65%   
Historical analysis of TFS Financial income statement accounts such as Operating Income of 181 M, Ebit of 79.8 M, EBITDA of 188.5 M or Total Operating Expenses of 66.7 M can show how well TFS Financial performed in making a profits. Evaluating TFS Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of TFS Financial's future profits or losses.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Financial Statement Analysis is much more than just reviewing and examining TFS Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether TFS Financial is a good buy for the upcoming year.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.

About TFS Income Statement Analysis

TFS Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to TFS Financial shareholders. The income statement also shows TFS investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

TFS Financial Income Statement Chart

At this time, TFS Financial's Total Operating Expenses is quite stable compared to the past year. Total Other Income Expense Net is expected to rise to about 112.7 M this year, although the value of EBIT will most likely fall to about 79.8 M.

Total Revenue

Total revenue comprises all receipts TFS Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of TFS Financial minus its cost of goods sold. It is profit before TFS Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of TFS Financial. It is also known as TFS Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Operating Income

Operating Income is the amount of profit realized from TFS Financial operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of TFS Financial is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.
Most accounts from TFS Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into TFS Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.At this time, TFS Financial's Total Operating Expenses is quite stable compared to the past year. Total Other Income Expense Net is expected to rise to about 112.7 M this year, although the value of EBIT will most likely fall to about 79.8 M.
 2021 2022 2023 2024 (projected)
Total Revenue291.2M305.0M758.8M796.7M
Interest Expense141.9M328.4M162.9M157.1M

TFS Financial income statement Correlations

-0.25-0.250.23-0.16-0.07-0.160.13-0.360.14-0.21-0.540.06-0.06-0.010.43-0.48-0.380.10.4-0.080.35
-0.251.00.8-0.4-0.56-0.40.10.20.650.240.02-0.030.620.5-0.130.15-0.41-0.580.630.130.46
-0.251.00.8-0.4-0.56-0.40.10.20.650.240.02-0.030.620.5-0.130.15-0.41-0.580.630.130.46
0.230.80.8-0.34-0.46-0.330.41-0.190.53-0.09-0.37-0.020.340.230.24-0.27-0.51-0.660.650.130.53
-0.16-0.4-0.4-0.340.860.890.68-0.08-0.83-0.280.31-0.33-0.67-0.490.10.160.730.39-0.56-0.28-0.73
-0.07-0.56-0.56-0.460.860.960.51-0.06-0.89-0.270.38-0.39-0.71-0.530.050.20.870.55-0.53-0.42-0.89
-0.16-0.4-0.4-0.330.890.960.58-0.04-0.84-0.270.4-0.34-0.74-0.580.090.250.870.34-0.58-0.28-0.85
0.130.10.10.410.680.510.58-0.32-0.46-0.41-0.09-0.31-0.42-0.320.33-0.180.28-0.04-0.01-0.22-0.3
-0.360.20.2-0.19-0.08-0.06-0.04-0.320.320.960.850.040.530.64-0.930.89-0.020.050.160.130.12
0.140.650.650.53-0.83-0.89-0.84-0.460.320.49-0.120.260.780.65-0.260.08-0.8-0.490.70.320.86
-0.210.240.24-0.09-0.28-0.27-0.27-0.410.960.490.660.230.680.75-0.870.77-0.28-0.060.30.280.37
-0.540.020.02-0.370.310.380.4-0.090.85-0.120.66-0.320.120.3-0.850.910.50.28-0.16-0.2-0.4
0.06-0.03-0.03-0.02-0.33-0.39-0.34-0.310.040.260.23-0.320.250.070.14-0.11-0.52-0.47-0.060.870.51
-0.060.620.620.34-0.67-0.71-0.74-0.420.530.780.680.120.250.94-0.490.27-0.68-0.190.760.180.68
-0.010.50.50.23-0.49-0.53-0.58-0.320.640.650.750.30.070.94-0.610.39-0.530.010.740.00.56
0.43-0.13-0.130.240.10.050.090.33-0.93-0.26-0.87-0.850.14-0.49-0.61-0.82-0.03-0.14-0.110.03-0.03
-0.480.150.15-0.270.160.20.25-0.180.890.080.770.91-0.110.270.39-0.820.290.09-0.060.06-0.19
-0.38-0.41-0.41-0.510.730.870.870.28-0.02-0.8-0.280.5-0.52-0.68-0.53-0.030.290.51-0.62-0.52-0.97
0.1-0.58-0.58-0.660.390.550.34-0.040.05-0.49-0.060.28-0.47-0.190.01-0.140.090.51-0.09-0.73-0.57
0.40.630.630.65-0.56-0.53-0.58-0.010.160.70.3-0.16-0.060.760.74-0.11-0.06-0.62-0.09-0.150.6
-0.080.130.130.13-0.28-0.42-0.28-0.220.130.320.28-0.20.870.180.00.030.06-0.52-0.73-0.150.53
0.350.460.460.53-0.73-0.89-0.85-0.30.120.860.37-0.40.510.680.56-0.03-0.19-0.97-0.570.60.53
Click cells to compare fundamentals

TFS Financial Account Relationship Matchups

TFS Financial income statement Accounts

201920202021202220232024 (projected)
Interest Expense213.0M157.7M141.9M328.4M162.9M157.1M
Total Revenue295.5M286.9M291.2M305.0M758.8M796.7M
Gross Profit295.5M286.9M291.2M305.0M758.8M796.7M
Other Operating Expenses195.3M186.8M57.2M211.6M658.5M691.4M
Operating Income100.2M100.1M234.0M93.4M100.3M181.0M
Ebit100.2M100.1M92.1M93.4M84.0M79.8M
Ebitda133.1M132.7M119.1M93.4M100.3M188.5M
Total Operating Expenses(195.3M)(186.8M)(57.2M)(211.6M)63.5M66.7M
Income Before Tax100.2M100.1M92.1M93.4M100.3M85.5M
Total Other Income Expense Net100.2M(42.1M)(40.8M)93.4M107.4M112.7M
Net Income83.3M81.0M74.6M75.3M79.6M61.6M
Income Tax Expense16.9M19.1M17.5M18.1M20.7M20.2M
Depreciation And Amortization32.8M32.6M27.0M18.1M20.8M21.8M
Selling General Administrative114.6M118.0M118.7M126.2M145.2M110.1M
Selling And Marketing Expenses16.5M19.2M21.3M25.3M29.1M16.2M
Net Income Applicable To Common Shares78.7M83.3M81.0M74.6M85.7M61.2M
Net Income From Continuing Ops117.2M81.0M74.6M75.3M86.5M101.6M
Tax Provision16.9M19.1M17.5M18.1M16.3M22.4M
Net Interest Income242.3M231.6M267.4M283.6M255.2M212.5M
Interest Income455.3M389.4M409.3M611.9M703.7M485.5M
Reconciled Depreciation32.8M32.6M27.0M18.1M20.8M28.2M

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect
When determining whether TFS Financial is a strong investment it is important to analyze TFS Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact TFS Financial's future performance. For an informed investment choice regarding TFS Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in TFS Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more information on how to buy TFS Stock please use our How to buy in TFS Stock guide.
You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TFS Financial. If investors know TFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about TFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
1.13
Earnings Share
0.28
Revenue Per Share
1.095
Quarterly Revenue Growth
(0.01)
Return On Assets
0.0047
The market value of TFS Financial is measured differently than its book value, which is the value of TFS that is recorded on the company's balance sheet. Investors also form their own opinion of TFS Financial's value that differs from its market value or its book value, called intrinsic value, which is TFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because TFS Financial's market value can be influenced by many factors that don't directly affect TFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between TFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if TFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.