Universal Insurance Company Insiders

UVE Stock  USD 19.52  0.21  1.06%   
Universal Insurance's insiders are aggressively selling. The analysis of insider sentiment suggests that all Universal Insurance Holdings insiders are, at present, panicking. Universal Insurance employs about 1.2 K people. The company is managed by 24 executives with a total tenure of roughly 144 years, averaging almost 6.0 years of service per executive, having 51.83 employees per reported executive.
Sean Downes  Chairman
Chairman of The Board, CEO and President and Member of Investment Committee

Universal Insurance's Insider Buying Vs Selling

0

 
Selling
 
Buying

Latest Trades

2024-12-30Sean P DownesDisposed 50000 @ 20.51View
2024-12-19Jon SpringerDisposed 25000 @ 20.63View
2024-11-15Sean P DownesDisposed 15064 @ 22.46View
2024-10-31Sean P DownesDisposed 20000 @ 20.21View
2024-09-19Sean P DownesDisposed 20000 @ 22.47View
2024-08-16Jon SpringerDisposed 35173 @ 20.53View
2024-07-31Sean P DownesDisposed 20000 @ 20View
2024-06-14Sean P DownesDisposed 20000 @ 18.31View
2024-05-10Michael PietrangeloDisposed 12351 @ 20.43View
2024-05-02Sean P DownesDisposed 20000 @ 19.72View
2024-03-07Sean P DownesDisposed 20000 @ 19.53View
Monitoring Universal Insurance's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Universal Insurance Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.

Universal Insurance's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Universal Insurance's future performance. Based on our forecasts, it is anticipated that Universal will maintain a workforce of about 1240 employees by March 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Universal Insurance Management Team Effectiveness

The company has Return on Asset of 0.0263 % which means that on every $100 spent on assets, it made $0.0263 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2078 %, implying that it generated $0.2078 on every 100 dollars invested. Universal Insurance's management efficiency ratios could be used to measure how well Universal Insurance manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.03. The current year's Return On Capital Employed is expected to grow to 0.60. At present, Universal Insurance's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 2 B, whereas Total Current Assets are forecasted to decline to about 331.7 M.
As of January 31, 2025, Common Stock Shares Outstanding is expected to decline to about 32.3 M. The current year's Net Loss is expected to grow to about (24.3 M)

Universal Insurance Workforce Comparison

Universal Insurance Holdings is rated fourth in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 10,377. Universal Insurance retains roughly 1,244 in number of employees claiming about 12% of equities under Financials industry.

Universal Insurance Profit Margins

The company has Net Profit Margin of 0.05 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of (0.04) %, which entails that for every $100 of revenue, it lost $0.04.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.730.83
Fairly Down
Pretty Stable

Universal Insurance Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Universal Insurance insiders, such as employees or executives, is commonly permitted as long as it does not rely on Universal Insurance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Universal Insurance insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-12-01
0.0625
1
16
 1,667 
 161,053 
2024-06-01
1.6
8
5
 27,928 
 77,452 
2024-03-01
1.3333
4
3
 80,081 
 31,000 
2023-12-01
0.1429
1
7
 5,000 
 107,536 
2023-09-01
1.0
1
1
 5,000 
 20,000 
2023-06-01
3.0
9
3
 36,045 
 55,000 
2023-03-01
0.4286
3
7
 91,301 
 60,906 
2022-12-01
0.8
4
5
 23,000 
 22,354 
2022-09-01
2.5
5
2
 21,775 
 40,000 
2022-06-01
13.0
13
1
 593,713 
 20,000 
2022-03-01
1.1667
7
6
 547,750 
 49,375 
2021-12-01
2.0
2
1
 15,000 
 20,000 
2021-03-01
0.5385
7
13
 487,350 
 106,385 
2020-12-01
3.0
6
2
 31,550 
 8,118 
2020-06-01
3.5
7
2
 1,064,325 
 25,202 
2020-03-01
1.1667
14
12
 180,421 
 108,149 
2019-12-01
2.6
13
5
 71,867 
 71,498 
2019-09-01
4.0
4
1
 68,100 
 9,837 
2019-06-01
0.8889
8
9
 132,200 
 89,391 
2019-03-01
1.1579
22
19
 621,021 
 275,653 
2018-12-01
0.3333
8
24
 569,139 
 996,043 
2018-09-01
0.1
2
20
 40,000 
 265,910 
2018-06-01
0.2667
4
15
 218,149 
 549,404 
2018-03-01
0.7778
14
18
 1,450,256 
 1,338,922 
2017-12-01
0.5
4
8
 600,000 
 981,024 
2017-03-01
1.1667
7
6
 1,130,025 
 208,778 
2016-12-01
3.3333
10
3
 230,000 
 62,776 
2016-09-01
0.5
1
2
 10,000 
 20,000 
2016-06-01
2.5
5
2
 15,695 
 52,931 
2016-03-01
5.0
5
1
 1,195,401 
 209,750 
2015-12-01
0.3333
3
9
 24,005 
 125,413 
2015-06-01
0.2667
4
15
 1,101,000 
 489,092 
2015-03-01
0.4167
10
24
 668,333 
 927,291 
2014-12-01
0.1786
5
28
 135,000 
 627,736 
2014-06-01
1.0
11
11
 1,552,280 
 447,150 
2014-03-01
0.3043
7
23
 1,241,000 
 2,868,068 
2013-12-01
0.5385
7
13
 894,200 
 561,823 
2013-09-01
0.7143
5
7
 580,067 
 529,865 
2013-06-01
0.2449
12
49
 2,030,000 
 11,431,807 
2013-03-01
1.1429
8
7
 436,724 
 384,766 
2012-06-01
0.3333
1
3
 53,145 
 1,750,000 
2012-03-01
1.0
1
1
 35,000 
 35,000 
2011-12-01
1.0
2
2
 90,114 
 160,000 
2011-06-01
1.6667
10
6
 1,030,000 
 1,097,667 
2010-12-01
0.5455
6
11
 246,965 
 1,495,000 
2010-06-01
0.5556
5
9
 865,000 
 805,000 
2010-03-01
1.25
5
4
 1,578,847 
 1,760,000 
2009-12-01
0.2727
3
11
 120,729 
 1,651,101 
2009-09-01
0.1429
1
7
 20,000 
 1,320,000 
2008-06-01
2.1667
13
6
 2,128,917 
 1,475,431 
2008-03-01
1.0
9
9
 331,944 
 331,944 
2007-09-01
7.0
7
1
 1,575,000 
 500,000 
2007-06-01
0.5
5
10
 760,000 
 1,930,687 
2007-03-01
1.0
1
1
 35,000 
 0.00 
2006-06-01
7.5
15
2
 1,257,768 
 210,000 

Universal Insurance Notable Stakeholders

An Universal Insurance stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Universal Insurance often face trade-offs trying to please all of them. Universal Insurance's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Universal Insurance's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Sean DownesChairman of The Board, CEO and President and Member of Investment CommitteeProfile
Frank WilcoxChief Financial Officer, Principal Accounting OfficerProfile
Michael PoloskeyChief Operating OfficerProfile
Ozzie SchindlerIndependent DirectorProfile
Richard PetersonIndependent DirectorProfile
Michael PietrangeloLead Independent DirectorProfile
Jon SpringerCOO, Executive VP, Director and Member of Investment CommitteeProfile
Scott CallahanIndependent DirectorProfile
Kimberly CamposChief Administrative Officer, Chief Information Officer, DirectorProfile
Darryl LewisIndependent DirectorProfile
Joel WilentzIndependent DirectorProfile
Ralph PalmieriIndependent DirectorProfile
Marlene GordonIndependent DirectorProfile
Rob LutherChief Investment OfficerProfile
Arash SoleimaniChief Strategy OfficerProfile
Gary CPAPrincipal SecretaryProfile
Frank CPAChief OfficerProfile
Jason BurnsPresident - Blue AtlanticProfile
Matthew PalmieriPresident of Universal Property and Casualty InsuranceProfile
Francis MccahillIndependent DirectorProfile
Stephen DonaghyChief Marketing Officer and SecretaryProfile
CPA CFAChief OfficerProfile
William DegnanChief OfficerProfile
Gary RopieckiPrincipal Accounting Officer, Corporate SecretaryProfile

About Universal Insurance Management Performance

The success or failure of an entity such as Universal Insurance often depends on how effective the management is. Universal Insurance management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Universal management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Universal management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.03  0.03 
Return On Capital Employed 0.58  0.60 
Return On Assets 0.03  0.03 
Return On Equity 0.18  0.19 
Please note, the presentation of Universal Insurance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Universal Insurance's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Universal Insurance's management manipulating its earnings.

Universal Insurance Workforce Analysis

Traditionally, organizations such as Universal Insurance use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Universal Insurance within its industry.

Universal Insurance Manpower Efficiency

Return on Universal Insurance Manpower

Revenue Per Employee1.1M
Revenue Per Executive58M
Net Income Per Employee53.7K
Net Income Per Executive2.8M

Complementary Tools for Universal Stock analysis

When running Universal Insurance's price analysis, check to measure Universal Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Universal Insurance is operating at the current time. Most of Universal Insurance's value examination focuses on studying past and present price action to predict the probability of Universal Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Universal Insurance's price. Additionally, you may evaluate how the addition of Universal Insurance to your portfolios can decrease your overall portfolio volatility.
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