Universal Financial Statements From 2010 to 2026

UVE Stock  USD 35.17  1.05  3.08%   
Universal Insurance's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Universal Insurance's valuation are provided below:
Gross Profit
367.8 M
Profit Margin
0.1141
Market Capitalization
996 M
Enterprise Value Revenue
0.4128
Revenue
1.6 B
There are over one hundred nineteen available fundamental trend indicators for Universal Insurance Holdings, which can be analyzed over time and compared to other ratios. Investors should ensure to double-check all of Universal Insurance's current performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 889.6 M. The current year's Enterprise Value is expected to grow to about 533 M

Universal Insurance Total Revenue

1.68 Billion

Check Universal Insurance financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Universal Insurance's main balance sheet or income statement drivers, such as Depreciation And Amortization of 7.4 M, Interest Expense of 5.1 M or Total Revenue of 1.7 B, as well as many indicators such as Price To Sales Ratio of 0.56, Dividend Yield of 0.0 or PTB Ratio of 1.79. Universal financial statements analysis is a perfect complement when working with Universal Insurance Valuation or Volatility modules.
  
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Check out the analysis of Universal Insurance Correlation against competitors.

Universal Insurance Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets867.2 M1.5 B1.5 B
Slightly volatile
Total Current Liabilities27.1 M28.6 M160.4 M
Slightly volatile
Property Plant And Equipment Net51.8 M49.3 M33.4 M
Slightly volatile
Accounts Payable266 M253.4 M140 M
Slightly volatile
Cash501.7 M477.8 M242.2 M
Slightly volatile
Non Current Assets Total75.4 M79.3 M843.5 M
Pretty Stable
Cash And Short Term Investments501.7 M477.8 M323.3 M
Slightly volatile
Common Stock Shares Outstanding32.3 M28.8 M33.4 M
Slightly volatile
Liabilities And Stockholders EquityB2.8 B1.7 B
Slightly volatile
Non Current Liabilities Total1.9 B1.8 B967.4 M
Slightly volatile
Total Liabilities2.4 B2.3 B1.3 B
Slightly volatile
Property Plant And Equipment Gross64.7 M61.6 M35.6 M
Slightly volatile
Total Current Assets385.3 M553.6 M571.5 M
Slightly volatile
Short and Long Term Debt Total50.5 M100.5 M67.9 M
Slightly volatile
Short Term Debt1.6 M1.7 M26.4 M
Very volatile
Net Receivables71.9 M75.7 M178.1 M
Slightly volatile
Common Stock Total Equity513.5 K540.5 K1.6 M
Pretty Stable
Common Stock457.9 K482 K1.6 M
Pretty Stable
Other Liabilities605.4 M576.6 M202.7 M
Slightly volatile
Property Plant Equipment68.8 M65.5 M36.5 M
Slightly volatile
Long Term Debt122.3 M116.4 M49.3 M
Slightly volatile
Short Term Investments136.8 M144 M396.3 M
Very volatile
Net Tangible Assets364.1 M331.1 M317.3 M
Slightly volatile
Retained Earnings Total Equity404.6 M648.3 M406.3 M
Slightly volatile
Long Term Debt Total120.5 M114.7 M50.1 M
Slightly volatile
Capital Surpluse89.7 M140 M82.8 M
Slightly volatile
Non Current Liabilities OtherB1.7 BB
Slightly volatile
Long Term Investments846.5 M1.6 B731 M
Slightly volatile
Warrants15.2 M17.1 M18.7 M
Slightly volatile
Cash And Equivalents260.4 M298.4 M195.5 M
Slightly volatile
Net Invested Capital378.4 M427 M456.4 M
Pretty Stable
Capital Stock516.8 K546.2 K474.8 K
Slightly volatile
Current Deferred RevenueM5.3 M12.1 M
Pretty Stable

Universal Insurance Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue1.7 B1.6 B854.7 M
Slightly volatile
Gross Profit640.2 M609.7 M225.2 M
Slightly volatile
Other Operating Expenses1.4 B1.3 B751.3 M
Slightly volatile
Total Operating Expenses1.1 BB202.8 M
Slightly volatile
Selling General Administrative62 M117.2 M88.2 M
Slightly volatile
Cost Of RevenueB985.9 M628.8 M
Slightly volatile
Selling And Marketing Expenses199.6 M210.1 M2.1 B
Slightly volatile
Reconciled Depreciation6.4 MM5.2 M
Slightly volatile

Universal Insurance Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow140.2 M262.1 M202.5 M
Slightly volatile
Capital Expenditures3.6 M4.4 M6.3 M
Pretty Stable
End Period Cash Flow316.5 M301.4 M222.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.560.58694.4336
Slightly volatile
Dividend Yield0.00.00.0381
Slightly volatile
PTB Ratio1.791.70843.0723
Slightly volatile
Days Sales Outstanding16.3717.231775.9032
Very volatile
Average Payables73.5 M70 M72.6 M
Slightly volatile
Stock Based Compensation To Revenue0.00510.00541.0172
Slightly volatile
PB Ratio1.791.70843.0723
Slightly volatile
Payables Turnover5.935.49.3346
Pretty Stable
Sales General And Administrative To Revenue0.06940.07310.1706
Slightly volatile
Capex To Revenue0.00260.00280.0235
Slightly volatile
Cash Per Share18.0117.156911.4052
Slightly volatile
Days Payables Outstanding66.5270.02116
Slightly volatile
Current Ratio18.4219.386461.3795
Pretty Stable
Receivables Turnover22.2421.181913.4785
Pretty Stable
Graham Number56.7854.074423.1177
Slightly volatile
Shareholders Equity Per Share20.7719.785110.7283
Slightly volatile
Debt To Equity0.280.18230.198
Slightly volatile
Capex Per Share0.0880.15930.1915
Slightly volatile
Average Receivables174.4 M156.7 M142.3 M
Very volatile
Revenue Per Share60.4757.589127.5097
Slightly volatile
Interest Debt Per Share3.973.78132.0689
Slightly volatile
Debt To Assets0.06880.06560.0409
Slightly volatile
Short Term Coverage Ratios88.2484.0433.326
Slightly volatile
Price Book Value Ratio1.791.70843.0723
Slightly volatile
Days Of Payables Outstanding66.5270.02116
Slightly volatile
Ebt Per Ebit0.460.510.5559
Slightly volatile
Company Equity Multiplier5.12.78134.7628
Slightly volatile
Long Term Debt To Capitalization0.210.15420.124
Slightly volatile
Total Debt To Capitalization0.140.15420.1526
Pretty Stable
Debt Equity Ratio0.280.18230.198
Slightly volatile
Quick Ratio24.6219.386423.4855
Pretty Stable
Net Income Per E B T0.781.27390.7503
Pretty Stable
Cash Ratio15.7316.734517.9869
Pretty Stable
Days Of Sales Outstanding16.3717.231775.9032
Very volatile
Free Cash Flow Operating Cash Flow Ratio1.080.98840.9498
Pretty Stable
Cash Flow Coverage Ratios5.73.79675.3087
Pretty Stable
Price To Book Ratio1.791.70843.0723
Slightly volatile
Fixed Asset Turnover26.2332.501524.2086
Slightly volatile
Debt Ratio0.06880.06560.0409
Slightly volatile
Cash Flow To Debt Ratio5.73.79675.3087
Pretty Stable
Price Sales Ratio0.560.58694.4336
Slightly volatile
Asset Turnover1.11.04650.5298
Slightly volatile
Gross Profit Margin0.470.38010.3453
Slightly volatile
Price Fair Value1.791.70843.0723
Slightly volatile

Universal Insurance Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap889.6 M847.2 M878.8 M
Slightly volatile
Enterprise Value533 M507.6 M527.1 M
Slightly volatile

Universal Fundamental Market Drivers

Universal Upcoming Events

22nd of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Universal Insurance Financial Statements

Universal Insurance stakeholders use historical fundamental indicators, such as Universal Insurance's revenue or net income, to determine how well the company is positioned to perform in the future. Although Universal Insurance investors may analyze each financial statement separately, they are all interrelated. For example, changes in Universal Insurance's assets and liabilities are reflected in the revenues and expenses on Universal Insurance's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Universal Insurance Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue5.3 MM
Total Revenue1.6 B1.7 B
Cost Of Revenue985.9 MB
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.07  0.07 
Revenue Per Share 57.59  60.47 
Ebit Per Revenue 0.16  0.14 

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When determining whether Universal Insurance is a strong investment it is important to analyze Universal Insurance's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Universal Insurance's future performance. For an informed investment choice regarding Universal Stock, refer to the following important reports:
Check out the analysis of Universal Insurance Correlation against competitors.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Will Property & Casualty Insurance sector continue expanding? Could Universal diversify its offerings? Factors like these will boost the valuation of Universal Insurance. If investors know Universal will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Universal Insurance data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
9.937
Dividend Share
0.64
Earnings Share
4.24
Revenue Per Share
57.509
Quarterly Revenue Growth
0.06
Understanding Universal Insurance requires distinguishing between market price and book value, where the latter reflects Universal's accounting equity. The concept of intrinsic value - what Universal Insurance's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Universal Insurance's price substantially above or below its fundamental value.
Please note, there is a significant difference between Universal Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Universal Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Universal Insurance's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.