Ameris Financial Statements From 2010 to 2026

ABCB Stock  USD 78.93  1.03  1.29%   
Ameris Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Ameris Bancorp's valuation are provided below:
Gross Profit
1.1 B
Profit Margin
0.3523
Market Capitalization
5.5 B
Enterprise Value Revenue
5.1328
Revenue
1.1 B
We have found one hundred twenty available fundamental signals for Ameris Bancorp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Ameris Bancorp prevailing market performance against the performance between 2010 and 2026 to make sure the company can sustain itself down the road. As of January 20, 2026, Market Cap is expected to decline to about 147.6 M. In addition to that, Enterprise Value is expected to decline to about 64.4 M

Ameris Bancorp Total Revenue

1.97 Billion

Check Ameris Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Ameris Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 56.4 M, Interest Expense of 638.9 M or Selling General Administrative of 438.5 M, as well as many indicators such as Price To Sales Ratio of 1.78, Dividend Yield of 0.0105 or PTB Ratio of 1.43. Ameris financial statements analysis is a perfect complement when working with Ameris Bancorp Valuation or Volatility modules.
  
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Check out the analysis of Ameris Bancorp Correlation against competitors.
For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.

Ameris Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets31.7 B30.2 B14.5 B
Slightly volatile
Short and Long Term Debt Total353.7 M487.7 M543.5 M
Slightly volatile
Other Current Liabilities26.2 B25 B11.2 B
Slightly volatile
Total Current Liabilities26.2 B25 B9.9 B
Slightly volatile
Total Stockholder Equity4.5 B4.3 B1.9 B
Slightly volatile
Property Plant And Equipment Net252.9 M240.9 M157.9 M
Slightly volatile
Retained Earnings2.2 B2.1 B741.9 M
Slightly volatile
Cash1.5 B1.4 B503.3 M
Slightly volatile
Non Current Assets Total28.2 B26.9 B8.5 B
Slightly volatile
Cash And Short Term Investments3.5 B3.3 B1.6 B
Slightly volatile
Common Stock Shares Outstanding83.4 M79.5 M48.2 M
Slightly volatile
Liabilities And Stockholders Equity31.7 B30.2 B14.5 B
Slightly volatile
Non Current Liabilities Total951.6 M906.3 M628.1 M
Slightly volatile
Other Stockholder Equity2.2 B2.1 B1.1 B
Slightly volatile
Total Liabilities27.2 B25.9 B9.6 B
Slightly volatile
Property Plant And Equipment Gross409.6 M390.1 M203.2 M
Slightly volatile
Total Current Assets3.5 B3.3 BB
Pretty Stable
Short Term Debt12.3 M12.9 M107.4 M
Very volatile
Other Current Assets2.3 B1.4 B2.6 B
Very volatile
Common Stock Total Equity87 M82.8 M51.3 M
Slightly volatile
Common Stock87.8 M83.6 M51.5 M
Slightly volatile
Other Liabilities385.7 M367.3 M162.8 M
Slightly volatile
Accounts Payable23.5 B22.4 B11.4 B
Slightly volatile
Long Term Debt390.4 M487.7 M510.4 M
Slightly volatile
Short Term InvestmentsB1.9 B989.5 M
Slightly volatile
Inventory921 K969.5 K45 M
Slightly volatile
Intangible Assets85.4 M81.4 M50.3 M
Slightly volatile
Property Plant Equipment334 M318.1 M181.1 M
Slightly volatile
Good Will1.2 B1.2 B545.8 M
Slightly volatile
Net Receivables17.2 B16.4 B8.2 B
Slightly volatile
Net Tangible Assets2.5 B2.4 B1.2 B
Slightly volatile
Retained Earnings Total Equity1.2 B1.2 B537.5 M
Slightly volatile
Long Term Debt TotalB996.1 M486.9 M
Slightly volatile
Capital Surpluse2.3 B2.2 B1.1 B
Slightly volatile
Long Term Investments1.2 B1.7 B1.5 B
Pretty Stable
Non Current Liabilities Other434.8 M414.1 M211.1 M
Slightly volatile
Earning Assets4.2 BB2.4 B
Slightly volatile
Net Invested Capital3.8 B4.8 B2.6 B
Slightly volatile
Capital Stock75.7 M83.6 M60.8 M
Slightly volatile

Ameris Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization56.4 M53.7 M28.7 M
Slightly volatile
Interest Expense638.9 M608.5 M164.5 M
Slightly volatile
Selling General Administrative438.5 M417.6 M209.2 M
Slightly volatile
Total RevenueB1.9 B785 M
Slightly volatile
Gross Profit1.3 B1.2 B581.8 M
Slightly volatile
Other Operating Expenses1.4 B1.3 B547.5 M
Slightly volatile
Operating Income574.6 M547.2 M237.4 M
Slightly volatile
EBIT574.6 M547.2 M237.4 M
Slightly volatile
EBITDA631 M601 M266.1 M
Slightly volatile
Cost Of Revenue709.9 M676.1 M203.2 M
Slightly volatile
Total Operating Expenses687.2 M654.5 M344.4 M
Slightly volatile
Income Before Tax574.6 M547.2 M237.4 M
Slightly volatile
Net Income433.1 M412.5 M178 M
Slightly volatile
Income Tax Expense141.5 M134.8 M59.5 M
Slightly volatile
Net Income Applicable To Common Shares418.4 M398.5 M180 M
Slightly volatile
Selling And Marketing Expenses15.2 M14.5 M6.9 M
Slightly volatile
Preferred Stock And Other Adjustments244.5 K257.4 K908.5 K
Slightly volatile
Net Income From Continuing Ops433.1 M412.5 M196 M
Slightly volatile
Non Recurring14 M18.7 M13.3 M
Slightly volatile
Tax Provision75.6 M134.8 M57.5 M
Slightly volatile
Net Interest Income583 M976.6 M455.1 M
Slightly volatile
Interest Income1.7 B1.6 B641.1 M
Slightly volatile
Reconciled Depreciation35.7 M53.7 M26 M
Slightly volatile

Ameris Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow1.4 B1.3 B841.7 M
Slightly volatile
Depreciation56.4 M53.7 M28.5 M
Slightly volatile
Capital Expenditures8.7 M15.5 M11.5 M
Slightly volatile
Net Income433.1 M412.5 M178 M
Slightly volatile
End Period Cash Flow1.5 B1.4 B906.3 M
Slightly volatile
Stock Based Compensation16.2 M15.5 M5.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.782.372.7905
Very volatile
Dividend Yield0.01050.01110.0104
Very volatile
PTB Ratio1.431.321.3487
Pretty Stable
Days Sales Outstanding9.7310.2480.6413
Slightly volatile
Book Value Per Share51.5249.0730.6824
Slightly volatile
Capex To Depreciation0.320.330.7431
Slightly volatile
PB Ratio1.431.321.3487
Pretty Stable
EV To Sales1.591.932.4236
Very volatile
ROIC0.05740.09090.0624
Slightly volatile
Net Income Per Share4.934.692.8396
Slightly volatile
Sales General And Administrative To Revenue0.210.20.2921
Slightly volatile
Capex To Revenue0.0090.00950.0298
Slightly volatile
Cash Per Share39.7137.8234.9043
Slightly volatile
Interest Coverage1.380.812.9071
Very volatile
Payout Ratio0.180.130.1422
Very volatile
ROE0.08840.110.0901
Slightly volatile
PE Ratio8.0610.814.9862
Slightly volatile
Return On Tangible Assets0.00710.01280.0103
Slightly volatile
Earnings Yield0.05960.09580.074
Pretty Stable
Intangibles To Total Assets0.03910.03720.0299
Slightly volatile
Current Ratio0.110.120.1834
Slightly volatile
Tangible Book Value Per Share36.634.8621.5896
Slightly volatile
Receivables Turnover38.7336.8929.3686
Slightly volatile
Graham Number75.5771.9744.071
Slightly volatile
Shareholders Equity Per Share51.5249.0730.6824
Slightly volatile
Debt To Equity0.120.130.3951
Slightly volatile
Capex Per Share0.350.230.2862
Slightly volatile
Revenue Per Share22.4321.3613.1974
Slightly volatile
Interest Debt Per Share9.212.4712.4643
Slightly volatile
Debt To Assets0.01760.01860.0425
Pretty Stable
Enterprise Value Over EBITDA6.356.047.9867
Very volatile
Price Earnings Ratio8.0610.814.9862
Slightly volatile
Operating Cycle9.7310.2480.6413
Slightly volatile
Price Book Value Ratio1.431.321.3487
Pretty Stable
Dividend Payout Ratio0.180.130.1422
Very volatile
Pretax Profit Margin0.160.260.2634
Slightly volatile
Operating Profit Margin0.160.260.2634
Slightly volatile
Effective Tax Rate0.320.280.2832
Slightly volatile
Company Equity Multiplier10.798.059.2087
Slightly volatile
Long Term Debt To Capitalization0.110.120.2301
Slightly volatile
Total Debt To Capitalization0.110.120.2568
Slightly volatile
Return On Capital Employed0.08880.120.0915
Pretty Stable
Debt Equity Ratio0.120.130.3951
Slightly volatile
Ebit Per Revenue0.160.260.2634
Slightly volatile
Quick Ratio0.110.120.1834
Slightly volatile
Net Income Per E B T0.570.680.7079
Pretty Stable
Cash Ratio0.0950.06460.0788
Very volatile
Cash Conversion Cycle9.7310.2480.6413
Slightly volatile
Days Of Sales Outstanding9.7310.2480.6413
Slightly volatile
Price To Book Ratio1.431.321.3487
Pretty Stable
Fixed Asset Turnover7.377.024.1592
Slightly volatile
Enterprise Value Multiple6.356.047.9867
Very volatile
Debt Ratio0.01760.01860.0425
Pretty Stable
Price Sales Ratio1.782.372.7905
Very volatile
Return On Assets0.00690.01230.01
Slightly volatile
Asset Turnover0.07150.06220.0546
Pretty Stable
Net Profit Margin0.110.20.1912
Slightly volatile
Gross Profit Margin0.540.580.7731
Slightly volatile
Price Fair Value1.431.321.3487
Pretty Stable
Return On Equity0.08840.110.0901
Slightly volatile

Ameris Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap147.6 M216.9 M225.6 M
Very volatile
Enterprise Value64.4 M85.4 M91.9 M
Slightly volatile

Ameris Fundamental Market Drivers

Forward Price Earnings13.0039
Cash And Short Term Investments2.9 B

Ameris Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Ameris Bancorp Financial Statements

Ameris Bancorp stakeholders use historical fundamental indicators, such as Ameris Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Ameris Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Ameris Bancorp's assets and liabilities are reflected in the revenues and expenses on Ameris Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Ameris Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue1.9 BB
Cost Of Revenue676.1 M709.9 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.20  0.21 
Capex To Revenue 0.01  0.01 
Revenue Per Share 21.36  22.43 
Ebit Per Revenue 0.26  0.16 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Ameris Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ameris Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ameris Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ameris Bancorp Stock:
Check out the analysis of Ameris Bancorp Correlation against competitors.
For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.
You can also try the Share Portfolio module to track or share privately all of your investments from the convenience of any device.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ameris Bancorp. If investors know Ameris will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ameris Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.069
Dividend Share
0.8
Earnings Share
5.77
Revenue Per Share
16.466
Quarterly Revenue Growth
0.05
The market value of Ameris Bancorp is measured differently than its book value, which is the value of Ameris that is recorded on the company's balance sheet. Investors also form their own opinion of Ameris Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Ameris Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ameris Bancorp's market value can be influenced by many factors that don't directly affect Ameris Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ameris Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ameris Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ameris Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.