Ameris Financial Statements From 2010 to 2026

ABCB Stock  USD 83.62  1.14  1.34%   
Ameris Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Ameris Bancorp's valuation are provided below:
Gross Profit
1.1 B
Profit Margin
0.3623
Market Capitalization
5.7 B
Enterprise Value Revenue
5.5023
Revenue
1.1 B
We have found one hundred twenty available fundamental signals for Ameris Bancorp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Ameris Bancorp prevailing market performance against the performance between 2010 and 2026 to make sure the company can sustain itself down the road. The current year's Market Cap is expected to grow to about 4.8 B. The current year's Enterprise Value is expected to grow to about 5.5 B

Ameris Bancorp Total Revenue

1.75 Billion

Check Ameris Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Ameris Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 56.4 M, Interest Expense of 480.5 M or Selling General Administrative of 413.5 M, as well as many indicators such as Price To Sales Ratio of 1.81, Dividend Yield of 0.0102 or PTB Ratio of 1.43. Ameris financial statements analysis is a perfect complement when working with Ameris Bancorp Valuation or Volatility modules.
  
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Check out the analysis of Ameris Bancorp Correlation against competitors.
For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.

Ameris Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets28.9 B27.5 B14.2 B
Slightly volatile
Short and Long Term Debt Total366.4 M692.3 M556.3 M
Slightly volatile
Other Current Liabilities5.7 B6.4 B8.9 B
Slightly volatile
Total Current Liabilities4.9 B6.4 B7.6 B
Slightly volatile
Total Stockholder Equity4.3 B4.1 B1.9 B
Slightly volatile
Property Plant And Equipment Net223.8 M213.1 M154.5 M
Slightly volatile
Retained Earnings2.3 B2.2 B751.4 M
Slightly volatile
Cash1.5 B1.4 B503.3 M
Slightly volatile
Non Current Assets Total28.2 B26.9 B8.5 B
Slightly volatile
Cash And Short Term Investments3.5 B3.3 B1.6 B
Slightly volatile
Common Stock Shares Outstanding72.1 M68.7 M46.9 M
Slightly volatile
Liabilities And Stockholders Equity28.9 B27.5 B14.2 B
Slightly volatile
Non Current Liabilities Total951.6 M906.3 M628.1 M
Slightly volatile
Other Stockholder Equity1.9 B1.8 BB
Slightly volatile
Total Liabilities24.6 B23.4 B9.3 B
Slightly volatile
Property Plant And Equipment Gross409.6 M390.1 M203.2 M
Slightly volatile
Total Current Assets1.6 B1.1 B2.8 B
Very volatile
Short Term Debt12.3 M12.9 M107.4 M
Very volatile
Other Current Assets2.2 B1.3 B2.6 B
Very volatile
Common Stock Total Equity87 M82.8 M51.3 M
Slightly volatile
Common Stock37.9 M72.9 M48 M
Slightly volatile
Other Liabilities385.7 M367.3 M162.8 M
Slightly volatile
Accounts Payable23.5 B22.4 B11.4 B
Slightly volatile
Long Term Debt390.4 M487.7 M510.4 M
Slightly volatile
Short Term InvestmentsB1.9 B989.5 M
Slightly volatile
Inventory921 K969.5 K45 M
Slightly volatile
Intangible Assets37.9 M54.8 M46 M
Slightly volatile
Property Plant Equipment334 M318.1 M181.1 M
Slightly volatile
Good Will1.2 B1.2 B545.8 M
Slightly volatile
Net Receivables17.2 B16.4 B8.2 B
Slightly volatile
Net Tangible Assets2.5 B2.4 B1.2 B
Slightly volatile
Retained Earnings Total Equity1.2 B1.2 B537.5 M
Slightly volatile
Long Term Debt TotalB996.1 M486.9 M
Slightly volatile
Capital Surpluse2.3 B2.2 B1.1 B
Slightly volatile
Long Term Investments1.2 B1.7 B1.5 B
Pretty Stable
Non Current Liabilities Other434.8 M414.1 M211.1 M
Slightly volatile
Earning Assets4.2 BB2.4 B
Slightly volatile
Net Invested Capital3.8 B4.8 B2.6 B
Slightly volatile
Capital Stock75.7 M83.6 M60.8 M
Slightly volatile

Ameris Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization56.4 M53.7 M28.7 M
Slightly volatile
Interest Expense480.5 M457.6 M146.3 M
Slightly volatile
Selling General Administrative413.5 M393.8 M206.3 M
Slightly volatile
Total Revenue1.7 B1.7 B759.4 M
Slightly volatile
Gross Profit1.2 B1.1 B574.1 M
Slightly volatile
Other Operating Expenses1.2 B1.1 B523.6 M
Slightly volatile
Operating Income560.5 M533.8 M235.8 M
Slightly volatile
EBIT574.6 M547.2 M237.4 M
Slightly volatile
EBITDA560.5 M533.8 M258 M
Slightly volatile
Cost Of Revenue554.2 M527.8 M185.3 M
Slightly volatile
Total Operating Expenses634.1 M604 M338.3 M
Slightly volatile
Income Before Tax560.5 M533.8 M235.8 M
Slightly volatile
Net Income432.8 M412.2 M177.9 M
Slightly volatile
Income Tax Expense127.7 M121.6 M57.9 M
Slightly volatile
Net Income Applicable To Common Shares418.4 M398.5 M180 M
Slightly volatile
Selling And Marketing Expenses15.2 M14.5 M6.9 M
Slightly volatile
Preferred Stock And Other Adjustments244.5 K257.4 K908.5 K
Slightly volatile
Net Income From Continuing Ops433.1 M412.5 M196 M
Slightly volatile
Non Recurring14 M18.7 M13.3 M
Slightly volatile
Tax Provision75.6 M134.8 M57.5 M
Slightly volatile
Net Interest Income583 M976.6 M455.1 M
Slightly volatile
Interest Income1.7 B1.6 B641.1 M
Slightly volatile
Reconciled Depreciation35.7 M53.7 M26 M
Slightly volatile

Ameris Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow1.4 B1.3 B841.7 M
Slightly volatile
Depreciation56.4 M53.7 M28.5 M
Slightly volatile
Capital Expenditures8.7 M15.5 M11.5 M
Slightly volatile
Net Income433.1 M412.5 M178 M
Slightly volatile
End Period Cash Flow1.5 B1.4 B906.3 M
Slightly volatile
Stock Based Compensation16.2 M15.5 M5.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.813.05222.8324
Very volatile
Dividend Yield0.01020.01080.0104
Very volatile
PTB Ratio1.431.24721.3445
Pretty Stable
Days Sales Outstanding9.7310.2480.6413
Slightly volatile
Book Value Per Share62.5359.548631.9464
Slightly volatile
Capex To Depreciation0.320.330.7431
Slightly volatile
PB Ratio1.431.24721.3445
Pretty Stable
EV To Sales3.643.46792.6346
Pretty Stable
Net Income Per Share6.326.02132.9997
Slightly volatile
Sales General And Administrative To Revenue0.210.23640.2942
Slightly volatile
Capex To Revenue0.0090.00950.0298
Slightly volatile
Cash Per Share39.7137.8234.9043
Slightly volatile
Interest Coverage1.361.16642.9269
Very volatile
Payout Ratio0.180.13290.1424
Very volatile
ROE0.08910.10110.0896
Slightly volatile
PE Ratio8.1212.334515.08
Slightly volatile
Return On Tangible Assets0.01640.01560.011
Slightly volatile
Earnings Yield0.06050.08110.0731
Pretty Stable
Intangibles To Total Assets0.04080.03890.0301
Slightly volatile
Current Ratio0.120.16990.187
Slightly volatile
Tangible Book Value Per Share46.1143.909622.6813
Slightly volatile
Receivables Turnover38.7336.8929.3686
Slightly volatile
Graham Number94.3189.820146.2233
Slightly volatile
Shareholders Equity Per Share62.5359.548631.9464
Slightly volatile
Debt To Equity0.160.16990.3998
Slightly volatile
Capex Per Share0.350.230.2862
Slightly volatile
Revenue Per Share25.5524.332913.5559
Slightly volatile
Interest Debt Per Share9.3316.812.7266
Slightly volatile
Debt To Assets0.02390.02520.0432
Pretty Stable
Enterprise Value Over EBITDA11.3610.82138.5626
Very volatile
Price Earnings Ratio8.1212.334515.08
Slightly volatile
Operating Cycle9.7310.2480.6413
Slightly volatile
Price Book Value Ratio1.431.24721.3445
Pretty Stable
Dividend Payout Ratio0.180.13290.1424
Very volatile
Pretax Profit Margin0.340.32050.2776
Slightly volatile
Operating Profit Margin0.340.32050.2776
Slightly volatile
Effective Tax Rate0.320.22780.2802
Slightly volatile
Company Equity Multiplier10.696.75079.1263
Slightly volatile
Long Term Debt To Capitalization0.140.14520.2334
Pretty Stable
Total Debt To Capitalization0.140.14520.2601
Slightly volatile
Return On Capital Employed0.0240.02530.0821
Slightly volatile
Debt Equity Ratio0.160.16990.3998
Slightly volatile
Ebit Per Revenue0.340.32050.2776
Slightly volatile
Quick Ratio0.120.16990.187
Slightly volatile
Net Income Per E B T0.570.77220.7134
Pretty Stable
Cash Ratio0.0950.06460.0788
Very volatile
Cash Conversion Cycle9.7310.2480.6413
Slightly volatile
Days Of Sales Outstanding9.7310.2480.6413
Slightly volatile
Price To Book Ratio1.431.24721.3445
Pretty Stable
Fixed Asset Turnover8.217.8164.2555
Slightly volatile
Enterprise Value Multiple11.3610.82138.5626
Very volatile
Debt Ratio0.02390.02520.0432
Pretty Stable
Price Sales Ratio1.813.05222.8324
Very volatile
Return On Assets0.01570.0150.0107
Slightly volatile
Asset Turnover0.07140.06050.054
Very volatile
Net Profit Margin0.260.24750.2028
Slightly volatile
Gross Profit Margin0.540.68310.7792
Pretty Stable
Price Fair Value1.431.24721.3445
Pretty Stable
Return On Equity0.08910.10110.0896
Slightly volatile

Ameris Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap4.8 B4.6 B4.5 B
Slightly volatile
Enterprise Value5.5 B5.2 B5.1 B
Slightly volatile

Ameris Fundamental Market Drivers

Ameris Upcoming Events

25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Ameris Bancorp Financial Statements

Ameris Bancorp stakeholders use historical fundamental indicators, such as Ameris Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Ameris Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in Ameris Bancorp's assets and liabilities are reflected in the revenues and expenses on Ameris Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Ameris Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue1.7 B1.7 B
Cost Of Revenue527.8 M554.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.24  0.21 
Capex To Revenue 0.01  0.01 
Revenue Per Share 24.33  25.55 
Ebit Per Revenue 0.32  0.34 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Ameris Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Ameris Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Ameris Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Ameris Bancorp Stock:
Check out the analysis of Ameris Bancorp Correlation against competitors.
For information on how to trade Ameris Stock refer to our How to Trade Ameris Stock guide.
You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ameris Bancorp. If investors know Ameris will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Ameris Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.169
Dividend Share
0.8
Earnings Share
5.92
Revenue Per Share
16.621
Quarterly Revenue Growth
0.034
Understanding Ameris Bancorp requires distinguishing between market price and book value, where the latter reflects Ameris's accounting equity. The concept of intrinsic value - what Ameris Bancorp's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Ameris Bancorp's price substantially above or below its fundamental value.
Understanding that Ameris Bancorp's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Ameris Bancorp represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. In contrast, Ameris Bancorp's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.