Ameris Bancorp Financials

ABCB Stock  USD 64.83  1.01  1.58%   
Based on the analysis of Ameris Bancorp's profitability, liquidity, and operating efficiency, Ameris Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February.
  
Understanding current and past Ameris Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Ameris Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Ameris Bancorp's assets may result in an increase in income on the income statement.
Please note, the presentation of Ameris Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Ameris Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Ameris Bancorp's management manipulating its earnings.

Ameris Bancorp Stock Summary

Ameris Bancorp competes with Kearny Financial, Bankwell Financial, Business First, Home Federal, and LINKBANCORP. Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia. Ameris Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2865 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS03076K1088
CUSIP03076K108 000400101
LocationGeorgia; U.S.A
Business Address3490 Piedmont Road
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.amerisbank.com
Phone404 639 6500
CurrencyUSD - US Dollar

Ameris Bancorp Key Financial Ratios

Ameris Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Ameris Bancorp's current stock value. Our valuation model uses many indicators to compare Ameris Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Ameris Bancorp competition to find correlations between indicators driving Ameris Bancorp's intrinsic value. More Info.
Ameris Bancorp is rated fourth in return on equity category among its peers. It is rated second in return on asset category among its peers reporting about  0.14  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Ameris Bancorp is roughly  7.40 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Ameris Bancorp's earnings, one of the primary drivers of an investment's value.

Ameris Bancorp Systematic Risk

Ameris Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Ameris Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Execute Function
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Ameris Bancorp correlated with the market. If Beta is less than 0 Ameris Bancorp generally moves in the opposite direction as compared to the market. If Ameris Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Ameris Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Ameris Bancorp is generally in the same direction as the market. If Beta > 1 Ameris Bancorp moves generally in the same direction as, but more than the movement of the benchmark.

About Ameris Bancorp Financials

What exactly are Ameris Bancorp Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Ameris Bancorp's income statement, its balance sheet, and the statement of cash flows. Potential Ameris Bancorp investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Ameris Bancorp investors may use each financial statement separately, they are all related. The changes in Ameris Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Ameris Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Ameris Bancorp January 18, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Ameris Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Ameris Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Ameris Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Ameris Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Ameris Bancorp's daily price indicators and compare them against related drivers.

Complementary Tools for Ameris Stock analysis

When running Ameris Bancorp's price analysis, check to measure Ameris Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ameris Bancorp is operating at the current time. Most of Ameris Bancorp's value examination focuses on studying past and present price action to predict the probability of Ameris Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ameris Bancorp's price. Additionally, you may evaluate how the addition of Ameris Bancorp to your portfolios can decrease your overall portfolio volatility.
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