Affinity Financial Statements From 2010 to 2025

AFBI Stock  USD 18.44  0.11  0.60%   
Affinity Bancshares financial statements provide useful quarterly and yearly information to potential Affinity Bancshares investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Affinity Bancshares financial statements helps investors assess Affinity Bancshares' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Affinity Bancshares' valuation are summarized below:
Gross Profit
30.6 M
Profit Margin
0.1833
Market Capitalization
118.2 M
Enterprise Value Revenue
5.7301
Revenue
30.6 M
We have found one hundred twenty available fundamental signals for Affinity Bancshares, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of Affinity Bancshares prevailing fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The Affinity Bancshares' current Enterprise Value is estimated to increase to about 88.3 M, while Market Cap is projected to decrease to under 68.6 M.

Affinity Bancshares Total Revenue

29.76 Million

Check Affinity Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Affinity Bancshares' main balance sheet or income statement drivers, such as Interest Expense of 18.7 M, Other Operating Expenses of 20.3 M or Net Income Applicable To Common Shares of 4.3 M, as well as many indicators such as Price To Sales Ratio of 5.13, Dividend Yield of 0.0 or PTB Ratio of 1.23. Affinity financial statements analysis is a perfect complement when working with Affinity Bancshares Valuation or Volatility modules.
  
Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.

Affinity Bancshares Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Current Liabilities2.6 M2.7 M126.9 M
Slightly volatile
Other Liabilities2.3 M2.2 M3.1 M
Slightly volatile
Net Tangible Assets91.6 M113.3 M83.2 M
Slightly volatile
Retained Earnings62.4 M82 M53.8 M
Slightly volatile
Accounts PayableM6.3 M125.8 M
Slightly volatile
Other Assets2.4 M2.6 M256.7 M
Very volatile
Other Current Assets79 M60.8 M38.5 M
Slightly volatile
Total Current Assets114.8 M57.5 M70.6 M
Slightly volatile
Common Stock57.1 K57.6 K71.4 K
Slightly volatile
Property Plant Equipment5.5 M3.8 M7.4 M
Slightly volatile
Total Assets790.4 M969.7 M514.1 M
Slightly volatile
Total Stockholder Equity113.9 M139.7 M91.6 M
Slightly volatile
Property Plant And Equipment Net4.6 M3.4 M7.1 M
Slightly volatile
Cash66.3 M45 M59.9 M
Pretty Stable
Non Current Assets Total954.4 M908.9 M187.7 M
Slightly volatile
Cash And Short Term Investments42.8 M45 M69.9 M
Pretty Stable
Net Receivables7.8 M9.2 M5.1 M
Slightly volatile
Common Stock Total Equity38.2 K59.4 K66.6 K
Slightly volatile
Common Stock Shares Outstanding7.3 M7.5 M6.5 M
Slightly volatile
Short Term Investments43.5 M55.8 M20.7 M
Slightly volatile
Liabilities And Stockholders Equity790.4 M969.7 M514.1 M
Slightly volatile
Non Current Liabilities Total867.8 M826.5 M288.7 M
Slightly volatile
Total Liabilities624.1 M830 M270.4 M
Slightly volatile
Long Term Investments53.4 M101.4 M27.2 M
Slightly volatile
Property Plant And Equipment Gross8.4 M9.1 M9.2 M
Pretty Stable
Capital Stock56.5 K57.6 K72.5 K
Slightly volatile
Short and Long Term Debt Total33.9 M46 M27.8 M
Slightly volatile
Long Term Debt33.9 M46 M27.8 M
Slightly volatile
Net Invested Capital155 M185.7 M122.1 M
Slightly volatile
Intangible Assets14.9 M16.5 M18.5 M
Slightly volatile
Good Will13.8 M15.5 M16.9 M
Slightly volatile
Retained Earnings Total Equity52.3 M58.8 M64.1 M
Slightly volatile
Capital Surpluse50.5 M56.8 M61.9 M
Slightly volatile
Non Current Liabilities Other13.6 M15.3 M16.7 M
Slightly volatile

Affinity Bancshares Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Income Applicable To Common Shares4.3 M8.2 M3.2 M
Slightly volatile
Net Interest Income27.4 M32 M18.6 M
Slightly volatile
Interest Income33.2 M46.7 M22.9 M
Slightly volatile
Depreciation And Amortization709 K660.6 K860.3 K
Slightly volatile
Selling General Administrative1.7 M1.8 M7.6 M
Slightly volatile
Selling And Marketing Expenses17.8 M17 M3.3 M
Slightly volatile
Total Revenue29.8 M34.1 M20.5 M
Slightly volatile
Gross Profit29.8 M34.2 M20.5 M
Slightly volatile
Operating Income7.5 M9.6 M3.4 M
Slightly volatile
Net Income From Continuing Ops5.5 M7.6 M2.6 M
Slightly volatile
EBIT6.8 M9.6 M3.1 M
Slightly volatile
EBITDA7.7 M10.5 MM
Slightly volatile
Reconciled Depreciation844.1 K1.4 M879.7 K
Very volatile
Income Before TaxM9.6 M3.2 M
Slightly volatile
Net Income5.4 M7.4 M2.5 M
Slightly volatile

Affinity Bancshares Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation560.5 K660.6 K777.1 K
Slightly volatile
Capital Expenditures802.6 K606 K761.2 K
Very volatile
Total Cash From Operating Activities5.9 M9.1 M3.9 M
Slightly volatile
Net Income4.8 M7.4 M3.2 M
Slightly volatile
End Period Cash Flow60.2 M45 M53.3 M
Slightly volatile
Change To Netincome1.4 M1.1 MM
Slightly volatile
Change To Inventory234.9 K247.2 K479.8 K
Very volatile
Stock Based Compensation1.3 M1.3 M490.1 K
Slightly volatile
Free Cash Flow5.9 M8.4 M3.3 M
Slightly volatile
Begin Period Cash Flow28.8 M30.3 M49.6 M
Pretty Stable
Cash Flows Other Operating639.2 K719.1 K784 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio5.134.015.2342
Slightly volatile
PTB Ratio1.230.981.302
Slightly volatile
Days Sales Outstanding61.2568.975.1206
Slightly volatile
Book Value Per Share13.7816.8914.1364
Slightly volatile
Operating Cash Flow Per Share0.551.090.6269
Slightly volatile
Stock Based Compensation To Revenue0.03470.03310.0167
Slightly volatile
PB Ratio1.230.981.302
Slightly volatile
ROIC0.01120.00690.0114
Slightly volatile
Net Income Per Share0.940.90.4597
Slightly volatile
Sales General And Administrative To Revenue0.05840.06140.1921
Pretty Stable
Capex To Revenue0.01940.02040.1029
Very volatile
Cash Per Share9.9913.710.3888
Slightly volatile
POCF Ratio14.3615.1127.1934
Slightly volatile
Interest Coverage0.460.490.7191
Slightly volatile
Capex To Operating Cash Flow0.07310.0770.6346
Very volatile
Income Quality2.421.42.2444
Very volatile
ROE0.02710.04780.0333
Pretty Stable
PE Ratio17.5318.4563.5477
Pretty Stable
Return On Tangible Assets0.00450.0070.0057
Very volatile
Earnings Yield0.05890.05610.0319
Slightly volatile
Intangibles To Total Assets0.02510.0250.0228
Slightly volatile
Current Ratio13.0214.8111.6212
Slightly volatile
Tangible Book Value Per Share12.814.3313.2214
Slightly volatile
Receivables Turnover3.824.294.6787
Slightly volatile
Graham Number19.3718.4510.5539
Slightly volatile
Shareholders Equity Per Share10.3916.8911.5371
Slightly volatile
Debt To Equity0.190.30.1749
Slightly volatile
Capex Per Share0.08890.09360.2701
Very volatile
Revenue Per Share2.574.122.8585
Slightly volatile
Interest Debt Per Share8.17.713.0895
Slightly volatile
Debt To Assets0.02810.04270.0295
Slightly volatile
Price Earnings Ratio17.5318.4563.5477
Pretty Stable
Operating Cycle61.2568.975.1206
Slightly volatile
Price Book Value Ratio1.230.981.302
Slightly volatile
Price To Operating Cash Flows Ratio14.3615.1127.1934
Slightly volatile
Pretax Profit Margin0.150.250.1886
Pretty Stable
Ebt Per Ebit0.960.940.8612
Pretty Stable
Operating Profit Margin0.160.250.2091
Very volatile
Company Equity Multiplier4.76.255.5242
Slightly volatile
Long Term Debt To Capitalization0.150.220.141
Slightly volatile
Total Debt To Capitalization0.150.220.141
Slightly volatile
Return On Capital Employed0.00730.0090.0101
Slightly volatile
Debt Equity Ratio0.190.30.1749
Slightly volatile
Ebit Per Revenue0.160.250.2091
Very volatile
Quick Ratio20.5414.8117.3814
Slightly volatile
Dividend Paid And Capex Coverage Ratio14.1113.448.6253
Very volatile
Net Income Per E B T0.570.690.6566
Pretty Stable
Cash Ratio9.7514.819.0964
Slightly volatile
Cash Conversion Cycle61.2568.975.1206
Slightly volatile
Operating Cash Flow Sales Ratio0.160.240.2081
Pretty Stable
Days Of Sales Outstanding61.2568.975.1206
Slightly volatile
Cash Flow Coverage Ratios0.250.180.2815
Very volatile
Price To Book Ratio1.230.981.302
Slightly volatile
Fixed Asset Turnover7.387.034.0461
Slightly volatile
Capital Expenditure Coverage Ratio14.1113.448.6253
Very volatile
Price Cash Flow Ratio14.3615.1127.1934
Slightly volatile
Debt Ratio0.02810.04270.0295
Slightly volatile
Cash Flow To Debt Ratio0.250.180.2815
Very volatile
Price Sales Ratio5.134.015.2342
Slightly volatile
Return On Assets0.00440.00690.0057
Very volatile
Asset Turnover0.04880.04050.0468
Slightly volatile
Net Profit Margin0.10.20.1282
Pretty Stable
Gross Profit Margin0.80.90.9825
Slightly volatile
Price Fair Value1.230.981.302
Slightly volatile
Return On Equity0.02710.04780.0333
Pretty Stable

Affinity Bancshares Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap68.6 M93.1 M83.6 M
Pretty Stable

Affinity Fundamental Market Drivers

Cash And Short Term Investments50 M

Affinity Upcoming Events

9th of February 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Affinity Bancshares Financial Statements

Investors use fundamental indicators, such as Affinity Bancshares' revenue or net income, to determine how well the company is positioned to perform in the future. Although Affinity Bancshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Total Revenue34.1 M29.8 M
Cost Of Revenue-37.8 K-39.7 K
Stock Based Compensation To Revenue 0.03  0.03 
Sales General And Administrative To Revenue 0.06  0.06 
Capex To Revenue 0.02  0.02 
Revenue Per Share 4.12  2.57 
Ebit Per Revenue 0.25  0.16 

Currently Active Assets on Macroaxis

When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:
Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.04
Earnings Share
0.85
Revenue Per Share
4.772
Quarterly Revenue Growth
0.06
Return On Assets
0.0065
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.