Affinity Financial Statements From 2010 to 2026

AFBI Stock  USD 20.54  0.24  1.15%   
Affinity Bancshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Affinity Bancshares' valuation are provided below:
Gross Profit
31.8 M
Profit Margin
0.2374
Market Capitalization
129.2 M
Enterprise Value Revenue
5.6308
Revenue
31.8 M
We have found one hundred twenty available fundamental signals for Affinity Bancshares, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of Affinity Bancshares prevailing fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The Affinity Bancshares' current Enterprise Value is estimated to increase to about 88.3 M, while Market Cap is projected to decrease to under 67.3 M.

Affinity Bancshares Total Revenue

29.45 Million

Check Affinity Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Affinity Bancshares' main balance sheet or income statement drivers, such as Depreciation And Amortization of 645.5 K, Selling General Administrative of 8.3 M or Selling And Marketing Expenses of 18.8 M, as well as many indicators such as Price To Sales Ratio of 4.6, Dividend Yield of 0.0 or PTB Ratio of 1.22. Affinity financial statements analysis is a perfect complement when working with Affinity Bancshares Valuation or Volatility modules.
  
Build AI portfolio with Affinity Stock
Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.

Affinity Bancshares Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets606.1 M996.8 M485 M
Slightly volatile
Other Current Liabilities391 M773.8 M278.2 M
Slightly volatile
Total Current Liabilities397 M774.5 M285.7 M
Slightly volatile
Total Stockholder Equity97.6 M148.5 M79.6 M
Slightly volatile
Property Plant And Equipment Net4.7 M2.9 M5.2 M
Very volatile
Retained Earnings60.6 M88.3 M54.1 M
Slightly volatile
Cash64.7 M47.6 M52.5 M
Slightly volatile
Non Current Assets Total520.4 M949.2 M419.8 M
Slightly volatile
Non Currrent Assets Other24.2 M25.5 M99.8 M
Slightly volatile
Cash And Short Term Investments83.6 M47.6 M63.6 M
Slightly volatile
Common Stock Shares Outstanding7.2 M7.6 M6.6 M
Slightly volatile
Liabilities And Stockholders Equity606.1 M996.8 M485 M
Slightly volatile
Non Current Liabilities Total99.8 M57.8 M131.9 M
Slightly volatile
Total Liabilities508.5 M848.4 M405.4 M
Slightly volatile
Total Current Assets85.7 M47.6 M65.2 M
Slightly volatile
Short and Long Term Debt Total72.9 M69.5 M24.6 M
Slightly volatile
Other Current Assets71.7 M60.8 M48.1 M
Slightly volatile
Other Stockholder Equity49.3 M66.7 M40.4 M
Slightly volatile
Common Stock55.9 K57.6 K70.4 K
Slightly volatile
Other Liabilities2.3 M2.2 M3.1 M
Slightly volatile
Net Tangible Assets91.6 M113.3 M84.1 M
Slightly volatile
Accounts PayableM6.3 M118.8 M
Slightly volatile
Property Plant Equipment5.5 M3.8 M7.2 M
Slightly volatile
Net Receivables7.8 M9.2 M5.3 M
Slightly volatile
Common Stock Total Equity38.2 K59.4 K66.6 K
Slightly volatile
Short Term Investments38.1 M42 M18.9 M
Slightly volatile
Long Term Investments57.3 M80.5 M28.7 M
Slightly volatile
Property Plant And Equipment Gross8.5 M9.5 M9.3 M
Slightly volatile
Capital Stock55.6 K57.6 K72 K
Slightly volatile
Long Term Debt40 M67.6 M31.2 M
Slightly volatile
Net Invested Capital165.3 M216.1 M128.3 M
Slightly volatile
Intangible Assets16.6 M20.9 M17.8 M
Pretty Stable
Good Will13.8 M15.5 M16.9 M
Slightly volatile
Retained Earnings Total Equity52.3 M58.8 M64.2 M
Slightly volatile
Capital Surpluse50.5 M56.8 M62 M
Slightly volatile
Non Current Liabilities Other13.6 M15.3 M16.7 M
Slightly volatile
Short Term Debt501.6 K564.3 K615.9 K
Slightly volatile

Affinity Bancshares Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization645.5 K848.7 K523.7 K
Slightly volatile
Selling General Administrative8.3 M15.1 M6.2 M
Slightly volatile
Selling And Marketing Expenses18.8 M17.9 M4.1 M
Slightly volatile
Total Revenue29.5 M57.5 M24.3 M
Slightly volatile
Gross Profit23.7 M35.2 M19.6 M
Slightly volatile
Other Operating Expenses51.9 M49.5 M21.7 M
Slightly volatile
Operating Income5.9 MM5.2 M
Slightly volatile
EBIT5.2 MM4.3 M
Slightly volatile
EBITDA5.8 M8.9 M4.8 M
Slightly volatile
Total Operating Expenses17.2 M27.3 M13.6 M
Slightly volatile
Income Before Tax5.2 MM4.3 M
Slightly volatile
Net Income3.8 M6.3 M3.1 M
Slightly volatile
Net Income Applicable To Common Shares4.3 M8.2 M3.5 M
Slightly volatile
Net Interest Income28.2 M33.5 M19.4 M
Slightly volatile
Interest Income36.4 M55.2 M25 M
Slightly volatile
Net Income From Continuing Ops5.5 M6.3 M2.7 M
Slightly volatile
Cost Of Revenue23.2 M22.1 M6.9 M
Slightly volatile
Reconciled Depreciation838.8 K848.7 K836.9 K
Pretty Stable

Affinity Bancshares Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow64.4 M57.5 M51.7 M
Slightly volatile
Capital Expenditures360.8 K379.8 K1.1 M
Very volatile
Total Cash From Operating Activities5.2 M7.8 M4.4 M
Slightly volatile
Net Income3.8 M6.3 M3.1 M
Slightly volatile
End Period Cash Flow65.7 M47.6 M53.1 M
Slightly volatile
Stock Based Compensation1.4 M1.3 M468.6 K
Slightly volatile
Change To Netincome1.4 M1.1 MM
Slightly volatile
Change To Inventory234.9 K247.2 K464.2 K
Very volatile
Cash Flows Other Operating639.2 K719.1 K784.9 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.62.584.8038
Slightly volatile
PTB Ratio1.221.01.2828
Slightly volatile
Days Sales Outstanding70.8274.8773.7772
Slightly volatile
Book Value Per Share10.8718.1212.0747
Slightly volatile
Operating Cash Flow Per Share0.580.950.6442
Slightly volatile
Stock Based Compensation To Revenue0.01240.02040.0138
Slightly volatile
PB Ratio1.221.01.2828
Slightly volatile
ROIC0.01770.02520.0185
Slightly volatile
Net Income Per Share0.420.760.4434
Slightly volatile
Payables Turnover0.940.510.6475
Pretty Stable
Sales General And Administrative To Revenue0.210.240.2138
Slightly volatile
Capex To Revenue0.00920.00970.095
Very volatile
Cash Per Share9.5810.9310.026
Slightly volatile
POCF Ratio30.7819.0128.0225
Slightly volatile
Interest Coverage0.320.330.6305
Slightly volatile
Capex To Operating Cash Flow0.06790.07150.6003
Very volatile
Days Payables Outstanding428744622
Very volatile
Income Quality2.311.442.1817
Very volatile
ROE0.02780.03790.0333
Pretty Stable
PE Ratio22.5423.7262.8437
Pretty Stable
Return On Tangible Assets0.00450.00580.0057
Very volatile
Earnings Yield0.02870.04360.0303
Slightly volatile
Intangibles To Total Assets0.02480.02410.0226
Slightly volatile
Current Ratio0.06720.07070.8287
Slightly volatile
Tangible Book Value Per Share9.7515.5711.0392
Slightly volatile
Receivables Turnover4.795.055.052
Slightly volatile
Graham Number9.6217.6410.4421
Slightly volatile
Shareholders Equity Per Share10.8718.1212.0747
Slightly volatile
Debt To Equity0.220.420.201
Slightly volatile
Capex Per Share0.07190.07570.2556
Very volatile
Revenue Per Share7.367.013.8423
Slightly volatile
Interest Debt Per Share11.6711.114.0418
Slightly volatile
Debt To Assets0.03260.06270.0333
Slightly volatile
Short Term Coverage Ratios8.669.7510.6397
Slightly volatile
Price Earnings Ratio22.5423.7262.8437
Pretty Stable
Operating Cycle70.8274.8773.7772
Slightly volatile
Price Book Value Ratio1.221.01.2828
Slightly volatile
Days Of Payables Outstanding428744622
Very volatile
Price To Operating Cash Flows Ratio30.7819.0128.0225
Slightly volatile
Pretax Profit Margin0.130.13970.1674
Pretty Stable
Ebt Per Ebit0.590.570.5449
Slightly volatile
Operating Profit Margin0.230.160.2429
Slightly volatile
Company Equity Multiplier4.766.045.5854
Slightly volatile
Long Term Debt To Capitalization0.170.280.1558
Slightly volatile
Total Debt To Capitalization0.170.290.1568
Slightly volatile
Return On Capital Employed0.02410.03250.026
Slightly volatile
Debt Equity Ratio0.220.420.201
Slightly volatile
Ebit Per Revenue0.230.160.2429
Slightly volatile
Quick Ratio0.06720.07070.8287
Slightly volatile
Dividend Paid And Capex Coverage Ratio15.2114.489.1904
Pretty Stable
Net Income Per E B T0.580.70.665
Pretty Stable
Cash Ratio0.06720.07070.7624
Slightly volatile
Operating Cash Flow Sales Ratio0.20.160.1918
Slightly volatile
Days Of Sales Outstanding70.8274.8773.7772
Slightly volatile
Cash Flow Coverage Ratios0.120.130.261
Slightly volatile
Price To Book Ratio1.221.01.2828
Slightly volatile
Fixed Asset Turnover14.4913.85.9
Slightly volatile
Capital Expenditure Coverage Ratio15.2114.489.1904
Pretty Stable
Price Cash Flow Ratio30.7819.0128.0225
Slightly volatile
Debt Ratio0.03260.06270.0333
Slightly volatile
Cash Flow To Debt Ratio0.120.130.261
Slightly volatile
Price Sales Ratio4.62.584.8038
Slightly volatile
Return On Assets0.00450.00560.0056
Very volatile
Asset Turnover0.05460.06630.0516
Pretty Stable
Net Profit Margin0.0880.0980.1125
Very volatile
Gross Profit Margin0.860.70.8237
Slightly volatile
Price Fair Value1.221.01.2828
Slightly volatile
Return On Equity0.02780.03790.0333
Pretty Stable

Affinity Bancshares Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap67.3 M93.1 M84.8 M
Slightly volatile

Affinity Fundamental Market Drivers

Affinity Upcoming Events

9th of February 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Affinity Bancshares Financial Statements

Investors use fundamental indicators, such as Affinity Bancshares' revenue or net income, to determine how well the company is positioned to perform in the future. Although Affinity Bancshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Total Revenue57.5 M29.5 M
Cost Of Revenue22.1 M23.2 M
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.24  0.21 
Capex To Revenue 0.01  0.01 
Revenue Per Share 7.01  7.36 
Ebit Per Revenue 0.16  0.23 

Currently Active Assets on Macroaxis

When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:
Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.308
Earnings Share
1.17
Revenue Per Share
5.008
Quarterly Revenue Growth
0.046
Return On Assets
0.0084
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.