Affinity Bancshares Stock Today
| AFBI Stock | USD 18.33 0.05 0.27% |
Performance0 of 100
| Odds Of DistressLess than 8
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Affinity Bancshares is trading at 18.33 as of the 30th of January 2025. This is a 0.27 percent decrease since the beginning of the trading day. The stock's open price was 18.38. Affinity Bancshares has only a 8 % chance of going through financial distress over the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 31st of December 2024 and ending today, the 30th of January 2025. Click here to learn more.
Business Domain Banks | IPO Date 21st of January 2021 | Category Financial Services | Classification Financials |
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company was founded in 1928 and is headquartered in Covington, Georgia. Affinity Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 6.41 M outstanding shares of which 17.03 K shares are presently shorted by private and institutional investors with about 0.55 trading days to cover. More on Affinity Bancshares
Moving against Affinity Stock
Affinity Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial Strength
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Debt LevelsAffinity Bancshares can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Affinity Bancshares' financial leverage. It provides some insight into what part of Affinity Bancshares' total assets is financed by creditors.
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Affinity Bancshares (AFBI) is traded on NASDAQ Exchange in USA. It is located in 3175 Highway 278, Covington, GA, United States, 30014 and employs 91 people. Affinity Bancshares is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 117.54 M. Affinity Bancshares conducts business under Banks sector and is part of Financials industry. The entity has 6.41 M outstanding shares of which 17.03 K shares are presently shorted by private and institutional investors with about 0.55 trading days to cover.
Affinity Bancshares currently holds about 55.4 M in cash with 7.87 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 8.3.
Check Affinity Bancshares Probability Of Bankruptcy
Ownership AllocationThe market capitalization of Affinity Bancshares is $117.54 Million. Affinity Bancshares retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.
Check Affinity Ownership Details
Affinity Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Wells Fargo & Co | 2024-09-30 | 21.3 K | |
| State Street Corp | 2024-09-30 | 21.1 K | |
| Skandinaviska Enskilda Banken Ab | 2024-09-30 | 15.7 K | |
| Penderfund Capital Management Ltd | 2024-09-30 | 13.8 K | |
| Lynch & Associates | 2024-09-30 | 12.4 K | |
| Qube Research & Technologies | 2024-09-30 | 10.6 K | |
| Northern Trust Corp | 2024-09-30 | 10.1 K | |
| Citigroup Inc | 2024-09-30 | 4.5 K | |
| Aster Capital Management (difc) Ltd | 2024-09-30 | 3.6 K | |
| Alliancebernstein L.p. | 2024-09-30 | 407.1 K | |
| Vanguard Group Inc | 2024-09-30 | 307.8 K |
Affinity Bancshares Historical Income Statement
Affinity Stock Against Markets
Affinity Bancshares Corporate Management
| CPA CPA | CEO Director | Profile | |
| Robert Vickers | Senior Officer | Profile | |
| Nancy Mask | VP Eastside | Profile | |
| Clark Nelson | Executive Officer | Profile | |
| Jacqueline Lyle | Vice Compliance | Profile | |
| Elizabeth Galazka | Executive Lending | Profile |
Already Invested in Affinity Bancshares?
The danger of trading Affinity Bancshares is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Affinity Bancshares is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Affinity Bancshares. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Affinity Bancshares is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affinity Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.04 | Earnings Share 0.85 | Revenue Per Share | Quarterly Revenue Growth 0.06 | Return On Assets |
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.