Affinity Net Interest Income from 2010 to 2024

AFBI Stock  USD 21.45  0.07  0.33%   
Affinity Bancshares' Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 27.4 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2010-12-31
Previous Quarter
27.8 M
Current Value
27.4 M
Quarterly Volatility
7.5 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Affinity Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Affinity Bancshares' main balance sheet or income statement drivers, such as Interest Expense of 16.3 M, Other Operating Expenses of 38.6 M or Net Income Applicable To Common Shares of 4.3 M, as well as many indicators such as Price To Sales Ratio of 5.12, Dividend Yield of 0.0 or PTB Ratio of 1.23. Affinity financial statements analysis is a perfect complement when working with Affinity Bancshares Valuation or Volatility modules.
  
Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.

Latest Affinity Bancshares' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Affinity Bancshares over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Affinity Bancshares' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Affinity Bancshares' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Affinity Net Interest Income Regression Statistics

Arithmetic Mean17,752,128
Geometric Mean16,484,404
Coefficient Of Variation42.14
Mean Deviation6,756,171
Median12,685,000
Standard Deviation7,480,636
Sample Variance56T
Range17.1M
R-Value0.82
Mean Square Error19.9T
R-Squared0.67
Significance0.0002
Slope1,368,444
Total Sum of Squares783.4T

Affinity Net Interest Income History

202427.4 M
202327.8 M
202229.8 M
202129.3 M
202025.1 M

About Affinity Bancshares Financial Statements

Investors use fundamental indicators, such as Affinity Bancshares' Net Interest Income, to determine how well the company is positioned to perform in the future. Although Affinity Bancshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income27.8 M27.4 M

Currently Active Assets on Macroaxis

When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:
Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.04
Earnings Share
0.85
Revenue Per Share
4.772
Quarterly Revenue Growth
0.06
Return On Assets
0.0065
The market value of Affinity Bancshares is measured differently than its book value, which is the value of Affinity that is recorded on the company's balance sheet. Investors also form their own opinion of Affinity Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Affinity Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affinity Bancshares' market value can be influenced by many factors that don't directly affect Affinity Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affinity Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affinity Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.