Affinity Operating Margin from 2010 to 2026

AFBI Stock  USD 20.65  0.02  0.1%   
Affinity Bancshares' Operating Profit Margin is decreasing with slightly volatile movements from year to year. Operating Profit Margin is estimated to finish at 0.23 this year.
Check Affinity Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Affinity Bancshares' main balance sheet or income statement drivers, such as Depreciation And Amortization of 645.5 K, Selling General Administrative of 9.2 M or Selling And Marketing Expenses of 18.8 M, as well as many indicators such as Price To Sales Ratio of 4.41, Dividend Yield of 0.0586 or PTB Ratio of 1.21. Affinity financial statements analysis is a perfect complement when working with Affinity Bancshares Valuation or Volatility modules.
  
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Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
The Operating Margin trend for Affinity Bancshares offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Affinity Bancshares is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Affinity Bancshares' Operating Margin Growth Pattern

Below is the plot of the Operating Profit Margin of Affinity Bancshares over the last few years. It is Affinity Bancshares' Operating Profit Margin historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Affinity Bancshares' overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 0.36 %10 Years Trend
Slightly volatile
   Operating Profit Margin   
       Timeline  

Affinity Operating Margin Regression Statistics

Arithmetic Mean0.25
Geometric Mean0.21
Coefficient Of Variation38.67
Mean Deviation0.08
Median0.27
Standard Deviation0.1
Sample Variance0.01
Range0.3296
R-Value(0.63)
Mean Square Error0.01
R-Squared0.39
Significance0.01
Slope(0.01)
Total Sum of Squares0.14

Affinity Operating Margin History

2026 0.23
2024 0.14
2023 0.19
2022 0.27
2020 0.12
2019 0.0196

About Affinity Bancshares Financial Statements

Investors use fundamental indicators, such as Affinity Bancshares' Operating Margin, to determine how well the company is positioned to perform in the future. Although Affinity Bancshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company was founded in 1928 and is headquartered in Covington, Georgia. Affinity Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 90 people.

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When determining whether Affinity Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Affinity Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Affinity Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Affinity Bancshares Stock:
Check out the analysis of Affinity Bancshares Correlation against competitors.
For more detail on how to invest in Affinity Stock please use our How to Invest in Affinity Bancshares guide.
You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is there potential for Regional Banks market expansion? Will Affinity introduce new products? Factors like these will boost the valuation of Affinity Bancshares. If investors know Affinity will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about Affinity Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.574
Earnings Share
1.29
Revenue Per Share
5.247
Quarterly Revenue Growth
0.156
Return On Assets
0.0095
Affinity Bancshares's market price often diverges from its book value, the accounting figure shown on Affinity's balance sheet. Smart investors calculate Affinity Bancshares' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Affinity Bancshares' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that Affinity Bancshares' value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Affinity Bancshares represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Affinity Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.