Credicorp Financial Statements From 2010 to 2026

BAP Stock  USD 286.41  0.59  0.21%   
Analyzing historical trends in various income statement and balance sheet accounts from Credicorp's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Credicorp's valuation are summarized below:
Gross Profit
20.3 B
Profit Margin
0.3162
Market Capitalization
23.2 B
Enterprise Value Revenue
4.3492
Revenue
20.4 B
There are currently one hundred twenty fundamental signals for Credicorp that can be evaluated and compared over time across rivals. Investors and active traders are advised to validate Credicorp's prevailing fundamental performance against the performance between 2010 and 2026 to make sure the trends are evolving in the right direction. As of 01/06/2026, Market Cap is likely to grow to about 52 B, while Enterprise Value is likely to drop slightly above 22.2 B.

Credicorp Total Revenue

32.6 Billion

Check Credicorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Credicorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 872.5 M, Interest Expense of 6.9 B or Selling General Administrative of 8.7 B, as well as many indicators such as Price To Sales Ratio of 1.73, Dividend Yield of 0.0629 or PTB Ratio of 1.54. Credicorp financial statements analysis is a perfect complement when working with Credicorp Valuation or Volatility modules.
  
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Credicorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets309.2 B294.5 B183.6 B
Slightly volatile
Short and Long Term Debt Total45.3 B43.1 B32 B
Slightly volatile
Total Current Liabilities212.7 B202.5 B105.8 B
Slightly volatile
Total Stockholder Equity41.5 B39.5 B22.5 B
Slightly volatile
Property Plant And Equipment Net1.5 B2.3 B1.7 B
Slightly volatile
Retained Earnings6.8 B6.5 B3.5 B
Slightly volatile
Common Stock Total Equity1.1 B1.2 B1.3 B
Very volatile
Common Stock Shares Outstanding64.3 M71.7 M78.4 M
Slightly volatile
Liabilities And Stockholders Equity309.2 B294.5 B183.6 B
Slightly volatile
Non Current Liabilities Total54.3 B51.7 B31.8 B
Slightly volatile
Total Liabilities267 B254.3 B160.5 B
Slightly volatile
Property Plant And Equipment GrossB5.7 B2.7 B
Slightly volatile
Common Stock1.1 B1.2 B1.3 B
Very volatile
Accounts Payable1.9 B3.3 BB
Slightly volatile
Cash57.4 B54.6 B29.2 B
Slightly volatile
Non Current Assets Total194.7 B185.4 B108.8 B
Slightly volatile
Cash And Short Term Investments98.7 B94 B56.2 B
Slightly volatile
Net Receivables14.8 B14.1 B6.9 B
Slightly volatile
Other Current Assets194 M204.2 M8.8 B
Very volatile
Total Current Assets113.8 B108.3 B62.8 B
Slightly volatile
Short Term Debt6.5 B12 B8.8 B
Slightly volatile
Intangible Assets3.1 BB1.7 B
Slightly volatile
Current Deferred Revenue3.7 B3.5 B2.9 B
Slightly volatile
Inventory420.9 M400.9 M147.6 M
Slightly volatile
Other Liabilities16.6 B15.8 B9.3 B
Slightly volatile
Long Term Debt32.2 B30.6 B19.3 B
Slightly volatile
Good Will521.9 M830.7 M694.3 M
Slightly volatile
Short Term Investments41.3 B39.3 B27 B
Slightly volatile
Property Plant EquipmentB2.8 B1.7 B
Slightly volatile
Net Tangible Assets21 B30 B19 B
Slightly volatile
Deferred Long Term Liabilities772.8 M1.2 B710.3 M
Slightly volatile
Long Term Investments38.3 B56.2 B32.3 B
Slightly volatile
Short and Long Term Debt1.2 B1.2 B8.7 B
Slightly volatile
Long Term Debt Total27.1 B32.4 B25 B
Slightly volatile
Capital Surpluse189.3 M158.7 M243.3 M
Slightly volatile
Earning Assets51.7 B64.4 B47.9 B
Slightly volatile
Net Invested Capital57.3 B71.7 B51 B
Slightly volatile
Capital Stock1.1 B1.2 B1.3 B
Slightly volatile

Credicorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization872.5 M831 M517.7 M
Slightly volatile
Interest Expense6.9 B6.6 B3.4 B
Slightly volatile
Selling General Administrative8.7 B8.3 B5.4 B
Slightly volatile
Total Revenue32.6 B31 B17.5 B
Slightly volatile
Gross Profit20.9 B19.9 B11.8 B
Slightly volatile
Other Operating Expenses23.2 B22 B12.7 B
Slightly volatile
Operating Income9.4 BB4.9 B
Slightly volatile
EBIT9.4 BBB
Slightly volatile
EBITDA10.3 B9.8 B5.5 B
Slightly volatile
Cost Of Revenue11.7 B11.1 B5.8 B
Slightly volatile
Total Operating Expenses11.5 B10.9 B6.9 B
Slightly volatile
Income Before Tax9.4 BB4.9 B
Slightly volatile
Net Income6.6 B6.3 B3.5 B
Slightly volatile
Net Income Applicable To Common Shares6.6 B6.3 B3.2 B
Slightly volatile
Selling And Marketing Expenses511.2 M886.6 M433.3 M
Slightly volatile
Net Income From Continuing Ops3.9 B6.5 B3.4 B
Slightly volatile
Net Interest Income10.7 B16.2 B9.4 B
Slightly volatile
Interest Income14.5 B22.8 B12.9 B
Slightly volatile
Reconciled Depreciation678.6 M831 M554.7 M
Slightly volatile

Credicorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation872.5 M831 M521.4 M
Slightly volatile
Other Non Cash Items2.6 B2.5 B1.5 B
Slightly volatile
Capital Expenditures1.3 B1.3 B635.3 M
Slightly volatile
Net Income6.8 B6.5 B3.5 B
Slightly volatile
End Period Cash Flow57.4 B54.7 B29 B
Slightly volatile
Begin Period Cash Flow41 B39 B25.9 B
Slightly volatile
Change To Netincome1.9 B2.5 B1.8 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.731.832.4927
Slightly volatile
Dividend Yield0.06290.060.0324
Slightly volatile
PTB Ratio1.541.441.9959
Slightly volatile
Days Sales Outstanding157149122
Slightly volatile
Book Value Per Share415395277
Slightly volatile
Average Payables492 M438.5 M394.7 M
Slightly volatile
Capex To Depreciation0.821.381.1537
Very volatile
PB Ratio1.541.441.9959
Slightly volatile
EV To Sales1.581.52.9319
Slightly volatile
Net Income Per Share65.2962.1941.5407
Slightly volatile
Payables Turnover2.93.053.0485
Slightly volatile
Sales General And Administrative To Revenue0.260.240.3429
Slightly volatile
Capex To Revenue0.02720.03710.0365
Pretty Stable
Cash Per Share970924676
Slightly volatile
Interest Coverage0.931.221.4098
Very volatile
Payout Ratio0.460.60.7302
Pretty Stable
Days Payables Outstanding88.93124129
Slightly volatile
ROE0.110.140.1532
Slightly volatile
PE Ratio14.729.019.6558
Very volatile
Return On Tangible Assets0.01270.01960.0184
Very volatile
Earnings Yield0.05990.090.0788
Pretty Stable
Intangibles To Total Assets0.00930.01160.0128
Slightly volatile
Current Ratio0.340.480.4856
Pretty Stable
Tangible Book Value Per Share376358248
Slightly volatile
Receivables Turnover2.412.534.0782
Slightly volatile
Graham Number774737493
Slightly volatile
Shareholders Equity Per Share408388270
Slightly volatile
Debt To Equity1.080.981.5948
Slightly volatile
Capex Per Share13.1912.567.5606
Slightly volatile
Average Receivables745.9 M710.4 M754.7 M
Slightly volatile
Revenue Per Share320305209
Slightly volatile
Interest Debt Per Share513489456
Slightly volatile
Debt To Assets0.120.130.1843
Pretty Stable
Enterprise Value Over EBITDA6.124.7412.1411
Very volatile
Price Earnings Ratio14.729.019.6558
Very volatile
Operating Cycle157149122
Slightly volatile
Price Book Value Ratio1.541.441.9959
Slightly volatile
Days Of Payables Outstanding88.93124129
Slightly volatile
Dividend Payout Ratio0.460.60.7302
Pretty Stable
Pretax Profit Margin0.180.260.2701
Pretty Stable
Ebt Per Ebit1.111.151.017
Slightly volatile
Operating Profit Margin0.180.260.2701
Pretty Stable
Company Equity Multiplier10.188.578.771
Slightly volatile
Long Term Debt To Capitalization0.360.390.4979
Slightly volatile
Total Debt To Capitalization0.440.470.5857
Pretty Stable
Return On Capital Employed0.05940.08810.0843
Pretty Stable
Debt Equity Ratio1.080.981.5948
Slightly volatile
Ebit Per Revenue0.180.260.2701
Pretty Stable
Quick Ratio0.340.480.4856
Pretty Stable
Net Income Per E B T0.590.630.7441
Very volatile
Cash Ratio0.290.310.2392
Very volatile
Days Of Sales Outstanding157149122
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.840.831.1382
Very volatile
Price To Book Ratio1.541.441.9959
Slightly volatile
Fixed Asset Turnover12.8212.219.1469
Slightly volatile
Enterprise Value Multiple6.124.7412.1411
Very volatile
Debt Ratio0.120.130.1843
Pretty Stable
Price Sales Ratio1.731.832.4927
Slightly volatile
Return On Assets0.01260.01930.0182
Very volatile
Asset Turnover0.110.120.0954
Slightly volatile
Net Profit Margin0.130.180.1918
Pretty Stable
Gross Profit Margin0.540.580.6584
Pretty Stable
Price Fair Value1.541.441.9959
Slightly volatile
Return On Equity0.110.140.1532
Slightly volatile

Credicorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap52 B49.5 B40.5 B
Slightly volatile
Enterprise Value22.2 B40.5 B44.7 B
Slightly volatile

Credicorp Fundamental Market Drivers

Forward Price Earnings10.7296
Cash And Short Term Investments81.7 B

Credicorp Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
3rd of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
8th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Credicorp Financial Statements

Credicorp shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Credicorp investors may analyze each financial statement separately, they are all interrelated. The changes in Credicorp's assets and liabilities, for example, are also reflected in the revenues and expenses on on Credicorp's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue3.5 B3.7 B
Total Revenue31 B32.6 B
Cost Of Revenue11.1 B11.7 B
Stock Based Compensation To Revenue 0.00  0.01 
Sales General And Administrative To Revenue 0.24  0.26 
Capex To Revenue 0.04  0.03 
Revenue Per Share 305.16  320.42 
Ebit Per Revenue 0.26  0.18 

Pair Trading with Credicorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credicorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credicorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Credicorp Stock

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Moving against Credicorp Stock

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The ability to find closely correlated positions to Credicorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credicorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credicorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credicorp to buy it.
The correlation of Credicorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credicorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credicorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credicorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Credicorp Stock Analysis

When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.