Credicorp Financial Statements From 2010 to 2026

BAP Stock  USD 340.83  8.15  2.45%   
Analyzing historical trends in various income statement and balance sheet accounts from Credicorp's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Credicorp's valuation are summarized below:
Gross Profit
20.5 B
Profit Margin
0.3346
Market Capitalization
28 B
Enterprise Value Revenue
4.9614
Revenue
20.7 B
There are currently one hundred twenty fundamental signals for Credicorp that can be evaluated and compared over time across rivals. Investors and active traders are advised to validate Credicorp's prevailing fundamental performance against the performance between 2010 and 2026 to make sure the trends are evolving in the right direction. As of 03/04/2026, Market Cap is likely to grow to about 80.8 B. Also, Enterprise Value is likely to grow to about 70 B

Credicorp Total Revenue

31.8 Billion

Check Credicorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Credicorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 884 M, Interest Expense of 5.2 B or Selling General Administrative of 3.7 B, as well as many indicators such as Price To Sales Ratio of 1.74, Dividend Yield of 0.0218 or PTB Ratio of 1.54. Credicorp financial statements analysis is a perfect complement when working with Credicorp Valuation or Volatility modules.
  
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Credicorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets280.7 B267.3 B180.3 B
Slightly volatile
Short and Long Term Debt Total20.6 B32.9 B29.9 B
Slightly volatile
Total Current Liabilities212.7 B202.5 B105.8 B
Slightly volatile
Total Stockholder Equity40.3 B38.4 B22.4 B
Slightly volatile
Property Plant And Equipment Net1.6 B2.9 B1.8 B
Slightly volatile
Retained Earnings7.3 B6.9 B3.6 B
Slightly volatile
Common Stock Total Equity1.1 B1.2 B1.3 B
Very volatile
Common Stock Shares Outstanding64.3 M79.8 M78.8 M
Slightly volatile
Liabilities And Stockholders Equity280.7 B267.4 B180.3 B
Slightly volatile
Non Current Liabilities Total239.7 B228.3 B53.1 B
Slightly volatile
Total Liabilities239.7 B228.3 B157.4 B
Slightly volatile
Property Plant And Equipment GrossB5.7 B2.7 B
Slightly volatile
Common Stock1.1 B1.2 B1.3 B
Very volatile
Accounts Payable1.9 B3.3 BB
Slightly volatile
Cash45.5 B43.3 B27.9 B
Slightly volatile
Non Current Assets Total231.7 B220.6 B113 B
Slightly volatile
Cash And Short Term Investments36.2 B44.5 B49.6 B
Slightly volatile
Net Receivables3.8 B2.2 B5.5 B
Slightly volatile
Other Current Assets194 M204.2 M8.8 B
Very volatile
Total Current Assets39.8 B46.7 B54.8 B
Slightly volatile
Short Term Debt6.5 B12 B8.8 B
Slightly volatile
Intangible AssetsB4.8 B1.9 B
Slightly volatile
Current Deferred Revenue3.7 B3.5 B2.9 B
Slightly volatile
Inventory420.9 M400.9 M147.6 M
Slightly volatile
Other Liabilities16.6 B15.8 B9.3 B
Slightly volatile
Long Term Debt12.9 B24.7 B17.9 B
Slightly volatile
Good Will521.9 M830.7 M694.3 M
Slightly volatile
Short Term Investments1.2 B1.2 B22.4 B
Pretty Stable
Property Plant Equipment2.8 B2.7 B1.7 B
Slightly volatile
Net Tangible Assets21 B30 B19 B
Slightly volatile
Deferred Long Term Liabilities772.8 M1.2 B710.3 M
Slightly volatile
Long Term Investments38.3 B56.2 B32.3 B
Slightly volatile
Short and Long Term Debt1.2 B1.2 B8.7 B
Slightly volatile
Long Term Debt Total27.1 B24.7 B24.5 B
Slightly volatile
Capital Surpluse182.9 M148.7 M242.3 M
Slightly volatile
Earning Assets51.7 B64.4 B47.9 B
Slightly volatile
Net Invested Capital57.3 B71.7 B51 B
Slightly volatile
Capital Stock1.1 B1.2 B1.3 B
Slightly volatile

Credicorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization884 M841.9 M519 M
Slightly volatile
Interest Expense5.2 B4.9 B3.2 B
Slightly volatile
Selling General Administrative3.7 B5.4 B4.9 B
Slightly volatile
Total Revenue31.8 B30.3 B17.4 B
Slightly volatile
Gross Profit24.3 B23.1 B12.1 B
Slightly volatile
Other Operating Expenses22 B20.9 B12.5 B
Slightly volatile
Operating Income9.8 B9.4 B4.9 B
Slightly volatile
EBIT9.8 B9.4 BB
Slightly volatile
EBITDA10.7 B10.2 B5.5 B
Slightly volatile
Cost Of Revenue3.8 B7.2 B5.1 B
Slightly volatile
Total Operating Expenses14.4 B13.7 B7.3 B
Slightly volatile
Income Before Tax9.8 B9.4 B4.9 B
Slightly volatile
Net Income6.9 B6.5 B3.5 B
Slightly volatile
Net Income Applicable To Common Shares7.3 B6.9 B3.2 B
Slightly volatile
Selling And Marketing Expenses514.1 M514.4 M411.6 M
Slightly volatile
Net Income From Continuing Ops3.9 B6.5 B3.4 B
Slightly volatile
Net Interest Income10.7 B16.2 B9.4 B
Slightly volatile
Interest Income14.5 B22.8 B12.9 B
Slightly volatile
Reconciled Depreciation678.6 M831 M554.7 M
Slightly volatile

Credicorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation937.8 M893.1 M528.9 M
Slightly volatile
Other Non Cash Items3.2 B3.1 B1.5 B
Slightly volatile
Dividends Paid3.1 BB1.4 B
Slightly volatile
Capital Expenditures395 M315.9 M523 M
Slightly volatile
Net Income7.3 B6.9 B3.6 B
Slightly volatile
End Period Cash Flow57.4 B54.7 B29 B
Slightly volatile
Begin Period Cash Flow49.9 B47.6 B26.9 B
Slightly volatile
Change To Netincome1.9 B2.5 B1.8 B
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.742.5422.5351
Slightly volatile
Dividend Yield0.02180.0390.0287
Slightly volatile
PTB Ratio1.542.00672.0293
Slightly volatile
Days Sales Outstanding24.8826.1867107
Slightly volatile
Book Value Per Share514490288
Slightly volatile
Average Payables492 M438.5 M394.7 M
Slightly volatile
Capex To Depreciation0.821.381.1537
Very volatile
PB Ratio1.542.00672.0293
Slightly volatile
EV To Sales1.582.20022.9731
Slightly volatile
Net Income Per Share85.9181.820343.9084
Slightly volatile
Payables Turnover2.93.053.0485
Slightly volatile
Sales General And Administrative To Revenue0.340.17890.344
Slightly volatile
Capex To Revenue0.00990.01040.0339
Slightly volatile
Cash Per Share331558616
Slightly volatile
Interest Coverage2.01.9081.5132
Pretty Stable
Payout Ratio0.460.45940.7219
Pretty Stable
Days Payables Outstanding88.93124129
Slightly volatile
ROE0.110.17010.155
Slightly volatile
PE Ratio14.5411.793919.8095
Very volatile
Return On Tangible Assets0.0130.02490.0187
Very volatile
Earnings Yield0.06020.08480.0786
Pretty Stable
Intangibles To Total Assets0.00940.01780.0132
Pretty Stable
Current Ratio0.340.480.4856
Pretty Stable
Tangible Book Value Per Share452430257
Slightly volatile
Receivables Turnover8.0913.93845.0834
Very volatile
Graham Number988941518
Slightly volatile
Shareholders Equity Per Share505481281
Slightly volatile
Debt To Equity1.060.85871.5865
Slightly volatile
Capex Per Share3.63.966.4906
Slightly volatile
Average Receivables745.9 M710.4 M754.7 M
Slightly volatile
Revenue Per Share399380218
Slightly volatile
Interest Debt Per Share498475454
Slightly volatile
Debt To Assets0.120.12320.1839
Slightly volatile
Enterprise Value Over EBITDA6.16.521112.2447
Very volatile
Price Earnings Ratio14.5411.793919.8095
Very volatile
Operating Cycle24.8826.1867107
Slightly volatile
Price Book Value Ratio1.542.00672.0293
Slightly volatile
Days Of Payables Outstanding88.93124129
Slightly volatile
Dividend Payout Ratio0.460.45940.7219
Pretty Stable
Pretax Profit Margin0.180.30960.273
Pretty Stable
Ebt Per Ebit1.111.151.017
Slightly volatile
Operating Profit Margin0.180.30960.273
Pretty Stable
Company Equity Multiplier10.16.96798.6721
Slightly volatile
Long Term Debt To Capitalization0.360.4620.5021
Slightly volatile
Total Debt To Capitalization0.430.4620.5847
Pretty Stable
Return On Capital Employed0.05830.03510.0811
Slightly volatile
Debt Equity Ratio1.060.85871.5865
Slightly volatile
Ebit Per Revenue0.180.30960.273
Pretty Stable
Quick Ratio0.340.480.4856
Pretty Stable
Net Income Per E B T0.590.69620.748
Very volatile
Cash Ratio0.290.310.2392
Very volatile
Days Of Sales Outstanding24.8826.1867107
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.840.96081.1459
Very volatile
Price To Book Ratio1.542.00672.0293
Slightly volatile
Fixed Asset Turnover5.6410.35048.6152
Slightly volatile
Enterprise Value Multiple6.16.521112.2447
Very volatile
Debt Ratio0.120.12320.1839
Slightly volatile
Price Sales Ratio1.742.5422.5351
Slightly volatile
Return On Assets0.01280.02440.0185
Very volatile
Asset Turnover0.110.11330.095
Slightly volatile
Net Profit Margin0.130.21550.1939
Pretty Stable
Gross Profit Margin0.550.76280.6698
Very volatile
Price Fair Value1.542.00672.0293
Slightly volatile
Return On Equity0.110.17010.155
Slightly volatile

Credicorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap80.8 B77 B43.8 B
Slightly volatile
Enterprise Value70 B66.6 B49 B
Slightly volatile

Credicorp Fundamental Market Drivers

Forward Price Earnings13.1926
Cash And Short Term Investments44.5 B

Credicorp Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
3rd of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
8th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Credicorp Financial Statements

Credicorp shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Credicorp investors may analyze each financial statement separately, they are all interrelated. The changes in Credicorp's assets and liabilities, for example, are also reflected in the revenues and expenses on on Credicorp's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue3.5 B3.7 B
Total Revenue30.3 B31.8 B
Cost Of Revenue7.2 B3.8 B
Stock Based Compensation To Revenue 0.00  0.01 
Sales General And Administrative To Revenue 0.18  0.34 
Capex To Revenue 0.01  0.01 
Revenue Per Share 379.61  398.59 
Ebit Per Revenue 0.31  0.18 

Pair Trading with Credicorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credicorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credicorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Credicorp Stock

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  0.68RY Royal BankPairCorr

Moving against Credicorp Stock

  0.35BAC Bank of AmericaPairCorr
The ability to find closely correlated positions to Credicorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credicorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credicorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credicorp to buy it.
The correlation of Credicorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credicorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credicorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credicorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Credicorp Stock Analysis

When running Credicorp's price analysis, check to measure Credicorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credicorp is operating at the current time. Most of Credicorp's value examination focuses on studying past and present price action to predict the probability of Credicorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credicorp's price. Additionally, you may evaluate how the addition of Credicorp to your portfolios can decrease your overall portfolio volatility.