BayCom Financial Statements From 2010 to 2026

BCML Stock  USD 29.18  0.91  3.02%   
BayCom Corp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing BayCom Corp's valuation are provided below:
Gross Profit
96.5 M
Profit Margin
0.2481
Market Capitalization
318 M
Enterprise Value Revenue
3.3826
Revenue
96.5 M
There are over one hundred nineteen available fundamental signals for BayCom Corp, which can be analyzed over time and compared to other ratios. We recommend to validate BayCom Corp's prevailing fundamental drivers against the all of the trends between 2010 and 2026. Market Cap is expected to rise to about 302.7 M this year. Enterprise Value is expected to rise to about 249.5 M this year

BayCom Corp Total Revenue

148.92 Million

Check BayCom Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among BayCom Corp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.6 M, Interest Expense of 43 M or Selling General Administrative of 48 M, as well as many indicators such as Price To Sales Ratio of 2.15, Dividend Yield of 0.0321 or PTB Ratio of 1.02. BayCom financial statements analysis is a perfect complement when working with BayCom Corp Valuation or Volatility modules.
  
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Check out the analysis of BayCom Corp Correlation against competitors.
For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.

BayCom Corp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.2 B3.1 B1.5 B
Slightly volatile
Total Current Liabilities2.7 B2.6 B1.2 B
Slightly volatile
Total Stockholder Equity391.7 M373 M187.2 M
Slightly volatile
Property Plant And Equipment Net32.3 M30.8 M14.9 M
Slightly volatile
Cash22.2 M26.9 M26 M
Pretty Stable
Non Current Assets Total3.1 BB1.4 B
Slightly volatile
Other Assets2.8 B2.6 B1.2 B
Slightly volatile
Cash And Short Term Investments27.7 M29.2 M70.5 M
Pretty Stable
Net Receivables34.5 M32.9 M16.1 M
Slightly volatile
Common Stock Total Equity201.9 M192.3 M112.3 M
Slightly volatile
Common Stock Shares Outstanding10 M10.9 M8.2 M
Slightly volatile
Liabilities And Stockholders Equity3.2 B3.1 B1.5 B
Slightly volatile
Non Current Liabilities Total128.2 M122.1 M54.1 M
Slightly volatile
Total Liabilities2.8 B2.7 B1.3 B
Slightly volatile
Property Plant And Equipment Gross46.3 M44.1 M17.7 M
Slightly volatile
Total Current Assets61.1 M64.3 M150.9 M
Very volatile
Common Stock208 M198.1 M115.8 M
Slightly volatile
Short and Long Term Debt Total104.8 M99.8 M43.3 M
Slightly volatile
Other Stockholder Equity287.7 K330.1 K277.2 K
Slightly volatile
Accounts Payable20 M19 M9.2 M
Slightly volatile
Short Term Debt3.4 M3.5 M3.9 M
Pretty Stable
Other Current Assets1.7 M1.7 M218.1 M
Slightly volatile
Intangible Assets3.7 M3.1 M3.4 M
Slightly volatile
Other Liabilities8.5 M5.6 M6.2 M
Slightly volatile
Long Term Debt44.2 M83.2 M32.8 M
Slightly volatile
Short Term Investments2.2 M2.3 M62.4 M
Pretty Stable
Property Plant Equipment36 M34.3 M15.7 M
Slightly volatile
Net Tangible Assets170.3 M314.1 M156.1 M
Slightly volatile
Long Term Investments261.1 M248.7 M104.1 M
Slightly volatile
Short and Long Term Debt256.5 K270 KM
Slightly volatile
Capital Surpluse229.6 K258.3 K281.9 K
Slightly volatile
Earning Assets358.9 M486.7 M303 M
Slightly volatile
Current Deferred Revenue9.2 M14.6 M8.7 M
Slightly volatile
Good Will35 M44.7 M23.9 M
Slightly volatile
Long Term Debt Total92.6 M88.2 M39.5 M
Slightly volatile
Net Invested Capital335 M456.3 M243.4 M
Slightly volatile
Capital Stock191 M198.1 M164.6 M
Slightly volatile
Retained Earnings Total Equity83.1 M94.7 M75.1 M
Slightly volatile
Capital Lease Obligations15.9 M16.5 M15.3 M
Pretty Stable
Non Current Liabilities Other26 M32.2 M23 M
Slightly volatile

BayCom Corp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense43 M40.9 M12.5 M
Slightly volatile
Selling General Administrative48 M45.7 M23.7 M
Slightly volatile
Total Revenue148.9 M141.8 M69.6 M
Slightly volatile
Gross Profit101.9 M97.1 M54.9 M
Slightly volatile
Other Operating Expenses114.4 M109 M50.9 M
Slightly volatile
EBITDA37.9 M36.1 M20.8 M
Slightly volatile
Cost Of Revenue47 M44.8 M15.6 M
Slightly volatile
Total Operating Expenses67.4 M64.2 M36 M
Slightly volatile
Income Tax Expense9.1 M8.7 M5.3 M
Slightly volatile
Income Before Tax16.5 M32.6 M17.6 M
Slightly volatile
Selling And Marketing Expenses677 K635 K561.2 K
Slightly volatile
Net Income Applicable To Common Shares32.6 M31 M14.4 M
Slightly volatile
Net Income From Continuing Ops17.3 M27.2 M14 M
Slightly volatile
Tax Provision7.8 M9.8 M5.7 M
Slightly volatile
Net Interest Income70.4 M103 M54.6 M
Slightly volatile
Interest Income83.2 M149.6 M65.7 M
Slightly volatile
Reconciled Depreciation3.4 M3.8 M2.5 M
Slightly volatile

BayCom Corp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow371.4 M353.7 M197.2 M
Slightly volatile
Depreciation3.9 M3.8 M2.1 M
Slightly volatile
Capital ExpendituresMMM
Slightly volatile
End Period Cash Flow439.6 M418.6 M224.6 M
Slightly volatile
Stock Based Compensation693.5 K676.2 K602.7 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.152.25875.9535
Slightly volatile
Dividend Yield0.03210.03060.0113
Slightly volatile
PTB Ratio1.021.070.951
Very volatile
Days Sales Outstanding99.8987.1198.0806
Slightly volatile
Book Value Per Share27.2225.9218.7848
Slightly volatile
Average Payables1.6 M2.9 M2.6 M
Slightly volatile
Stock Based Compensation To Revenue0.00370.00380.0082
Pretty Stable
Capex To Depreciation0.570.60.9296
Slightly volatile
PB Ratio1.021.070.951
Very volatile
ROIC0.04110.04890.0556
Very volatile
Payables Turnover0.981.033.0067
Slightly volatile
Sales General And Administrative To Revenue0.460.32210.4208
Pretty Stable
Capex To Revenue0.01350.01420.0539
Slightly volatile
Cash Per Share1.932.037.9415
Pretty Stable
Interest Coverage0.760.802928.6434
Slightly volatile
Payout Ratio0.430.40980.1307
Slightly volatile
Days Payables Outstanding269367330
Slightly volatile
Income Quality1.421.481.1026
Very volatile
Intangibles To Total Assets0.00780.0140.0099
Slightly volatile
Current Ratio0.02730.028857.2966
Slightly volatile
Tangible Book Value Per Share23.7322.616.7703
Slightly volatile
Receivables Turnover4.894.345.4986
Pretty Stable
Graham Number34.8333.1823.4966
Slightly volatile
Shareholders Equity Per Share27.2225.9218.7848
Slightly volatile
Debt To Equity0.310.26750.2272
Very volatile
Capex Per Share0.180.170.1187
Slightly volatile
Average Receivables560.9 K847 K884.9 K
Very volatile
Revenue Per Share13.6713.01617.1449
Slightly volatile
Interest Debt Per Share10.6810.184.5372
Slightly volatile
Debt To Assets0.05760.03740.0412
Pretty Stable
Enterprise Value Over EBITDA11.2911.8844.0096
Slightly volatile
Short Term Coverage Ratios3.527.013.0714
Slightly volatile
Operating Cycle99.8987.1198.0806
Slightly volatile
Price Book Value Ratio1.021.070.951
Very volatile
Days Of Payables Outstanding269367330
Slightly volatile
Dividend Payout Ratio0.430.40980.1307
Slightly volatile
Pretax Profit Margin0.210.230.2797
Pretty Stable
Ebt Per Ebit0.730.890.951
Very volatile
Operating Profit Margin0.210.23170.2848
Slightly volatile
Company Equity Multiplier5.627.397.4577
Slightly volatile
Long Term Debt To Capitalization0.170.210.144
Very volatile
Total Debt To Capitalization0.210.240.1599
Pretty Stable
Return On Capital Employed0.05820.06710.0779
Pretty Stable
Debt Equity Ratio0.310.26750.2272
Very volatile
Ebit Per Revenue0.210.23170.2848
Slightly volatile
Quick Ratio0.02730.028857.2966
Slightly volatile
Net Income Per E B T0.80.73370.7296
Pretty Stable
Cash Ratio0.01140.012114
Slightly volatile
Days Of Sales Outstanding99.8987.1198.0806
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.670.850.8982
Slightly volatile
Cash Flow Coverage Ratios0.380.40.6017
Slightly volatile
Price To Book Ratio1.021.070.951
Very volatile
Fixed Asset Turnover5.625.929.8076
Slightly volatile
Enterprise Value Multiple11.2911.8844.0096
Slightly volatile
Debt Ratio0.05760.03740.0412
Pretty Stable
Cash Flow To Debt Ratio0.380.40.6017
Slightly volatile
Price Sales Ratio2.152.25875.9535
Slightly volatile
Asset Turnover0.05210.05940.0448
Slightly volatile
Gross Profit Margin0.60.68450.7857
Very volatile
Price Fair Value1.021.070.951
Very volatile

BayCom Corp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap302.7 M288.3 M168 M
Slightly volatile

BayCom Fundamental Market Drivers

BayCom Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About BayCom Corp Financial Statements

BayCom Corp investors utilize fundamental indicators, such as revenue or net income, to predict how BayCom Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue14.6 M9.2 M
Total Revenue141.8 M148.9 M
Cost Of Revenue44.8 M47 M
Sales General And Administrative To Revenue 0.32  0.46 
Capex To Revenue 0.01  0.01 
Revenue Per Share 13.02  13.67 
Ebit Per Revenue 0.23  0.21 

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When determining whether BayCom Corp is a strong investment it is important to analyze BayCom Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BayCom Corp's future performance. For an informed investment choice regarding BayCom Stock, refer to the following important reports:
Check out the analysis of BayCom Corp Correlation against competitors.
For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.
You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. If investors know BayCom will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BayCom Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.144
Dividend Share
0.9
Earnings Share
2.18
Revenue Per Share
8.778
Quarterly Revenue Growth
0.065
The market value of BayCom Corp is measured differently than its book value, which is the value of BayCom that is recorded on the company's balance sheet. Investors also form their own opinion of BayCom Corp's value that differs from its market value or its book value, called intrinsic value, which is BayCom Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BayCom Corp's market value can be influenced by many factors that don't directly affect BayCom Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BayCom Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if BayCom Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.