BayCom Financial Statements From 2010 to 2024

BCML Stock  USD 29.40  0.97  3.41%   
BayCom Corp financial statements provide useful quarterly and yearly information to potential BayCom Corp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on BayCom Corp financial statements helps investors assess BayCom Corp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting BayCom Corp's valuation are summarized below:
Gross Profit
101.3 M
Profit Margin
0.2487
Market Capitalization
316.2 M
Enterprise Value Revenue
4.0396
Revenue
96.1 M
There are over one hundred nineteen available fundamental signals for BayCom Corp, which can be analyzed over time and compared to other ratios. We recommend to validate BayCom Corp's prevailing fundamental drivers against the all of the trends between 2010 and 2024. Market Cap is expected to rise to about 299.1 M this year. Enterprise Value is expected to rise to about 371.8 M this year

BayCom Corp Total Revenue

107.98 Million

Check BayCom Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among BayCom Corp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2 M, Interest Expense of 29.9 M or Selling General Administrative of 44.8 M, as well as many indicators such as Price To Sales Ratio of 2.63, Dividend Yield of 0.0083 or PTB Ratio of 0.86. BayCom financial statements analysis is a perfect complement when working with BayCom Corp Valuation or Volatility modules.
  
Check out the analysis of BayCom Corp Correlation against competitors.
For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.

BayCom Corp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.7 B2.6 B1.3 B
Slightly volatile
Total Stockholder Equity328.5 M312.9 M161.8 M
Slightly volatile
Property Plant And Equipment Net29.1 M27.7 M12.9 M
Slightly volatile
Cash18.2 M19.1 M55.9 M
Pretty Stable
Non Current Assets Total2.5 B2.4 B388.8 M
Slightly volatile
Other Assets42.9 M45.2 M874.7 M
Slightly volatile
Cash And Short Term Investments103.1 M141.2 M101.4 M
Slightly volatile
Net Receivables16.9 M31.9 M16 M
Slightly volatile
Common Stock Total Equity201.9 M192.3 M105 M
Slightly volatile
Common Stock Shares Outstanding11.5 M12.1 MM
Slightly volatile
Liabilities And Stockholders Equity2.7 B2.6 B1.3 B
Slightly volatile
Total Liabilities2.4 B2.2 B1.2 B
Slightly volatile
Property Plant And Equipment Gross38 M36.2 M14 M
Slightly volatile
Total Current Assets134.2 M141.2 M378.8 M
Pretty Stable
Common Stock99.6 M180.9 M99.3 M
Slightly volatile
Short and Long Term Debt Total91.6 M87.2 M35.7 M
Slightly volatile
Non Current Liabilities Total2.4 B2.2 B324.9 M
Slightly volatile
Other Stockholder Equity281.6 K330.1 K275.5 K
Slightly volatile
Total Current Liabilities1.3 B1.3 B180.2 M
Slightly volatile
Accounts Payable20 M19 M8.2 M
Slightly volatile
Short Term Debt3.4 M3.9 M3.9 M
Pretty Stable
Other Liabilities8.5 M5.6 M6.4 M
Slightly volatile
Long Term Debt40.2 M72.4 M26.5 M
Slightly volatile
Short Term Investments101.3 M163.2 M89.7 M
Slightly volatile
Intangible Assets4.8 M3.9 M3.5 M
Slightly volatile
Property Plant Equipment36 M34.3 M13.8 M
Slightly volatile
Net Tangible Assets170.3 M314.1 M140.5 M
Slightly volatile
Other Current Assets437.3 M323.3 M510.7 M
Pretty Stable
Long Term Investments106.4 M185.7 M76.7 M
Slightly volatile
Short and Long Term Debt256.5 K270 K2.2 M
Slightly volatile
Capital Surpluse229.6 K258.3 K281.3 K
Slightly volatile
Earning Assets358.9 M486.7 M287 M
Slightly volatile
Good Will33.9 M44.7 M21.9 M
Slightly volatile
Long Term Debt Total92.6 M88.2 M34.6 M
Slightly volatile
Net Invested Capital320.6 M385.3 M218 M
Slightly volatile
Capital Stock191.2 M180.9 M161.9 M
Slightly volatile
Current Deferred Revenue9.5 M14.6 M8.6 M
Slightly volatile
Retained Earnings Total Equity83.1 M94.7 M74.1 M
Slightly volatile
Capital Lease Obligations15.9 M14.8 M15.3 M
Pretty Stable
Non Current Liabilities Other26 M32.2 M22.3 M
Slightly volatile

BayCom Corp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And AmortizationMM1.8 M
Slightly volatile
Interest Expense29.9 M28.5 MM
Slightly volatile
Selling General Administrative44.8 M42.7 M21.1 M
Slightly volatile
Total Revenue108 M102.8 M51.8 M
Slightly volatile
Gross Profit108 M102.8 M51.8 M
Slightly volatile
Other Operating Expenses99.9 M95.2 M36.6 M
Slightly volatile
Income Tax Expense11.3 M10.7 M5.3 M
Slightly volatile
Income Before Tax40.1 M38.2 M17.4 M
Slightly volatile
Selling And Marketing Expenses707.3 K896 K549 K
Slightly volatile
Net Income Applicable To Common Shares32.6 M31 M12.8 M
Slightly volatile
Net Income From Continuing Ops16.4 M31.9 M12.4 M
Slightly volatile
Tax Provision7.6 M12.5 M5.2 M
Slightly volatile
Net Interest Income67.3 M99.4 M48.9 M
Slightly volatile
Interest Income76.5 M122.2 M55.4 M
Slightly volatile
Reconciled Depreciation3.4 M3.2 M2.4 M
Slightly volatile

BayCom Corp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow168.9 M176.8 M165.9 M
Slightly volatile
Depreciation1.9 MM1.8 M
Slightly volatile
Capital Expenditures2.2 M2.1 MM
Slightly volatile
End Period Cash Flow188.8 M307.5 M188 M
Slightly volatile
Stock Based Compensation697.1 K726 K599 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.632.76987.5788
Slightly volatile
Dividend Yield0.00830.01280.0084
Slightly volatile
PTB Ratio0.860.91040.944
Slightly volatile
Days Sales Outstanding135121133
Slightly volatile
Book Value Per Share27.2125.912217.6045
Slightly volatile
Average Payables1.6 M2.9 M2.5 M
Slightly volatile
Stock Based Compensation To Revenue0.00940.00710.0103
Slightly volatile
Capex To Depreciation1.390.71651.0553
Slightly volatile
PB Ratio0.860.91040.944
Slightly volatile
ROIC0.09910.07120.0813
Pretty Stable
Sales General And Administrative To Revenue0.570.41520.495
Pretty Stable
Capex To Revenue0.01960.02060.0708
Slightly volatile
Cash Per Share9.6214.99513.9215
Slightly volatile
Payout Ratio0.0880.13260.0885
Slightly volatile
Income Quality1.361.03621.2416
Slightly volatile
Intangibles To Total Assets0.01760.01680.0095
Slightly volatile
Current Ratio15.8816.71199
Slightly volatile
Tangible Book Value Per Share23.4922.371315.8058
Slightly volatile
Receivables Turnover5.143.983.8453
Pretty Stable
Graham Number38.2136.390522.0914
Slightly volatile
Shareholders Equity Per Share27.2125.912217.6045
Slightly volatile
Debt To Equity0.260.23160.2018
Pretty Stable
Capex Per Share0.20.17580.1173
Slightly volatile
Average Receivables16 M16.7 M14.8 M
Slightly volatile
Revenue Per Share8.948.5175.3979
Slightly volatile
Interest Debt Per Share8.788.35743.2664
Slightly volatile
Debt To Assets0.05280.02840.0401
Slightly volatile
Short Term Coverage Ratios0.170.190.206
Slightly volatile
Price Book Value Ratio0.860.91040.944
Slightly volatile
Dividend Payout Ratio0.0880.13260.0885
Slightly volatile
Pretax Profit Margin0.250.37110.3187
Very volatile
Ebt Per Ebit0.480.770.7146
Slightly volatile
Company Equity Multiplier5.718.15667.4637
Slightly volatile
Long Term Debt To Capitalization0.180.1880.1395
Very volatile
Total Debt To Capitalization0.190.1880.1402
Very volatile
Debt Equity Ratio0.260.23160.2018
Pretty Stable
Quick Ratio27.7429.2207
Slightly volatile
Net Income Per E B T0.790.71870.6931
Very volatile
Cash Ratio1.932.03139
Slightly volatile
Days Of Sales Outstanding135121133
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.660.92530.8999
Slightly volatile
Cash Flow Coverage Ratios0.370.39230.9922
Slightly volatile
Price To Book Ratio0.860.91040.944
Slightly volatile
Fixed Asset Turnover3.533.71618.6931
Slightly volatile
Debt Ratio0.05280.02840.0401
Slightly volatile
Cash Flow To Debt Ratio0.370.39230.9922
Slightly volatile
Price Sales Ratio2.632.76987.5788
Slightly volatile
Asset Turnover0.03010.04030.0359
Slightly volatile
Price Fair Value0.860.91040.944
Slightly volatile

BayCom Corp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap299.1 M284.8 M146 M
Slightly volatile

BayCom Fundamental Market Drivers

Forward Price Earnings12.87
Cash And Short Term Investments141.2 M

BayCom Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About BayCom Corp Financial Statements

BayCom Corp investors utilize fundamental indicators, such as revenue or net income, to predict how BayCom Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue14.6 M9.5 M
Total Revenue102.8 M108 M
Cost Of Revenue-9.9 K-9.4 K
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.42  0.57 
Capex To Revenue 0.02  0.02 
Revenue Per Share 8.52  8.94 
Ebit Per Revenue 0.37  0.22 

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When determining whether BayCom Corp is a strong investment it is important to analyze BayCom Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BayCom Corp's future performance. For an informed investment choice regarding BayCom Stock, refer to the following important reports:
Check out the analysis of BayCom Corp Correlation against competitors.
For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.
You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. If investors know BayCom will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BayCom Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.4
Earnings Share
2.1
Revenue Per Share
8.446
Quarterly Revenue Growth
(0.06)
The market value of BayCom Corp is measured differently than its book value, which is the value of BayCom that is recorded on the company's balance sheet. Investors also form their own opinion of BayCom Corp's value that differs from its market value or its book value, called intrinsic value, which is BayCom Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BayCom Corp's market value can be influenced by many factors that don't directly affect BayCom Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BayCom Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if BayCom Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.