Baycom Corp Stock Today

BCML Stock  USD 30.56  0.26  0.86%   

Performance

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Odds Of Distress

Tiny

 
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BayCom Corp is selling for 30.56 as of the 13th of February 2026. This is a 0.86% increase since the beginning of the trading day. The stock's lowest day price was 30.01. BayCom Corp has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 15th of November 2025 and ending today, the 13th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
9th of August 2004
Category
Financial Services
Classification
Financials
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California. The company has 10.89 M outstanding shares of which 75.38 K shares are currently shorted by private and institutional investors with about 3.96 trading days to cover. More on BayCom Corp

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Follow Valuation Options Odds of Bankruptcy
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BayCom Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President CEO, DirectorGeorge Guarini
Old NameBabri Cotton Mills Limited
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.05250.0547
Sufficiently Down
Slightly volatile
Gross Profit Margin0.60.6845
Fairly Down
Very volatile
Total Current Liabilities869.9 MB
Fairly Down
Slightly volatile
Non Current Liabilities Total128.2 M122.1 M
Sufficiently Up
Slightly volatile
Total Assets2.7 B2.6 B
Sufficiently Up
Slightly volatile
Total Current Assets148.9 M206.5 M
Way Down
Pretty Stable
Debt Levels
By employing borrowed capital, BayCom Corp can potentially magnify investment returns. Examining the debt-to-assets ratio offers investors perspective on BayCom Corp's use of financial leverage and reveals what portion of BayCom Corp's asset base relies on creditor financing.
Liquidity
BayCom Corp currently holds 36.04 M in liabilities with Debt to Equity (D/E) ratio of 6.92, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about BayCom Corp's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

95.69 Million
BayCom Corp (BCML) is traded on NASDAQ Exchange in USA and employs 327 people. BayCom Corp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 330.2 M. BayCom Corp conducts business under Banks sector and is part of Financials industry. The entity has 10.89 M outstanding shares of which 75.38 K shares are currently shorted by private and institutional investors with about 3.96 trading days to cover. BayCom Corp currently holds about 227.17 M in cash with 30.36 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 17.51.
Check BayCom Corp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of BayCom Corp is $330.2 Million. Over half of BayCom Corp's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check BayCom Ownership Details

BayCom Stock Institutional Holders

InstituionRecorded OnShares
First Manhattan Co. Llc2025-06-30
94.8 K
Bridgeway Capital Management, Llc2025-06-30
93 K
Lsv Asset Management2025-06-30
88.2 K
Northern Trust Corp2025-06-30
87.1 K
Goldman Sachs Group Inc2025-06-30
85.9 K
Hpm Partners Llc2025-06-30
83.2 K
Caldwell Sutter Capital Inc2025-06-30
82.4 K
Renaissance Technologies Corp2025-06-30
64.6 K
Axecap Investments, Llc2025-06-30
44.2 K
Wellington Management Company Llp2025-06-30
895.6 K
Blackrock Inc2025-06-30
877.4 K
View BayCom Corp Diagnostics

BayCom Corp Historical Income Statement

At this time, BayCom Corp's Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 34.5 M this year, although the value of Total Other Income Expense Net will most likely fall to (262.5 K). View More Fundamentals

BayCom Stock Against Markets

BayCom Corp Corporate Executives

Elected by the shareholders, the BayCom Corp's board of directors comprises two types of representatives: BayCom Corp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of BayCom. The board's role is to monitor BayCom Corp's management team and ensure that shareholders' interests are well served. BayCom Corp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, BayCom Corp's outside directors are responsible for providing unbiased perspectives on the board's policies.
When determining whether BayCom Corp is a strong investment it is important to analyze BayCom Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BayCom Corp's future performance. For an informed investment choice regarding BayCom Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BayCom Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. Projected growth potential of BayCom fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive BayCom Corp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.144
Dividend Share
0.9
Earnings Share
2.18
Revenue Per Share
8.778
Quarterly Revenue Growth
0.065
BayCom Corp's market price often diverges from its book value, the accounting figure shown on BayCom's balance sheet. Smart investors calculate BayCom Corp's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since BayCom Corp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between BayCom Corp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding BayCom Corp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.