Bread Interest Income from 2010 to 2026

BFH Stock

USD 77.19 0.69 0.90%

Bread Financial's Interest Income is increasing with slightly volatile movements from year to year. Interest Income is predicted to flatten to about 3.3 B. Interest Income is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. View All Fundamentals

Interest Income

First Reported

2010-12-31

Previous Quarter

5.8 B

Current Value

3.3 B

Quarterly Volatility

2.1 B

Credit Downgrade

Yuan Drop

Covid

Interest Hikes

Check Bread Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bread Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 76 M, Total Revenue of 3.4 B or Gross Profit of 3.1 B, as well as many indicators such as Price To Sales Ratio of 0.67, Dividend Yield of 0.0135 or PTB Ratio of 0.95. Bread financial statements analysis is a perfect complement when working with Bread Financial Valuation or Volatility modules.

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Check out the analysis of Bread Financial Correlation against competitors.

The Interest Income trend for Bread Financial Holdings offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Bread Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Bread Financial's Interest Income Growth Pattern

Below is the plot of the Interest Income of Bread Financial Holdings over the last few years. It is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. Bread Financial's Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Bread Financial's overall financial position and show how it may be relating to other accounts over time.

Interest Income

10 Years Trend

Slightly volatile

Compare to Others All Fundamentals

Interest Income

Timeline

Bread Interest Income Regression Statistics

	Arithmetic Mean	2,336,084,706
	Geometric Mean	1,304,493,644
	Coefficient Of Variation	91.57
	Mean Deviation	2,003,242,630
	Median	542,300,000
	Standard Deviation	2,139,263,384
	Sample Variance	4576447.8T
	Range	5.3B
	R-Value	0.87
	Mean Square Error	1226394.7T
	R-Squared	0.75
	Slope	366,579,461
	Total Sum of Squares	73223165.2T

Bread Interest Income History

	2026	3.3 B
	2025	5.8 B
	2024	5 B
	2023	5.1 B
	2022	4.7 B
	2021	3.9 B

Other Fundumenentals of Bread Financial Holdings

Net Interest Income

Bread Financial Interest Income component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Total Liab	Total Current Assets	Good Will	Current Deferred Revenue	Retained Earnings	Accounts Payable	Net Receivables	Short Term Debt	Intangible Assets	Common Stock	Net Tangible Assets	Short Term Investments	Property Plant Equipment	Long Term Debt	Long Term Debt Total	Capital Surpluse	Cash And Equivalents	Treasury Stock	Net Invested Capital	Capital Stock	Net Working Capital	Deferred Long Term Liab	Long Term Investments
Total Assets		0.57	0.54	1.0	0.59	0.24	-0.14	0.52	0.85	0.44	0.36	-0.02	0.78	0.42	0.43	-0.41	-0.26	-0.04	-0.12	0.64	-0.35	-0.25	-0.04	-0.24	0.15	0.14
Total Stockholder Equity	0.57		-0.02	0.51	-0.03	-0.14	-0.21	-0.03	0.47	-0.26	0.44	-0.21	0.49	0.71	-0.06	-0.7	-0.62	-0.66	-0.69	0.68	-0.53	-0.7	-0.73	-0.68	0.73	0.7
Net Debt	0.54	-0.02		0.58	0.79	0.8	0.25	0.73	0.72	0.84	-0.12	0.62	0.57	-0.38	0.43	0.38	0.52	0.55	0.54	-0.12	0.41	0.54	0.43	0.55	-0.49	-0.47
Total Liab	1.0	0.51	0.58		0.64	0.26	-0.13	0.56	0.85	0.49	0.36	-0.01	0.78	0.38	0.48	-0.37	-0.22	0.02	-0.06	0.62	-0.32	-0.21	0.01	-0.19	0.09	0.08
Total Current Assets	0.59	-0.03	0.79	0.64		0.43	0.21	0.81	0.53	0.83	0.02	0.2	0.56	-0.06	0.78	0.16	0.22	0.6	0.53	0.14	0.05	0.29	0.43	0.35	-0.37	-0.46
Good Will	0.24	-0.14	0.8	0.26	0.43		0.37	0.44	0.61	0.64	-0.43	0.91	0.37	-0.7	0.09	0.68	0.72	0.47	0.49	-0.42	0.64	0.63	0.44	0.61	-0.5	-0.37
Current Deferred Revenue	-0.14	-0.21	0.25	-0.13	0.21	0.37		0.54	0.0	0.5	-0.61	0.32	0.12	-0.44	0.35	0.49	0.33	0.08	0.55	-0.3	0.49	0.4	0.37	0.54	-0.43	0.02
Retained Earnings	0.52	-0.03	0.73	0.56	0.81	0.44	0.54		0.49	0.93	-0.11	0.23	0.58	-0.12	0.85	0.19	0.19	0.29	0.69	0.14	0.12	0.32	0.53	0.44	-0.52	-0.3
Accounts Payable	0.85	0.47	0.72	0.85	0.53	0.61	0.0	0.49		0.5	0.1	0.39	0.66	0.04	0.29	-0.08	0.13	0.11	0.02	0.36	0.04	0.05	0.04	0.03	-0.04	0.0
Net Receivables	0.44	-0.26	0.84	0.49	0.83	0.64	0.5	0.93	0.5		-0.25	0.46	0.48	-0.4	0.73	0.44	0.46	0.56	0.82	-0.11	0.35	0.58	0.7	0.66	-0.71	-0.53
Short Term Debt	0.36	0.44	-0.12	0.36	0.02	-0.43	-0.61	-0.11	0.1	-0.25		-0.51	0.22	0.64	0.03	-0.63	-0.51	-0.36	-0.48	0.6	-0.57	-0.52	-0.49	-0.56	0.52	0.29
Intangible Assets	-0.02	-0.21	0.62	-0.01	0.2	0.91	0.32	0.23	0.39	0.46	-0.51		0.1	-0.78	-0.15	0.72	0.74	0.45	0.46	-0.61	0.74	0.71	0.41	0.67	-0.52	-0.39
Common Stock	0.78	0.49	0.57	0.78	0.56	0.37	0.12	0.58	0.66	0.48	0.22	0.1		0.27	0.39	-0.23	-0.23	-0.12	0.01	0.35	-0.23	-0.22	-0.02	-0.18	0.12	0.16
Net Tangible Assets	0.42	0.71	-0.38	0.38	-0.06	-0.7	-0.44	-0.12	0.04	-0.4	0.64	-0.78	0.27		0.14	-0.95	-0.92	-0.62	-0.65	0.8	-0.9	-0.89	-0.59	-0.87	0.71	0.55
Short Term Investments	0.43	-0.06	0.43	0.48	0.78	0.09	0.35	0.85	0.29	0.73	0.03	-0.15	0.39	0.14		0.0	-0.01	0.29	0.57	0.35	-0.17	0.07	0.46	0.19	-0.36	-0.3
Property Plant Equipment	-0.41	-0.7	0.38	-0.37	0.16	0.68	0.49	0.19	-0.08	0.44	-0.63	0.72	-0.23	-0.95	0.0		0.86	0.62	0.68	-0.73	0.79	0.8	0.57	0.83	-0.69	-0.56
Long Term Debt	-0.26	-0.62	0.52	-0.22	0.22	0.72	0.33	0.19	0.13	0.46	-0.51	0.74	-0.23	-0.92	-0.01	0.86		0.72	0.64	-0.6	0.91	0.93	0.53	0.87	-0.69	-0.6
Long Term Debt Total	-0.04	-0.66	0.55	0.02	0.6	0.47	0.08	0.29	0.11	0.56	-0.36	0.45	-0.12	-0.62	0.29	0.62	0.72		0.67	-0.46	0.54	0.77	0.68	0.72	-0.66	-0.83
Capital Surpluse	-0.12	-0.69	0.54	-0.06	0.53	0.49	0.55	0.69	0.02	0.82	-0.48	0.46	0.01	-0.65	0.57	0.68	0.64	0.67		-0.49	0.54	0.78	0.89	0.84	-0.92	-0.75
Cash And Equivalents	0.64	0.68	-0.12	0.62	0.14	-0.42	-0.3	0.14	0.36	-0.11	0.6	-0.61	0.35	0.8	0.35	-0.73	-0.6	-0.46	-0.49		-0.67	-0.67	-0.5	-0.63	0.56	0.51
Treasury Stock	-0.35	-0.53	0.41	-0.32	0.05	0.64	0.49	0.12	0.04	0.35	-0.57	0.74	-0.23	-0.9	-0.17	0.79	0.91	0.54	0.54	-0.67		0.89	0.4	0.84	-0.54	-0.33
Net Invested Capital	-0.25	-0.7	0.54	-0.21	0.29	0.63	0.4	0.32	0.05	0.58	-0.52	0.71	-0.22	-0.89	0.07	0.8	0.93	0.77	0.78	-0.67	0.89		0.68	0.97	-0.82	-0.69
Capital Stock	-0.04	-0.73	0.43	0.01	0.43	0.44	0.37	0.53	0.04	0.7	-0.49	0.41	-0.02	-0.59	0.46	0.57	0.53	0.68	0.89	-0.5	0.4	0.68		0.69	-0.92	-0.77
Net Working Capital	-0.24	-0.68	0.55	-0.19	0.35	0.61	0.54	0.44	0.03	0.66	-0.56	0.67	-0.18	-0.87	0.19	0.83	0.87	0.72	0.84	-0.63	0.84	0.97	0.69		-0.85	-0.66
Deferred Long Term Liab	0.15	0.73	-0.49	0.09	-0.37	-0.5	-0.43	-0.52	-0.04	-0.71	0.52	-0.52	0.12	0.71	-0.36	-0.69	-0.69	-0.66	-0.92	0.56	-0.54	-0.82	-0.92	-0.85		0.82
Long Term Investments	0.14	0.7	-0.47	0.08	-0.46	-0.37	0.02	-0.3	0.0	-0.53	0.29	-0.39	0.16	0.55	-0.3	-0.56	-0.6	-0.83	-0.75	0.51	-0.33	-0.69	-0.77	-0.66	0.82

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About Bread Financial Financial Statements

Investors use fundamental indicators, such as Bread Financial's Interest Income, to determine how well the company is positioned to perform in the future. Although Bread Financial's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.

	Last Reported	Projected for Next Year
Interest Income	5.8 B	3.3 B
Net Interest Income	4.7 B	2.4 B

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When determining whether Bread Financial Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bread Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bread Financial Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bread Financial Holdings Stock:

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Is there potential for Consumer Finance market expansion? Will Bread introduce new products? Factors like these will boost the valuation of Bread Financial. Projected growth potential of Bread fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

7.219

Dividend Share

0.86

Earnings Share

10.02

Revenue Per Share

55.62

Quarterly Revenue Growth

0.185

Investors evaluate Bread Financial Holdings using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Bread Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Bread Financial's market price to deviate significantly from intrinsic value.

It's important to distinguish between Bread Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Bread Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Bread Financial's market price signifies the transaction level at which participants voluntarily complete trades.

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Bread Interest Income from 2010 to 2026

Latest Bread Financial's Interest Income Growth Pattern

Bread Interest Income Regression Statistics

Bread Interest Income History

Other Fundumenentals of Bread Financial Holdings

Bread Financial Interest Income component correlations

About Bread Financial Financial Statements

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