Bank Financial Statements From 2010 to 2024

BMRC Stock  USD 26.33  0.11  0.42%   
Bank of Marin financial statements provide useful quarterly and yearly information to potential Bank of Marin investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Bank of Marin financial statements helps investors assess Bank of Marin's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Bank of Marin's valuation are summarized below:
Gross Profit
138.7 M
Profit Margin
(0.23)
Market Capitalization
421.7 M
Enterprise Value Revenue
7.0873
Revenue
59.4 M
We have found one hundred twenty available fundamental signals for Bank of Marin, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Bank of Marin's prevailing performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 494.7 M, whereas Enterprise Value is forecasted to decline to about 115.1 M.

Bank of Marin Total Revenue

69.06 Million

Check Bank of Marin financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Bank of Marin's main balance sheet or income statement drivers, such as Interest Expense of 38.6 M, Total Revenue of 69.1 M or Gross Profit of 69.1 M, as well as many indicators such as Price To Sales Ratio of 3.19, Dividend Yield of 0.048 or PTB Ratio of 0.76. Bank financial statements analysis is a perfect complement when working with Bank of Marin Valuation or Volatility modules.
  
Check out the analysis of Bank of Marin Correlation against competitors.
For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.

Bank of Marin Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total AssetsB3.8 B2.5 B
Slightly volatile
Total Stockholder Equity461 M439.1 M280.6 M
Slightly volatile
Common Stock Shares Outstanding13.3 M16 M12.8 M
Slightly volatile
Liabilities And Stockholders EquityB3.8 B2.5 B
Slightly volatile
Total Liabilities3.5 B3.4 B2.2 B
Slightly volatile
Other Liabilities13.2 M26.3 M16.9 M
Slightly volatile
Property Plant And Equipment Net29.5 M28.1 M16.2 M
Slightly volatile
Retained Earnings288.3 M274.6 M166.9 M
Slightly volatile
Accounts Payable21.7 M20.7 M40.3 M
Slightly volatile
Cash28.9 M30.5 M98.3 M
Pretty Stable
Non Current Assets TotalB3.8 BB
Slightly volatile
Cash And Short Term Investments28.9 M30.5 M430.9 M
Slightly volatile
Net Receivables142 M135.2 M71.1 M
Slightly volatile
Common Stock Total Equity259.7 M247.3 M129.9 M
Slightly volatile
Property Plant And Equipment Gross53.8 M51.3 M19.4 M
Slightly volatile
Total Current Assets41 M43.2 M883.7 M
Very volatile
Common Stock228.4 M217.5 M125.9 M
Slightly volatile
Property Plant Equipment39.8 M37.9 M17.6 M
Slightly volatile
Total Current Liabilities2.7 B2.6 B372.1 M
Slightly volatile
Short and Long Term Debt Total34.1 M49.2 M34.3 M
Slightly volatile
Non Current Liabilities Total3.5 B3.4 B479 M
Slightly volatile
Short Term Debt283.1 K298 K18.9 M
Slightly volatile
Net Tangible Assets282.2 M384.4 M252.8 M
Slightly volatile
Long Term Investments1.1 B1.5 B979.4 M
Pretty Stable
Non Current Liabilities Other40.7 M57 M38.8 M
Slightly volatile
Long Term Debt Total3.7 M2.6 M4.2 M
Slightly volatile
Other Current Assets41 M43.2 M758 M
Slightly volatile
Earning Assets567.1 M655.1 M529.7 M
Slightly volatile
Net Invested Capital435.3 M465.1 M355 M
Slightly volatile
Capital Stock190.8 M217.5 M157.1 M
Slightly volatile
Capital Lease Obligations25.3 M23.2 M16.9 M
Slightly volatile

Bank of Marin Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue69.1 M105.2 M84.7 M
Slightly volatile
Gross Profit69.1 M105.2 M84.7 M
Slightly volatile
Other Operating Expenses36.9 M65.5 M48.7 M
Slightly volatile
Operating Income33.5 M39.7 M36.2 M
Slightly volatile
EBIT32.8 M26 M35.2 M
Slightly volatile
EBITDA34.7 M29.5 M37.2 M
Slightly volatile
Net Income18.4 M19.9 M22.9 M
Slightly volatile
Depreciation And Amortization2.1 M3.4 M2.1 M
Slightly volatile
Selling General Administrative28.7 M46.5 M34.1 M
Slightly volatile
Cost Of Revenue6.6 M4.4 M4.9 M
Pretty Stable
Income Before Tax29.3 M26 M33.5 M
Slightly volatile
Net Income Applicable To Common Shares56.3 M53.6 M27.7 M
Slightly volatile
Selling And Marketing Expenses799.5 K1.2 M696.1 K
Slightly volatile
Net Income From Continuing Ops28.1 M19.9 M24.7 M
Slightly volatile
Tax Provision9.3 M6.1 M11.1 M
Very volatile
Net Interest Income102 M102.8 M84.8 M
Slightly volatile
Interest Income109.3 M139.5 M90.1 M
Slightly volatile
Reconciled Depreciation3.3 M3.4 M2.8 M
Slightly volatile

Bank of Marin Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow23.9 M33.9 M28.7 M
Slightly volatile
Begin Period Cash Flow88.6 M45.4 M107.6 M
Slightly volatile
Depreciation2.3 M3.4 M2.4 M
Slightly volatile
Capital Expenditures1.2 M1.7 M1.3 M
Very volatile
Total Cash From Operating Activities25.5 M35.7 M30 M
Slightly volatile
Net Income19.7 M19.9 M23.1 M
Slightly volatile
End Period Cash Flow28.9 M30.5 M98.4 M
Pretty Stable
Dividends Paid16.9 M16.1 M8.7 M
Slightly volatile
Stock Based Compensation1.7 M2.2 M1.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.193.3595.8386
Slightly volatile
Dividend Yield0.0480.04570.0223
Slightly volatile
PTB Ratio0.760.8031.4388
Slightly volatile
Days Sales Outstanding494470330
Pretty Stable
Book Value Per Share28.7927.420820.7698
Slightly volatile
Free Cash Flow Yield0.06380.09620.0794
Pretty Stable
Operating Cash Flow Per Share1.52.2272.2579
Slightly volatile
Average Payables4.9 M5.1 M4.5 M
Slightly volatile
Stock Based Compensation To Revenue0.01340.02130.0169
Slightly volatile
Capex To Depreciation0.970.50730.6045
Slightly volatile
PB Ratio0.760.8031.4388
Slightly volatile
EV To Sales6.23.53765.3281
Slightly volatile
Free Cash Flow Per Share1.392.11782.1518
Slightly volatile
ROIC0.06560.0690.1012
Slightly volatile
Net Income Per Share1.091.24251.724
Slightly volatile
Sales General And Administrative To Revenue0.520.44340.5555
Slightly volatile
Capex To Revenue0.0330.01670.0226
Slightly volatile
POCF Ratio13.729.887712.4257
Pretty Stable
Interest Coverage1.031.0811.6681
Very volatile
Payout Ratio0.850.80960.3687
Slightly volatile
Capex To Operating Cash Flow0.0970.0490.0536
Pretty Stable
PFCF Ratio15.3810.397613.1639
Very volatile
Income Quality1.041.79241.3077
Very volatile
ROE0.0430.04530.0894
Slightly volatile
EV To Operating Cash Flow11.2410.41359.9567
Pretty Stable
PE Ratio12.6817.722316.3087
Very volatile
Return On Tangible Assets0.00510.00530.0098
Slightly volatile
EV To Free Cash Flow12.6110.950610.5651
Pretty Stable
Earnings Yield0.07260.05640.0637
Very volatile
Intangibles To Total Assets0.02110.02010.0114
Slightly volatile
Current Ratio30.1936.3953.825
Very volatile
Tangible Book Value Per Share23.7722.641918.4877
Slightly volatile
Receivables Turnover0.740.77641.2569
Pretty Stable
Graham Number16.4327.687327.3154
Slightly volatile
Shareholders Equity Per Share28.7927.420820.7698
Slightly volatile
Debt To Equity0.410.390.1723
Slightly volatile
Capex Per Share0.130.10920.1074
Pretty Stable
Average Receivables8.6 M17 M17.2 M
Very volatile
Revenue Per Share4.096.55556.4207
Slightly volatile
Interest Debt Per Share1.812.29412.2283
Very volatile
Debt To Assets0.04050.03860.0174
Slightly volatile
Enterprise Value Over EBITDA9.5412.59458.948
Very volatile
Short Term Coverage Ratios1.661.872.0337
Slightly volatile
Price Earnings Ratio12.6817.722316.3087
Very volatile
Price Book Value Ratio0.760.8031.4388
Slightly volatile
Dividend Payout Ratio0.850.80960.3687
Slightly volatile
Price To Operating Cash Flows Ratio13.729.887712.4257
Pretty Stable
Price To Free Cash Flows Ratio15.3810.397613.1639
Very volatile
Pretax Profit Margin0.240.2480.5329
Slightly volatile
Ebt Per Ebit0.60.65630.853
Very volatile
Operating Profit Margin0.360.37790.4983
Slightly volatile
Effective Tax Rate0.390.23590.3293
Slightly volatile
Company Equity Multiplier10.928.68399.3846
Slightly volatile
Long Term Debt To Capitalization0.260.250.1239
Slightly volatile
Total Debt To Capitalization0.30.290.1343
Slightly volatile
Return On Capital Employed0.00990.01040.0155
Slightly volatile
Debt Equity Ratio0.410.390.1723
Slightly volatile
Ebit Per Revenue0.360.37790.4983
Slightly volatile
Quick Ratio31.538.756.4646
Pretty Stable
Dividend Paid And Capex Coverage Ratio1.91.99714.6222
Slightly volatile
Net Income Per E B T0.520.76410.6647
Slightly volatile
Cash Ratio1.691.785.576
Very volatile
Operating Cash Flow Sales Ratio0.440.33970.4717
Slightly volatile
Days Of Sales Outstanding494470330
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.730.9510.9349
Pretty Stable
Cash Flow Coverage Ratios0.340.363.3474
Pretty Stable
Price To Book Ratio0.760.8031.4388
Slightly volatile
Fixed Asset Turnover5.423.73446.6218
Pretty Stable
Capital Expenditure Coverage Ratio16.8620.388227.1963
Slightly volatile
Price Cash Flow Ratio13.729.887712.4257
Pretty Stable
Enterprise Value Multiple9.5412.59458.948
Very volatile
Debt Ratio0.04050.03860.0174
Slightly volatile
Cash Flow To Debt Ratio0.340.363.3474
Pretty Stable
Price Sales Ratio3.193.3595.8386
Slightly volatile
Return On Assets0.0050.00520.0097
Slightly volatile
Asset Turnover0.03140.02750.0355
Pretty Stable
Net Profit Margin0.180.18950.3479
Slightly volatile
Price Fair Value0.760.8031.4388
Slightly volatile
Return On Equity0.0430.04530.0894
Slightly volatile

Bank of Marin Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap494.7 M471.1 M431.8 M
Slightly volatile
Enterprise Value115.1 M190.9 M282.9 M
Slightly volatile

Bank Fundamental Market Drivers

Forward Price Earnings15.6006
Cash And Short Term Investments30.5 M

Bank Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
22nd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Bank of Marin Financial Statements

Bank of Marin stakeholders use historical fundamental indicators, such as Bank of Marin's revenue or net income, to determine how well the company is positioned to perform in the future. Although Bank of Marin investors may analyze each financial statement separately, they are all interrelated. For example, changes in Bank of Marin's assets and liabilities are reflected in the revenues and expenses on Bank of Marin's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Bank of Marin. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue3.6 M3.8 M
Total Revenue105.2 M69.1 M
Cost Of Revenue4.4 M6.6 M
Stock Based Compensation To Revenue 0.02  0.01 
Sales General And Administrative To Revenue 0.44  0.52 
Capex To Revenue 0.02  0.03 
Revenue Per Share 6.56  4.09 
Ebit Per Revenue 0.38  0.36 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Bank of Marin offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank of Marin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank Of Marin Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank Of Marin Stock:
Check out the analysis of Bank of Marin Correlation against competitors.
For information on how to trade Bank Stock refer to our How to Trade Bank Stock guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank of Marin. If investors know Bank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank of Marin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.15)
Dividend Share
1
Earnings Share
(0.87)
Revenue Per Share
3.695
Quarterly Revenue Growth
0.028
The market value of Bank of Marin is measured differently than its book value, which is the value of Bank that is recorded on the company's balance sheet. Investors also form their own opinion of Bank of Marin's value that differs from its market value or its book value, called intrinsic value, which is Bank of Marin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank of Marin's market value can be influenced by many factors that don't directly affect Bank of Marin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank of Marin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank of Marin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank of Marin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.