Banco Financial Statements From 2010 to 2026

BSAC Stock  USD 32.36  0.27  0.84%   
Banco Santander's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Banco Santander's valuation are provided below:
Gross Profit
2.3 T
Profit Margin
0.459
Market Capitalization
15.1 B
Enterprise Value Revenue
9.4035
Revenue
2.3 T
We have found one hundred twenty available fundamental signals for Banco Santander Chile, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Banco Santander's prevailing performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. As of January 7, 2026, Market Cap is expected to decline to about 4.5 T

Banco Santander Total Revenue

5.92 Trillion

Check Banco Santander financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Banco Santander's main balance sheet or income statement drivers, such as Depreciation And Amortization of 170.8 B, Interest Expense of 2.8 T or Selling General Administrative of 445.6 B, as well as many indicators such as Price To Sales Ratio of 2.06, Dividend Yield of 0.0561 or PTB Ratio of 2.86. Banco financial statements analysis is a perfect complement when working with Banco Santander Valuation or Volatility modules.
  
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Check out the analysis of Banco Santander Correlation against competitors.

Banco Santander Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets82.6 T78.7 T47 T
Slightly volatile
Short and Long Term Debt Total18.2 T17.3 T12 T
Slightly volatile
Total Current Liabilities549.1 B578 B4.7 T
Pretty Stable
Total Stockholder Equity2.5 T4.9 T3.2 T
Slightly volatile
Property Plant And Equipment Net256.4 B359.5 B272.7 B
Slightly volatile
Net Debt14.3 T13.6 T7.6 T
Slightly volatile
Retained Earnings412.8 B317.2 B386.7 B
Slightly volatile
Cash2.5 T3.8 T3.3 T
Slightly volatile
Non Current Assets Total78.7 T75 T23.4 T
Slightly volatile
Cash And Short Term Investments4.4 T3.8 T6.1 T
Slightly volatile
Common Stock Total Equity849.7 BT866.9 B
Slightly volatile
Common Stock Shares Outstanding480.5 M541.8 M462.6 M
Slightly volatile
Liabilities And Stockholders Equity82.6 T78.7 T47 T
Slightly volatile
Non Current Liabilities Total77.4 T73.7 T22.2 T
Slightly volatile
Other Stockholder Equity658.6 B797.4 B981.2 B
Very volatile
Total Liabilities76.1 T72.5 T43.3 T
Slightly volatile
Property Plant And Equipment Gross1.2 T1.2 T518.6 B
Slightly volatile
Total Current AssetsT5.3 T7.1 T
Slightly volatile
Short Term Debt13.9 B14.6 B1.4 T
Pretty Stable
Common Stock873.5 BT868.3 B
Slightly volatile
Other Liabilities2.4 T2.3 T784.2 B
Slightly volatile
Accounts Payable638.4 B608 B346 B
Slightly volatile
Long Term Debt17.4 T16.5 T9.3 T
Slightly volatile
Short Term Investments2.2 T2.2 TT
Slightly volatile
Property Plant Equipment449.1 B427.7 B244.7 B
Slightly volatile
Net Receivables693.2 B1.2 T955.6 B
Slightly volatile
Intangible Assets81.5 B102 B77.7 B
Slightly volatile
Other Current Assets72.1 B75.9 BT
Pretty Stable
Long Term Investments5.9 T8.3 T4.7 T
Slightly volatile
Net Tangible Assets3.4 T5.5 T3.3 T
Slightly volatile
Long Term Debt Total11.5 T17.2 T11.4 T
Slightly volatile
Earning Assets8.8 T15.7 T9.8 T
Slightly volatile
Net Invested Capital19.2 T22.6 T15.6 T
Slightly volatile
Capital Stock713 B802.2 B875.6 B
Slightly volatile

Banco Santander Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization170.8 B162.7 B93.4 B
Slightly volatile
Interest Expense2.8 T2.7 T1.4 T
Slightly volatile
Selling General Administrative445.6 B858.2 B573 B
Slightly volatile
Total Revenue5.9 T5.6 T3.3 T
Slightly volatile
Gross Profit2.5 T2.4 T1.5 T
Slightly volatile
Other Operating Expenses4.6 T4.4 T2.5 T
Slightly volatile
Operating Income1.3 T1.2 T735.5 B
Slightly volatile
EBIT1.3 T1.2 T735.5 B
Slightly volatile
EBITDA1.5 T1.4 T829 B
Slightly volatile
Cost Of Revenue3.4 T3.2 T1.7 T
Slightly volatile
Total Operating Expenses633.2 B1.2 T742.8 B
Slightly volatile
Income Before Tax1.3 T1.2 T735.5 B
Slightly volatile
Net IncomeT980.9 B598.1 B
Slightly volatile
Income Tax Expense265.3 B252.7 B131.4 B
Slightly volatile
Net Income Applicable To Common Shares956.7 B911.1 B490.8 B
Slightly volatile
Selling And Marketing Expenses19 B20.9 B21.7 B
Pretty Stable
Net Income From Continuing Ops651.5 B988.8 B615.2 B
Slightly volatile
Tax Provision159.1 B252.7 B131.5 B
Slightly volatile
Net Interest Income1.6 T2.1 T1.4 T
Slightly volatile
Interest Income3.1 T4.7 T2.8 T
Slightly volatile
Reconciled Depreciation124.1 B162.7 B102 B
Slightly volatile

Banco Santander Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow1.9 T3.2 T2.3 T
Slightly volatile
Depreciation170.8 B162.7 B93 B
Slightly volatile
Dividends Paid280.9 B399.6 B323.3 B
Slightly volatile
Capital Expenditures130.1 B123.9 B86 B
Slightly volatile
Net IncomeT980.9 B612.5 B
Slightly volatile
End Period Cash Flow1.9 T3.2 T2.3 T
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.061.642.4991
Slightly volatile
Dividend Yield0.05610.04480.0481
Slightly volatile
PTB Ratio2.861.952.2909
Slightly volatile
Days Sales Outstanding136110134
Slightly volatile
Book Value Per Share26.8725.5918.565
Slightly volatile
Capex To Depreciation0.740.691.0949
Slightly volatile
PB Ratio2.861.952.2909
Slightly volatile
EV To Sales3.843.44.9172
Pretty Stable
ROIC0.04080.0260.0322
Slightly volatile
Net Income Per Share4.284.073.0572
Slightly volatile
Payables Turnover5.716.125.3412
Slightly volatile
Sales General And Administrative To Revenue0.140.15220.201
Pretty Stable
Capex To Revenue0.02020.01980.0303
Slightly volatile
Cash Per Share17.7833.7333.8854
Slightly volatile
Interest Coverage0.520.420.6413
Very volatile
Payout Ratio0.770.470.6224
Slightly volatile
Days Payables Outstanding66.2661.7582.5218
Slightly volatile
ROE0.210.190.175
Very volatile
PE Ratio15.1312.0213.3338
Slightly volatile
Return On Tangible Assets0.01690.01440.0138
Slightly volatile
Earnings Yield0.06140.08610.0795
Slightly volatile
Intangibles To Total Assets0.00240.00150.0019
Slightly volatile
Net Debt To EBITDA10.129.059.2203
Pretty Stable
Current Ratio0.430.320.4641
Slightly volatile
Tangible Book Value Per Share26.4325.1718.1834
Slightly volatile
Receivables Turnover5.643.436.2956
Pretty Stable
Graham Number50.3647.9635.3269
Slightly volatile
Shareholders Equity Per Share26.3525.118.2402
Slightly volatile
Debt To Equity3.533.223.1959
Pretty Stable
Capex Per Share0.540.510.4629
Slightly volatile
Average Receivables83.3 B151 B154.4 B
Very volatile
Revenue Per Share24.5923.4216.3086
Slightly volatile
Interest Debt Per Share85.4281.3562.1533
Slightly volatile
Debt To Assets0.290.250.25
Slightly volatile
Enterprise Value Over EBITDA21.5717.4519.1117
Slightly volatile
Price Earnings Ratio15.1312.0213.3338
Slightly volatile
Price Book Value Ratio2.861.952.2909
Slightly volatile
Days Of Payables Outstanding66.2661.7582.5218
Slightly volatile
Dividend Payout Ratio0.770.470.6224
Slightly volatile
Pretax Profit Margin0.180.20.2349
Pretty Stable
Ebt Per Ebit0.70.790.8628
Slightly volatile
Operating Profit Margin0.180.20.2386
Pretty Stable
Effective Tax Rate0.110.180.1561
Slightly volatile
Company Equity Multiplier10.0611.7212.6745
Pretty Stable
Long Term Debt To Capitalization0.80.840.7526
Pretty Stable
Total Debt To Capitalization0.840.850.7658
Pretty Stable
Return On Capital Employed0.04650.03290.0354
Slightly volatile
Debt Equity Ratio3.533.223.1959
Pretty Stable
Ebit Per Revenue0.180.20.2386
Pretty Stable
Quick Ratio0.440.320.4888
Slightly volatile
Net Income Per E B T0.950.910.8456
Pretty Stable
Cash Ratio0.310.190.2798
Slightly volatile
Days Of Sales Outstanding136110134
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.330.890.9897
Slightly volatile
Price To Book Ratio2.861.952.2909
Slightly volatile
Fixed Asset Turnover7.3514.1210.8191
Very volatile
Enterprise Value Multiple21.5717.4519.1117
Slightly volatile
Debt Ratio0.290.250.25
Slightly volatile
Price Sales Ratio2.061.642.4991
Slightly volatile
Return On Assets0.01680.01430.0137
Slightly volatile
Asset Turnover0.09380.08240.0746
Slightly volatile
Net Profit Margin0.150.160.1928
Very volatile
Gross Profit Margin0.390.380.4728
Pretty Stable
Price Fair Value2.861.952.2909
Slightly volatile
Return On Equity0.210.190.175
Very volatile

Banco Santander Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap4.5 T5.8 T6.1 T
Very volatile

Banco Fundamental Market Drivers

Forward Price Earnings11.9332
Cash And Short Term Investments3.3 T

Banco Upcoming Events

2nd of February 2024
Upcoming Quarterly Report
View
26th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
2nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Banco Santander Financial Statements

Banco Santander stakeholders use historical fundamental indicators, such as Banco Santander's revenue or net income, to determine how well the company is positioned to perform in the future. Although Banco Santander investors may analyze each financial statement separately, they are all interrelated. For example, changes in Banco Santander's assets and liabilities are reflected in the revenues and expenses on Banco Santander's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Banco Santander Chile. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue3.1 B3.2 B
Total Revenue5.6 T5.9 T
Cost Of Revenue3.2 T3.4 T
Sales General And Administrative To Revenue 0.15  0.14 
Capex To Revenue 0.02  0.02 
Revenue Per Share 23.42  24.59 
Ebit Per Revenue 0.20  0.18 

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When determining whether Banco Santander Chile offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Banco Santander's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Banco Santander Chile Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Banco Santander Chile Stock:
Check out the analysis of Banco Santander Correlation against competitors.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Banco Santander. If investors know Banco will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Banco Santander listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.016
Earnings Share
2.5
Revenue Per Share
2.5 K
Quarterly Revenue Growth
0.02
Return On Assets
0.0162
The market value of Banco Santander Chile is measured differently than its book value, which is the value of Banco that is recorded on the company's balance sheet. Investors also form their own opinion of Banco Santander's value that differs from its market value or its book value, called intrinsic value, which is Banco Santander's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Banco Santander's market value can be influenced by many factors that don't directly affect Banco Santander's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Banco Santander's value and its price as these two are different measures arrived at by different means. Investors typically determine if Banco Santander is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Banco Santander's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.