Commerce Net Interest Income from 2010 to 2026

CBSH Stock  USD 53.60  0.30  0.56%   
Commerce Bancshares' Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 918 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
280.1 M
Current Value
279.5 M
Quarterly Volatility
27.3 M
 
Covid
 
Interest Hikes
Check Commerce Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Commerce Bancshares' main balance sheet or income statement drivers, such as Interest Expense of 390.5 M, Other Operating Expenses of 773.1 M or Operating Income of 768.4 M, as well as many indicators such as Price To Sales Ratio of 2.54, Dividend Yield of 0.0239 or PTB Ratio of 1.62. Commerce financial statements analysis is a perfect complement when working with Commerce Bancshares Valuation or Volatility modules.
  
Build AI portfolio with Commerce Stock
Check out the analysis of Commerce Bancshares Correlation against competitors.
For more detail on how to invest in Commerce Stock please use our How to Invest in Commerce Bancshares guide.
The Net Interest Income trend for Commerce Bancshares offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Commerce Bancshares is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Commerce Bancshares' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Commerce Bancshares over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Commerce Bancshares' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Commerce Bancshares' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Commerce Net Interest Income Regression Statistics

Arithmetic Mean801,827,869
Geometric Mean785,443,686
Coefficient Of Variation21.54
Mean Deviation140,585,288
Median821,293,000
Standard Deviation172,707,668
Sample Variance29827.9T
Range562M
R-Value0.91
Mean Square Error5417.7T
R-Squared0.83
Slope31,153,564
Total Sum of Squares477247T

Commerce Net Interest Income History

2026918 M
20251.2 B
2024B
2023B
2022942.2 M
2021835.4 M
2020829.8 M

About Commerce Bancshares Financial Statements

Investors use fundamental indicators, such as Commerce Bancshares' Net Interest Income, to determine how well the company is positioned to perform in the future. Although Commerce Bancshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income1.2 B918 M

Currently Active Assets on Macroaxis

When determining whether Commerce Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Commerce Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Commerce Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Commerce Bancshares Stock:
Check out the analysis of Commerce Bancshares Correlation against competitors.
For more detail on how to invest in Commerce Stock please use our How to Invest in Commerce Bancshares guide.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is there potential for Regional Banks market expansion? Will Commerce introduce new products? Factors like these will boost the valuation of Commerce Bancshares. Projected growth potential of Commerce fundamentally drives upward valuation adjustments. Understanding fair value requires weighing current performance against future potential. All the valuation information about Commerce Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.06
Dividend Share
1.1
Earnings Share
4.04
Revenue Per Share
12.212
Quarterly Revenue Growth
0.065
Investors evaluate Commerce Bancshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Commerce Bancshares' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause Commerce Bancshares' market price to deviate significantly from intrinsic value.
It's important to distinguish between Commerce Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Commerce Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Commerce Bancshares' market price signifies the transaction level at which participants voluntarily complete trades.