CNB Financial Statements From 2010 to 2026

CCNE Stock  USD 29.51  0.34  1.14%   
CNB Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing CNB Financial's valuation are provided below:
Gross Profit
273.3 M
Profit Margin
0.2419
Market Capitalization
879.9 M
Enterprise Value Revenue
4.3541
Revenue
273.3 M
There are over one hundred nineteen available fundamental measures for CNB Financial, which can be analyzed over time and compared to other ratios. Investors should ensure to validate all of CNB Financial's latest performance against the performance from 2010 to 2026 to make sure the company is sustainable in the future. The current year's Market Cap is expected to grow to about 610.1 M. The current year's Enterprise Value is expected to grow to about 691.2 M

CNB Financial Total Revenue

425.11 Million

Check CNB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CNB Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 10 M, Interest Expense of 157.8 M or Selling General Administrative of 4.3 M, as well as many indicators such as Price To Sales Ratio of 2.86, Dividend Yield of 0.0396 or PTB Ratio of 0.7. CNB financial statements analysis is a perfect complement when working with CNB Financial Valuation or Volatility modules.
  
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Check out the analysis of CNB Financial Correlation against competitors.
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CNB Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets8.8 B8.4 BB
Slightly volatile
Short and Long Term Debt Total137.7 M164 M184.6 M
Pretty Stable
Total Current Liabilities155.8 M164 M2.1 B
Pretty Stable
Total Stockholder Equity915.7 M872.1 M367.8 M
Slightly volatile
Property Plant And Equipment Net155.4 M148 M69.9 M
Slightly volatile
Retained Earnings446.2 M424.9 M210 M
Slightly volatile
Cash105.2 M78.2 M158.4 M
Slightly volatile
Non Current Assets Total84.1 M88.5 MB
Slightly volatile
Other Assets1.2 B1.2 B1.5 B
Slightly volatile
Cash And Short Term Investments397.6 M662.5 M660.4 M
Pretty Stable
Common Stock Shares Outstanding14 M24.7 M15.9 M
Slightly volatile
Liabilities And Stockholders Equity8.8 B8.4 BB
Slightly volatile
Non Current Liabilities Total2.3 B2.2 B363.2 M
Slightly volatile
Total Liabilities7.9 B7.5 B3.6 B
Slightly volatile
Property Plant And Equipment Gross247.3 M235.5 M96.4 M
Slightly volatile
Total Current Assets7.4 B7.1 B1.5 B
Slightly volatile
Net Receivables6.7 B6.4 B1.3 B
Slightly volatile
Accounts Payable113.8 M59 M39.1 M
Slightly volatile
Intangible Assets35.4 M33.7 M6.1 M
Slightly volatile
Other Current Assets244.9 M257.8 M513.9 M
Pretty Stable
Short Term Debt198 M188.6 M99.9 M
Slightly volatile
Other Liabilities57.2 M54.5 M36.6 M
Slightly volatile
Long Term Debt83.8 M121 M81.9 M
Slightly volatile
Short Term Investments387.8 M584.3 M507.7 M
Pretty Stable
Property Plant Equipment121.8 M116 M62 M
Slightly volatile
Good Will28.9 M54.8 M33.6 M
Slightly volatile
Net Tangible Assets518.3 M493.6 M274.7 M
Slightly volatile
Long Term Debt Total64.4 M120.3 M63.5 M
Slightly volatile
Capital Surpluse267.5 M254.8 M128.2 M
Slightly volatile
Long Term Investments966.7 M706.6 M1.1 B
Pretty Stable
Non Current Liabilities Other161.4 M97.8 M133.5 M
Very volatile
Earning Assets589.8 M674.1 M572.6 M
Slightly volatile
Net Invested Capital640.6 M756.8 M591.7 M
Slightly volatile
Capital Lease Obligations31.5 M46.4 M24.9 M
Slightly volatile
Capital Stock46.2 M52 M56.8 M
Slightly volatile

CNB Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization10 M9.5 M5.3 M
Slightly volatile
Interest Expense157.8 M150.3 M47.2 M
Slightly volatile
Selling General Administrative4.3 M4.5 M39.8 M
Slightly volatile
Total Revenue425.1 M404.9 M187.1 M
Slightly volatile
Gross Profit258 M245.7 M133.4 M
Slightly volatile
Other Operating Expenses338.5 M322.4 M140.9 M
Slightly volatile
Operating Income86.6 M82.5 M46.2 M
Slightly volatile
EBIT81.3 M77.5 M45.6 M
Slightly volatile
EBITDA86.6 M82.5 M50.4 M
Slightly volatile
Cost Of Revenue167.1 M159.2 M53.7 M
Slightly volatile
Income Before Tax86.6 M82.5 M46.2 M
Slightly volatile
Net Income69.4 M66.1 M36.4 M
Slightly volatile
Income Tax Expense17.2 M16.3 M9.8 M
Slightly volatile
Net Income Applicable To Common Shares71.1 M67.7 M36.4 M
Slightly volatile
Selling And Marketing Expenses1.7 M2.9 M1.9 M
Slightly volatile
Net Income From Continuing Ops37.8 M62.8 M35.1 M
Slightly volatile
Non Recurring404.1 K558.9 K422.6 K
Slightly volatile
Tax Provision11.6 M14.7 M10.2 M
Slightly volatile
Net Interest Income146 M215.2 M121.3 M
Slightly volatile
Interest Income190.8 M373.9 M160.9 M
Slightly volatile
Reconciled Depreciation6.1 M9.5 M5.7 M
Slightly volatile

CNB Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow66.7 M63.5 M35.8 M
Slightly volatile
Begin Period Cash Flow268.1 M255.4 M154.3 M
Slightly volatile
Depreciation10 M9.5 M5.3 M
Slightly volatile
Dividends Paid23.2 M22.1 M12.6 M
Slightly volatile
Capital Expenditures19.7 M18.7 M8.4 M
Slightly volatile
Total Cash From Operating Activities86.4 M82.2 M44.2 M
Slightly volatile
Net Income65.9 M62.8 M35.9 M
Slightly volatile
Total Cash From Financing Activities426 M405.7 M244 M
Slightly volatile
End Period Cash Flow535 M509.5 M209 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.861.59462.5208
Slightly volatile
Dividend Yield0.03960.02750.0338
Pretty Stable
PTB Ratio0.70.74031.2274
Slightly volatile
Days Sales Outstanding5.5 K5.2 K1.4 K
Slightly volatile
Book Value Per Share37.1235.352619.9503
Slightly volatile
Free Cash Flow Yield0.05770.09590.0902
Very volatile
Operating Cash Flow Per Share3.243.092.4985
Slightly volatile
Stock Based Compensation To Revenue0.00440.00560.0058
Slightly volatile
Capex To Depreciation2.022.261.7714
Pretty Stable
PB Ratio0.70.74031.2274
Slightly volatile
Free Cash Flow Per Share2.52.392.0364
Slightly volatile
ROIC0.00880.00920.0598
Slightly volatile
Net Income Per Share2.812.68072.0296
Slightly volatile
Payables Turnover0.70.730.8976
Slightly volatile
Sales General And Administrative To Revenue0.01050.01110.2727
Slightly volatile
Capex To Revenue0.07560.0520.0608
Slightly volatile
Cash Per Share18.5626.856240.9758
Pretty Stable
POCF Ratio12.758.339.4214
Pretty Stable
Interest Coverage0.920.54861.6411
Pretty Stable
Payout Ratio0.260.26860.3803
Slightly volatile
Capex To Operating Cash Flow0.320.260.2182
Very volatile
PFCF Ratio19.3310.7913.0953
Pretty Stable
Days Payables Outstanding541516468
Slightly volatile
Income Quality1.051.181.301
Slightly volatile
ROE0.120.07580.1081
Pretty Stable
PE Ratio15.089.762412.0267
Slightly volatile
Return On Tangible Assets0.01110.0080.0098
Very volatile
Earnings Yield0.06280.10240.0885
Slightly volatile
Intangibles To Total Assets0.01450.01050.0109
Very volatile
Current Ratio45.3943.22695.4465
Slightly volatile
Tangible Book Value Per Share33.3531.764617.6592
Slightly volatile
Receivables Turnover0.06880.07244.14
Slightly volatile
Graham Number48.4946.176930.0367
Slightly volatile
Shareholders Equity Per Share37.1235.352619.9503
Slightly volatile
Debt To Equity0.180.1880.666
Slightly volatile
Capex Per Share0.740.70.4621
Slightly volatile
Revenue Per Share17.2316.411510.2155
Slightly volatile
Interest Debt Per Share8.9412.740813.6484
Pretty Stable
Debt To Assets0.01860.01950.0574
Slightly volatile
Short Term Coverage Ratios0.260.280.789
Slightly volatile
Price Earnings Ratio15.089.762412.0267
Slightly volatile
Operating Cycle5.5 K5.2 K1.4 K
Slightly volatile
Price Book Value Ratio0.70.74031.2274
Slightly volatile
Days Of Payables Outstanding541516468
Slightly volatile
Dividend Payout Ratio0.260.26860.3803
Slightly volatile
Price To Operating Cash Flows Ratio12.758.339.4214
Pretty Stable
Price To Free Cash Flows Ratio19.3310.7913.0953
Pretty Stable
Pretax Profit Margin0.280.20370.2777
Slightly volatile
Operating Profit Margin0.280.20370.2777
Slightly volatile
Effective Tax Rate0.260.19810.2323
Slightly volatile
Company Equity Multiplier9.079.627511.1087
Slightly volatile
Long Term Debt To Capitalization0.10.10790.2432
Slightly volatile
Total Debt To Capitalization0.310.15830.365
Slightly volatile
Return On Capital Employed0.00950.010.0924
Slightly volatile
Debt Equity Ratio0.180.1880.666
Slightly volatile
Ebit Per Revenue0.280.20370.2777
Slightly volatile
Quick Ratio45.3943.22695.4465
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.441.812.1001
Pretty Stable
Net Income Per E B T0.610.80190.7601
Pretty Stable
Cash Ratio0.50.47680.097
Slightly volatile
Operating Cash Flow Sales Ratio0.190.180.2729
Slightly volatile
Days Of Sales Outstanding5.5 K5.2 K1.4 K
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.570.70.773
Very volatile
Cash Flow Coverage Ratios0.350.570.3558
Pretty Stable
Price To Book Ratio0.70.74031.2274
Slightly volatile
Fixed Asset Turnover3.123.222.6977
Pretty Stable
Capital Expenditure Coverage Ratio5.23.956.7583
Slightly volatile
Price Cash Flow Ratio12.758.339.4214
Pretty Stable
Debt Ratio0.01860.01950.0574
Slightly volatile
Cash Flow To Debt Ratio0.350.570.3558
Pretty Stable
Price Sales Ratio2.861.59462.5208
Slightly volatile
Return On Assets0.0110.00790.0097
Very volatile
Asset Turnover0.05980.04820.0466
Slightly volatile
Net Profit Margin0.210.16330.2127
Slightly volatile
Gross Profit Margin0.510.60690.7135
Very volatile
Price Fair Value0.70.74031.2274
Slightly volatile
Return On Equity0.120.07580.1081
Pretty Stable

CNB Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap610.1 M581 M490.8 M
Slightly volatile
Enterprise Value691.2 M658.3 M684.1 M
Slightly volatile

CNB Fundamental Market Drivers

Forward Price Earnings10.1215
Cash And Short Term Investments662.5 M

CNB Upcoming Events

15th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About CNB Financial Financial Statements

CNB Financial stakeholders use historical fundamental indicators, such as CNB Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although CNB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in CNB Financial's assets and liabilities are reflected in the revenues and expenses on CNB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in CNB Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue49.8 M52.3 M
Total Revenue404.9 M425.1 M
Cost Of Revenue159.2 M167.1 M
Sales General And Administrative To Revenue 0.01  0.01 
Capex To Revenue 0.05  0.08 
Revenue Per Share 16.41  17.23 
Ebit Per Revenue 0.20  0.28 

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When determining whether CNB Financial is a strong investment it is important to analyze CNB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CNB Financial's future performance. For an informed investment choice regarding CNB Stock, refer to the following important reports:
Check out the analysis of CNB Financial Correlation against competitors.
For information on how to trade CNB Stock refer to our How to Trade CNB Stock guide.
You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Will Regional Banks sector continue expanding? Could CNB diversify its offerings? Factors like these will boost the valuation of CNB Financial. Projected growth potential of CNB fundamentally drives upward valuation adjustments. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every CNB Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.657
Dividend Share
0.72
Earnings Share
2.1
Revenue Per Share
11.118
Quarterly Revenue Growth
0.805
Understanding CNB Financial requires distinguishing between market price and book value, where the latter reflects CNB's accounting equity. The concept of intrinsic value - what CNB Financial's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push CNB Financial's price substantially above or below its fundamental value.
It's important to distinguish between CNB Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding CNB Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, CNB Financial's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.