CNB Financial Net Worth

CNB Financial Net Worth Breakdown

  CCNE
The net worth of CNB Financial is the difference between its total assets and liabilities. CNB Financial's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of CNB Financial's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. CNB Financial's net worth can be used as a measure of its financial health and stability which can help investors to decide if CNB Financial is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in CNB Financial stock.

CNB Financial Net Worth Analysis

CNB Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including CNB Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of CNB Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform CNB Financial's net worth analysis. One common approach is to calculate CNB Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares CNB Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing CNB Financial's net worth. This approach calculates the present value of CNB Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of CNB Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate CNB Financial's net worth. This involves comparing CNB Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into CNB Financial's net worth relative to its peers.

Enterprise Value

371.12 Million

To determine if CNB Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding CNB Financial's net worth research are outlined below:
About 59.0% of the company shares are held by institutions such as insurance companies
Latest headline from bizjournals.com: CNB, which surrounds but hasnt entered Pittsburgh, to buy a Stroudsburg bank

CNB Financial Quarterly Good Will

43.87 Million

CNB Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in CNB Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to CNB Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
15th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

CNB Financial Target Price Consensus

CNB target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. CNB Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   2  Buy
Most CNB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand CNB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of CNB Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

CNB Financial Target Price Projection

CNB Financial's current and average target prices are 24.31 and 29.00, respectively. The current price of CNB Financial is the price at which CNB Financial is currently trading. On the other hand, CNB Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

CNB Financial Market Quote on 19th of January 2025

Low Price23.94Odds
High Price24.47Odds

24.31

Target Price

Analyst Consensus On CNB Financial Target Price

Low Estimate26.39Odds
High Estimate32.19Odds

29.0

Historical Lowest Forecast  26.39 Target Price  29.0 Highest Forecast  32.19
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on CNB Financial and the information provided on this page.

Know CNB Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as CNB Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CNB Financial backward and forwards among themselves. CNB Financial's institutional investor refers to the entity that pools money to purchase CNB Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Stieven Capital Advisors, L.p.2024-09-30
217.5 K
Appleseed Capital2024-09-30
207.2 K
Northern Trust Corp2024-09-30
202.6 K
Petiole Usa Ltd2024-09-30
189.2 K
Alliancebernstein L.p.2024-09-30
186 K
Morgan Stanley - Brokerage Accounts2024-09-30
174.5 K
Cnb Bank2024-09-30
167.8 K
Stifel Financial Corp2024-09-30
156 K
Jpmorgan Chase & Co2024-09-30
155.8 K
Blackrock Inc2024-09-30
1.7 M
Vanguard Group Inc2024-09-30
1.2 M
Note, although CNB Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow CNB Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 510.21 M.

Market Cap

446.09 Million

Project CNB Financial's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.10  0.12 
The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.32 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.32.
When accessing CNB Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures CNB Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of CNB Financial's profitability and make more informed investment decisions.
Please note, the presentation of CNB Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, CNB Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of CNB Financial's management manipulating its earnings.

Evaluate CNB Financial's management efficiency

The current year's Return On Equity is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, CNB Financial's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 5.6 B, whereas Other Current Assets are forecasted to decline to about 244.9 M. CNB Financial's management efficiency ratios could be used to measure how well CNB Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 24.60  16.52 
Tangible Book Value Per Share 28.92  20.99 
Enterprise Value Over EBITDA 5.68  11.10 
Price Book Value Ratio 0.95  1.71 
Enterprise Value Multiple 5.68  11.10 
Price Fair Value 0.95  1.71 
Enterprise Value353.4 M371.1 M
Leadership effectiveness at CNB Financial is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Enterprise Value Revenue
3.2393
Revenue
216.5 M
Quarterly Revenue Growth
0.038
Revenue Per Share
10.398
Return On Equity
0.0926
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CNB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on CNB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CNB Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Anna Andersen over a week ago
Disposition of tradable shares by Anna Andersen of CNB Financial subject to Rule 16b-3
 
Dixon Gregory M over three weeks ago
Acquisition by Dixon Gregory M of 1756 shares of CNB Financial at 21.35 subject to Rule 16b-3
 
Andersen Anna K over two months ago
Disposition of tradable shares by Andersen Anna K of CNB Financial subject to Rule 16b-3
 
Obi N. Michael over three months ago
Acquisition by Obi N. Michael of tradable shares of CNB Financial at 19.27 subject to Rule 16b-3
 
Richard Renee over three months ago
Acquisition by Richard Renee of 250 shares of CNB Financial at 19.9 subject to Rule 16b-3
 
Powell Jeffrey S over three months ago
Acquisition by Powell Jeffrey S of 16 shares of CNB Financial at 21.35 subject to Rule 16b-3
 
Peduzzi Michael D over three months ago
Acquisition by Peduzzi Michael D of 100 shares of CNB Financial at 26.8043 subject to Rule 16b-3
 
Powell Jeffrey S over three months ago
Acquisition by Powell Jeffrey S of 1000 shares of CNB Financial at 24.19 subject to Rule 16b-3
 
Noah Michael J over six months ago
Discretionary transaction by Noah Michael J of tradable shares of CNB Financial subject to Rule 16b-3
 
Tito Lima over six months ago
Acquisition by Tito Lima of 1455 shares of CNB Financial at 21.35 subject to Rule 16b-3
 
Angela Wilcoxson over six months ago
Disposition of 172 shares by Angela Wilcoxson of CNB Financial at 21.35 subject to Rule 16b-3
 
Peduzzi Michael D over six months ago
Acquisition by Peduzzi Michael D of 350 shares of CNB Financial at 20.93 subject to Rule 16b-3

CNB Financial Corporate Filings

8K
10th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
13A
12th of November 2024
An amended filing to the original Schedule 13G
ViewVerify
10Q
6th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
F4
24th of July 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
CNB Financial time-series forecasting models is one of many CNB Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary CNB Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

CNB Financial Earnings Estimation Breakdown

The calculation of CNB Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of CNB Financial is estimated to be 0.57625 with the future projection ranging from a low of 0.57 to a high of 0.5825. Please be aware that this consensus of annual earnings estimates for CNB Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.61
0.57
Lowest
Expected EPS
0.57625
0.58
Highest

CNB Financial Earnings Projection Consensus

Suppose the current estimates of CNB Financial's value are higher than the current market price of the CNB Financial stock. In this case, investors may conclude that CNB Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and CNB Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2024Current EPS (TTM)
292.75%
0.61
0.57625
2.33

CNB Financial Earnings History

Earnings estimate consensus by CNB Financial analysts from Wall Street is used by the market to judge CNB Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only CNB Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

CNB Financial Quarterly Gross Profit

56.08 Million

At present, CNB Financial's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 15.25, whereas Earnings Yield is forecasted to decline to 0.06. The current year's Net Income Applicable To Common Shares is expected to grow to about 71.1 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 13 M.
Hype
Prediction
LowEstimatedHigh
21.8524.2826.71
Details
Intrinsic
Valuation
LowRealHigh
23.0425.4727.90
Details
2 Analysts
Consensus
LowTargetHigh
26.3929.0032.19
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.570.580.58
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of CNB assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards CNB Financial. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving CNB Financial's stock price in the short term.

CNB Financial Earnings per Share Projection vs Actual

Actual Earning per Share of CNB Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering CNB Financial predict the company's earnings will be in the future. The higher the earnings per share of CNB Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

CNB Financial Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as CNB Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of CNB Financial should always be considered in relation to other companies to make a more educated investment decision.

CNB Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact CNB Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-10-21
2024-09-300.570.610.04
2024-07-18
2024-06-300.510.560.05
2024-04-15
2024-03-310.50.550.0510 
2024-01-23
2023-12-310.540.620.0814 
2023-10-23
2023-09-300.550.60.05
2023-07-20
2023-06-300.640.61-0.03
2023-04-17
2023-03-310.740.73-0.01
2023-01-19
2022-12-310.740.7-0.04
2022-10-18
2022-09-300.990.9-0.09
2022-07-19
2022-06-300.810.850.04
2022-04-18
2022-03-310.750.860.1114 
2022-01-24
2021-12-310.790.790.0
2021-10-25
2021-09-300.770.820.05
2021-07-20
2021-06-300.730.750.02
2021-04-19
2021-03-310.740.770.03
2021-01-26
2020-12-310.550.780.2341 
2020-10-20
2020-09-300.370.690.3286 
2020-07-21
2020-06-300.320.430.1134 
2020-04-20
2020-03-310.530.610.0815 
2020-01-22
2019-12-310.690.690.0
2019-10-17
2019-09-300.640.680.04
2019-07-19
2019-06-300.580.640.0610 
2019-04-15
2019-03-310.560.620.0610 
2019-01-28
2018-12-310.590.590.0
2018-10-19
2018-09-300.570.60.03
2018-07-20
2018-06-300.520.550.03
2018-04-16
2018-03-310.480.46-0.02
2018-02-02
2017-12-310.430.430.0
2017-10-19
2017-09-300.390.470.0820 
2017-07-19
2017-06-300.320.410.0928 
2017-04-17
2017-03-310.330.370.0412 
2017-01-27
2016-12-310.410.36-0.0512 
2016-10-20
2016-09-300.430.460.03
2016-07-21
2016-06-300.380.380.0
2016-04-18
2016-03-310.350.350.0
2016-01-29
2015-12-310.380.40.02
2015-10-19
2015-09-300.370.380.01
2015-07-20
2015-06-300.350.390.0411 
2015-04-20
2015-03-310.380.390.01
2015-01-30
2014-12-310.360.470.1130 
2014-10-21
2014-09-300.360.390.03
2014-07-21
2014-06-300.340.390.0514 
2014-04-14
2014-03-310.330.360.03
2014-01-31
2013-12-310.270.330.0622 
2013-10-22
2013-09-300.350.380.03
2013-08-01
2013-06-300.340.24-0.129 
2013-04-15
2013-03-310.360.34-0.02
2013-01-31
2012-12-310.360.31-0.0513 
2012-10-22
2012-09-300.350.370.02
2012-07-19
2012-06-300.340.350.01
2012-04-16
2012-03-310.340.350.01
2012-02-02
2011-12-310.340.31-0.03
2011-10-24
2011-09-300.330.330.0
2011-07-25
2011-06-300.290.320.0310 
2011-04-18
2011-03-310.30.27-0.0310 
2011-02-04
2010-12-310.260.23-0.0311 
2010-10-21
2010-09-300.220.250.0313 
2010-07-26
2010-06-300.220.340.1254 
2010-04-19
2010-03-310.270.25-0.02
2010-01-27
2009-12-310.30.18-0.1240 
2009-10-23
2009-09-300.180.260.0844 
2009-07-29
2009-06-300.290.290.0

CNB Financial Corporate Management

CPA CPAVP DirectorProfile
Angela WilcoxsonExecutive OfficerProfile
Katie AndersenSenior OfficerProfile
Amy PotterVP MarketingProfile
When determining whether CNB Financial is a strong investment it is important to analyze CNB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact CNB Financial's future performance. For an informed investment choice regarding CNB Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CNB Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For information on how to trade CNB Stock refer to our How to Trade CNB Stock guide.
You can also try the Global Markets Map module to get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CNB Financial. If investors know CNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CNB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.017
Dividend Share
0.705
Earnings Share
2.33
Revenue Per Share
10.398
Quarterly Revenue Growth
0.038
The market value of CNB Financial is measured differently than its book value, which is the value of CNB that is recorded on the company's balance sheet. Investors also form their own opinion of CNB Financial's value that differs from its market value or its book value, called intrinsic value, which is CNB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CNB Financial's market value can be influenced by many factors that don't directly affect CNB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CNB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CNB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CNB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.