Civista Interest Coverage from 2010 to 2026

CIVB Stock  USD 23.85  0.11  0.46%   
Civista Bancshares' Interest Coverage is decreasing over the years with very volatile fluctuation. Overall, Interest Coverage is expected to go to 1.30 this year. From 2010 to 2026 Civista Bancshares Interest Coverage quarterly data regression line had arithmetic mean of  2.66 and r-squared of  0.01. View All Fundamentals
 
Interest Coverage  
First Reported
2010-12-31
Previous Quarter
0.6703114
Current Value
1.3
Quarterly Volatility
2.06676182
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Civista Bancshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Civista Bancshares' main balance sheet or income statement drivers, such as Depreciation And Amortization of 13.3 M, Interest Expense of 86.5 M or Selling General Administrative of 76.4 M, as well as many indicators such as Price To Sales Ratio of 2.6, Dividend Yield of 0.049 or PTB Ratio of 1.31. Civista financial statements analysis is a perfect complement when working with Civista Bancshares Valuation or Volatility modules.
  
Build AI portfolio with Civista Stock
Check out the analysis of Civista Bancshares Correlation against competitors.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.
Analyzing Civista Bancshares's Interest Coverage over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Interest Coverage has evolved provides context for assessing Civista Bancshares's current valuation and future prospects.

Latest Civista Bancshares' Interest Coverage Growth Pattern

Below is the plot of the Interest Coverage of Civista Bancshares over the last few years. It is Civista Bancshares' Interest Coverage historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Civista Bancshares' overall financial position and show how it may be relating to other accounts over time.
Interest Coverage10 Years Trend
Very volatile
   Interest Coverage   
       Timeline  

Civista Interest Coverage Regression Statistics

Arithmetic Mean2.66
Geometric Mean1.89
Coefficient Of Variation77.82
Mean Deviation1.70
Median2.22
Standard Deviation2.07
Sample Variance4.27
Range6.7991
R-Value(0.08)
Mean Square Error4.53
R-Squared0.01
Significance0.77
Slope(0.03)
Total Sum of Squares68.34

Civista Interest Coverage History

2026 1.3
2025 0.67
2024 0.41
2023 0.88
2022 2.95
2021 5.02
2020 3.66

About Civista Bancshares Financial Statements

Civista Bancshares stakeholders use historical fundamental indicators, such as Civista Bancshares' Interest Coverage, to determine how well the company is positioned to perform in the future. Although Civista Bancshares investors may analyze each financial statement separately, they are all interrelated. For example, changes in Civista Bancshares' assets and liabilities are reflected in the revenues and expenses on Civista Bancshares' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Civista Bancshares. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Interest Coverage 0.67  1.30 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Civista Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Civista Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Civista Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Civista Bancshares Stock:
Check out the analysis of Civista Bancshares Correlation against competitors.
For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.
You can also try the Financial Widgets module to easily integrated Macroaxis content with over 30 different plug-and-play financial widgets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Civista Bancshares. Projected growth potential of Civista fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Civista Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
(0.02)
Dividend Share
0.68
Earnings Share
2.64
Revenue Per Share
9.711
Quarterly Revenue Growth
0.153
Understanding Civista Bancshares requires distinguishing between market price and book value, where the latter reflects Civista's accounting equity. The concept of intrinsic value - what Civista Bancshares' is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Market sentiment, economic cycles, and investor behavior can push Civista Bancshares' price substantially above or below its fundamental value.
It's important to distinguish between Civista Bancshares' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Civista Bancshares should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. In contrast, Civista Bancshares' trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.