Civista Bancshares Net Worth
Civista Bancshares Net Worth Breakdown | CIVB |
Civista Bancshares Net Worth Analysis
Civista Bancshares' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Civista Bancshares' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Civista Bancshares' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Civista Bancshares' net worth analysis. One common approach is to calculate Civista Bancshares' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Civista Bancshares' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Civista Bancshares' net worth. This approach calculates the present value of Civista Bancshares' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Civista Bancshares' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Civista Bancshares' net worth. This involves comparing Civista Bancshares' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Civista Bancshares' net worth relative to its peers.
Enterprise Value |
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To determine if Civista Bancshares is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Civista Bancshares' net worth research are outlined below:
| Latest headline from finance.yahoo.com: Old National Bancorp Q4 Earnings and Revenues Surpass Estimates |
Civista Bancshares Quarterly Good Will |
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Civista Bancshares uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Civista Bancshares. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Civista Bancshares' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 8th of February 2024 Upcoming Quarterly Report | View | |
| 26th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 8th of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Civista Bancshares Target Price Consensus
Civista target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Civista Bancshares' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 6 | Strong Buy |
Most Civista analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Civista stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Civista Bancshares, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationCivista Bancshares Target Price Projection
Civista Bancshares' current and average target prices are 22.06 and 23.83, respectively. The current price of Civista Bancshares is the price at which Civista Bancshares is currently trading. On the other hand, Civista Bancshares' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Civista Bancshares Market Quote on 1st of February 2025
Target Price
Analyst Consensus On Civista Bancshares Target Price
Know Civista Bancshares' Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Civista Bancshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Civista Bancshares backward and forwards among themselves. Civista Bancshares' institutional investor refers to the entity that pools money to purchase Civista Bancshares' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Summit Financial Strategies, Inc | 2024-12-31 | 143.8 K | Northern Trust Corp | 2024-09-30 | 130.4 K | Hotchkis & Wiley Capital Management Llc | 2024-09-30 | 128 K | American Century Companies Inc | 2024-09-30 | 123.4 K | Fort Washington Investment Advisors Inc | 2024-12-31 | 114.8 K | Lsv Asset Management | 2024-09-30 | 114.3 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 113.3 K | Bank Of New York Mellon Corp | 2024-09-30 | 106.1 K | Maltese Capital Management Llc | 2024-09-30 | 101.4 K | Blackrock Inc | 2024-09-30 | 1.4 M | Vanguard Group Inc | 2024-09-30 | 845.2 K |
Follow Civista Bancshares' market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 336.63 M.Market Cap |
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Project Civista Bancshares' profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.02 | 0.02 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.11 |
When accessing Civista Bancshares' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Civista Bancshares' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Civista Bancshares' profitability and make more informed investment decisions.
Please note, the presentation of Civista Bancshares' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Civista Bancshares' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Civista Bancshares' management manipulating its earnings.
Evaluate Civista Bancshares' management efficiency
The current year's Return On Equity is expected to grow to 0.11, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, Civista Bancshares' Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 4.7 B, whereas Other Current Assets are forecasted to decline to about 81.3 M. Civista Bancshares' management efficiency ratios could be used to measure how well Civista Bancshares manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 22.09 | 24.58 | |
| Tangible Book Value Per Share | 14.07 | 21.30 | |
| Enterprise Value Over EBITDA | 17.46 | 12.20 | |
| Price Book Value Ratio | 0.86 | 1.33 | |
| Enterprise Value Multiple | 17.46 | 12.20 | |
| Price Fair Value | 0.86 | 1.33 | |
| Enterprise Value | 605.9 M | 636.2 M |
The leadership approach at Civista Bancshares' fosters a culture of excellence and accountability. Our analysis examines how this culture influences financial outcomes and stock valuation.
Enterprise Value Revenue 4.8887 | Revenue | Quarterly Revenue Growth (0.03) | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Civista Bancshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on Civista Bancshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Civista Bancshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Civista Bancshares Corporate Filings
8K | 30th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 20th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 8th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
13A | 31st of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
Civista Bancshares Earnings Estimation Breakdown
The calculation of Civista Bancshares' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Civista Bancshares is estimated to be 0.525 with the future projection ranging from a low of 0.5 to a high of 0.55. Please be aware that this consensus of annual earnings estimates for Civista Bancshares is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.50 Lowest | Expected EPS | 0.55 Highest |
Civista Bancshares Earnings Projection Consensus
Suppose the current estimates of Civista Bancshares' value are higher than the current market price of the Civista Bancshares stock. In this case, investors may conclude that Civista Bancshares is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Civista Bancshares' stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 6 | 89.46% | 0.63 | 0.525 | 2.0 |
Civista Bancshares Earnings History
Earnings estimate consensus by Civista Bancshares analysts from Wall Street is used by the market to judge Civista Bancshares' stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Civista Bancshares' upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Civista Bancshares Quarterly Gross Profit |
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Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Civista Bancshares' price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Civista Bancshares Earnings per Share Projection vs Actual
Actual Earning per Share of Civista Bancshares refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Civista Bancshares predict the company's earnings will be in the future. The higher the earnings per share of Civista Bancshares, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Civista Bancshares Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Civista Bancshares, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Civista Bancshares should always be considered in relation to other companies to make a more educated investment decision.Civista Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Civista Bancshares' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
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2025-02-06 | 2024-12-31 | 0.534 | 0.63 | 0.096 | 17 | ||
2024-10-29 | 2024-09-30 | 0.44 | 0.53 | 0.09 | 20 | ||
2024-07-29 | 2024-06-30 | 0.39 | 0.45 | 0.06 | 15 | ||
2024-04-30 | 2024-03-31 | 0.46 | 0.41 | -0.05 | 10 | ||
2024-02-08 | 2023-12-31 | 0.58 | 0.62 | 0.04 | 6 | ||
2023-10-27 | 2023-09-30 | 0.61 | 0.66 | 0.05 | 8 | ||
2023-07-28 | 2023-06-30 | 0.72 | 0.64 | -0.08 | 11 | ||
2023-04-27 | 2023-03-31 | 0.81 | 0.82 | 0.01 | 1 | ||
2023-02-07 | 2022-12-31 | 0.75 | 0.77 | 0.02 | 2 | ||
2022-10-27 | 2022-09-30 | 0.56 | 0.72 | 0.16 | 28 | ||
2022-07-28 | 2022-06-30 | 0.5 | 0.53 | 0.03 | 6 | ||
2022-04-28 | 2022-03-31 | 0.63 | 0.57 | -0.06 | 9 | ||
2022-02-04 | 2021-12-31 | 0.61 | 0.73 | 0.12 | 19 | ||
2021-10-27 | 2021-09-30 | 0.62 | 0.64 | 0.02 | 3 | ||
2021-07-23 | 2021-06-30 | 0.57 | 0.7 | 0.13 | 22 | ||
2021-04-23 | 2021-03-31 | 0.68 | 0.68 | 0.0 | 0 | ||
2021-02-05 | 2020-12-31 | 0.44 | 0.64 | 0.2 | 45 | ||
2020-10-23 | 2020-09-30 | 0.34 | 0.48 | 0.14 | 41 | ||
2020-07-24 | 2020-06-30 | 0.26 | 0.41 | 0.15 | 57 | ||
2020-04-24 | 2020-03-31 | 0.48 | 0.47 | -0.01 | 2 | ||
2020-02-07 | 2019-12-31 | 0.48 | 0.47 | -0.01 | 2 | ||
2019-10-25 | 2019-09-30 | 0.46 | 0.46 | 0.0 | 0 | ||
2019-07-26 | 2019-06-30 | 0.48 | 0.51 | 0.03 | 6 | ||
2019-05-03 | 2019-03-31 | 0.56 | 0.57 | 0.01 | 1 | ||
2019-02-15 | 2018-12-31 | 0.41 | 0.49 | 0.08 | 19 | ||
2018-11-02 | 2018-09-30 | 0.36 | 0.37 | 0.01 | 2 | ||
2018-07-27 | 2018-06-30 | 0.4 | 0.44 | 0.04 | 10 | ||
2018-04-27 | 2018-03-31 | 0.47 | 0.55 | 0.08 | 17 | ||
2018-01-26 | 2017-12-31 | 0.29 | 0.37 | 0.08 | 27 | ||
2017-10-27 | 2017-09-30 | 0.29 | 0.29 | 0.0 | 0 | ||
2017-07-28 | 2017-06-30 | 0.31 | 0.29 | -0.02 | 6 | ||
2017-04-28 | 2017-03-31 | 0.41 | 0.4 | -0.01 | 2 | ||
2017-01-27 | 2016-12-31 | 0.31 | 0.33 | 0.02 | 6 | ||
2016-10-21 | 2016-09-30 | 0.29 | 0.34 | 0.05 | 17 | ||
2016-07-22 | 2016-06-30 | 0.45 | 0.47 | 0.02 | 4 | ||
2016-04-22 | 2016-03-31 | 0.31 | 0.43 | 0.12 | 38 | ||
2016-01-22 | 2015-12-31 | 0.28 | 0.29 | 0.01 | 3 | ||
2015-10-23 | 2015-09-30 | 0.26 | 0.3 | 0.04 | 15 | ||
2015-07-24 | 2015-06-30 | 0.23 | 0.29 | 0.06 | 26 | ||
2015-04-24 | 2015-03-31 | 0.25 | 0.29 | 0.04 | 16 | ||
2015-01-23 | 2014-12-31 | 0.22 | 0.21 | -0.01 | 4 | ||
2014-10-24 | 2014-09-30 | 0.22 | 0.21 | -0.01 | 4 | ||
2014-07-18 | 2014-06-30 | 0.22 | 0.21 | -0.01 | 4 | ||
2014-04-18 | 2014-03-31 | 0.21 | 0.22 | 0.01 | 4 | ||
2014-01-10 | 2013-12-31 | 0.19 | 0.1 | -0.09 | 47 | ||
2013-10-17 | 2013-09-30 | 0.17 | 0.17 | 0.0 | 0 | ||
2013-08-13 | 2013-06-30 | 0.17 | 0.18 | 0.01 | 5 | ||
2013-05-09 | 2013-03-31 | 0.19 | 0.21 | 0.02 | 10 | ||
2013-02-07 | 2012-12-31 | 0.12 | 0.22 | 0.1 | 83 | ||
2012-11-08 | 2012-09-30 | 0.1 | 0.14 | 0.04 | 40 | ||
2012-08-14 | 2012-06-30 | 0.11 | 0.08 | -0.03 | 27 | ||
2010-11-09 | 2010-09-30 | -0.07 | -0.22 | -0.15 | 214 | ||
2010-05-10 | 2010-03-31 | 0.01 | -0.03 | -0.04 | 400 | ||
2010-03-16 | 2009-12-31 | 0.03 | -0.03 | -0.06 | 200 | ||
2009-11-11 | 2009-09-30 | 0.02 | 0.03 | 0.01 | 50 | ||
2009-08-10 | 2009-06-30 | 0.08 | 0.01 | -0.07 | 87 |
Civista Bancshares Corporate Executives
Elected by the shareholders, the Civista Bancshares' board of directors comprises two types of representatives: Civista Bancshares inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Civista. The board's role is to monitor Civista Bancshares' management team and ensure that shareholders' interests are well served. Civista Bancshares' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Civista Bancshares' outside directors are responsible for providing unbiased perspectives on the board's policies.
| Richard Dutton | Sr. VP and COO of Civista Bank | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Civista Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real. For information on how to trade Civista Stock refer to our How to Trade Civista Stock guide.You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Civista Bancshares. If investors know Civista will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Civista Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.20) | Earnings Share 2 | Revenue Per Share | Quarterly Revenue Growth (0.03) | Return On Assets |
The market value of Civista Bancshares is measured differently than its book value, which is the value of Civista that is recorded on the company's balance sheet. Investors also form their own opinion of Civista Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Civista Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Civista Bancshares' market value can be influenced by many factors that don't directly affect Civista Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Civista Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Civista Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Civista Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.