Citizens Financial Statements From 2010 to 2024

CIWV Stock  USD 26.00  1.00  4.00%   
Citizens Financial financial statements provide useful quarterly and yearly information to potential Citizens Financial Corp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Citizens Financial financial statements helps investors assess Citizens Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Citizens Financial's valuation are summarized below:
Citizens Financial Corp does not presently have any fundamental signals for analysis.
Check Citizens Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Citizens Financial's main balance sheet or income statement drivers, such as , as well as many indicators such as . Citizens financial statements analysis is a perfect complement when working with Citizens Financial Valuation or Volatility modules.
  
This module can also supplement various Citizens Financial Technical models . Check out the analysis of Citizens Financial Correlation against competitors.

Citizens Financial Corp Company Operating Margin Analysis

Citizens Financial's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Operating Margin

 = 

Operating Income

Revenue

X

100

More About Operating Margin | All Equity Analysis

Current Citizens Financial Operating Margin

    
  0.27 %  
Most of Citizens Financial's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Citizens Financial Corp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Competition

Based on the recorded statements, Citizens Financial Corp has an Operating Margin of 0.2694%. This is 98.54% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The operating margin for all United States stocks is 104.89% lower than that of the firm.

Citizens Financial Corp Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Citizens Financial's current stock value. Our valuation model uses many indicators to compare Citizens Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Citizens Financial competition to find correlations between indicators driving Citizens Financial's intrinsic value. More Info.
Citizens Financial Corp is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Citizens Financial Corp is roughly  9.94 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Citizens Financial's earnings, one of the primary drivers of an investment's value.

About Citizens Financial Financial Statements

Citizens Financial investors use historical fundamental indicators, such as Citizens Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Understanding over-time patterns can help investors decide on long-term investments in Citizens Financial. Please read more on our technical analysis and fundamental analysis pages.
Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc. that provides retail, secondary market, and commercial loan services to consumers and businesses in West Virginia. The company was founded in 1924 and is headquartered in Elkins, West Virginia. Citizens Financial is traded on OTC Exchange in the United States.

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Additional Tools for Citizens Pink Sheet Analysis

When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.