Cullman Income Quality from 2010 to 2026

CULL Stock  USD 12.85  0.05  0.39%   
Cullman Bancorp Income Quality yearly trend continues to be quite stable with very little volatility. Income Quality may rise above 2.62 this year. Income Quality is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. View All Fundamentals
 
Income Quality  
First Reported
2010-12-31
Previous Quarter
2.12
Current Value
2.62
Quarterly Volatility
1.5220824
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Cullman Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Cullman Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 443.2 K, Interest Expense of 2 M or Selling General Administrative of 9.6 M, as well as many indicators such as Price To Sales Ratio of 2.04, Dividend Yield of 0.0169 or PTB Ratio of 0.85. Cullman financial statements analysis is a perfect complement when working with Cullman Bancorp Valuation or Volatility modules.
  
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Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
Historical Income Quality data for Cullman Bancorp serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether Cullman Bancorp represents a compelling investment opportunity.

Latest Cullman Bancorp's Income Quality Growth Pattern

Below is the plot of the Income Quality of Cullman Bancorp over the last few years. It is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. Cullman Bancorp's Income Quality historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Cullman Bancorp's overall financial position and show how it may be relating to other accounts over time.
Income Quality10 Years Trend
Slightly volatile
   Income Quality   
       Timeline  

Cullman Income Quality Regression Statistics

Arithmetic Mean3.16
Geometric Mean2.77
Coefficient Of Variation48.10
Mean Deviation1.41
Median2.92
Standard Deviation1.52
Sample Variance2.32
Range3.6927
R-Value(0.38)
Mean Square Error2.12
R-Squared0.14
Significance0.14
Slope(0.11)
Total Sum of Squares37.07

Cullman Income Quality History

2026 2.62
2025 2.12
2024 1.84
2023 1.48
2022 1.38
2021 2.92
2020 0.97

About Cullman Bancorp Financial Statements

Cullman Bancorp investors utilize fundamental indicators, such as Income Quality, to predict how Cullman Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Income Quality 2.12  2.62 

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When determining whether Cullman Bancorp is a strong investment it is important to analyze Cullman Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Cullman Bancorp's future performance. For an informed investment choice regarding Cullman Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. Projected growth potential of Cullman fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Cullman Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.23
Earnings Share
0.5
Revenue Per Share
2.56
Quarterly Revenue Growth
0.018
Return On Assets
0.0086
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Cullman Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Cullman Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Cullman Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.