Cullman Financial Statements From 2010 to 2026

CULL Stock  USD 12.85  0.05  0.39%   
Cullman Bancorp's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Cullman Bancorp's valuation are provided below:
Gross Profit
17.4 M
Profit Margin
0.227
Market Capitalization
78.8 M
Enterprise Value Revenue
7.3884
Revenue
17.4 M
There are over one hundred nineteen available fundamental signals for Cullman Bancorp, which can be analyzed over time and compared to other ratios. We recommend to validate Cullman Bancorp's prevailing fundamental drivers against the all of the trends between 2010 and 2026. The value of Market Cap is estimated to slide to about 37.1 M. The Enterprise Value is projected to slide to about 70.1 M

Cullman Bancorp Total Revenue

15.67 Million

Check Cullman Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Cullman Bancorp's main balance sheet or income statement drivers, such as Depreciation And Amortization of 443.2 K, Interest Expense of 2 M or Selling General Administrative of 9.6 M, as well as many indicators such as Price To Sales Ratio of 2.04, Dividend Yield of 0.0169 or PTB Ratio of 0.85. Cullman financial statements analysis is a perfect complement when working with Cullman Bancorp Valuation or Volatility modules.
  
Build AI portfolio with Cullman Stock
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

Cullman Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets333.5 M498 M329.2 M
Slightly volatile
Short and Long Term Debt Total34.5 M40.5 M44.4 M
Slightly volatile
Total Stockholder Equity68 M115.3 M66.8 M
Slightly volatile
Property Plant And Equipment Net12.2 M19.7 M10.7 M
Slightly volatile
Net Debt31.5 M40.5 M40 M
Slightly volatile
Retained Earnings46.7 M71.3 M48.9 M
Slightly volatile
Cash3.3 M3.9 M4.9 M
Pretty Stable
Non Current Assets Total247.5 M457.7 M300.8 M
Slightly volatile
Cash And Short Term Investments39.5 M37.7 M16.4 M
Slightly volatile
Net Receivables870.1 K1.1 MM
Very volatile
Common Stock Shares Outstanding4.4 M5.9 M4.7 M
Slightly volatile
Liabilities And Stockholders Equity333.5 M498 M329.2 M
Slightly volatile
Non Current Liabilities Total373.9 M356.1 M206.3 M
Slightly volatile
Total Liabilities265.5 M382.7 M262.4 M
Slightly volatile
Property Plant And Equipment Gross16.2 M27.3 M18 M
Slightly volatile
Total Current Assets18.5 M23.7 M14.9 M
Slightly volatile
Other Stockholder Equity25.2 M50.4 M19.5 M
Slightly volatile
Other Liabilities3.3 M5.6 M3.9 M
Slightly volatile
Net Tangible Assets66.8 M115.2 M67.3 M
Slightly volatile
Accounts Payable204.3 K215.1 K104.4 M
Slightly volatile
Long Term Debt29.8 M31.5 M43.6 M
Slightly volatile
Common Stock Total Equity89.4 K85.1 K69.9 K
Slightly volatile
Short Term Investments17.1 M32.6 M19.9 M
Slightly volatile
Long Term Investments24.2 M25.5 M61.7 M
Pretty Stable
Short and Long Term Debt37.4 M37.8 M42 M
Slightly volatile
Short Term Debt4.3 M4.5 M9.8 M
Slightly volatile
Common Stock50 K75.9 K39.9 K
Slightly volatile
Property Plant Equipment7.9 M9.8 M9.3 M
Pretty Stable
Total Current Liabilities154.9 M125.5 M82.9 M
Slightly volatile
Net Invested Capital134.9 M157.2 M119 M
Slightly volatile
Capital Stock66.8 K81.7 K41.3 K
Slightly volatile
Intangible Assets710.4 K697.5 K912.9 K
Slightly volatile
Retained Earnings Total Equity45.2 M50.9 M55.6 M
Slightly volatile
Capital Surpluse40.1 M45.1 M49.3 M
Slightly volatile
Non Current Liabilities Other24 M26.9 M29.4 M
Slightly volatile

Cullman Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Selling And Marketing Expenses137.1 K136.8 K151.9 K
Pretty Stable
Total Revenue15.7 M26.7 M15.2 M
Slightly volatile
Gross Profit12.5 M19.1 M12.9 M
Slightly volatile
Other Operating Expenses11.4 M18.5 M11 M
Slightly volatile
Operating Income3.8 MM3.8 M
Slightly volatile
Total Operating ExpensesM13.3 M8.2 M
Slightly volatile
Income Before Tax3.8 MM3.8 M
Slightly volatile
Net Income2.7 M3.9 M2.8 M
Slightly volatile
Income Tax Expense1.1 M999.4 KM
Very volatile
Net Income From Continuing Ops2.9 M4.7 M2.9 M
Slightly volatile
Net Income Applicable To Common Shares2.9 M4.8 M2.9 M
Slightly volatile
Tax Provision951.5 K1.2 M956.2 K
Pretty Stable
Net Interest Income14.7 M17.8 M12.6 M
Slightly volatile
Interest Income17.4 M21.9 M15.5 M
Slightly volatile
Reconciled Depreciation353.8 K345.6 K507.2 K
Slightly volatile

Cullman Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow2.8 M2.8 M3.4 M
Very volatile
Begin Period Cash Flow20.6 M15 M16.6 M
Slightly volatile
Net Income2.5 M3.9 M2.6 M
Slightly volatile
End Period Cash Flow21.8 M15 M17.1 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.042.422.5204
Slightly volatile
Dividend Yield0.01690.01610.0156
Pretty Stable
PTB Ratio0.850.720.6465
Slightly volatile
Days Sales Outstanding30.0424.9824.5503
Slightly volatile
Book Value Per Share8.1413.8415.5971
Very volatile
Free Cash Flow Yield0.07020.04550.1053
Slightly volatile
Operating Cash Flow Per Share0.520.871.1656
Pretty Stable
Stock Based Compensation To Revenue0.02860.04230.028
Slightly volatile
Capex To Depreciation7.316.972.7921
Slightly volatile
PB Ratio0.850.720.6465
Slightly volatile
EV To Sales6.085.325.1124
Slightly volatile
Free Cash Flow Per Share0.380.340.9698
Slightly volatile
Net Income Per Share0.490.470.7393
Pretty Stable
Payables Turnover25.2221.9927.0559
Slightly volatile
Sales General And Administrative To Revenue0.250.340.2273
Slightly volatile
Capex To Revenue0.160.150.063
Slightly volatile
Cash Per Share4.284.082.8999
Slightly volatile
POCF Ratio15.3811.3810.512
Very volatile
Interest Coverage0.891.061.4445
Pretty Stable
Payout Ratio0.180.230.2027
Slightly volatile
Capex To Operating Cash Flow0.580.550.2293
Slightly volatile
PFCF Ratio16.0622.7514.7552
Slightly volatile
Days Payables Outstanding14.8817.1814.4977
Slightly volatile
Income Quality2.622.123.1643
Slightly volatile
ROE0.03020.03070.0521
Slightly volatile
EV To Operating Cash Flow33.6419.5922.4732
Pretty Stable
PE Ratio26.6420.9917.6067
Pretty Stable
Return On Tangible Assets0.00580.00710.0099
Pretty Stable
EV To Free Cash Flow45.550.0430.8067
Pretty Stable
Earnings Yield0.0590.04930.0821
Pretty Stable
Current Ratio0.160.1722.6048
Pretty Stable
Tangible Book Value Per Share8.1413.8415.5971
Very volatile
Receivables Turnover11.1315.1215.1401
Slightly volatile
Graham Number7.712.1217.4992
Pretty Stable
Shareholders Equity Per Share8.1413.8415.5971
Very volatile
Debt To Equity0.490.520.811
Slightly volatile
Capex Per Share0.560.530.2205
Slightly volatile
Revenue Per Share2.73.213.8465
Pretty Stable
Interest Debt Per Share8.677.9412.9014
Slightly volatile
Debt To Assets0.180.120.1512
Slightly volatile
Short Term Coverage Ratios1.011.131.2384
Slightly volatile
Price Earnings Ratio26.6420.9917.6067
Pretty Stable
Operating Cycle30.0424.9824.5503
Slightly volatile
Price Book Value Ratio0.850.720.6465
Slightly volatile
Days Of Payables Outstanding14.8817.1814.4977
Slightly volatile
Dividend Payout Ratio0.180.230.2027
Slightly volatile
Price To Operating Cash Flows Ratio15.3811.3810.512
Very volatile
Price To Free Cash Flows Ratio16.0622.7514.7552
Slightly volatile
Pretax Profit Margin0.190.170.2565
Pretty Stable
Ebt Per Ebit0.790.890.9696
Slightly volatile
Operating Profit Margin0.20.170.2575
Pretty Stable
Effective Tax Rate0.350.230.2816
Slightly volatile
Company Equity Multiplier6.084.975.3543
Slightly volatile
Long Term Debt To Capitalization0.480.330.4283
Slightly volatile
Total Debt To Capitalization0.480.360.4315
Slightly volatile
Return On Capital Employed0.01640.01220.0188
Very volatile
Debt Equity Ratio0.490.520.811
Slightly volatile
Ebit Per Revenue0.20.170.2575
Pretty Stable
Quick Ratio0.160.1722.6048
Pretty Stable
Dividend Paid And Capex Coverage Ratio1.461.543.3239
Slightly volatile
Net Income Per E B T0.540.70.7066
Slightly volatile
Cash Ratio17.3416.5214.8197
Very volatile
Operating Cash Flow Sales Ratio0.180.240.2609
Pretty Stable
Days Of Sales Outstanding30.0424.9824.5503
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.810.450.7936
Slightly volatile
Cash Flow Coverage Ratios0.0880.130.1107
Slightly volatile
Price To Book Ratio0.850.720.6465
Slightly volatile
Fixed Asset Turnover1.151.221.6117
Pretty Stable
Capital Expenditure Coverage Ratio1.81.899.0288
Slightly volatile
Price Cash Flow Ratio15.3811.3810.512
Very volatile
Debt Ratio0.180.120.1512
Slightly volatile
Cash Flow To Debt Ratio0.0880.130.1107
Slightly volatile
Price Sales Ratio2.042.422.5204
Slightly volatile
Return On Assets0.00580.00710.0099
Pretty Stable
Asset Turnover0.05890.06170.0528
Pretty Stable
Net Profit Margin0.140.130.1837
Very volatile
Gross Profit Margin0.550.710.7636
Pretty Stable
Price Fair Value0.850.720.6465
Slightly volatile
Return On Equity0.03020.03070.0521
Slightly volatile

Cullman Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap37.1 M56.1 M44.9 M
Slightly volatile
Enterprise Value70.1 M96.6 M96.2 M
Pretty Stable

Cullman Upcoming Events

13th of February 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About Cullman Bancorp Financial Statements

Cullman Bancorp investors utilize fundamental indicators, such as revenue or net income, to predict how Cullman Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue26.7 M15.7 M
Cost Of Revenue4.1 M2.2 M
Stock Based Compensation To Revenue 0.04  0.03 
Sales General And Administrative To Revenue 0.34  0.25 
Capex To Revenue 0.15  0.16 
Revenue Per Share 3.21  2.70 
Ebit Per Revenue 0.17  0.20 

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Prophet is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Prophet
When determining whether Cullman Bancorp is a strong investment it is important to analyze Cullman Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Cullman Bancorp's future performance. For an informed investment choice regarding Cullman Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. Projected growth potential of Cullman fundamentally drives upward valuation adjustments. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Cullman Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth
0.23
Earnings Share
0.5
Revenue Per Share
2.56
Quarterly Revenue Growth
0.018
Return On Assets
0.0086
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Cullman Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Cullman Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Cullman Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.