Encore Operating Income from 2010 to 2026

ECPG Stock

USD 58.41 0.33 0.57%

Encore Capital's Operating Income is increasing over the last several years with stable swings. Operating Income is estimated to finish at about 196.8 M this year. Operating Income is earnings before interest and taxes (EBIT), representing the amount of profit Encore Capital Group generates from its operations. View All Fundamentals

Operating Income

First Reported

1999-03-31

Previous Quarter

150.7 M

Current Value

173.2 M

Quarterly Volatility

62.9 M

Dot-com Bubble

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Interest Hikes

Check Encore Capital financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Encore Capital's main balance sheet or income statement drivers, such as Depreciation And Amortization of 20 M, Interest Expense of 304.9 M or Total Revenue of 1.6 B, as well as many indicators such as Price To Sales Ratio of 1.11, Dividend Yield of 0.0036 or PTB Ratio of 1.69. Encore financial statements analysis is a perfect complement when working with Encore Capital Valuation or Volatility modules.

Build AI portfolio with Encore Stock

Check out the analysis of Encore Capital Correlation against competitors.

The Operating Income trend for Encore Capital Group offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Encore Capital is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Encore Capital's Operating Income Growth Pattern

Below is the plot of the Operating Income of Encore Capital Group over the last few years. Operating Income is the amount of profit realized from Encore Capital Group operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Encore Capital Group is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. It is earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations. Encore Capital's Operating Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Encore Capital's overall financial position and show how it may be relating to other accounts over time.

Operating Income

10 Years Trend

Pretty Stable

Compare to Others All Fundamentals

Operating Income

Timeline

Encore Operating Income Regression Statistics

	Arithmetic Mean	275,187,678
	Geometric Mean	197,111,803
	Coefficient Of Variation	63.50
	Mean Deviation	140,519,597
	Median	241,514,000
	Standard Deviation	174,732,686
	Sample Variance	30531.5T
	Range	617.8M
	R-Value	0.24
	Mean Square Error	30728.7T
	R-Squared	0.06
	Significance	0.36
	Slope	8,220,931
	Total Sum of Squares	488504.2T

Encore Operating Income History

	2026	196.8 M
	2025	180.9 M
	2024	157.3 M
	2023	16.5 M
	2022	462.2 M
	2021	633.3 M
	2020	533.6 M

Other Fundumenentals of Encore Capital Group

Non Operating Income Net Other

Encore Capital Operating Income component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Accounts Payable	Net Receivables	Total Liab	Total Current Assets	Common Stock	Long Term Debt	Short Term Investments	Short Term Debt	Property Plant Equipment	Current Deferred Revenue	Good Will	Intangible Assets	Net Tangible Assets	Total Permanent Equity	Capital Surpluse	Deferred Long Term Liab	Short Long Term Debt	Long Term Debt Total	Long Term Investments	Net Invested Capital	Net Working Capital	Capital Stock
Total Assets		0.72	0.99	0.85	0.87	0.44	0.99	0.54	0.63	0.91	0.12	0.25	0.88	-0.34	0.78	0.31	-0.08	0.75	0.52	0.86	-0.79	0.74	0.72	0.62	0.37	-0.53
Total Stockholder Equity	0.72		0.62	0.87	0.47	-0.03	0.64	0.35	0.63	0.4	-0.01	0.21	0.77	-0.5	0.69	0.35	0.12	0.61	0.74	0.78	-0.49	0.64	0.56	0.37	-0.05	-0.36
Net Debt	0.99	0.62		0.78	0.9	0.51	1.0	0.54	0.61	0.96	0.12	0.26	0.84	-0.3	0.75	0.28	-0.14	0.72	0.46	0.84	-0.81	0.71	0.72	0.63	0.42	-0.51
Retained Earnings	0.85	0.87	0.78		0.54	0.35	0.8	0.31	0.46	0.6	0.21	-0.07	0.84	-0.26	0.58	0.12	0.32	0.75	0.72	0.79	-0.6	0.8	0.75	0.57	0.34	-0.72
Accounts Payable	0.87	0.47	0.9	0.54		0.28	0.9	0.61	0.63	0.89	0.03	0.54	0.65	-0.41	0.86	0.49	-0.53	0.53	0.16	0.74	-0.81	0.44	0.41	0.35	0.15	-0.2
Net Receivables	0.44	-0.03	0.51	0.35	0.28		0.49	0.18	0.02	0.6	0.19	-0.45	0.34	0.27	-0.12	-0.46	0.4	0.37	0.31	0.25	-0.24	0.54	0.69	0.77	0.92	-0.7
Total Liab	0.99	0.64	1.0	0.8	0.9	0.49		0.55	0.6	0.95	0.13	0.25	0.85	-0.3	0.76	0.29	-0.13	0.73	0.47	0.84	-0.81	0.71	0.72	0.63	0.41	-0.52
Total Current Assets	0.54	0.35	0.54	0.31	0.61	0.18	0.55		0.38	0.48	-0.1	0.26	0.3	-0.38	0.61	0.08	-0.42	0.11	0.13	0.4	-0.22	0.11	0.11	0.13	0.17	-0.12
Common Stock	0.63	0.63	0.61	0.46	0.63	0.02	0.6	0.38		0.57	-0.47	0.58	0.62	-0.8	0.63	0.51	-0.27	0.45	0.31	0.5	-0.48	0.37	0.32	0.36	-0.12	0.08
Long Term Debt	0.91	0.4	0.96	0.6	0.89	0.6	0.95	0.48	0.57		0.07	0.29	0.76	-0.23	0.63	0.24	-0.21	0.66	0.32	0.71	-0.78	0.63	0.68	0.66	0.49	-0.44
Short Term Investments	0.12	-0.01	0.12	0.21	0.03	0.19	0.13	-0.1	-0.47	0.07		-0.38	0.02	0.47	0.02	-0.06	0.18	0.14	0.03	0.26	-0.03	0.32	0.26	0.02	0.22	-0.45
Short Term Debt	0.25	0.21	0.26	-0.07	0.54	-0.45	0.25	0.26	0.58	0.29	-0.38		0.28	-0.48	0.65	0.86	-0.75	0.09	-0.18	0.23	-0.4	-0.1	-0.22	-0.17	-0.62	0.62
Property Plant Equipment	0.88	0.77	0.84	0.84	0.65	0.34	0.85	0.3	0.62	0.76	0.02	0.28		-0.25	0.64	0.31	0.13	0.75	0.69	0.79	-0.71	0.77	0.75	0.69	0.22	-0.46
Current Deferred Revenue	-0.34	-0.5	-0.3	-0.26	-0.41	0.27	-0.3	-0.38	-0.8	-0.23	0.47	-0.48	-0.25		-0.51	-0.41	0.41	-0.17	-0.01	-0.25	0.23	0.02	0.08	0.15	0.29	-0.2
Good Will	0.78	0.69	0.75	0.58	0.86	-0.12	0.76	0.61	0.63	0.63	0.02	0.65	0.64	-0.51		0.68	-0.56	0.48	0.24	0.77	-0.67	0.34	0.23	0.12	-0.2	-0.03
Intangible Assets	0.31	0.35	0.28	0.12	0.49	-0.46	0.29	0.08	0.51	0.24	-0.06	0.86	0.31	-0.41	0.68		-0.56	0.32	-0.1	0.31	-0.42	0.13	-0.07	-0.15	-0.6	0.46
Net Tangible Assets	-0.08	0.12	-0.14	0.32	-0.53	0.4	-0.13	-0.42	-0.27	-0.21	0.18	-0.75	0.13	0.41	-0.56	-0.56		0.2	0.53	-0.09	0.23	0.44	0.49	0.46	0.47	-0.59
Total Permanent Equity	0.75	0.61	0.72	0.75	0.53	0.37	0.73	0.11	0.45	0.66	0.14	0.09	0.75	-0.17	0.48	0.32	0.2		0.58	0.54	-0.64	0.72	0.7	0.56	0.32	-0.52
Capital Surpluse	0.52	0.74	0.46	0.72	0.16	0.31	0.47	0.13	0.31	0.32	0.03	-0.18	0.69	-0.01	0.24	-0.1	0.53	0.58		0.59	-0.27	0.72	0.75	0.64	0.29	-0.59
Deferred Long Term Liab	0.86	0.78	0.84	0.79	0.74	0.25	0.84	0.4	0.5	0.71	0.26	0.23	0.79	-0.25	0.77	0.31	-0.09	0.54	0.59		-0.7	0.72	0.69	0.51	0.21	-0.46
Short Long Term Debt	-0.79	-0.49	-0.81	-0.6	-0.81	-0.24	-0.81	-0.22	-0.48	-0.78	-0.03	-0.4	-0.71	0.23	-0.67	-0.42	0.23	-0.64	-0.27	-0.7		-0.56	-0.55	-0.43	-0.18	0.3
Long Term Debt Total	0.74	0.64	0.71	0.8	0.44	0.54	0.71	0.11	0.37	0.63	0.32	-0.1	0.77	0.02	0.34	0.13	0.44	0.72	0.72	0.72	-0.56		0.95	0.82	0.47	-0.7
Long Term Investments	0.72	0.56	0.72	0.75	0.41	0.69	0.72	0.11	0.32	0.68	0.26	-0.22	0.75	0.08	0.23	-0.07	0.49	0.7	0.75	0.69	-0.55	0.95		0.89	0.66	-0.75
Net Invested Capital	0.62	0.37	0.63	0.57	0.35	0.77	0.63	0.13	0.36	0.66	0.02	-0.17	0.69	0.15	0.12	-0.15	0.46	0.56	0.64	0.51	-0.43	0.82	0.89		0.66	-0.59
Net Working Capital	0.37	-0.05	0.42	0.34	0.15	0.92	0.41	0.17	-0.12	0.49	0.22	-0.62	0.22	0.29	-0.2	-0.6	0.47	0.32	0.29	0.21	-0.18	0.47	0.66	0.66		-0.75
Capital Stock	-0.53	-0.36	-0.51	-0.72	-0.2	-0.7	-0.52	-0.12	0.08	-0.44	-0.45	0.62	-0.46	-0.2	-0.03	0.46	-0.59	-0.52	-0.59	-0.46	0.3	-0.7	-0.75	-0.59	-0.75

Click cells to compare fundamentals

About Encore Capital Financial Statements

Encore Capital stakeholders use historical fundamental indicators, such as Encore Capital's Operating Income, to determine how well the company is positioned to perform in the future. Although Encore Capital investors may analyze each financial statement separately, they are all interrelated. For example, changes in Encore Capital's assets and liabilities are reflected in the revenues and expenses on Encore Capital's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Encore Capital Group. Please read more on our technical analysis and fundamental analysis pages.

	Last Reported	Projected for Next Year
Operating Income	180.9 M	196.8 M
Non Operating Income Net Other	1.9 M	2 M

Currently Active Assets on Macroaxis

FSLY	Fastly Class A
MOB	Mobilicom Limited American
CMG	Chipotle Mexican Grill
CSAN	Cosan SA ADR
RKT	Rocket Companies

When determining whether Encore Capital Group is a strong investment it is important to analyze Encore Capital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Encore Capital's future performance. For an informed investment choice regarding Encore Stock, refer to the following important reports:

How To Invest In Encore

Details

Is Encore Stock a good investment?

Details

What is Encore Capital's Net Worth?

Details

Largest Consumer Finance Companies

View

Largest Financial Services Companies

View

Check out the analysis of Encore Capital Correlation against competitors.

You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.

Can Consumer Finance industry sustain growth momentum? Does Encore have expansion opportunities? Factors like these will boost the valuation of Encore Capital. Projected growth potential of Encore fundamentally drives upward valuation adjustments. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Encore Capital demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.

Quarterly Earnings Growth

1.516

Earnings Share

(1.80)

Revenue Per Share

66.057

Quarterly Revenue Growth

0.254

Return On Assets

0.0534

The market value of Encore Capital Group is measured differently than its book value, which is the value of Encore that is recorded on the company's balance sheet. Investors also form their own opinion of Encore Capital's value that differs from its market value or its book value, called intrinsic value, which is Encore Capital's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Encore Capital's market value can be influenced by many factors that don't directly affect Encore Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

It's important to distinguish between Encore Capital's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Encore Capital should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Encore Capital's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2026 Macroaxis LLC

Encore Operating Income from 2010 to 2026

Latest Encore Capital's Operating Income Growth Pattern

Encore Operating Income Regression Statistics

Encore Operating Income History

Other Fundumenentals of Encore Capital Group

Encore Capital Operating Income component correlations

About Encore Capital Financial Statements

Currently Active Assets on Macroaxis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY