ESSA Financial Statements From 2010 to 2024

ESSA Stock  USD 20.15  0.06  0.30%   
ESSA Bancorp financial statements provide useful quarterly and yearly information to potential ESSA Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on ESSA Bancorp financial statements helps investors assess ESSA Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting ESSA Bancorp's valuation are summarized below:
Gross Profit
68.3 M
Profit Margin
0.2547
Market Capitalization
203.5 M
Enterprise Value Revenue
7.4525
Revenue
68.5 M
We have found one hundred twenty available fundamental signals for ESSA Bancorp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to verify all of ESSA Bancorp prevailing market performance against the performance between 2010 and 2024 to make sure the company can sustain itself next year. The current year's Market Cap is expected to grow to about 198.9 M, whereas Enterprise Value is forecasted to decline to about 171.3 M.

ESSA Bancorp Total Revenue

117.14 Million

Check ESSA Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among ESSA Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 12.3 M, Total Revenue of 117.1 M or Gross Profit of 117.1 M, as well as many indicators such as Price To Sales Ratio of 45.44, Ptb Ratio of 4.71 or Days Sales Outstanding of 13.2 K. ESSA financial statements analysis is a perfect complement when working with ESSA Bancorp Valuation or Volatility modules.
  
Check out the analysis of ESSA Bancorp Correlation against competitors.
For information on how to trade ESSA Stock refer to our How to Trade ESSA Stock guide.

ESSA Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.5 B2.2 B1.7 B
Slightly volatile
Total Stockholder Equity173.8 M230.4 M178.7 M
Slightly volatile
Property Plant And Equipment Net14.1 M11.3 M14.2 M
Pretty Stable
Cash103.1 M98.2 M61.9 M
Slightly volatile
Non Current Assets Total2.2 B2.1 B584.5 M
Slightly volatile
Other Assets1.2 B1.7 B1.6 B
Pretty Stable
Cash And Short Term Investments506.5 M482.4 M350.4 M
Slightly volatile
Common Stock Shares Outstanding10.1 M9.5 M10.9 M
Slightly volatile
Liabilities And Stockholders Equity1.5 B2.2 B1.7 B
Slightly volatile
Other Stockholder Equity73.3 M78.9 M83.9 M
Pretty Stable
Total Liabilities1.2 BB1.4 B
Pretty Stable
Property Plant And Equipment Gross44.4 M42.3 M22.9 M
Slightly volatile
Total Current Assets49.2 M51.8 M700.8 M
Slightly volatile
Short and Long Term Debt Total220 M290 M243.6 M
Very volatile
Total Current Liabilities188 M280 M228.6 M
Slightly volatile
Other Liabilities15.6 M26.7 M17.9 M
Slightly volatile
Retained Earnings98.1 M163.5 M101.2 M
Slightly volatile
Accounts PayableB1.6 B1.2 B
Slightly volatile
Long Term Debt12.1 M12.7 M109.4 M
Slightly volatile
Net Receivables1.1 B1.9 B1.2 B
Slightly volatile
Short Term Investments289.6 M384.2 M303.4 M
Pretty Stable
Non Current Liabilities Total1.8 B1.7 B480.6 M
Slightly volatile
Short Term Debt294 M280 M142.6 M
Slightly volatile
Intangible Assets99.4 K104.7 K1.3 M
Slightly volatile
Property Plant Equipment16.1 M15.1 M16 M
Slightly volatile
Common Stock Total Equity195.3 K208.2 K183 K
Slightly volatile
Common Stock195.7 K208.2 K183.1 K
Slightly volatile
Net Tangible Assets185.2 M228 M175.5 M
Slightly volatile
Good Will12.7 M15.9 M11.8 M
Slightly volatile
Retained Earnings Total Equity102.4 M160 M101.2 M
Slightly volatile
Long Term Debt Total12.1 M12.7 M115.4 M
Slightly volatile
Capital Surpluse198.5 M209.5 M183.7 M
Slightly volatile
Other Current Assets49.2 M51.8 M502.2 M
Slightly volatile
Long Term Investments330.3 M347.7 M893.6 M
Slightly volatile
Non Current Liabilities Other20.9 M33.9 M20.8 M
Slightly volatile
Earning Assets311.7 M296.2 M364.3 M
Slightly volatile
Net Invested Capital506.8 M683.5 M490.9 M
Pretty Stable
Capital Stock144.8 K162.9 K177.4 K
Slightly volatile
Current Deferred Revenue4.3 M4.8 M5.3 M
Slightly volatile

ESSA Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense12.3 M11.9 M13 M
Very volatile
Total Revenue117.1 M111.6 M60 M
Slightly volatile
Gross Profit117.1 M111.6 M60 M
Slightly volatile
Other Operating Expenses95.1 M90.6 M28.3 M
Slightly volatile
Operating Income18.5 M21 M21.8 M
Very volatile
EBIT18.3 M21 M21.5 M
Very volatile
EBITDA26.2 M21.1 M23 M
Pretty Stable
Income Before Tax11.8 M21 M13.9 M
Slightly volatile
Net Income8.9 M17 M10.8 M
Slightly volatile
Income Tax Expense2.9 MM3.1 M
Slightly volatile
Depreciation And Amortization86.5 K91 KM
Pretty Stable
Selling General Administrative22 M31.9 M23.2 M
Slightly volatile
Cost Of Revenue14.3 M18.2 M16.4 M
Slightly volatile
Net Income Applicable To Common Shares24.2 M23.1 M12.3 M
Slightly volatile
Selling And Marketing Expenses790 K745.2 K743.9 K
Very volatile
Net Income From Continuing Ops12.5 M21.4 M12.1 M
Slightly volatile
Non Recurring280.5 K220.5 K322.3 K
Slightly volatile
Tax Provision3.8 M5.2 M3.5 M
Slightly volatile
Net Interest Income55.5 M70.8 M50.4 M
Slightly volatile
Interest Income70.2 M98.3 M64 M
Slightly volatile
Reconciled Depreciation162.4 K171 K1.3 M
Slightly volatile

ESSA Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow14.6 M24 M17.3 M
Slightly volatile
Begin Period Cash Flow44.1 M32.1 M49.8 M
Slightly volatile
Capital Expenditures938.1 K859.5 K773.7 K
Very volatile
Total Cash From Operating Activities15.8 M24 M17.9 M
Slightly volatile
Net Income22.4 M21.4 M12 M
Slightly volatile
End Period Cash Flow44.5 M32.1 M48.8 M
Slightly volatile
Stock Based Compensation1.1 M718.2 K1.1 M
Pretty Stable
Dividends Paid5.6 M5.3 M8.1 M
Slightly volatile
Change To Netincome4.8 M3.5 M4.2 M
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio45.441.64225.9269
Slightly volatile
PTB Ratio4.710.79511.2688
Very volatile
Days Sales Outstanding13.2 K9.8 K10.3 K
Slightly volatile
Book Value Per Share2.524.171627.8326
Slightly volatile
Capex To Depreciation0.980.520.5086
Very volatile
PB Ratio4.710.79511.2688
Very volatile
EV To Sales39.134.24168.4479
Pretty Stable
ROIC0.310.03270.0743
Very volatile
Net Income Per Share0.281.78251.0015
Slightly volatile
Sales General And Administrative To Revenue0.620.460.5217
Slightly volatile
Cash Per Share1.551.635929.3048
Pretty Stable
POCF Ratio7.658.0510.8024
Slightly volatile
Interest Coverage1.571.7682.2386
Pretty Stable
Capex To Operating Cash Flow0.050.05260.0615
Slightly volatile
PFCF Ratio8.018.4312.0536
Slightly volatile
Income Quality1.231.293.3027
Slightly volatile
ROE0.110.07370.0632
Slightly volatile
EV To Operating Cash Flow22.7923.9925.2287
Slightly volatile
PE Ratio42.3110.782752.9683
Slightly volatile
Return On Tangible Assets0.010.00780.0065
Slightly volatile
EV To Free Cash Flow23.8925.1428.1021
Slightly volatile
Earnings Yield0.02360.09270.0671
Slightly volatile
Intangibles To Total Assets0.00590.00630.0073
Very volatile
Current Ratio0.180.184910.0125
Slightly volatile
Tangible Book Value Per Share2.522.723826.6741
Slightly volatile
Receivables Turnover0.03190.03870.0406
Pretty Stable
Graham Number3.9631.135618.4502
Slightly volatile
Shareholders Equity Per Share2.524.171616.2197
Slightly volatile
Debt To Equity2.051.25861.6171
Slightly volatile
Revenue Per Share0.2611.70355.1454
Slightly volatile
Interest Debt Per Share0.7231.665221.6897
Very volatile
Debt To Assets0.240.13260.1666
Slightly volatile
Enterprise Value Over EBITDA8.922.477517.3473
Slightly volatile
Dividend Yield0.01860.03610.0251
Slightly volatile
Free Cash Flow Yield0.07010.120.1109
Pretty Stable
Operating Cash Flow Per Share1.051.931.6475
Slightly volatile
Stock Based Compensation To Revenue0.03620.02250.0243
Pretty Stable
Free Cash Flow Per Share0.981.841.5773
Slightly volatile
Capex To Revenue0.01510.01580.026
Slightly volatile
Payout Ratio0.340.361.0294
Slightly volatile
Capex Per Share0.110.09820.0794
Slightly volatile
Price Earnings Ratio42.3110.782752.9683
Slightly volatile
Price Book Value Ratio4.710.79511.2688
Very volatile
Price To Operating Cash Flows Ratio7.658.0510.8024
Slightly volatile
Price To Free Cash Flows Ratio8.018.4312.0536
Slightly volatile
Pretax Profit Margin1.60.18790.327
Slightly volatile
Ebt Per Ebit0.260.330.5057
Slightly volatile
Operating Profit Margin4.390.18790.6872
Slightly volatile
Effective Tax Rate0.330.18940.2275
Very volatile
Company Equity Multiplier11.099.49449.6916
Pretty Stable
Long Term Debt To Capitalization0.04540.04780.3289
Slightly volatile
Total Debt To Capitalization0.680.55720.593
Pretty Stable
Return On Capital Employed0.04110.0110.0186
Pretty Stable
Debt Equity Ratio2.051.25861.6171
Slightly volatile
Ebit Per Revenue4.390.18790.6872
Slightly volatile
Quick Ratio0.180.184919.9436
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.962.764.0051
Slightly volatile
Net Income Per E B T0.670.81060.7725
Very volatile
Cash Ratio0.250.260.4355
Slightly volatile
Days Of Sales Outstanding13.2 K9.8 K10.3 K
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.680.860.9146
Very volatile
Price To Book Ratio4.710.79511.2688
Very volatile
Fixed Asset Turnover0.79.91433.8368
Slightly volatile
Capital Expenditure Coverage Ratio13.819.6622.4121
Slightly volatile
Price Cash Flow Ratio7.658.0510.8024
Slightly volatile
Enterprise Value Multiple8.922.477517.3473
Slightly volatile
Debt Ratio0.240.13260.1666
Slightly volatile
Price Sales Ratio45.441.64225.9269
Slightly volatile
Return On Assets0.010.00780.0065
Slightly volatile
Asset Turnover0.00940.0510.0317
Very volatile
Net Profit Margin1.070.15230.2429
Slightly volatile
Gross Profit Margin0.80.90.98
Slightly volatile
Price Fair Value4.710.79511.2688
Very volatile
Return On Equity0.110.07370.0632
Slightly volatile
Short Term Coverage Ratios0.06080.0640.1861
Slightly volatile
Dividend Payout Ratio0.340.361.0294
Slightly volatile
Operating Cash Flow Sales Ratio0.370.350.3714
Slightly volatile
Cash Flow Coverage Ratios0.04560.05010.0729
Pretty Stable
Cash Flow To Debt Ratio0.04560.05010.0729
Pretty Stable

ESSA Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap198.9 M183.2 M157.5 M
Slightly volatile
Enterprise Value171.3 M473.2 M323.1 M
Very volatile

ESSA Fundamental Market Drivers

Forward Annual Dividend Rate0.6

ESSA Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of October 2024
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
30th of September 2023
Last Financial Announcement
View

About ESSA Bancorp Financial Statements

ESSA Bancorp stakeholders use historical fundamental indicators, such as ESSA Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although ESSA Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in ESSA Bancorp's assets and liabilities are reflected in the revenues and expenses on ESSA Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in ESSA Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue4.8 M4.3 M
Total Revenue111.6 M117.1 M
Cost Of Revenue18.2 M14.3 M
Sales General And Administrative To Revenue 0.46  0.62 
Revenue Per Share 11.70  0.26 
Stock Based Compensation To Revenue 0.02  0.04 
Capex To Revenue 0.02  0.02 
Ebit Per Revenue 0.19  4.39 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether ESSA Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ESSA Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Essa Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Essa Bancorp Stock:
Check out the analysis of ESSA Bancorp Correlation against competitors.
For information on how to trade ESSA Stock refer to our How to Trade ESSA Stock guide.
You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ESSA Bancorp. If investors know ESSA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ESSA Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
0.6
Earnings Share
1.78
Revenue Per Share
7.127
Quarterly Revenue Growth
(0.04)
The market value of ESSA Bancorp is measured differently than its book value, which is the value of ESSA that is recorded on the company's balance sheet. Investors also form their own opinion of ESSA Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ESSA Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ESSA Bancorp's market value can be influenced by many factors that don't directly affect ESSA Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ESSA Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ESSA Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ESSA Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.