Essa Bancorp Stock Today

ESSA Stock  USD 20.09  0.13  0.65%   

Performance

5 of 100

 
Weak
 
Strong
Modest

Odds Of Distress

Less than 5

 
High
 
Low
Very Low
ESSA Bancorp is trading at 20.09 as of the 21st of November 2024, a 0.65 percent increase since the beginning of the trading day. The stock's open price was 19.96. ESSA Bancorp has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat modest performance during the last 90 days. Equity ratings for ESSA Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 22nd of October 2024 and ending today, the 21st of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
4th of April 2007
Category
Financial Services
Classification
Financials
ESSA Bancorp, Inc. operates as a bank holding company for ESSA Bank Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company was founded in 1916 and is headquartered in Stroudsburg, Pennsylvania. The company has 10.13 M outstanding shares of which 24.8 K shares are currently shorted by private and institutional investors with about 3.22 trading days to cover. More on ESSA Bancorp

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ESSA Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOGary Olson
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.010.0078
Significantly Up
Slightly volatile
Asset Turnover0.00940.051
Way Down
Very volatile
Gross Profit Margin0.80.9
Fairly Down
Slightly volatile
Total Current Liabilities188 M280 M
Way Down
Slightly volatile
Non Current Liabilities Total1.8 B1.7 B
Sufficiently Up
Slightly volatile
Total Assets1.5 B2.2 B
Way Down
Slightly volatile
Total Current Assets49.2 M51.8 M
Notably Down
Slightly volatile
Total Cash From Operating Activities15.8 M24 M
Way Down
Slightly volatile
Debt Levels
ESSA Bancorp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand ESSA Bancorp's financial leverage. It provides some insight into what part of ESSA Bancorp's total assets is financed by creditors.
Liquidity
ESSA Bancorp currently holds 290 M in liabilities with Debt to Equity (D/E) ratio of 9.05, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about ESSA Bancorp's use of debt, we should always consider it together with its cash and equity.

Change In Cash

69.39 Million
ESSA Bancorp (ESSA) is traded on NASDAQ Exchange in USA. It is located in 200 Palmer Street, Stroudsburg, PA, United States, 18360-0160 and employs 232 people. ESSA Bancorp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 203.54 M. ESSA Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 10.13 M outstanding shares of which 24.8 K shares are currently shorted by private and institutional investors with about 3.22 trading days to cover. ESSA Bancorp currently holds about 101.61 M in cash with 20.86 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 10.38.
Check ESSA Bancorp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of ESSA Bancorp is $203.54 Million. 30% of ESSA Bancorp outstanding shares are owned by other corporate entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Therefore, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some future point.
Check ESSA Ownership Details

ESSA Stock Institutional Holders

InstituionRecorded OnShares
Northern Trust Corp2024-09-30
67.5 K
Pinnacle Holdings, Llc2024-06-30
58.7 K
Philadelphia Trust Co2024-09-30
51.9 K
Morgan Stanley - Brokerage Accounts2024-06-30
49.5 K
Empowered Funds, Llc2024-06-30
45.2 K
Bank Of New York Mellon Corp2024-06-30
30.1 K
Panagora Asset Management Inc2024-09-30
28.7 K
Envestnet Asset Management Inc2024-06-30
25 K
Mercer Global Advisors Inc.2024-06-30
25 K
Fj Capital Management Llc2024-09-30
942 K
Blackrock Inc2024-06-30
494.6 K
View ESSA Bancorp Diagnostics

ESSA Bancorp Historical Income Statement

At present, ESSA Bancorp's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Total Revenue is expected to grow to about 117.1 M, whereas Operating Income is forecasted to decline to about 18.5 M. View More Fundamentals

ESSA Stock Against Markets

ESSA Bancorp Corporate Management

Thomas GrayuskiVP of Human Resource Services Division and VP of Human Resource Services Division - Essa Bank and TrustProfile
Stephanie LeffersonCorporate RelationsProfile
James FareriGeneral CounselProfile
Robert SelittoSenior ControllerProfile
When determining whether ESSA Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ESSA Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Essa Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Essa Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in ESSA Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For information on how to trade ESSA Stock refer to our How to Trade ESSA Stock guide.
You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ESSA Bancorp. If investors know ESSA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ESSA Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
0.6
Earnings Share
1.78
Revenue Per Share
7.127
Quarterly Revenue Growth
(0.04)
The market value of ESSA Bancorp is measured differently than its book value, which is the value of ESSA that is recorded on the company's balance sheet. Investors also form their own opinion of ESSA Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ESSA Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ESSA Bancorp's market value can be influenced by many factors that don't directly affect ESSA Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ESSA Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ESSA Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ESSA Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.