First Net Interest Income from 2010 to 2026

FCCO Stock  USD 29.32  0.27  0.93%   
First Community Net Interest Income yearly trend continues to be very stable with very little volatility. Net Interest Income is likely to drop to about 42.7 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
15.3 M
Current Value
16 M
Quarterly Volatility
1.9 M
 
Covid
 
Interest Hikes
Check First Community financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Community's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.3 M, Interest Expense of 36.8 M or Selling General Administrative of 36 M, as well as many indicators such as Price To Sales Ratio of 1.95, Dividend Yield of 0.0205 or PTB Ratio of 1.23. First financial statements analysis is a perfect complement when working with First Community Valuation or Volatility modules.
  
Build AI portfolio with First Stock
Check out the analysis of First Community Correlation against competitors.
To learn how to invest in First Stock, please use our How to Invest in First Community guide.
Evaluating First Community's Net Interest Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into First Community's fundamental strength.

Latest First Community's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of First Community over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. First Community's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Community's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

First Net Interest Income Regression Statistics

Arithmetic Mean36,273,988
Geometric Mean34,654,996
Coefficient Of Variation31.65
Mean Deviation9,805,517
Median35,748,000
Standard Deviation11,480,007
Sample Variance131.8T
Range34.6M
R-Value0.91
Mean Square Error23.7T
R-Squared0.83
Slope2,073,038
Total Sum of Squares2108.6T

First Net Interest Income History

202642.7 M
202559.8 M
202452 M
202348.9 M
202247.9 M
202145.3 M
202040 M

About First Community Financial Statements

First Community investors utilize fundamental indicators, such as Net Interest Income, to predict how First Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Interest Income59.8 M42.7 M

Pair Trading with First Community

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Community position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Community will appreciate offsetting losses from the drop in the long position's value.

Moving together with First Stock

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Moving against First Stock

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The ability to find closely correlated positions to First Community could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Community when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Community - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Community to buy it.
The correlation of First Community is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Community moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Community moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for First Community can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether First Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Community Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Community Stock:
Check out the analysis of First Community Correlation against competitors.
To learn how to invest in First Stock, please use our How to Invest in First Community guide.
You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Community. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Community data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.13
Dividend Share
0.63
Earnings Share
2.4
Revenue Per Share
10.18
Quarterly Revenue Growth
0.175
Understanding First Community requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value—what First Community's is actually worth based on fundamentals—guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push First Community's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Community's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.