First Savings Financial Stock Today

First Savings is trading at 33.98 as of the 15th of February 2026. This is a 3.28 percent increase since the beginning of the trading day. The stock's lowest day price was 32.9. The performance scores are derived for the period starting the 17th of November 2025 and ending today, the 15th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
7th of October 2008
Category
Financial Services
Classification
Financials
Valuation Profit Patterns
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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOLarry Myers
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00590.0087
Way Down
Very volatile
Asset Turnover0.0470.0549
Fairly Down
Pretty Stable
Gross Profit Margin0.580.52
Moderately Up
Slightly volatile
Total Current Liabilities2.1 BB
Sufficiently Up
Slightly volatile
Non Current Liabilities Total593 M564.8 M
Sufficiently Up
Slightly volatile
Total Assets2.9 B2.8 B
Sufficiently Up
Slightly volatile
Total Current Assets172.9 M327.1 M
Way Down
Slightly volatile
Debt Levels
First Savings utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into First Savings' leverage profile, showing how much of First Savings' resources are funded through borrowing.
Liquidity
First Savings Financial currently holds 463.76 M in liabilities with Debt to Equity (D/E) ratio of 8.2, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Savings' use of debt, we should always consider it together with its cash and equity.

Stock Based Compensation

666,040
First Savings Financial (FSFG) is traded on NASDAQ Exchange in USA and employs 244 people. First Savings is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 238.37 M. First Savings Financial conducts business under Banks sector and is part of Financials industry. The entity has 7.02 M outstanding shares of which 63.82 K shares are currently shorted by private and institutional investors with about 4.24 trading days to cover. First Savings Financial currently holds about 40.34 M in cash with 79.13 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.73.
Check First Savings Probability Of Bankruptcy

First Stock Institutional Holders

InstituionRecorded OnShares
State Street Corp2025-06-30
59.3 K
Bridgeway Capital Management, Llc2025-06-30
53.6 K
Stilwell Value Llc2025-06-30
52.5 K
Connor Clark & Lunn Inv Mgmt Ltd2025-06-30
35.1 K
Empowered Funds, Llc2025-06-30
32.9 K
Millennium Management Llc2025-06-30
31.9 K
Citadel Advisors Llc2025-06-30
26.3 K
O'shaughnessy Asset Management Llc2025-06-30
24.4 K
Goldman Sachs Group Inc2025-06-30
20.1 K
Fj Capital Management Llc2025-06-30
282.9 K
Vanguard Group Inc2025-06-30
282.3 K
View First Savings Diagnostics

First Savings Historical Income Statement

At this time, First Savings' Other Operating Expenses is most likely to increase significantly in the upcoming years. The First Savings' current Operating Income is estimated to increase to about 32.4 M, while Total Other Income Expense Net is forecasted to increase to (6.5 M). View More Fundamentals

First Stock Against Markets

First Savings Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with First Savings stock to make a market-neutral strategy. Peer analysis of First Savings could also be used in its relative valuation, which is a method of valuing First Savings by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

First Savings Corporate Management

When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Savings. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Savings demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.418
Dividend Share
0.63
Earnings Share
3.32
Revenue Per Share
12.257
Quarterly Revenue Growth
0.263
Investors evaluate First Savings Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Savings' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause First Savings' market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Savings' market price signifies the transaction level at which participants voluntarily complete trades.