First Community Stock Today

FCCO Stock  USD 29.96  0.25  0.83%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
First Community is selling at 29.96 as of the 12th of February 2026; that is 0.83% down since the beginning of the trading day. The stock's open price was 30.21. First Community has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 14th of November 2025 and ending today, the 12th of February 2026. Click here to learn more.
Business Domain
Banks
IPO Date
7th of July 1998
Category
Financial Services
Classification
Financials
First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina. The company has 9.34 M outstanding shares of which 81.21 K shares are currently shorted by private and institutional investors with about 1.2 trading days to cover. More on First Community

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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOMichael Crapps
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.05240.0576
Significantly Down
Slightly volatile
Gross Profit Margin0.530.681
Significantly Down
Very volatile
Total Current Liabilities101.8 M107.2 M
Notably Down
Very volatile
Non Current Liabilities Total1.5 B1.4 B
Sufficiently Up
Slightly volatile
Total AssetsB1.9 B
Sufficiently Up
Slightly volatile
Total Current Assets23.3 M24.6 M
Notably Down
Pretty Stable
Debt Levels
First Community utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into First Community's leverage profile, showing how much of First Community's resources are funded through borrowing.
Liquidity
First Community currently holds 122.15 M in liabilities with Debt to Equity (D/E) ratio of 9.91, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Community's use of debt, we should always consider it together with its cash and equity.

Depreciation

1.37 Million
First Community (FCCO) is traded on NASDAQ Exchange in USA and employs 272 people. First Community is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 279.95 M. First Community conducts business under Banks sector and is part of Financials industry. The entity has 9.34 M outstanding shares of which 81.21 K shares are currently shorted by private and institutional investors with about 1.2 trading days to cover. First Community currently holds about 104.4 M in cash with 10.87 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 13.8.
Check First Community Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Community is $279.95 Million. Over half of First Community's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Independent Advisor Alliance2025-06-30
101 K
Elizabeth Park Capital Advisors, Ltd2025-06-30
99.1 K
State Street Corp2025-06-30
84.8 K
Cutler Capital Management2025-06-30
76.5 K
Ubs Group Ag2025-06-30
73.9 K
Millennium Management Llc2025-06-30
71.2 K
Northern Trust Corp2025-06-30
70.3 K
Marshall Wace Asset Management Ltd2025-06-30
68.8 K
Wellington Management Company Llp2025-06-30
68.7 K
Fourthstone Llc2025-06-30
559.2 K
Vanguard Group Inc2025-06-30
428.1 K
View First Community Diagnostics

First Community Historical Income Statement

At this time, First Community's Operating Income is very stable compared to the past year. As of the 12th of February 2026, EBIT is likely to grow to about 35.8 M, while Total Other Income Expense Net is likely to drop (387.4 K). View More Fundamentals

First Stock Against Markets

First Community Corporate Management

John IVExecutive OfficerProfile
Joseph PainterExecutive OfficerProfile
Robin BrownExecutive OfficerProfile
Steve SlighConsultantProfile
Vaughan DozierExecutive OfficerProfile
Susan BoatwrightVice ManagerProfile
When determining whether First Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Community Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Community Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Community. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services.
To learn how to invest in First Stock, please use our How to Invest in First Community guide.
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Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Community. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Community data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.13
Dividend Share
0.63
Earnings Share
2.47
Revenue Per Share
10.18
Quarterly Revenue Growth
0.175
Understanding First Community requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value - what First Community's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push First Community's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Community's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.