First Community Stock Today

FCCO Stock  USD 29.70  0.20  0.67%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
First Community is selling at 29.70 as of the 30th of December 2025; that is 0.67% down since the beginning of the trading day. The stock's open price was 29.9. First Community has a very small chance of experiencing financial distress in the next few years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 10th of January 2024 and ending today, the 30th of December 2025. Click here to learn more.
Business Domain
Banks
IPO Date
7th of July 1998
Category
Financial Services
Classification
Financials
First Community Corporation operates as the bank holding company for First Community Bank which offers various commercial and retail banking products and services to small-to-medium sized businesses, professional concerns, and individuals. The company was incorporated in 1994 and is headquartered in Lexington, South Carolina. The company has 7.69 M outstanding shares of which 169.95 K shares are currently shorted by private and institutional investors with about 5.09 trading days to cover. More on First Community

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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOMichael Crapps
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Nasdaq Bank, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.0520.0503
Sufficiently Up
Pretty Stable
Gross Profit Margin0.530.6124
Fairly Down
Pretty Stable
Total Current Liabilities1.9 B1.8 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total32.8 M34.5 M
Notably Down
Pretty Stable
Total Assets2.1 BB
Sufficiently Up
Slightly volatile
Total Current Assets172.5 M157.6 M
Significantly Up
Very volatile
Debt Levels
First Community can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Community's financial leverage. It provides some insight into what part of First Community's total assets is financed by creditors.
Liquidity
First Community currently holds 120.72 M in liabilities with Debt to Equity (D/E) ratio of 9.91, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Community's use of debt, we should always consider it together with its cash and equity.

Depreciation

1.37 Million
First Community (FCCO) is traded on NASDAQ Exchange in USA and employs 272 people. First Community is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 228.85 M. First Community conducts business under Banks sector and is part of Financials industry. The entity has 7.69 M outstanding shares of which 169.95 K shares are currently shorted by private and institutional investors with about 5.09 trading days to cover. First Community currently holds about 104.4 M in cash with 10.87 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 13.8.
Check First Community Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Community is $228.85 Million. Over half of First Community's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Independent Advisor Alliance2025-06-30
101 K
Elizabeth Park Capital Advisors, Ltd2025-06-30
99.1 K
State Street Corp2025-06-30
84.8 K
Cutler Capital Management2025-06-30
76.5 K
Ubs Group Ag2025-06-30
73.9 K
Millennium Management Llc2025-06-30
71.2 K
Northern Trust Corp2025-06-30
70.3 K
Marshall Wace Asset Management Ltd2025-06-30
68.8 K
Wellington Management Company Llp2025-06-30
68.7 K
Fourthstone Llc2025-06-30
559.2 K
Vanguard Group Inc2025-06-30
428.1 K
View First Community Diagnostics

First Community Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. First Community market risk premium is the additional return an investor will receive from holding First Community long position in a well-diversified portfolio.

First Stock Against Markets

First Community Corporate Management

John IVExecutive OfficerProfile
Susan SexsonAssistant RegionProfile
Joseph PainterExecutive OfficerProfile
Robin BrownChief OfficerProfile
John NissenExecutive OfficerProfile
Steve SlighConsultantProfile
Vaughan DozierExecutive OfficerProfile
When determining whether First Community offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Community's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Community Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Community Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Community. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in services.
To learn how to invest in First Stock, please use our How to Invest in First Community guide.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Community. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Community listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.34
Dividend Share
0.62
Earnings Share
2.4
Revenue Per Share
9.8
Quarterly Revenue Growth
0.181
The market value of First Community is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Community's value that differs from its market value or its book value, called intrinsic value, which is First Community's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Community's market value can be influenced by many factors that don't directly affect First Community's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Community's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Community is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Community's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.