First Net Interest Income from 2010 to 2026

FSFG Stock  USD 32.59  0.53  1.65%   
First Savings' Net Interest Income is increasing over the last several years with slightly volatile swings. Net Interest Income is predicted to flatten to about 50.1 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
16.3 M
Current Value
16.6 M
Quarterly Volatility
M
 
Covid
Check First Savings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Savings' main balance sheet or income statement drivers, such as Interest Expense of 75.1 M, Total Revenue of 154 M or Gross Profit of 50.5 M, as well as many indicators such as Price To Sales Ratio of 1.8, Dividend Yield of 0.0138 or PTB Ratio of 0.66. First financial statements analysis is a perfect complement when working with First Savings Valuation or Volatility modules.
  
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Check out the analysis of First Savings Correlation against competitors.

Latest First Savings' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of First Savings Financial over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. First Savings' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Savings' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

First Net Interest Income Regression Statistics

Arithmetic Mean42,397,600
Geometric Mean39,062,598
Coefficient Of Variation40.66
Mean Deviation15,482,871
Median39,446,000
Standard Deviation17,237,547
Sample Variance297.1T
Range48.6M
R-Value0.91
Mean Square Error54.3T
R-Squared0.83
Slope3,107,371
Total Sum of Squares4754.1T

First Net Interest Income History

202650.1 M
202572.8 M
202463.3 M
202356.5 M
202261.6 M
202159.9 M
202057.2 M

About First Savings Financial Statements

First Savings stakeholders use historical fundamental indicators, such as First Savings' Net Interest Income, to determine how well the company is positioned to perform in the future. Although First Savings investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Savings' assets and liabilities are reflected in the revenues and expenses on First Savings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Savings Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income72.8 M50.1 M

Currently Active Assets on Macroaxis

When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Savings Correlation against competitors.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.418
Dividend Share
0.63
Earnings Share
3.32
Revenue Per Share
12.257
Quarterly Revenue Growth
0.263
The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.