First Financial Statements From 2010 to 2026

FSFG Stock  USD 33.98  1.08  3.28%   
First Savings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing First Savings' valuation are provided below:
Gross Profit
84.2 M
Profit Margin
0.275
Market Capitalization
238.4 M
Enterprise Value Revenue
8.3474
Revenue
84.2 M
There are over one hundred nineteen available fundamental signals for First Savings Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of First Savings Financial prevailing fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. The First Savings' current Market Cap is estimated to increase to about 204.1 M. The First Savings' current Enterprise Value is estimated to increase to about 619.3 M

First Savings Total Revenue

176.7 Million

Check First Savings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Savings' main balance sheet or income statement drivers, such as Interest Expense of 75.1 M, Total Revenue of 176.7 M or Gross Profit of 52.4 M, as well as many indicators such as Price To Sales Ratio of 1.79, Dividend Yield of 0.0138 or PTB Ratio of 0.68. First financial statements analysis is a perfect complement when working with First Savings Valuation or Volatility modules.
  
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Check out the analysis of First Savings Correlation against competitors.

First Savings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.9 B2.8 B1.5 B
Slightly volatile
Other Current Liabilities1.8 B1.7 BB
Slightly volatile
Total Current Liabilities2.1 BB1.1 B
Slightly volatile
Total Stockholder Equity233.6 M222.5 M131.7 M
Slightly volatile
Cash32.9 M36.9 M36.8 M
Very volatile
Non Current Assets Total11 M11.6 M829.1 M
Pretty Stable
Other Assets2.5 B2.4 B1.4 B
Slightly volatile
Cash And Short Term Investments36.8 M38.7 M189.9 M
Pretty Stable
Common Stock Shares Outstanding7.6 MMM
Slightly volatile
Liabilities And Stockholders Equity2.9 B2.8 B1.5 B
Slightly volatile
Non Current Liabilities Total593 M564.8 M268.4 M
Slightly volatile
Other Stockholder Equity20.2 M14.7 M23.7 M
Slightly volatile
Total Liabilities2.7 B2.5 B1.4 B
Slightly volatile
Total Current Assets49.2 M51.8 M196.1 M
Very volatile
Other Liabilities98.9 M94.2 M36.2 M
Slightly volatile
Property Plant And Equipment Net17.1 M29.2 M18.7 M
Slightly volatile
Retained Earnings232 M220.9 M113.3 M
Slightly volatile
Accounts Payable6.1 M5.8 M2.6 M
Slightly volatile
Net Receivables13.7 M13.1 M6.3 M
Slightly volatile
Short Term Investments1.7 M1.8 M153.5 M
Pretty Stable
Property Plant And Equipment Gross51.5 M49.1 M26 M
Slightly volatile
Intangible Assets255.6 K269.1 K13.7 M
Slightly volatile
Property Plant Equipment15.7 M31.4 M19.6 M
Slightly volatile
Short and Long Term Debt Total569.3 M542.2 M252.7 M
Slightly volatile
Long Term Debt560 M533.3 M159.6 M
Slightly volatile
Good Will9.3 M11.3 MM
Slightly volatile
Common Stock Total Equity94.2 K89.7 K48.6 K
Slightly volatile
Other Current Assets44.6 M46.9 M205.3 M
Slightly volatile
Short Term Debt308.2 M293.5 M70.4 M
Slightly volatile
Common Stock95.4 K90.8 K48.8 K
Slightly volatile
Net Tangible Assets109.3 M163.3 M111.3 M
Slightly volatile
Retained Earnings Total Equity196.8 M187.4 M107.2 M
Slightly volatile
Capital Surpluse26.9 M24.1 M31.5 M
Slightly volatile
Long Term Investments276 M290.5 M547.2 M
Very volatile
Non Current Liabilities Other184.7 M354.8 M204.7 M
Slightly volatile
Long Term Debt Total60.6 M57.7 M26.8 M
Slightly volatile
Short and Long Term Debt18 M36 M33.2 M
Very volatile
Earning Assets279.2 M367.4 M278.1 M
Slightly volatile
Net Invested Capital486.3 M755.8 M381.6 M
Slightly volatile
Capital Stock64.5 K90.8 K47.4 K
Slightly volatile

First Savings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense75.1 M71.6 M23 M
Slightly volatile
Total Revenue176.7 M168.3 M92.4 M
Slightly volatile
Gross Profit52.4 M96.3 M68 M
Slightly volatile
Other Operating Expenses144.3 M137.4 M74.6 M
Slightly volatile
Operating Income32.4 M30.9 M18 M
Slightly volatile
EBIT32.4 M30.9 M18 M
Slightly volatile
EBITDA35.1 M33.5 M19.6 M
Slightly volatile
Cost Of Revenue75.5 M71.9 M24.5 M
Slightly volatile
Income Before Tax32.4 M30.9 M17.6 M
Slightly volatile
Net Income28 M26.6 M14.4 M
Slightly volatile
Depreciation And Amortization1.5 M2.6 M1.7 M
Slightly volatile
Selling General Administrative30.2 M42.3 M34.8 M
Slightly volatile
Selling And Marketing Expenses1.7 MM1.9 M
Slightly volatile
Net Income Applicable To Common Shares10.4 M18.9 M13.1 M
Slightly volatile
Preferred Stock And Other Adjustments53 K55.8 K89.9 K
Slightly volatile
Net Income From Continuing Ops14.5 M26.6 M14 M
Slightly volatile
Net Interest Income50.1 M72.8 M42.4 M
Slightly volatile
Interest Income72.7 M144.4 M62.1 M
Slightly volatile
Reconciled Depreciation2.2 M2.6 M1.7 M
Slightly volatile
Extraordinary Items116 K130.5 K142.4 K
Slightly volatile

First Savings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation666 K826.2 K655.7 K
Pretty Stable
Begin Period Cash Flow4.6 M4.9 M26.3 M
Pretty Stable
Depreciation1.4 M2.6 M1.6 M
Slightly volatile
Capital Expenditures960.3 KM2.3 M
Very volatile
Net Income28 M26.6 M14.6 M
Slightly volatile
End Period Cash Flow3.7 M3.9 M28.3 M
Pretty Stable
Dividends Paid3.7 M3.9 M2.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.791.71.6515
Slightly volatile
Dividend Yield0.01380.01830.0172
Pretty Stable
PTB Ratio0.681.00.9214
Pretty Stable
Days Sales Outstanding30.5932.6326.7567
Very volatile
Book Value Per Share26.6125.3418.4707
Slightly volatile
Stock Based Compensation To Revenue0.01410.00720.0131
Slightly volatile
Capex To Depreciation0.330.351.4182
Pretty Stable
PB Ratio0.681.00.9214
Pretty Stable
Net Income Per Share3.193.031.9864
Slightly volatile
Payables Turnover24.2814.2620.1181
Slightly volatile
Sales General And Administrative To Revenue0.290.230.3489
Pretty Stable
Capex To Revenue0.00660.00690.0307
Slightly volatile
Cash Per Share4.194.4127.8873
Pretty Stable
Interest Coverage0.370.391.6639
Pretty Stable
Payout Ratio0.140.170.1781
Pretty Stable
Days Payables Outstanding19.7426.526.2705
Slightly volatile
ROE0.05760.110.095
Slightly volatile
PE Ratio10.1910.7210.7573
Slightly volatile
Return On Tangible Assets0.0060.00870.0093
Very volatile
Earnings Yield0.06690.09650.1024
Very volatile
Intangibles To Total Assets0.00360.00380.0155
Very volatile
Current Ratio0.02240.02360.2418
Slightly volatile
Tangible Book Value Per Share25.2224.0215.253
Slightly volatile
Receivables Turnover11.5812.863314.8861
Pretty Stable
Graham Number43.6741.5928.1673
Slightly volatile
Shareholders Equity Per Share26.6125.3418.4541
Slightly volatile
Debt To Equity1.172.191.575
Slightly volatile
Capex Per Share0.110.120.3305
Very volatile
Revenue Per Share20.1319.1713.1822
Slightly volatile
Interest Debt Per Share73.3969.937.764
Slightly volatile
Debt To Assets0.110.180.1453
Slightly volatile
Price Earnings Ratio10.1910.7210.7573
Slightly volatile
Operating Cycle30.5932.6326.7567
Very volatile
Price Book Value Ratio0.681.00.9214
Pretty Stable
Days Of Payables Outstanding19.7426.526.2705
Slightly volatile
Dividend Payout Ratio0.140.170.1781
Pretty Stable
Pretax Profit Margin0.130.170.1885
Slightly volatile
Operating Profit Margin0.130.170.1885
Slightly volatile
Company Equity Multiplier7.5811.1610.2601
Slightly volatile
Long Term Debt To Capitalization0.430.640.5625
Slightly volatile
Total Debt To Capitalization0.450.640.57
Slightly volatile
Return On Capital Employed0.03260.03530.0455
Pretty Stable
Debt Equity Ratio1.172.191.575
Slightly volatile
Ebit Per Revenue0.130.170.1885
Slightly volatile
Quick Ratio0.02240.02360.2418
Slightly volatile
Net Income Per E B T0.580.780.8143
Very volatile
Cash Ratio0.02040.02150.0537
Slightly volatile
Days Of Sales Outstanding30.5932.6326.7567
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.770.890.9775
Very volatile
Price To Book Ratio0.681.00.9214
Pretty Stable
Fixed Asset Turnover3.065.194.179
Slightly volatile
Debt Ratio0.110.180.1453
Slightly volatile
Price Sales Ratio1.791.71.6515
Slightly volatile
Return On Assets0.00590.00870.0092
Very volatile
Asset Turnover0.0470.05490.0594
Pretty Stable
Net Profit Margin0.0960.140.1525
Slightly volatile
Gross Profit Margin0.580.520.7572
Slightly volatile
Price Fair Value0.681.00.9214
Pretty Stable
Return On Equity0.05760.110.095
Slightly volatile

First Savings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap204.1 M194.4 M133.4 M
Slightly volatile

First Fundamental Market Drivers

First Upcoming Events

5th of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of October 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
30th of September 2023
Last Financial Announcement
View

About First Savings Financial Statements

First Savings stakeholders use historical fundamental indicators, such as First Savings' revenue or net income, to determine how well the company is positioned to perform in the future. Although First Savings investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Savings' assets and liabilities are reflected in the revenues and expenses on First Savings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Savings Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-35.6 M-37.4 M
Total Revenue168.3 M176.7 M
Cost Of Revenue71.9 M75.5 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.23  0.29 
Capex To Revenue 0.01  0.01 
Revenue Per Share 19.17  20.13 
Ebit Per Revenue 0.17  0.13 

Currently Active Assets on Macroaxis

When determining whether First Savings Financial is a strong investment it is important to analyze First Savings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Savings' future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Savings Correlation against competitors.
You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Savings. Market participants price First higher when confident in its future expansion prospects. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Savings demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.418
Dividend Share
0.63
Earnings Share
3.32
Revenue Per Share
12.257
Quarterly Revenue Growth
0.263
Investors evaluate First Savings Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Savings' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause First Savings' market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Savings' market price signifies the transaction level at which participants voluntarily complete trades.